NLDIMSR Innovision Journal of Management Research最新文献

Relationship Between Digital Payments Platforms, Merchants and Banks in India Using Social Network Analysis 基于社会网络分析的印度数字支付平台、商户和银行之间的关系

NLDIMSR Innovision Journal of Management Research Pub Date : 2023-02-23 DOI: 10.31794/nldimsr.6.2.2022.41-49

B. S. Sandeep, T. Mahara

{"title":"Relationship Between Digital Payments Platforms, Merchants and Banks in India Using Social Network Analysis","authors":"B. S. Sandeep, T. Mahara","doi":"10.31794/nldimsr.6.2.2022.41-49","DOIUrl":"https://doi.org/10.31794/nldimsr.6.2.2022.41-49","url":null,"abstract":"The Digital India programme is one of the flagship programmes of the Government of India with a focus on promoting cashless transactions using various modes of digital payments. These modes include Mobile Wallets, Use of Credit and Debit Cards, Mobile banking, internet banking and UPI. The study aims to analyse the area of Digital Payments and understand how banks and financial institutions are strategizing themselves to gain a competitive advantage in this Digital Era. This will be achieved by mapping the relationship between the Indian Banks and the Digital Payment platforms using Social Network Analysis, thus trying to identify significant performing banks and their association with classified digital payment platforms. This network analysis will help banks to detect change-in-opinion, and design strategic decisions by resolving complications from the consumer’s perspective. This study demands the latest data, collected from pertinent sources. Information is being gathered from the National Payments Corporation of India (NPCI), supported by the Reserve Bank of India (RBI) and the Indian Bank’s Association (IBA), which is functioning as an often related umbrella organisation for retail payments, settlement systems and operations in India.","PeriodicalId":309254,"journal":{"name":"NLDIMSR Innovision Journal of Management Research","volume":"7 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-02-23","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"127634471","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Priority Sector Lending in India: A Non Parametric Analysis 印度优先部门贷款:一个非参数分析

NLDIMSR Innovision Journal of Management Research Pub Date : 2023-02-23 DOI: 10.31794/nldimsr.6.2.2022.29-39

D. Kaur, Chitsimran, Rakesh Mahajan

{"title":"Priority Sector Lending in India: A Non Parametric Analysis","authors":"D. Kaur, Chitsimran, Rakesh Mahajan","doi":"10.31794/nldimsr.6.2.2022.29-39","DOIUrl":"https://doi.org/10.31794/nldimsr.6.2.2022.29-39","url":null,"abstract":"Priority sectors form the foundation and base structure of an economy. Providing adequate financial aid to these important sectors can lead to the development of an economy in real terms. These sectors include Agriculture, Micro Small and Medium Enterprises, Housing, Education and other weaker sections of an economy. Reserve Bank of India, since 1968 have specified separate targets and sub-targets for priority sector lending, falling short of which funds are transferred to Rural Infrastructure Development Fund (RIDF). The present study aims to analyse trends and performance patterns of priority sector lending at all Indian levels and Punjab in particular from 2004-05 to 2017-18. Comparative analysis of public and private banks has been done in India and Punjab and the impact of the crisis period on priority sector lending is also studied sector-wise. Steady CAGRs and increasing growth rates indicate a positive environment in banks concerning lending. But lack of social intent in private banks needs to be catered. This study analyses the trends and performance, pinpoints the problem areas and suggests some policy implications to improve lending to priority sectors.","PeriodicalId":309254,"journal":{"name":"NLDIMSR Innovision Journal of Management Research","volume":"13 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-02-23","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"126821197","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Impact of Determinant for the Selection of Capital Structure of PSUs in India: A study 决定因素对印度民营企业资本结构选择的影响研究

NLDIMSR Innovision Journal of Management Research Pub Date : 2023-02-23 DOI: 10.31794/nldimsr.6.2.2022.1-13

Moumita Roy

引用次数: 0

Investing in the Age of Millennials and Gen-Z: A Comparative Analysis 千禧一代和z世代的投资:比较分析

NLDIMSR Innovision Journal of Management Research Pub Date : 2023-02-23 DOI: 10.31794/nldimsr.6.2.2022.15-28

Yugandhara M Patil, Rajeshree Gokhale

{"title":"Investing in the Age of Millennials and Gen-Z: A Comparative Analysis","authors":"Yugandhara M Patil, Rajeshree Gokhale","doi":"10.31794/nldimsr.6.2.2022.15-28","DOIUrl":"https://doi.org/10.31794/nldimsr.6.2.2022.15-28","url":null,"abstract":"Today, more than half of the young generation (Gen-Z) invest proactively. Investments can be a great way to generate income as well as to create assets. Hence, people save money to target good returns and financial security. The current generation is proving to be more financially sophisticated than their predecessors. The purpose of this paper is to determine the investment pattern of millennials along with that of Gen-Z and to make a comparative analysis of the same. Investing involves the expectation to gain or to experience any financial risks that may happen in the future. Keeping this in mind, the research aims to look at what drives the decision-making process of both generations and if it’s gender-specific as well. An array of factors ranging from future security to travelling purposes are considered before investing. Primary data by questionnaire is used for the study. The sample chosen is further divided into two categories as per the respondents’ respective ages. Based on the readings, it is revealed that views regarding sustainable investing are not gender biased. The results show that because both generations do not have a huge age gap in them and are equally exposed to technology and sustainability, their investment patterns are similar.","PeriodicalId":309254,"journal":{"name":"NLDIMSR Innovision Journal of Management Research","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-02-23","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"128412156","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 1

