{"title":"Effect Of Job-Related Stress on Employee Performance at Selected Banks in Ghana","authors":"M. Segbenya, Tracy Aku Selasi Hatsu","doi":"10.47963/jobed.v10i.889","DOIUrl":"https://doi.org/10.47963/jobed.v10i.889","url":null,"abstract":"This study investigated the effect of job-related stress on employee performance in the banking sector. The study adopted a cross-sectional study design. The population of the study was 320 employees from 7 selected banks with a sample size of 160 respondents. Simple random sampling was used in selecting the respondents for the study. The data was solicited using closed-ended questionnaires. Descriptive statistics were used to find out the level of stress and work-related stressors of participants. An inferential statistic of regression was used to analyse the effect of job stress on performance. The study found a high level of job-related stress among employees in the banking sector. Job stress was found to have a significant effect on employee performance at the selected banks. The study also established that stress management on the part of the management of the selected banks was low, which contributed to the high level of the negative effect of job-related stress on employee performance at the banks. It was recommended that the management of the banks should conduct a stress audit to identify the level of stress of its staff and put measures to alleviate or curtail them.","PeriodicalId":248917,"journal":{"name":"Journal of Business and Enterprise Development (JOBED)","volume":"51 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-06-15","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"125595907","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Is the selection of Ghanaian policy makers based on socio-cultural and ethnic reasonings relevant in today’s politics? Evidence from the Cape Coast Metropolis in Ghana","authors":"D. Akuffo, N. O. Owusu, S. Opoku","doi":"10.47963/jobed.v10i.891","DOIUrl":"https://doi.org/10.47963/jobed.v10i.891","url":null,"abstract":"This study examines the effect of appraisive attitudes on citizens’ participation behaviour at the sub-national electoral levels in the Cape Coast Metropolis, Ghana. The study was quantitative with cross-sectional explanatory design. The study population was 1145 with a sample size of 291. The SPSS was employed for descriptive analysis and the Smart PLS was employed for structural equation modelling. It was found that all the three dimensions of appraisive attitudes (policy responsiveness, performance and integrity) used in this study have positive effects on citizen participation behaviour in the study area of the Cape Coast Metropolis in Ghana. This means Africans have come of age and the days of choosing Africa policy makers based on socio-cultural and ethnic reasoning appear to be over. Policy makers must, therefore, take into consideration the interests of the citizens and work to improve on their living conditions in order to sustain their political career.","PeriodicalId":248917,"journal":{"name":"Journal of Business and Enterprise Development (JOBED)","volume":"36 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-06-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"133690870","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Economic valuation of consumers’ preferences for bush yam attributes: Implications for breeding commercial crop in Ghana","authors":"S. Dadzie, Isaac Mbroh, W. Ghartey, A. Mensah","doi":"10.47963/jobed.v10i.887","DOIUrl":"https://doi.org/10.47963/jobed.v10i.887","url":null,"abstract":"Bush yam has been underutilized and underrated for long due to its undesirable attributes or traits, hence the commercial and food security potentials of the crop have been downgraded and unexploited. This paper, therefore, explored the Ghanaian bush yam consumers’ decisionmaking behaviour towards the crop’s cultivar selection and the values they place on its diverse attributes. With the aim of examining consumers’ preference and willingness to pay for bush yam, we designed a choice experiment which was implemented through a cross-sectional survey, involving 390 bush yam consumers in the Western-North, Eastern and Central Cocoa Regions of Ghana. We employed Conditional logit to model consumers’ preference behaviour for bush yam attributes from the choice experiment and, subsequently, computed their willingness-to-pay for each attribute, following the Lancaster consumer theory, using the ratios of specific product attributes and cost parameter. Our estimates of consumers’ preferences for bush yam attribute revealed a highly significant preference for bigger tuber size, no colour change and sweet taste attributes. Age, education, marital status, and years of consumption were found to have influenced consumers’ preferences for bush yam attributes. Furthermore, we found that bush yam consumers are willing to pay extra price value for improvement in tuber size, colour change and taste to meet their indicated preferences. We, therefore, recommend that, for breeding programmes to be more effective and sustainable towards developing a commercial cultivar, breeding institutions and policy makers should focus on the preferred attributes as indicated by consumers for a successful future commercialization of bush yam in the country","PeriodicalId":248917,"journal":{"name":"Journal of Business and Enterprise Development (JOBED)","volume":"33 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-06-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"132324427","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
D. Agyapong, Paul Jones, Rosemond Boohene, G. Agyapong, S. Frimpong, F. Boachie-Mensah
