JEMPER (Jurnal Ekonomi Manajemen Perbankan )最新文献_第3页

Pengaruh BI Rate, Risiko Kredit dan Risiko Operasional Terhadap Profitabilitas Bank Syariah BI利率、信贷风险和业务风险对伊斯兰银行盈利能力的影响

JEMPER (Jurnal Ekonomi Manajemen Perbankan ) Pub Date : 2021-08-15 DOI: 10.32897/JEMPER.V3I2.589

Annisa Maulidya, Gusganda Suria Manda

{"title":"Pengaruh BI Rate, Risiko Kredit dan Risiko Operasional Terhadap Profitabilitas Bank Syariah","authors":"Annisa Maulidya, Gusganda Suria Manda","doi":"10.32897/JEMPER.V3I2.589","DOIUrl":"https://doi.org/10.32897/JEMPER.V3I2.589","url":null,"abstract":"This research aims to examine the effect of BI Rate, Credit Risk and Operational Risk to Return on Assets (ROA) of Sharia Banks in Indonesia in the year of 2015 until 2019. The independent variabel in this study are BI rate, NPF , BOPO and ROA is the dependent variable. The analysis method in this study used in this research is descriptive verification with IBM SPSS 21. The population in this research are 14 Sharia Bank and the sample are 10 Sharia Bank. The result showed that BI Rate had no effect on ROA, NPF and BOPO had a negative effect on ROA. Futhermore, BI Rate, NPF and BOPO simultaneously have a significant effect on ROA. Overall, the independent variable affect to ROA of 88,4% while 11,6% is influenced by other variable. Tujuan penelitian untuk mengetahui pengaruh BI Rate, Risiko kredit dan Risiko operasional terhadap ROA Bank Syariah tahun 2015-2019. Variabel independen dalam penelitian ini yakni BI Rate, NPF, BOPO dan ROA sebagai variabel dependen. Metode penelitian menggunakan deskriptif verifikatif dengan menggunakan IBM SPSS 21. Dengan populasi sebanyak 14 Bank Syariah dan sampel sebanyak 10 Bank Umum Syariah. Penelitian memperoleh hasil bahwa BI Rate tidak berpengaruh terhadap ROA sedangkan NPF dan BOPO berpengaruh negatif terhadap ROA. Lalu secara simultan BI Rate, NPF dan BOPO berpengaruh terhadap ROA. Secara keseluruhan seluruh variabel independen berpengaruh terhadap ROA sebesar 88,4% yang mana 11,6% dipengaruhi oleh variabel lain.","PeriodicalId":250423,"journal":{"name":"JEMPER (Jurnal Ekonomi Manajemen Perbankan )","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-08-15","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"128924776","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Pengelolaan Keuangan Desa di Kabupaten Pasaman Barat 西萨满区村庄财务管理

JEMPER (Jurnal Ekonomi Manajemen Perbankan ) Pub Date : 2021-08-15 DOI: 10.32897/JEMPER.V3I2.641

Ira wahyuni Syarfi, Rafnel Azhari, Wulan Bedi Pratama

{"title":"Pengelolaan Keuangan Desa di Kabupaten Pasaman Barat","authors":"Ira wahyuni Syarfi, Rafnel Azhari, Wulan Bedi Pratama","doi":"10.32897/JEMPER.V3I2.641","DOIUrl":"https://doi.org/10.32897/JEMPER.V3I2.641","url":null,"abstract":"Peran strategis pemerintahan desa dalam penyelenggaraan pemerintahan dan pembangunan dijamin oleh undang-undang. Menganalisis pengelolaan keuangan desa dan mengidentifikasi aspek-aspek yang mempengaruhi pelaksanaan pengelolaan keuangan desa merupakan tujuan dari penelitian ini. Data dikumpulkan dengan wawancara mendalam terhadap reponden. Data dianalisis dengan metode analisis deskriptif berdasarkan persepsi responden dengan memberi skor (1 dan 2). Terdapat beberapa indikator dalam pengelolaan keuangan desa yang harus menjadi perhatian terutama dalam ketepatan waktu dalam pengelolaan keuangan desa. Pada tiga kategori nagari terutama pada nagari kategori berkembang ditemukan adanya keterlambatan dalam pengelolaan keuangan desa seperti keterlambatan penyampaian Raperdes, keterlambatan tutup buku serta keterlambatan dalam menyampaikan laporan pertanggungjawaban. Hal ini mengakibatkan terlambatnya dalam melaksanakan pembangunan yang menggunakan uang desa. Dalam hal mengelola uang desa secara efektif dan efisisen di Kabupaten Pasaman Barat dipengaruhi oleh kualitas sumber daya manusia, kepatuhan terhadap kinerja prosedur dan ketersediaan sarana dan prasarana.","PeriodicalId":250423,"journal":{"name":"JEMPER (Jurnal Ekonomi Manajemen Perbankan )","volume":"16 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-08-15","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"123143806","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Analisis Implementasi Teknologi Informasi terhadap Audit Internal dan Pengendalian Internal Bank SulutGo 对信息技术对SulutGo银行内部审计和内部控制的分析