A Great Management Thinker from India 一位来自印度的伟大管理思想家

NLDIMSR Innovision Journal of Management Research Pub Date : 2018-10-15 DOI: 10.31794/NLDIMSR.2.1.2018.62-64

J. Mukhopadhyay

引用次数: 0

How do Members Interact in Small Teams? Results from a Study in a Simulation Game 在小团队中成员如何互动?模拟游戏研究的结果

NLDIMSR Innovision Journal of Management Research Pub Date : 2018-10-15 DOI: 10.31794/NLDIMSR.2.1.2018.11-17

Vinod Dumblekar, Songsri Soranastaporn, Nophawan Yamchuti, Urairat Yamchuti

引用次数: 0

Musings of an Apprentice: Business Thinking Meets Design Thinking to Create a Design-led Innovative company 学徒的思考:商业思维与设计思维相结合，创建一个以设计为主导的创新公司

NLDIMSR Innovision Journal of Management Research Pub Date : 2018-10-15 DOI: 10.31794/NLDIMSR.2.1.2018.55-61

Vidya Rao

{"title":"Musings of an Apprentice: Business Thinking Meets Design Thinking to Create a Design-led Innovative company","authors":"Vidya Rao","doi":"10.31794/NLDIMSR.2.1.2018.55-61","DOIUrl":"https://doi.org/10.31794/NLDIMSR.2.1.2018.55-61","url":null,"abstract":"Businesses realize that delivering an awe-inspiring customer experience is the digital era is no longer an option. The business imperative is the need to transform themselves to avoid losing existing and future customers to competition. However, to visualize the blueprint for success and become an “Experience Maker” and fine-tune offerings based on what customers expect, the business requires rethinking everything, though some of the ideas may seem overwhelming. To leverage the “experience wave,” the business aspiring to be “future-ready” need to focus on: connectedness, immediacy, relevancy and visual quality. This calls for the change in mindset of the senior leadership to realize the underlying reality of an experience business and their ability to empower employees across all levels to take timely decisions with real-time data for the value segments and elevate the perception of the company’s ecosystem. The article shares A the perspective of a redesigned, reformed and transformed business design professional. The author shares her journey, experience, progress, and point of view on today's often discussed “design thinking or building a design-led innovation culture,.” a must have skill in today’s digital and experience era.","PeriodicalId":309254,"journal":{"name":"NLDIMSR Innovision Journal of Management Research","volume":"193 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2018-10-15","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"116179426","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

A Live Study on Market Performance of Fem Hair Removal Cream & Bleach in Guwahati Region 古瓦哈提地区女性脱毛膏和漂白剂市场表现的现场研究

NLDIMSR Innovision Journal of Management Research Pub Date : 2018-10-15 DOI: 10.31794/NLDIMSR.2.1.2018.35-43

P. Pareek, Yash Pareek

引用次数: 0

Continuous Learning Activity, Emotional Stability and Adaptive Performance among University Non-Academics 大学非学者持续学习活动、情绪稳定性与适应性表现

NLDIMSR Innovision Journal of Management Research Pub Date : 2018-10-15 DOI: 10.31794/NLDIMSR.2.1.2018.1-10

R. Azeez, T. Fapohunda, F. Jayeoba

{"title":"Continuous Learning Activity, Emotional Stability and Adaptive Performance among University Non-Academics","authors":"R. Azeez, T. Fapohunda, F. Jayeoba","doi":"10.31794/NLDIMSR.2.1.2018.1-10","DOIUrl":"https://doi.org/10.31794/NLDIMSR.2.1.2018.1-10","url":null,"abstract":"This paper investigated continuous learning activity, emotional stability and adaptive performance among university non-academics. The descriptive survey research design was used. Employing multiple regression and Pearson Product Moment Correlation, three stated hypotheses were tested and results showed a statistically significant influence of continuous learning activity and emotional stability on adaptive performance of university non-academics [F(2, 229)= 30.48] was calculated, and the obtained value was greater than tabulated critical 2 2 [F , (0.05) = 3.04 p=.00], with R at 0.21. This presupposes that 21% of the variance in adaptive performance is as 229 a result of continuous learning activity and emotional stability. Also, a positive and statistically significant relationship was found between university non-academics continuous learning activity and their adaptive performance (r=.44, p=.00). Further, a positive and statistically significant relationship was found between emotional stability and adaptive performance of university non-academics (r=.21, p=.00). From these findings, it could be recommended amongst others, that continuous learning activity and emotional stability machinery should be strengthened among non-academics by the management of university.","PeriodicalId":309254,"journal":{"name":"NLDIMSR Innovision Journal of Management Research","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2018-10-15","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"128195624","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

An Analytical Study on Wealth Management Predispositions - With Special Reference to Millennial 财富管理倾向的分析研究——以千禧一代为例

NLDIMSR Innovision Journal of Management Research Pub Date : 2018-10-15 DOI: 10.31794/nldimsr.2.1.2018.44-54

J. Kukreja

引用次数: 0