Pinesti Rezaningsih, S. Hermuningsih, Alfiatul Maulida
{"title":"FINANCIAL PERFORMANCE ANALYSIS TO ASSESS THE HEALTH OF BMT ARAFAH KULON PROGO'S SAVINGS AND LOAN COOPERATIVE AND ISLAMIC FINANCING (KSPPS) FOR THE YEARS 2015-2019.","authors":"Pinesti Rezaningsih, S. Hermuningsih, Alfiatul Maulida","doi":"10.26877/sta.v6i1.8061","DOIUrl":"https://doi.org/10.26877/sta.v6i1.8061","url":null,"abstract":"This study aims to find out the soundness level of Sharia Savings and Financing Cooperatives (KSPPS) BMT Arafah in 2015-2019 based on the Regulation of the Minister of Cooperatives and Small and Medium Enterprises of the Republic of Indonesia Number:35.5/Per/M.KUKM/XI/2007 concerning capital aspects, efficiency aspects and liquidity aspects. This type of research is descriptive quantitative. The object of this research is the health analysis of Cooperatives Save Borrowing and Sharia Financing (KSPPS) BMT Arafah. The population of this research is in the form of financial statements such as balance sheets, profit and loss statements and the remaining business results of the next sample used in this study, namely the 2015-2019 financial statements. The method used is the documentation method. The results showed that the soundness level of BMT Arafah in 2015-2019 was in a healthy predicate with details of the average score: 1) the average capital aspect scored 8.45 and was in the healthy category; 2) the average efficiency aspect gets a score of 8 and is in a healthy category; 3) The average liquidity aspect scored 11.88 and was in a healthy category.","PeriodicalId":283526,"journal":{"name":"Stability: Journal of Management and Business","volume":"24 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-07-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"131463700","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Rismanto Gatot Trisilo, Paramita Lea Christanti, Dandang Setyawanti, Darwin T. Galleta
{"title":"INVESTMENT DECISION ON THE LEVEL OF GENDER RELIGIUSITY","authors":"Rismanto Gatot Trisilo, Paramita Lea Christanti, Dandang Setyawanti, Darwin T. Galleta","doi":"10.26877/sta.v6i1.13906","DOIUrl":"https://doi.org/10.26877/sta.v6i1.13906","url":null,"abstract":"This research aims to be able to examine differences in individual investment behavior when faced with various kinds of investment choices based on the level of religiosity that each individual has, as well as deeper research on whether individual religiosity influences the attitude of sharia/SRI investment choices. Then the results of this study are based on the first financial criteria. In financial criteria, besides the level of religiosity, gender level is also a determining factor, namely men tend to have a higher level of confidence in making investment decisions than women. higher risk while women prefer to allocate funds to invest with lower risk. The second is Information Criteria, that STAIN and UNWIDHA students actually consider decisions in determining investments based on accurate information, and where information criteria play an important role as the basis for investment decisions.","PeriodicalId":283526,"journal":{"name":"Stability: Journal of Management and Business","volume":"22 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-07-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"114403789","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Deodatus Layo, Ambar Lukitaningsih, Lusia Tria Hatmanti Hutami, Sanchita Som
{"title":"THE INFLUENCE OF CONSUMER KNOWLEDGE, TRUST, AND MOTIVATION ON THE INTENTION TO BUY ENVIRONMENTALLY FRIENDLY PRODUCTS","authors":"Deodatus Layo, Ambar Lukitaningsih, Lusia Tria Hatmanti Hutami, Sanchita Som","doi":"10.26877/sta.v6i1.8172","DOIUrl":"https://doi.org/10.26877/sta.v6i1.8172","url":null,"abstract":"The purpose of this study was to determine how \"The Influence of Knowledge, Trust and Motivation of Consumers on Purchase Intention of Environmentally Friendly Products (Survey on Ades Drink Consumers in Yogyakarta)\". The technique used is non probability sampling using purposive sampling method. The sample size was 100 respondents by distributing questionnaires which were measured using a Likert scale. The results showed that knowledge had no significant positive effect on purchase intention for environmentally friendly products, but the factors of trust and motivation had a significant positive effect on purchase intention for environmentally friendly products in Yogyakarta.","PeriodicalId":283526,"journal":{"name":"Stability: Journal of Management and Business","volume":"26 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-07-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"125035068","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Manda Rahmad Husein Lubis, Denny Purnomo, M. A. Dinata
