{"title":"PREFERENSI EKS NASABAH BMT PAILIT TERHADAP MINAT MENABUNG PADA BMT (STUDI KECAMATAN CIAWI)","authors":"Ratna Sari, Metti Paramita, M. Komarudin","doi":"10.30997/JSEI.V5I1.1791","DOIUrl":"https://doi.org/10.30997/JSEI.V5I1.1791","url":null,"abstract":"Tujuan penelitian ini adalah untuk mengetahui minat menabung eks nasabah BMT pailit. Metode yang digunakan yaitu metode kuantitatif, dengan menggunakan teknik pengumpulan data penyebaran kuesioner kepada eks nasabah BMT pailit di kecamatan Ciawi. Jumlah responden pada penelitian ini sebanyak 30 orang eks nasabah BMT pailit. Teknik analisis data yang digunakan dalam penelitian ini yaitu analisis chi-square. Hasil penelitian ini menunjukkan bahwa berdasarkan hasil analisis yang dilakukan preferensi eks nasabah dilihat dari aspek syariah tingkat kepercayaan dan pengalaman tidak mempengaruhi minat menabung di BMT setelah pailit.","PeriodicalId":225685,"journal":{"name":"JURNAL SYARIKAH : JURNAL EKONOMI ISLAM","volume":"103 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-07-05","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"134555485","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Imam Abdul Aziz, Nurwahidin Nurwahidin, Irwan Chailis
{"title":"FAKTOR-FAKTOR YANG MEMPENGARUHI MASYARAKAT MENYALURKAN DONASI MELALUI PLATFORM CROWDFUNDING BERBASIS ONLINE","authors":"Imam Abdul Aziz, Nurwahidin Nurwahidin, Irwan Chailis","doi":"10.30997/JSEI.V5I1.1835","DOIUrl":"https://doi.org/10.30997/JSEI.V5I1.1835","url":null,"abstract":"Penggalangan donasi berbasis online dengan sistem crowdfunding lebih mampu menarik perhatian masyarakat karena cangkupannya yang luas dan dinilai lebih mudah digunakan untuk menggalang dana. Penelitian ini bertujuan untuk mengetahui faktor-faktor yang mempengaruhi masyarakat dalam menyalurkan donasi secara online. Metode penelitian yang digunakan untuk menguji faktor-faktor tersebut berupa deskriptif kuantitatif dengan Structural Equation Modelling (SEM). Berdasarkan analisa data yang dilakukan, diperoleh hasil penelitian bahwa faktor religiusitas, efektifitas kampanye dan inovasi platform berpengaruh positif sedangkan faktor jiwa sosial masyarakat berpengaruh negatif. Secara keseluruhan, semua faktor cukup signifikan dalam mempengaruhi masyarakat untuk berdonasi melalui crowdfunding berbasis online. Temuan penelitian ini mengungkapkan bahwa faktor jiwa sosial masyarakat berpengaruh negatif karena masyarakat berpendapat bahwa jika seseorang memiliki jiwa sosial tinggi, maka lebih cenderung memilih untuk menyalurkan bantuan atau berdonasi secara langsung dan tanpa menggunakan sistem online.","PeriodicalId":225685,"journal":{"name":"JURNAL SYARIKAH : JURNAL EKONOMI ISLAM","volume":"19 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-07-05","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"126648236","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"EFFECTIVE AND EFFICIENT MODELS OF ZAKAT MANAGEMENT: NORMATIVE AND INNOVATION BASE","authors":"J. Muslimin","doi":"10.30997/JSEI.V5I1.1701","DOIUrl":"https://doi.org/10.30997/JSEI.V5I1.1701","url":null,"abstract":"Zakat is a social mechanism and system outlined in the teachings of Islam to be a path to inner well-being through equitable access to economic resources and togetherness. Unfortunately, often in practice, zakat is only a charitable mechanism. based on mercy and individual volunteerism. This paper wants to emphasize that traditions and thoughts that interpret zakat only as a charity process must be changed. One of them is to do a philosophical normative basic reorientation towards strengthening the stem and the model of zakat which is effective and efficient. This last thing is not only an abash to strive for, but also a necessity. Exposure is done by normative and deductive juridical methods. Combined with a systemic approach that refers to the standardization of organizations and models of social movements that are effective and efficient. The data is extracted from various sources of Islamic law literature then combined with architectural framework theory to find an effective and efficient organizing model. This research is a juridical research that is qualitative, where the researcher will describe and analyze from the data and other literature related to this research in a deductive way . In conducting the analysis, the author uses two approaches: a normative juridical approach and a paralellism setting to the basic theory of efficiency and effectiveness. Thus, to propose a model of innovation based on justified norms","PeriodicalId":225685,"journal":{"name":"JURNAL SYARIKAH : JURNAL EKONOMI ISLAM","volume":"58 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-07-05","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"116771278","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"KINERJA LEMBAGA KEUANGAN MIKRO SYARIAH