ComFin ResearchPub Date : 2024-01-01DOI: 10.34293/commerce.v12i1.7034
Aditya Prasad Sahoo
{"title":"Unveiling Investment Horizons: Exploring Financial Avenues and Household Investor Sentiments in Odisha’s Capital","authors":"Aditya Prasad Sahoo","doi":"10.34293/commerce.v12i1.7034","DOIUrl":"https://doi.org/10.34293/commerce.v12i1.7034","url":null,"abstract":"The purpose of this study is to find out how household investors think about various financial avenues for investing by stimulating their opinions. Additionally, an effort was made to offer to the government an appropriate mechanism for implementing the plans more effectively and to the maximum satisfaction of individuals investing in a financial instrument. The study investigates the household investor’s perception of various financial avenues available for investment in the capital of Odisha. In this study, the primary data was collected using a structured questionnaire from a sample of 255 which was issued to the respondents of the total population and collected 231 responses finally, only 200 samples are considered for analysis, and the balance of 31 was not considered due to incomplete response. It is found that household investors are more inclined to government securities than other financial avenues for investment as the p-value of all the component are less than 0.05 level. Household investors are still inclined towards low-risk financial avenues as they were found to be risk-averse. They still prefer to stay on the safe side of the investment. However, the government should take more steps for simplifying the rules and regulations for investment in government securities.","PeriodicalId":286082,"journal":{"name":"ComFin Research","volume":"32 16","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140517999","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
ComFin ResearchPub Date : 2024-01-01DOI: 10.34293/commerce.v12i1.6704
S. Mary Priteena
{"title":"Consumer Attitude towards Mobile Wallet Through on Google Pay","authors":"S. Mary Priteena","doi":"10.34293/commerce.v12i1.6704","DOIUrl":"https://doi.org/10.34293/commerce.v12i1.6704","url":null,"abstract":"In the digital world, most of the people are using upcoming technology mobile payment. It is cardless payment. It cans safe time and easily transaction the amount. We can transfer the amount whole the day 24*7 or 365 days. If we don’t have the amount in the original bank account. The amount can’t be transaction, it immediately banker send the message to Gpay user account.","PeriodicalId":286082,"journal":{"name":"ComFin Research","volume":"87 4","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140515805","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
ComFin ResearchPub Date : 2023-10-01DOI: 10.34293/commerce.v11i4.6669
S Geetha
{"title":"A Study on Customer Satisfaction and Perception of Online Banking Services in Salem District","authors":"S Geetha","doi":"10.34293/commerce.v11i4.6669","DOIUrl":"https://doi.org/10.34293/commerce.v11i4.6669","url":null,"abstract":"In our bustling lives, we are in a test of skill and endurance consistently. Everybody really must attempt to carve out ways of saving opportunity. One of the innovative headways that empowers clients to go through with their monetary exchanges from a retail or mechanized bank, credit association, or other monetary foundation on a protected stage is web based banking. Internet banking, likewise alluded to as electronic banking, is the advanced appropriation of crisp banking services and products to clients straightforwardly through electronic, intuitive contact organizations. It gives clients many advantages and qualities over customary banking. Internet banking is a speedy and simple method for getting cell phone admittance to your bank whenever. Web based financial purposes the web for of circulating monetary exchanges. With regards to getting everyday things done, bank moves are a relic of past times thanks to internet banking services. One of the most popular services presented by banks is internet banking, which makes it a truly dependable stage. Banks regularly utilize encryption frameworks to ensure the security of all client information and the shortfall of information breaks. Eventually, it shields against online extortion and record control. The pace of web access, the new web based financial elements, and the recurrence of internet banking utilize all influence how rapidly internet banking creates in every country. At the point when the tasks of banks and monetary organizations are joined with data innovation, web based banking is made in the banking sector. Hence, the present paper has been aimed to give an analytical view on customer satisfaction and preference on online banking services in Salem district.","PeriodicalId":286082,"journal":{"name":"ComFin Research","volume":"160 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-10-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135759981","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
ComFin ResearchPub Date : 2023-10-01DOI: 10.34293/commerce.v11i4.6660
R Dharmaraj
{"title":"A Study on Impact of Compensation and Reward System on the Performance of Organization in TF Air Systems Private Ltd","authors":"R Dharmaraj","doi":"10.34293/commerce.v11i4.6660","DOIUrl":"https://doi.org/10.34293/commerce.v11i4.6660","url":null,"abstract":"Compensation is significant for fascination, maintenance and inspiration of reasonable workers for an association. It assumes a vital part in presentation of representatives and association. The idea of compensation as a vital element is exceptionally important in the event of association as effective, gifted and roused HR are required in association area very much like different areas of the economy. Hence this study has been embraced to research the effect of compensation and prize framework on authoritative execution of TF Air Framework private restricted. From this study it was found that prize and pay methodologies decidedly affect execution of association. The review suggests that association ought to embrace the utilization of both outward and characteristic prizes notwithstanding different motivations and ought to join it with in general association methodology to acquire upper hand in the business.","PeriodicalId":286082,"journal":{"name":"ComFin Research","volume":"160 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-10-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135761598","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
