Al-Amwal : Jurnal Ekonomi dan Perbankan Syari'ah最新文献

{"title":"Economic Globalization: Impacts On Indonesian Import-Export Statistics","authors":"Zulfikar Hasan","doi":"10.24235/AMWAL.V12I2.7085","DOIUrl":"https://doi.org/10.24235/AMWAL.V12I2.7085","url":null,"abstract":"Economic globalization is the manner of combining the national economy into the global financial system played by WTO, IMF and World Bank players. Economically the Indonesian state has a dependence on international trade, production and finance. Accordingly, the Indonesian nation unprotected to international pressure and globalization. Economic globalization has an impact on national commercial law which must resemble as an integration mechanism that can harmonize the various internal interests of the nation, national and international interests and between sectors of domestic life. Economically there are increasingly competing trade pressures, multi nationalization of production, integration of financial markets and inrush of global capital investment. In dealing with the impact of economic globalization using strategies play an active role in the process of negotiation with globalization actors and creating national commercial law, especially regarding the foreign investment that accommodates the interests of global values to appropriate for the development of the national economy. Globalization is also very instrumental in the volume of export and import in a country, including Indonesia, which will have an impact both negative and positive from globalizing products and services.","PeriodicalId":268418,"journal":{"name":"Al-Amwal : Jurnal Ekonomi dan Perbankan Syari'ah","volume":"38 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-11-13","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"123531120","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"The Effect of Compensation and Work Environment on Employee Performance","authors":"Herry Fibriadi, Mahmud Yusuf","doi":"10.24235/amwal.v14i2.11075","DOIUrl":"https://doi.org/10.24235/amwal.v14i2.11075","url":null,"abstract":":- This study aims to determine whether there is a comparison and work environment on employee performance, and the factors that influence it. And it can be concluded that (1) Significant influence is needed between compensation and work environment simultaneously on employee performance. (2) significant contribution between compensation and work environment on employee performance. (3). Influencing compensation is more dominant than the work environment on employee performance. This shows that companies pay more attention to compensation issues to improve employee performance.","PeriodicalId":268418,"journal":{"name":"Al-Amwal : Jurnal Ekonomi dan Perbankan Syari'ah","volume":"134 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-06-09","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"126862966","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Cover Vol 12, No 1 (2020)","authors":"Jurnal Al Amwal","doi":"10.24235/amwal.v12i1.6587","DOIUrl":"https://doi.org/10.24235/amwal.v12i1.6587","url":null,"abstract":"","PeriodicalId":268418,"journal":{"name":"Al-Amwal : Jurnal Ekonomi dan Perbankan Syari'ah","volume":"61 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-06-07","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"126698473","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"How’s Prospect of Digital Banking in Indonesia? Notes From Islamic Views, Economic Value Added for Banking Industry, and Changing Costumer Behavior","authors":"Myrna Anggarani, M. Nurzaman","doi":"10.24235/amwal.v1i1.6411","DOIUrl":"https://doi.org/10.24235/amwal.v1i1.6411","url":null,"abstract":"This study aims describe prospects of digital banking in Indonesia. Digital banking has prospect of being able to increase value added for banks, and also change consumer behavior. Moreover, this study also explain how Islamic views to technological developments, especially the use of digital banking for customer’s financial needs. The development of digital banking is important for banking industry. Digital banking has emerged to make transaction easier for customers and to get access to various financial information. This study uses descriptive qualitative analytic methods. Data collection uses documents in the form of literature which related to the theme of the