DALAM MENINGKATKAN KESEJAHTERAAN SANTRI (STUDI PONDOK PESANTREN SALARY ABDUSSALAM)","authors":"Hasanatul Ahwal, Adi Rahmannur Ibnu","doi":"10.30997/JSEI.V5I1.1362","DOIUrl":"https://doi.org/10.30997/JSEI.V5I1.1362","url":null,"abstract":"Penelitian bertujuan untuk mengetahui secara lebih mendalam terkait kinerja BMT Barokah Abdussalam yang turut andil dalam mendukung kesejahteraan santri ditinjau dari layanan dan pemanfaatan produk serta desain produk pada BMT. Sampel yang digunakan ialah santri yang berada di pondok pesantren berdasarkan ketentuan metode pengambilan sampel Issac and Michael dengan menggunakan teknik Purposive Random Sampling dengan menyebarkan kuesioner kepada 205 santri. Adapun analisis data yang digunakan ialah Structural Equation Modelling (SEM). Hasil dalam penelitian ini menunjukkan bahwa kinerja memiliki pengaruh positif terhadap kesejahteraan santri di pondok. Kinerja memiliki pengaruh positif terhadap produk BMT. Produk memiliki pengaruh positif kesejahteraan santri. Hasil tersebut juga didukung oleh perolehan nilai antar konstruk yang memiliki nilai yang positif dan signifikan.","PeriodicalId":225685,"journal":{"name":"JURNAL SYARIKAH : JURNAL EKONOMI ISLAM","volume":"19 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-07-05","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"134318745","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
P. Nadya, Farouk Abdullah Alwyni, Puji Hadiyati, Muhammad Iqbal
{"title":"STRATEGY OF OPTIMALIZATION CASH WAQF IN INDONESIA","authors":"P. Nadya, Farouk Abdullah Alwyni, Puji Hadiyati, Muhammad Iqbal","doi":"10.30997/JSEI.V4I2.1486","DOIUrl":"https://doi.org/10.30997/JSEI.V4I2.1486","url":null,"abstract":"This study aims to identify various problems of cash waqf management in Indonesia. Identification of these various problems is expected to be formulated by various alternative solutions. Based on the research, it was identified that there were three main obstacles in the process of optimizing cash waqf, namely socialization, regulations and Nazhir, all of which were broken down in several sub-problems. The solutions that can be offered from these three constraints are socialization programs, both on understanding and cash waqf mechanisms, improving existing cash waqf regulations, specifically on the role of BWI and funding for the development of cash waqf, as well as programs designed to improve capacity asset management for Nazhir. Based on this solution, the strategy that can be carried out is more comprehensive and coordinated socialization, making regulations that can optimize the role of BWI and also optimize funds for the development of cash waqf, and continuous improvement of Nazhir's competency","PeriodicalId":225685,"journal":{"name":"JURNAL SYARIKAH : JURNAL EKONOMI ISLAM","volume":"31 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-01-10","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"131324471","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"ANALISIS KEBUTUHAN NELAYAN TERHADAP PEMBIAYAAN LKMS","authors":"A. Rahman, Anas Alhifni","doi":"10.30997/jsei.v4i2.1506","DOIUrl":"https://doi.org/10.30997/jsei.v4i2.1506","url":null,"abstract":"Tujuan penelitian ini adalah untuk mengetahui produk pembiayaan yang sesuai dengan para nelayan sehingga dapat memberikan solusi kepada para nelayan untuk menambah modal tambahan bagi nelayan kecil melalui LKMS. Metode analisis dalam penelitian ini menggunakan metode analisis kebutuhan Activity Based Costing (ABC) dan Benefit Cost Opportunity Risk (BCOR) dengan teknik pengumpulan data observasi non participant, wawancara, kuesioner, dan dokumentasi. Hasil dari penelitian ini adalah nelayan membutuhkan pembiayaan untuk permodalan terutama untuk perbaikan/pemeliharaan dan pembelian kapal serta alat tangkap. Rata-rata kebutuhan nelayan terhadap pembiayaan berkisar antara Rp. 1.000.000,- sampai dengan Rp. 40.000.000,- bagi nelayan kecil. Secara umum, nelayan didua wilayah penelitian tidak mengetahui LKMS","PeriodicalId":225685,"journal":{"name":"JURNAL SYARIKAH : JURNAL EKONOMI ISLAM","volume":"212 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-01-10","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"134447720","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"ANALYSIS OF THE IMPLEMENTATION OF MONEY LOAN TRANSACTION BUSINESS IN MITRA BISNIS KELUARGA VENTURE ACCORDING TO ISLAMIC ECONOMICS","authors":"Lia Aulia, Kholil M. Nawawi, Tjeptjep Suhandi","doi":"10.30997/jsei.v4i2.1257","DOIUrl":"https://doi.org/10.30997/jsei.v4i2.1257","url":null,"abstract":"This study aims to find out how the review of Islamic Economics is seen from the contract in accordance with sharia principles on the implementation of loan transactions for Venture Family Business Partners in Situ Udik Village, Cibungbulang District, Bogor. This type of research is descriptive qualitative research with exposure related to existing problem solving. The results of this study indicate, according to the review of Islamic Economics, seen from the analysis of the contract, the MBK Ventura money loan does not use a contract that is in accordance with sharia principles but uses the Grameen Bank system. Grameen Bank is the provision of unsecured loans that are devoted to the poor. This 20% profit sharing shows an additional loan from MBK Ventura's capital money for MBK Ventura itself. 