JEMPER (Jurnal Ekonomi Manajemen Perbankan ) Pub Date : 2021-08-15 DOI: 10.32897/JEMPER.V3I2.690

Mukarromah Maulidah Raudhatul Jannah, Indira Rizqi Ardhiani Widodo, Sheryl Amanda Surjono

{"title":"Analisis Implementasi Teknologi Informasi terhadap Audit Internal dan Pengendalian Internal Bank SulutGo","authors":"Mukarromah Maulidah Raudhatul Jannah, Indira Rizqi Ardhiani Widodo, Sheryl Amanda Surjono","doi":"10.32897/JEMPER.V3I2.690","DOIUrl":"https://doi.org/10.32897/JEMPER.V3I2.690","url":null,"abstract":"All areas of human life have been entered by information technology, including the internal audit and internal control of a company. This research expects to decide the impact of data innovation on inner review and interior control at Bank SulutGo. This research uses a qualitative method with a literature study approach. The results obtained are that information technology has an effect on internal audit and internal control of Bank SulutGo. The audit process of Bank SulutGo has developed its information technology by creating an internal audit system based on the Auditing Through the Computer method. Bank SulutGo's internal control is also developed in accordance with the development of information technology as evidenced by manually or computer data archives and using the OLIBS (On Line Integrated Banking System) system. The practical impact that can be felt from this research is that it becomes an evaluation material for Bank SulutGo to continue to improve information technology in relation to internal audit and internal control. Keywords: Information Technology, Internal Audit, Internal Control","PeriodicalId":250423,"journal":{"name":"JEMPER (Jurnal Ekonomi Manajemen Perbankan )","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-08-15","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"134520738","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Pengaruh Persepsi Investasi Terhadap Minat Berinvestasi Saham di Pasar Modal 投资感知对资本市场股票投资兴趣的影响

JEMPER (Jurnal Ekonomi Manajemen Perbankan ) Pub Date : 2021-08-15 DOI: 10.32897/JEMPER.V3I2.743

Jaenudin Jaenudin, Hadi Ahmad Sukardi

引用次数: 0

Analisis Kinerja Keuangan Untuk Mengukur Kesehatan Keuangan Koperasi Syariah Benteng Mikro Indonesia 衡量伊斯兰合作组织微堡垒财务健康的财务绩效分析

JEMPER (Jurnal Ekonomi Manajemen Perbankan ) Pub Date : 2021-06-16 DOI: 10.32897/JEMPER.V3I1.587

Ibrohim Ibrohim, Rika Kartika, Ine Aprianti, Mona Selvia Sibuea

{"title":"Analisis Kinerja Keuangan Untuk Mengukur Kesehatan Keuangan Koperasi Syariah Benteng Mikro Indonesia","authors":"Ibrohim Ibrohim, Rika Kartika, Ine Aprianti, Mona Selvia Sibuea","doi":"10.32897/JEMPER.V3I1.587","DOIUrl":"https://doi.org/10.32897/JEMPER.V3I1.587","url":null,"abstract":"Tujuan dilakukannya penelitian ini yaitu untuk mengetahui tingk at kesehatan keuangan koperasi, dengan menggunakan data sekunder (laporan keuangan) . Objek penelitian ini yaitu Koperasi Syariah Benteng Mikro Indonesia. M etode yang digunakan yaitu metode deskri p tif kualitatif. Hasil dari penelitian ini menunjukkan bahwa modal termasuk kriteria sehat, rasio tingkat pembiayaan dan rasio piutang bermasalah terhadap jumlah piutang dan pembiayaan termasuk kriteria lancar , rasio portofolio pembiayaan berisiko termasuk kriteria tidak berisiko , rasio penyisihan penghapusan aktiva produktif termasuk kriteria kurang lancar, rasio biaya operasional pelayanan terhadap partisipasi bruto termasuk kriteria cukup efisien , rasio aktiva tetap terhadap total aset termasuk kriteria baik , rasio efisiensi pelayanan termasuk kriteria tidak baik, rasio kas termasuk kriteria cukup likuid , rasio pembiayaan terhadap dana yang diterima termasuk kriteria cukup likuid, rasio rentabilitas aset termasuk kriteria rendah , rasio rentabilitas ekuitas termasuk kriteria rendah , dan rasio kemandirian operasional pelayanan termasuk kriteria rendah.","PeriodicalId":250423,"journal":{"name":"JEMPER (Jurnal Ekonomi Manajemen Perbankan )","volume":"213 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-06-16","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"130307433","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 1