study.","PeriodicalId":268418,"journal":{"name":"Al-Amwal : Jurnal Ekonomi dan Perbankan Syari'ah","volume":"3 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-05-13","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"128432277","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Can the Efficiency of Islamic Banks in Indonesia Improve Their Competitiveness?","authors":"Muhammad Iqbal, Dwi Yanti Yunianita","doi":"10.24235/amwal.v1i1.5862","DOIUrl":"https://doi.org/10.24235/amwal.v1i1.5862","url":null,"abstract":"The development of Islamic banks today has contributed to the emergence of increasingly competitive competition between Islamic banks. Efficiency performance is believed to be a major factor in driving competitiveness among Islamic banks. This study aims to analyze the efficiency performance of Islamic banks in Indonesia and their effect on competitiveness. The sample used was 11 Islamic banks in Indonesia. The data used in this study were obtained from annual financial reports published from the OJK website and each bank during the period of 2012 - 2017. The approach used to measure efficiency performance uses the Data Envelopment Analysis (DEA) method, while the data analysis method uses One Way ANOVA and panel data regression. The results of measuring the efficiency performance of Islamic banks in Indonesia are still quite efficient, although during the study period several banks experienced a decrease in efficiency which resulted in differences in efficiency of performance among Islamic banks. Changes in efficiency performance do not have an impact on the competitiveness of Islamic banks themselves.","PeriodicalId":268418,"journal":{"name":"Al-Amwal : Jurnal Ekonomi dan Perbankan Syari'ah","volume":"38 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-03-28","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"115025392","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Influence Of Intellectual Capital, Income Diversification on Firm Value Of Companies With Profitability Mediation: Indonesian Banking","authors":"Windie Yustyarani, I. Yuliana","doi":"10.15294/jda.v12i1.25466","DOIUrl":"https://doi.org/10.15294/jda.v12i1.25466","url":null,"abstract":"This study aims to examine and analyze the effect of intellectual capital and income diversification on firm value mediated by profitability. This study uses secondary data from annual reports on banks listed on the Indonesia Stock Exchange in 2013-2018. There are 30 banking samples in this study based on established criteria (purposive sampling). Data analysis using the WarpPLS 6.0 program. The results showed that intellectual capital had a positive effect on profitability and on firm value, income diversification had a negative effect on profitability, while it was found to have no effect on firm value, profitability had a positive effect on firm value, intellectual capital had an indirect effect on firm value mediated by profitabilit with partial mediation, while mediation is not supported by the indirect effect of Income Diversification on Firm Value.","PeriodicalId":268418,"journal":{"name":"Al-Amwal : Jurnal Ekonomi dan Perbankan Syari'ah","volume":"24 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-03-03","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"131734773","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Determinants of Net Asset Value of Islamic Mutual Funds in Indonesia","authors":"F. Septiana, Mohammad Arif","doi":"10.24235/amwal.v1i1.5443","DOIUrl":"https://doi.org/10.24235/amwal.v1i1.5443","url":null,"abstract":"Net asset value is one of the indicators used in measuring the performance of a mutual fund. This study aims to examine what factors determine the net asset value of Islamic mutual funds in Indonesia. By using the vector error correction model, this study found that in the short term all variables did not affect the net asset value. But the composite stock price index and the rate of return have a long-term effect. These results indicate that the company must strengthen the company's internal aspects to improve the performance of the Islamic mutual funds it manages.","PeriodicalId":268418,"journal":{"name":"Al-Amwal : Jurnal Ekonomi dan Perbankan Syari'ah","volume":"32 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-03-02","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"116619811","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Etika