{"title":"Analysis of Socio-Demographics of Necessity-driven Entrepreneurs in Selected Cities in Ghana","authors":"D. Agyapong, Paul Jones, Rosemond Boohene, G. Agyapong, S. Frimpong, F. Boachie-Mensah","doi":"10.47963/jobed.v10i.890","DOIUrl":"https://doi.org/10.47963/jobed.v10i.890","url":null,"abstract":"The study analysed the dynamics of necessity-driven entrepreneurs, using the sociological approach to start-ups. The paper explored the risk appetite and the entrepreneurial potential of those involved in the street hawking business. Utilising the sequential transformative design, structured interviews were used to collect data from 306 street hawkers in Accra, Kumasi, and Cape Coast. Subsequently, 25 follow-up interviews were conducted, using a structured interview guide. Data were collected over ten months due to the complex nature of the respondents of the study. Descriptive statistics and texts were used to analyse the data. The results indicated that the majority of the respondents had only basic education or no formal education. Furthermore, the respondents were mostly women and young people without formal jobs nor any means of livelihood. The study has implications for policy on education, especially basic and adult education, as several of the respondents barely have basic education. There needs to be a social intervention programme to equip the street hawkers with the right employable skills to help develop their skills and promote the growth of their businesses. The paper also makes a case for nurturing their skills as a means of poverty alleviation.","PeriodicalId":248917,"journal":{"name":"Journal of Business and Enterprise Development (JOBED)","volume":"275 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-06-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"116553625","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Elements of Working Conditions and Retention of Course Tutors in Distance Education in Ghana","authors":"M. Segbenya, N. Y. Oppong, I. E. Nyieku","doi":"10.47963/jobed.v10i.888","DOIUrl":"https://doi.org/10.47963/jobed.v10i.888","url":null,"abstract":"This study examined the relationship between elements of working conditions and retention of course tutors facilitating distance academic programmes in Ghana. The descriptive cross-sectional survey design from the quantitative approach was adopted for the study. A sample of 612 tutors was drawn with the help of simple random and stratified sampling techniques from a study population of 2,700 from two public universities in Ghana—the University of Cape Coast and the University of Education, Winneba. The study adopted the Partial Least Square Structural Equation Modelling technique for the analysis of the results. It was found that elements of working conditions, such as compensation, workload and welfare, had a statistically and significant relationship with retention of course tutors. In conclusion, compensation, workload and welfare influence retention of part-time academic staff in distance education programmes in Ghana. Therefore, it was recommended that the management of the two universities should introduce attractive compensation and welfare packages for their course tutors facilitating their distance education programmes. It was also suggested that tutors assist in the enrolment drive for students, since more students lead to better working conditions through the workload as an element of working conditions. ","PeriodicalId":248917,"journal":{"name":"Journal of Business and Enterprise Development (JOBED)","volume":"44 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-06-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"117009919","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Firm-Level Determinants of Corporate Social Responsibility","authors":"Abraham Ansong","doi":"10.47963/jobed.v8i0.125","DOIUrl":"https://doi.org/10.47963/jobed.v8i0.125","url":null,"abstract":"\u0000 \u0000 \u0000This paper examined firm-level determinants of social performance among small and medium-sized enterprises (SMEs) in Ghana, using specific traits, such as firm age, firm size, financial performance, leverage and managerial competence. It contributes to our knowledge on how firm-level characteristics influence the corporate social responsibility (CSR) initiatives among SMEs. The study analysed primary data of 423 SMEs, using regression analysis. It documented positive relationships between managerial competence, financial performance and CSR, and a negative relationship between leverage and CSR. The thrust of the study is that, besides managerial competence, financial performance variables were far more important determinants of the social performance of SMEs than non-financial ones. Therefore, it recommended that policy makers that desire active participation of the SME sector in addressing societal problems should institute measures that will improve their financial performance. These could include providing cheaper alternatives to accessing funds and maintaining a sustainable macroeconomic environment that support the financial prosperity of this sector. Finally, since it has been proven that managerial competence improves social performance, SME owner/managers are being encouraged to invest a lot of time and resources in sharpening their managerial competencies. \u0000 \u0000 \u0000","PeriodicalId":248917,"journal":{"name":"Journal of Business and Enterprise Development (JOBED)","volume":"167 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-02-24","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"123806171","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Financial Innovation and its Governance","authors":"K. Arthur","doi":"10.47963/jobed.v8i0.124","DOIUrl":"https://doi.org/10.47963/jobed.v8i0.124","url":null,"abstract":"\u0000 \u0000 \u0000Over the past decades, financial innovation has catalysed the development of economies in many ways. Despite this, the introduction, commercialisation and use of innovations in finance in new and unexpected ways in society has led to negative impacts