Motivasi dan Kompensasi Berdampak Pada Peningkatan Kinerja Pegawai Non PNS (Studi Kasus di Salah Satu Sekolah Negeri Kota Bandung) 动机和补偿对非公务员绩效的提高有影响(万隆公立学校案例研究)

JEMPER (Jurnal Ekonomi Manajemen Perbankan ) Pub Date : 2021-02-01 DOI: 10.32897/JEMPER.V3I1.572

Rima Desyana Mawaddah, Nenny Hendajany

引用次数: 0

Analisis Kontribusi Penerimaan Pajak Daerah dan Retribusi Daerah Terhadap Pendapatan Daerah Pada 26 Kabupaten/ Kota di Provinsi Jawa Barat 分析了西爪哇省26个县的地区税收和区域税收捐款

JEMPER (Jurnal Ekonomi Manajemen Perbankan ) Pub Date : 2021-02-01 DOI: 10.32897/JEMPER.V3I1.542

Welly Surjono, Wenti Fsp, R. Surya

引用次数: 0

Analysis of the Influence of Price, Promotion and Company Image on Decisions on Using Winnie's Wedding Organizer & Decoration Services in Sukabumi City 价格、促销和公司形象对在水滨市使用温妮婚礼组织及装饰服务决策的影响分析

JEMPER (Jurnal Ekonomi Manajemen Perbankan ) Pub Date : 2021-02-01 DOI: 10.32897/jemper.v3i1.540

Saepudin Ciamis, A. Ratnawati, Vanny Decianita

{"title":"Analysis of the Influence of Price, Promotion and Company Image on Decisions on Using Winnie's Wedding Organizer & Decoration Services in Sukabumi City","authors":"Saepudin Ciamis, A. Ratnawati, Vanny Decianita","doi":"10.32897/jemper.v3i1.540","DOIUrl":"https://doi.org/10.32897/jemper.v3i1.540","url":null,"abstract":"This study aims to examine the relationship between price, promotion and corporate image on the decision to use Winnie's Wedding Organizer & Decoration services in Sukabumi City. The research was conducted on Winnie's Wedding Organizer & Decoration service users in Sukabumi in the period 2017 - 2019, with a sample of 86 customers. The hypothesis formulated in this study is as follows: \"It is suspected that price, promotion, and company image influence the decision to use Winnie's Wedding Organizer & Decoration services in Sukabumi City\".Based on the analysis and discussion obtained; regression equation Y = 6,697 - 0,180X1 + 0,057X2 + 0,930X3 + âˆˆ. The total correlation (correlation) between price, promotion and company image with the decision to use Winnie's Wedding Organizer & Decoration in Sukabumi is in the strong category (0.603). The magnitude of the effect of total price, promotion and company image on the decision to use Winnie's Wedding Organizer & Decoration services in Sukabumi City (determination) is 36.4%, the remaining 63.6% is influenced by other factors not examined.","PeriodicalId":250423,"journal":{"name":"JEMPER (Jurnal Ekonomi Manajemen Perbankan )","volume":"23 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-02-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"134312160","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Analisis Perbandingan Kinerja Keuangan PT XL Axiata Tbk (EXCL) sebelum dan sesudah Akuisisi 收购前后比较PT XL ashata Tbk (exccl)的财务表现

JEMPER (Jurnal Ekonomi Manajemen Perbankan ) Pub Date : 2021-02-01 DOI: 10.32897/JEMPER.V3I1.410

Louisiani Mansoni Isnayati, A. Fauzi

引用次数: 0

Analisis Pengaruh Kinerja Perbankan Terhadap Perubahan Penyaluran Kredit UMKM di Indonesia 分析银行工作表现对印尼UMKM信用发放变化的影响

JEMPER (Jurnal Ekonomi Manajemen Perbankan ) Pub Date : 2021-02-01 DOI: 10.32897/JEMPER.V3I1.553

Dian Agustin, Frengky Sele, Kafie Achmad Aviev

引用次数: 1