ComFin ResearchPub Date : 2023-10-01DOI: 10.34293/commerce.v11i4.6662
U Arumugam, M Manida
{"title":"Agripreneurship for Sustainable Economic Development in India","authors":"U Arumugam, M Manida","doi":"10.34293/commerce.v11i4.6662","DOIUrl":"https://doi.org/10.34293/commerce.v11i4.6662","url":null,"abstract":"Agripreneurship, the integration of entrepreneurship principles into the agriculture sector, has emerged as a transformative approach towards achieving sustainable economic development in India. This paper explores the concept of agripreneurship and its potential to address the complex challenges faced by the Indian economy, including rural unemployment, food security, and environmental sustainability. India’s agrarian economy is characterized by a significant rural population engaged in agriculture, yet plagued by low productivity, fragmented land holdings, and lack of access to modern technology. Agripreneurship offers a promising solution by encouraging farmers to adopt innovative practices, value-addition techniques, and market-oriented approaches. By becoming agripreneurs, farmers can not only enhance their income but also contribute to overall economic growth. Sustainable economic development necessitates the integration of social, environmental, and economic dimensions. Agripreneurship aligns with this goal by promoting sustainable agricultural practices that minimize environmental degradation, conserve natural resources, and promote biodiversity. Moreover, it can help bridge the urban-rural divide by generating employment opportunities in rural areas, reducing migration to cities, and revitalizing local economies. This paper reviews successful agripreneurship models and initiatives from across India, highlighting the factors that have contributed to their effectiveness. It also discusses the challenges that aspiring agripreneurs might face, such as limited access to finance, lack of training and technical know-how, and inadequate market linkages. Government policies, non-governmental organizations, and private sector collaborations play a crucial role in creating an enabling environment for agripreneurship to flourish. Furthermore, the paper delves into the role of education and research in promoting agripreneurship. Educational institutions can design specialized curricula that combine agricultural knowledge with business acumen, nurturing a new generation of agripreneurs. Research efforts can focus on developing context-specific innovations, crop diversification, and sustainable land management techniques. In conclusion, agripreneurship has the potential to drive sustainable economic development in India by rejuvenating the agriculture sector. By fostering innovation, enhancing livelihoods, and safeguarding the environment, agripreneurship can pave the way for a more resilient and inclusive economy. However, its successful implementation requires concerted efforts from various stakeholders, including policymakers, financial institutions, academia, and the farming community.","PeriodicalId":286082,"journal":{"name":"ComFin Research","volume":"24 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-10-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135761607","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
ComFin ResearchPub Date : 2023-10-01DOI: 10.34293/commerce.v11i4.6681
D Sowmya, Anitha Malisetty
{"title":"A Study on Need of Robust Financial Management and Accounting System with Reference to Construction Industry","authors":"D Sowmya, Anitha Malisetty","doi":"10.34293/commerce.v11i4.6681","DOIUrl":"https://doi.org/10.34293/commerce.v11i4.6681","url":null,"abstract":"In today’s scenario, it’s uncertain to set up a construction firm. Many construction enterprises quit their business operations every year. Due to the specific characteristics of the construction business, running a successful construction firm demands a professional set of financial management abilities and robust accounting system. The construction industry, in contrast to other sectors, faces a number of obstacles, such as: (1) an ongoing demand to create unique projects; (2) the need to construct projects at various sites; (3) the handling of retention and advance payments; and (4) a reliance on subcontractors for the successful completion of operations. This study attempts to know the significance of robust financial management and accounting systems in the construction industry.","PeriodicalId":286082,"journal":{"name":"ComFin Research","volume":"5 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-10-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135759980","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
ComFin ResearchPub Date : 2023-10-01DOI: 10.34293/commerce.v11i4.6698
K Uma
{"title":"Future of Transport – Rise of Electric Vehicles in India","authors":"K Uma","doi":"10.34293/commerce.v11i4.6698","DOIUrl":"https://doi.org/10.34293/commerce.v11i4.6698","url":null,"abstract":"The introduction and proliferation of electric vehicles (EVs) in India signify a transformative shift in the country's automotive landscape and its commitment to sustainable transportation. This paper explores the key drivers and dynamics underpinning the rise of EVs in India, highlighting the environmental imperatives, government initiatives, technological advancements, urban challenges, global trends, and economic implications that are shaping this transition. Furthermore, it examines the challenges and opportunities associated with the adoption of EVs, such as the development of charging infrastructure and the coexistence of traditional and electric vehicle ecosystems. The paper underscores the significance of EVs in addressing pressing issues like air pollution and climate change while fostering domestic manufacturing and job creation. As India's electric vehicle market continues to evolve, it is essential to recognize its potential to redefine mobility, reduce emissions, and contribute to a more sustainable future.","PeriodicalId":286082,"journal":{"name":"ComFin Research","volume":"14 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-10-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135759958","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