{"title":"TECHNOLOGY ACCEPTANCE MODEL APPROACH IN MEASURING USER BEHAVIOR OF ONLINE FOOD DELIVERY APPLICATIONS IN BANYUMAS DISTRICT","authors":"Manda Rahmad Husein Lubis, Denny Purnomo, M. A. Dinata","doi":"10.26877/sta.v6i1.12051","DOIUrl":"https://doi.org/10.26877/sta.v6i1.12051","url":null,"abstract":"Food delivery services are increasingly preferred as the internet develops, but food consumer and entrepreneurs need to be selective in choosing which ones can provide value to them. This study aims to examine the easy to use, usefullness and attitudes of behavioral intention in food delivery applications in Banyumas Regency. The data analysis method used is structural equation modeling-partial least squares (SEM-PLS). The number of respondents was 100. The sampling technique in this study used a purposive sampling method with criteria for a minimum age of 17 years, domiciled in the Banyumas Regency area, and had used shopee food for at least 1 month. Collecting data using a Likert scale questionnaire 1 to 5 by utilizing the google form. The results showed that all TAM variables had an effect on behavioral intention","PeriodicalId":283526,"journal":{"name":"Stability: Journal of Management and Business","volume":"33 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-07-28","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"122670608","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Ria Rindi Astuti, H. Prabowo, Ratih Hesti Utami Puspitasari
{"title":"THE EFFECT OF COMPENSATION AND WORK-LIFE BALANCE ON EMPLOYEE RETENTION THROUGH WORK SATISFACTION (CASE STUDY AT PT SANDANG ASIA MAJU ABADI SEMARANG)","authors":"Ria Rindi Astuti, H. Prabowo, Ratih Hesti Utami Puspitasari","doi":"10.26877/sta.v6i1.16270","DOIUrl":"https://doi.org/10.26877/sta.v6i1.16270","url":null,"abstract":"This study aims to determine the effect of compensation and work-life balance on employee retention through job satisfaction at PT Sandang Asia Maju Abadi Semarang. The author distributed questionnaires with a Likert scale model to 100 respondents in data collection techniques and was tested using validity and reliability instrument tests using the PLS (Partial Least Square) method. The data analysis used is the evaluation of the measurement model (outer model) and structural (inner model) using SmartPLS 3.0 software. The results showed that compensation has no direct effect on employee retention, work-life balance has no direct effect on employee retention, job satisfaction has a direct effect on employee retention, compensation has a direct effect on job satisfaction, work-life balance has a direct effect on job satisfaction, compensation has an indirect effect on employee retention through job satisfaction as an intervening variable and work-life balance has an indirect effect on employee retention through job satisfaction as an intervening variable.","PeriodicalId":283526,"journal":{"name":"Stability: Journal of Management and Business","volume":"25 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-07-28","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"129976495","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"HOW DOES FINANCIAL LITERACY IMPROVE SUSTAINABILITY BUSINESS IN BATIK SMEs?","authors":"Ahmad Idris, M. Munir, M. A. Iqbal","doi":"10.26877/sta.v6i1.15716","DOIUrl":"https://doi.org/10.26877/sta.v6i1.15716","url":null,"abstract":"The business sustainability of the batik SMEs is a hot topic for research, considering that the batik industry has a historical and cultural background. This study aims to create a theoretical model of business sustainability that is influenced by financial literacy and is mediated by intellectual capital and risk attitudes. The research location was in Kediri, East Java province, with 36 respondents taken by simple random sampling. Data was taken using a questionnaire using a Likert scale. Data analysis uses the SEM structural equation with the SmartPLS application. The results showed that financial literacy had a positive and significant effect on business sustainability, financial literacy had a positive and significant effect on intellectual capital, and financial literacy had a positive and significant effect on risk attitude. Intellectual capital had a positive and significant effect on business sustainability. However, the risk attitude variable does not affect business sustainability. Then the effect of financial literacy on business sustainability mediated by intellectual capital has positive and significant results. Meanwhile, the influence of financial literacy on business sustainability mediated by risk attitude obtained insignificant results.","PeriodicalId":283526,"journal":{"name":"Stability: Journal of Management and Business","volume":"34 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-07-28","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"127390393","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"THE RELATIONSHIP BETWEEN EMOTIONAL INTELLIGENCE AND ACCOUNTING UNDERSTANDING IS STRENGTHENED BY SELF-EFFICACY","authors":"E. R. Saputri, H. Susanto","doi":"10.26877/sta.v6i1.15780","DOIUrl":"https://doi.org/10.26877/sta.v6i1.15780","url":null,"abstract":"The purpose of this study is to evaluate students' emotional intelligence levels and determine how the self-efficacy factor influences their comprehension of accounting. At two universities in Yogyakarta, UPN \"Veteran\" Yogyakarta University, which represented accounting students from the academic/Strata 1 (S1) at state universities, and Yogyakarta YKPN Polytechnic, which represents accounting students from the vocational education level, namely Diploma 3 (D3) and Applied Bachelor (D4), the researcher collected populations from students majoring in accounting at either the Diploma 3 (D3), Applied Bachelor (D4), or Strata 1. This study demonstrates how emotional intelligence affects accounting comprehension. The findings of this study also indicate that self-efficacy improves the link between emotional quotient and accounting knowledge.","PeriodicalId":283526,"journal":{"name":"Stability: Journal of Management and Business","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-07-28","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"129047915","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Yunita Febria Luktiana, Dian Anita Sari, Nurma Gupita Dewi