Bisnis Islam: Konstruksi Nilai Keseimbangan Dan Kemanusiaan","authors":"Wartoyo Wartoyo","doi":"10.24235/amwal.v10i2.3369","DOIUrl":"https://doi.org/10.24235/amwal.v10i2.3369","url":null,"abstract":"Abstrak Ekonomi Islam memberikan tuntunan kepada manusia agar dapat menerapkan etika dalam semua aspek kehidupan, tidak terkecuali dalam kegiatan ekonomi atau bisnis. Etika sangat penting untuk mengatur dan memberikan arahan kepada para pelaku bisnis akan hal-hal  yang baik atau buruk, boleh atau dilarang dan benar atau salah dalam menjalankan kegiatan bisnisnyaa. Etika bisnis dalam ekonomi Islam terkandung dalam semua aspek, baik produksi, konsumsi maupun distribusi. Apabila etika bisnis diterapkan ke dalam semua kegiatan bisnis, maka secara langsung akan dapat menciptakan keseimbangan dan kesejahteraan bersama (maslahah) yang bermuara pada tercapainya kesejahteraan hakiki baik dunia maupun akhirat (falah). Kata Kunci : Etika, Bisnis, Islam, Maslahah, Falah. Abstract Islamic Economics provides guidance to humans in order to apply ethics in all aspects of life, including economic or business activities. Ethics is very important to regulate and provide direction to business people about things that are good or bad, may or are prohibited and true or false in carrying out their business activities. Business ethics in Islamic economics is contained in all aspects, both production, consumption and distribution. If business ethics is applied to all business activities, it will directly create balance and mutual welfare (maslahah) which leads to the achievement of the essential welfare of both the world and the hereafter (falah). Keywords: Ethics, Business, Islam, Maslahah, Falah.","PeriodicalId":268418,"journal":{"name":"Al-Amwal : Jurnal Ekonomi dan Perbankan Syari'ah","volume":"18 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2018-12-03","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"128720599","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Pengaruh Kepemilikan Institusional dan Leverage terhadap Nilai Perusahaan","authors":"Dikdik Harjadi, Nanda Fajarwati, Dewi Fatmasari","doi":"10.24235/amwal.v10i2.3603","DOIUrl":"https://doi.org/10.24235/amwal.v10i2.3603","url":null,"abstract":"A bstrak Penelitian ini bertujuan untuk mengetahui pengaruh kepemilikan institusional dan leverage terhadap nilai perusahaan manufaktur sub se k tor tekstil dan garment product di BEI periode 2013-2016 . Metode penelitian yang digunakan dalam penelitian ini adalah metode deskriptif dan verifikatif dengan pendekatan kuantitatif. Populasi dalam penelitian ini adalah seluruh perusahaan manufaktur tekstil dan sub-sektor garmen yang sudah dan masih terdaftar di Bursa Efek Indonesia periode 2013-2016. Sampel diambil dengan menggunakan metode purposive sampling, dan diperoleh 10 perusahaan. Teknik analisis data yang digunakan panel data regresi. Hasil penelitian menunjukkan bahwa kepemilikan institusional memiliki pengaruh positif dan signifikan terhadap nilai perusahaan, dibuktikan dengan nilai t sebesar 3,9157 dan signifikansi 0,0004. Leverage berpengaruh positif dan signifikan terhadap nilai perusahaan, terbukti dengan nilai t sebesar 2,7891 dan signifikansi 0,0083. Kepemilikan Institusional dan leverage ber pengaruh terhadap nilai perusahaan, terbukti dengan nilai t dalam jumlah 10 , 0295 dengan signifikansi 0,0003. Nilai adjusted R 2 diperoleh dalam jumlah 0,316 5 . Hal ini menunjukkan bahwa kepemilikan institusional dan leverage mempengaruhi nilai perusahaan sebesar 31,65% dan sisanya sebesar 68,35% dipengaruhi oleh faktor lain yang tidak diamati dalam penelitian ini. Kata kunci: Kepemilikan Institusional, Leverage, dan Nilai Perusahaan A bstract The research method that was used in this research was descriptive and verification method with quantitative approach. The population in this research was all manufacturing companies textile and garment sub-sector already and still listed in Indonesia Stock Exchange period 2013-2016. The samples was taken by using purposive sampling method, and acquired 10 companies. The  analysis data technique that was used data panel of regression. The results of research showed that the institutional ownership has a positive and significant effect on firm value, it was proved by the value of t in the amount of 3.915728 and the significance of 0.0004. Leverage has a positive and significant impact