ComFin ResearchPub Date : 2023-10-01DOI: 10.34293/commerce.v11i4.6696
S. Dhanalakshmi, K. Komalavalli
{"title":"An Overview of the Influence of Working Capital Management on Profitability","authors":"S. Dhanalakshmi, K. Komalavalli","doi":"10.34293/commerce.v11i4.6696","DOIUrl":"https://doi.org/10.34293/commerce.v11i4.6696","url":null,"abstract":"Working Capital Management is crucial for a company, akin to the company’s life force, enabling it to thrive and survive in the competitive market. In this fiercely competitive world, each passing day holds immense significance in propelling businesses to the next level. This study delves into an analysis of various studies conducted globally over the past few years. Its primary aim is to compile and synthesize the results of these studies, identifying key factors and the impact of maintaining the necessary balance of working capital. Most studies have consistently concluded that a shorter cash conversion cycle yields greater benefits.","PeriodicalId":286082,"journal":{"name":"ComFin Research","volume":"275 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-10-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135761398","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
ComFin ResearchPub Date : 2023-10-01DOI: 10.34293/commerce.v11i4.6677
K Esakkimuthu, S Banupriya
{"title":"Awareness about Climate Change among Students: A Sustainable Future","authors":"K Esakkimuthu, S Banupriya","doi":"10.34293/commerce.v11i4.6677","DOIUrl":"https://doi.org/10.34293/commerce.v11i4.6677","url":null,"abstract":"Climate change is a pressing global challenge that demands immediate attention and collective action. This study aims to assess the level of awareness about climate change among students and explore the potential implications for building a sustainable future. The research adopts a mixed-methods approach, combining quantitative surveys and qualitative interviews to gather data from a diverse sample of students across various educational institutions. The quantitative phase involves distributing structured surveys to assess the baseline knowledge of students regarding climate change, its causes, consequences, and potential mitigation strategies. Additionally, the survey explores students’ attitudes towards sustainable practices and their perceptions of the role of individuals, governments, and corporations in addressing climate change.The qualitative phase consists of in-depth interviews with a subset of survey participants to delve deeper into their understanding of climate change concepts, sources of information, and factors influencing their attitudes and behaviours. These interviews provide valuable insights into the effectiveness of existing educational efforts and identify potential barriers to fostering sustainable behaviours among students.Preliminary findings reveal a range of awareness levels among students, with some displaying a comprehensive understanding of climate change while others exhibit misconceptions or limited knowledge. The study identifies formal education, social media, and environmental advocacy groups as key sources of information for students. Furthermore, it highlights the role of personal experiences, cultural backgrounds, and socio-economic factors in shaping students’ perspectives on climate change. This study underscores the significance of integrating comprehensive climate change education into curricula across all educational levels. It also emphasizes the need for targeted awareness campaigns that leverage digital platforms and community engagement to enhance students’ understanding of climate change and inspire pro-environmental behaviors. By equipping students with accurate information and a sense of agency, educators and policymakers can contribute to a more informed and ecologically responsible citizenry, thereby fostering the foundation for a sustainable future.","PeriodicalId":286082,"journal":{"name":"ComFin Research","volume":"20 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-10-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135761594","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
ComFin ResearchPub Date : 2023-07-01DOI: 10.34293/commerce.v11i3.6381
A. Anusuya, V. Darling Selvi
{"title":"Do Demographic Variables Dominate the Awareness of Consumer Rights: An Analytical Purview","authors":"A. Anusuya, V. Darling Selvi","doi":"10.34293/commerce.v11i3.6381","DOIUrl":"https://doi.org/10.34293/commerce.v11i3.6381","url":null,"abstract":"Consumer rights are the rights given to a consumer to protect them from unethical malpractices and unfair trade practices. The main objective of this study was to test the formulated hypotheses. Thus, the hypotheses were formulated that there is no relationship between gender, marital status, age, educational qualification, sources of awareness and level of awareness of consumer rights. For the purpose of this study the primary data from 150 respondents is collected by using convenient sampling method. Chi-square test have been used to test the hypotheses. As a result of chi-square test, except marital status all are significant with level of awareness towards consumer rights. Gender has significant with level of awareness towards consumer rights. Age, Educational qualification and Sources of awareness have highly significant with level of awareness towards consumer rights.","PeriodicalId":286082,"journal":{"name":"ComFin Research","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-07-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"128219166","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}