{"title":"THE EFFECT OF DEBT TO EQUITY RATIO, RETURN ON ASSETS AND COMPANY SIZE ON BOND RATINGS OF NON-FINANCIAL COMPANIES RATED BY PT PEFINFO.","authors":"Yunita Febria Luktiana, Dian Anita Sari, Nurma Gupita Dewi","doi":"10.26877/sta.v6i1.13532","DOIUrl":"https://doi.org/10.26877/sta.v6i1.13532","url":null,"abstract":"One form of funding by the company is by issuing bonds. This study aims to examine the effect of debt to equity ratio, return on assets and firm size on bond ratings of non-financial companies ranked by PT Pefindo during the 2015-2019 period. The type of data used is secondary data from each non-financial sector company obtained from the official website of the Indonesia Stock Exchange and the website of PT Pefindo. The sampling technique was carried out by purposive sampling. The sample used in this study is a total of 11 companies. The data analysis technique used is logistic regression analysis test. The results showed that the debt to equity ratio had a significant negative effect, return on assets had a nonsignificant negative effect and firm size had an insignificant positive effect on bond ratings. The results of the coefficient of determination show a value of 0.206, which means that the variables of debt to equity ratio, return on assets and firm size are able to explain the bond rating variable of 20.6%.","PeriodicalId":283526,"journal":{"name":"Stability: Journal of Management and Business","volume":"52 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-07-28","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"124963035","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"EFEKTIVITAS BIAYA DAN PENGENDALIAN INTERNAL PADA PERUM PERHUTANI KPH MANTINGAN REMBANG","authors":"Arwinto Septo Aji, Mis Widya Andelina","doi":"10.26877/sta.v3i2.15018","DOIUrl":"https://doi.org/10.26877/sta.v3i2.15018","url":null,"abstract":"Tujuan dari penelitian ini adalah untuk mengetahui apakah pengendalian internal mencapai efektivitas pengeluaran biaya pada Perum Perhutani KPH Mantingan Rembang sudah sesuai. Langkah awal yang dilakukan oleh penulis adalah penelitian. Metode yang digunakan pada penelitian ini yaitu dengan metode kualitatif dengan teknik pengumpulan data yang dilakukan adalah wawancara, dokumentasi dan observasi. Hasil penelitian menunjukkan tingkat efektivitas biaya terbilang belum efektif yang dimana hal tersebut dapat di lihat pada laporan Anggaran yang menunjukkan realisasi melebihi Rencana Kegiatan Anggaran Perusahaan. Sehinggan dapat dikatakan pengendalian internal kurang berperan untuk mencapai efektivitas biaya. Hal tersebut diketahui dari beberapa indikator yang penulis temukan salah satunya mengenai pengendalian internal dapat menunjang efektivitas pengeluaran biaya, mendorong efisiensi, mencegah kecurangan, mendukung profesionalisme manajemen dan acuan pelaksanaan anggaran. Simpulan penelitian ini adalah tingkat efektivitas biaya belum tergolong efektif dan pengendalian internal kurang berperan penting untuk pencapaian efektivitas pengeluaran biaya pada Perum Perhutani KPH Mantingan Rembang.","PeriodicalId":283526,"journal":{"name":"Stability: Journal of Management and Business","volume":"20 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-03-20","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"122070147","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"PENERAPAN AKUNTANSI KEUANGAN PADA DANA DESA DI DESA SURU KECAMATAN GEYER KABUPATEN GROBOGAN","authors":"R. W.H, Mis Widya Andelina","doi":"10.26877/sta.v4i1.15020","DOIUrl":"https://doi.org/10.26877/sta.v4i1.15020","url":null,"abstract":"Penelitian ini bertujuan untuk mengetahui bagaimana penerapan akuntansi keuangan dana desa dalam pengelolaan dana desa di Desa Suru yang meliputi kegiatan perencanaan, pelaksanaan, penatausahaan, pelaporan dan pertanggungjawaban di Desa Suru, Kecamatan Geyer Kabupaten Grobogan. Metode penelitian yang digunakan adalah metode kualitatif deskriptif. Sumber data yang digunakan peneliti adalah data primer dan sekunder. Teknik pengumpulan data yang digunakan berupa wawancara, observasi dan dokumentasi. Hasil penelitian ini menunjukan bahwa pengelolaan ini sudah sesuai dengan Peraturan Permendagri Nomor 113 Tahun 2014 tentang Pengelolaan Keuangan Desa. Selain itu, Kepala Desa Suru juga melaksanakan prinsip-prinsip transparansi, akuntabilitas, partisipatif, tertib dan disiplin pada pengelolaan tahun anggaran 2021. Secara umum Pengelolaan Dana Desa di Desa Suru, Kecamatan Geyer, Kabupaten Grobogan sudah berjalan dengan baik meskipun masih ada kendala-kendala yang harus diperbaiki","PeriodicalId":283526,"journal":{"name":"Stability: Journal of Management and Business","volume":"14 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-03-20","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"126577663","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}