on firm value, it was proved by the value of t in the amount of 2.78913 and the significance of 0.0083. Institutional o wnership and leverage effects to firm value, it was proved by the value of t in the amount of 10.02950 with significance of 0.000331. The value of adjusted R 2 acquired in the amount 0.316497. This showed that institutional ownership and leverage influenced firm value in the amount of 31.65% and remaining in the amount of 68.35% influenced by other factors that was observed in this research. Keywords: Institutional Ownership, Leverage, and Firm Value","PeriodicalId":268418,"journal":{"name":"Al-Amwal : Jurnal Ekonomi dan Perbankan Syari'ah","volume":"80 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2018-12-03","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"126215535","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Faktor-faktor Yang Mempengaruhi Kepuasan Nasabah Menggunakan Internet Banking Pada Bank Muamalat","authors":"Nining Wahyuningsih, Nurul Janah","doi":"10.24235/AMWAL.V10I2.3596","DOIUrl":"https://doi.org/10.24235/AMWAL.V10I2.3596","url":null,"abstract":"Abstrak Perubahan dalam  teknologi informasi dan komunikasi telah mendorong kemajuan dalam teknologi dibidang perbankan, serta terbentuknya masyarakat informasi. Perbankan harus memperhatikan kemajuan teknologi informasi agar dapat terus bersaing di pasar global . Dibalik perkembangan teknologi yang semakin maju ini terdapat berbagai permasalahan hukum yang terjadi di kemudian hari dan akan merugikan jika tidak dapat di antisipasi dengan baik. Banyak kasus yang menyebabkan nasabah enggan menggunakan pelayanan melalui internet banking karena yang paling utama adalah masalah keamanan yaitu kejahatan dalam dunia internet seperti pencurian data pribadi nasabah, pencurian data pembiayaan nasabah. Internet banking adalah pelayanan jasa bank yang memungkinkan nasabah untuk memperoleh informasi, melakukan komunikasi dan melakukan transaksi perbankan melalui jaringan internet. Internet Banking merupakan aktifitas perbankan yang dilakukan dari rumah, kantor atau tempat-tempat lain dengan memanfaatkan internet. Transaksi yang dapat dilakukan melalui internet banking adalah transfer uang, pengecekan saldo, pemindah bukuan, pembayaran rekening. Diharapkan dengan adanya internet banking ini akan semakin banyak masyarakat yang mau menggunakan dan mengakses internet banking. Penelitian ini bertujuan untuk mengetahui gambaran nasabah yang menggunakan internet banking dan untuk mengetahui pengaruh efesiensi, kepercayaan, kemudahan penggunaan terhadap kepuasan nasabah yang menggunakan internet banking di Bank Muamalat KCP Plered Cirebon. Penelitian ini merupakan penelitian survey yaitu suatu penelitian yang dilakukan melalui pengisian kuesioner yang diberikan kepada responden yaitu nasabah Bank Muamalat KCP Plered yang menggunakan internet banking. Pengisian kuesioner diukur melalui skala Likert. Hasil uji F menunjukan berdasarkan hasil perhitungan F hitung sebesar 20,318 lebih besar dari F tabel 2,77dan angka signifikan sebesar 0,000 yaitu < 0,05 hal ini berarti H 0 ditolak dan Haditerima. Hal ini berarti variabel efesiensi (X1), kepercayaan (X2) dan kemudahan (X3) secara bersama-sama mempengaruhi variabel kepuasan nasabah. Koefesien determinasi (R2) nilainya 42,1 % dan sisanya 57,9% dipengaruhi variabel lain yang mungkin bisa berpengaruh lebih besar terhadap kepuasan nasabah. Kata kunci : Layanan Internet Banking, Kepuasan Nasabah Abstract Changes in information and communications technology have driven advances in banking technology, and the formation of an information society. Banking should pay attention to the progress of information technology in order to continue to compete in the global market. Behind this increasingly technological advance there are various legal problems that occur in the future and will be detrimental if it can not be anticipated properly. Many cases that cause customers are reluctant to use the service through internet banking because the most important is the security issues of crime in the world of the Internet such as the theft of p","PeriodicalId":268418,"journal":{"name":"Al-Amwal : Jurnal Ekonomi dan Perbankan Syari'ah","volume":"197 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2018-12-03","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"125862085","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}