20% is said to contain elements of usury, because in practice there is no contract in accordance with sharia principles. From the community response, it was shown that, successful or unsuccessful in using money for business capital, still had to pay a return on capital with an additional 20%. Thus, the implementation of the MBK Ventura money loan transaction is not permitted in Islam, because there is an addition to each loan including usury","PeriodicalId":225685,"journal":{"name":"JURNAL SYARIKAH : JURNAL EKONOMI ISLAM","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-01-10","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"114502615","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"PENGEMBANGAN LEMBAGA PENGELOLA DANA BERGULIR SYARIAH DALAM MENDUKUNG USAHA MIKRO KECIL DAN MENENGAH DI INDONESIA","authors":"A. S. Rusydiana, T. Nugraha","doi":"10.30997/JSEI.V4I2.1502","DOIUrl":"https://doi.org/10.30997/JSEI.V4I2.1502","url":null,"abstract":"This study attempts to identify the factors of needs, activities and objectives in the development of revolving fund management institution (LPDB) sharia in Indonesia, using the Interpretative Structural Model (ISM) approach. The results of this study provide some conclusions include: (1) Elements of the needs of the key in LPDB sharia development strategy in Indonesia to improve SMEs is the need for strong support on internal condition of the institution; (2) Elements of activities that are key to LPDB Shariah development are to identify the problem faced by the member in the field and give some solutions, and (3) Elements of problem that maybe faced in LPDB sharia development in Indonesia is the changes on technology in business lanscape and economic, overall","PeriodicalId":225685,"journal":{"name":"JURNAL SYARIKAH : JURNAL EKONOMI ISLAM","volume":"59 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-01-10","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"129106790","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"ANALISIS KUALITAS SUMBER DAYA INSANI PADA LEMBAGA KEUANGAN MIKRO SYARIAH","authors":"Rianti Windasari, Metti Paramita","doi":"10.30997/jsei.v4i2.1229","DOIUrl":"https://doi.org/10.30997/jsei.v4i2.1229","url":null,"abstract":"Penelitian ini bertujuan untuk mengetahui kualitas dan kinerja kerja sumber daya insani pada lima lembaga keuangan mikro syariah di Kota Bogor. Metode penelitian menggunakan deskriptif kualitatif. Data primer pada penelitian ini yaitu observasi dan wawancara mendalam. Berdasarkan hasil penelitian, disimpulkan bahwa beberapa LKMS memiliki kualitas SDI yang baik, dan telah melakukan sistem pengembangan untuk SDI, agar terdapat peningkatan dari segi keterampilan, pengetahuan dan sikap yang baik, pernyataan tersebut diperkuat dengan indikator kinerja karyawan, hasil kerja setiap karyawan dan beberapa program pendukung yaitu kegiatan pelatihan serta pengembangan karyawan yang dimiliki setiap LKMS","PeriodicalId":225685,"journal":{"name":"JURNAL SYARIKAH : JURNAL EKONOMI ISLAM","volume":"16 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-01-10","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"125946335","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Fatin Fadilah Hasib, Muhammad Bastomi Fahri, Dwi Swasana Ramadhan
{"title":"ANALISIS STRATEGI PENGEMBANGAN BMT: STUDI KASUS PADA BMT MANFAAT, SURABAYA JAWA TIMUR","authors":"Fatin Fadilah Hasib, Muhammad Bastomi Fahri, Dwi Swasana Ramadhan","doi":"10.30997/JSEI.V4I2.1503","DOIUrl":"https://doi.org/10.30997/JSEI.V4I2.1503","url":null,"abstract":"This study analyzes the strategies of BMT to get the best strategy. The application of strategies is based on competitive strategies based on the Islamic perspective. The method used is to use a qualitative approach to case studies on BMT Manfaat, Surabaya. This study uses SWOT analysis to obtain strategies that can be implemented by BMT. The matrix SWOT was chosen because it is more suitable for small and medium businesses. Based on the SWOT analysis, there are four main strategies chosen in developing BMT.","PeriodicalId":225685,"journal":{"name":"JURNAL SYARIKAH : JURNAL EKONOMI ISLAM","volume":"71 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-01-10","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"128668701","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}