globally. To this end, scholars are becoming interested in understanding how financial innovations can be managed to ensure a positive net benefit globally. Using a qualitative research design, this paper investigates the questions of how innovation takes place and how it is governed within the insurance broking industry. The study further engages in a cross-case analysis where findings from the empirical work are discussed in relation to previous empirical study conducted in the asset management and bank customer relationship management space. Findings suggest the existence of a more nuanced continuum of practices, ranging from unstructured approaches through informal to formal models where the phasing of innovation activities was clearly punctuated by decision gates. \u0000 \u0000 \u0000","PeriodicalId":248917,"journal":{"name":"Journal of Business and Enterprise Development (JOBED)","volume":"247 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-02-24","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"133932755","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Analyzing Ghana’s Tourism Operating Environment","authors":"K. Boakye, I. Adams, C. Adongo","doi":"10.47963/jobed.v7i0.128","DOIUrl":"https://doi.org/10.47963/jobed.v7i0.128","url":null,"abstract":"\u0000 \u0000 \u0000Notwithstanding its importance to the success of businesses and industries, the external operating environment is hardly a subject of interest in the tourism literature. But understanding the operating environment is of major value when assessing the efficacy of tourism and its role as a vehicle for socioeconomic transformation in any country. The present study therefore employs a qualitative design within a political economy framework to assess the current environment within which Ghana‟s tourism operates. Using unstructured in- depth interviews the study collates views from 10 senior tourism sector operatives representing both public and private sectors chosen through the purposive sampling technique. The findings suggest that the political and economic factors of the present operating environment combine to create a difficult operational theatre for both the public and private sector actors in tourism. By implication therefore, the environment disables rather than enables the tourism trade and circumscribes its potential for expansion. To reverse the situation it is recommended that the existing organizational structures must be repositioned and also there must be reorientation of the existing ideological and fiscal policies. \u0000 \u0000 \u0000","PeriodicalId":248917,"journal":{"name":"Journal of Business and Enterprise Development (JOBED)","volume":"12 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2017-09-16","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"121732298","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
F. Enu-kwesi, Maria-Antoinette Adriana Quarshie, J. Mensah
{"title":"Enhancing access to institutional financial support for small and medium enterprises in the Sekondi-Takoradi metropolis of Ghana","authors":"F. Enu-kwesi, Maria-Antoinette Adriana Quarshie, J. Mensah","doi":"10.47963/jobed.2017.02","DOIUrl":"https://doi.org/10.47963/jobed.2017.02","url":null,"abstract":"\u0000 \u0000 \u0000This paper discusses the factors which affect access to financial support by small and medium enterprise (SMEs) in Sekondi-Takoradi. Financial resources are crucial in the life of all businesses including SMEs. However, access to financial support comes with the problems of information asymmetry, moral hazard and adverse selection. The factors that influence access to financial support are investigated using a non-interventional cross-sectional study design. Quantitative data were collected from 303 randomly selected SMEs using interview schedules, while qualitative data, using an interview guide, were obtained from 21 institutions offering financial support to SMEs in Sekondi- Takoradi. With the use of interpretations of the qualitative data, and descriptive statistics including cross tabulations, the results showed that interest rates, collateral, guarantors and, business and financial information, and financial literacy play a role in the access of institutional financial support by SMEs. \u0000 \u0000 \u0000","PeriodicalId":248917,"journal":{"name":"Journal of Business and Enterprise Development (JOBED)","volume":"41 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2017-07-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"132812841","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Modelling Fiscal Sustainability in the Middle East and North African Region","authors":"George Tweneboah, Daniel Akwesi Agyapong","doi":"10.47963/jobed.2017.04","DOIUrl":"https://doi.org/10.47963/jobed.2017.04","url":null,"abstract":"\u0000 \u0000 \u0000This paper assesses the sustainability of fiscal policies in a panel of eight Middle East and North African countries over the period 1990 – 2010. Employing recent panel unit root and co-integration techniques, we find that fiscal policies are consistent with inter-temporal budget balance in accordance with the present value approach. The Pooled Mean Group estimator shows that there was no significant causality between government revenues and expenditures in the short-run. However, there is a long-run fiscal synchronization which demonstrates that fiscal sustainability strategies should aim at increasing revenues and cutting spending concurrently to avoid fiscal deficits and its attending problems such as high taxation, reduced savings and investments. \u0000 \u0000 \u0000","PeriodicalId":248917,"journal":{"name":"Journal of Business and Enterprise Development (JOBED)","volume":"101 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2017-07-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"121770550","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}