{"title":"MODEL E-MARKETING BERBASIS FINTECH SYARIAH BERDASARKAN TINJAUAN LINGKUNGAN EKSTERNAL DAN INTERNAL UNTUK PENGEMBANGAN WISATA HALAL DI INDONESIA","authors":"P. Utami, Fauzi Fauzi, Anuar Sanusi, B. Basrowi","doi":"10.30997/jsei.v6i1.2157","DOIUrl":"https://doi.org/10.30997/jsei.v6i1.2157","url":null,"abstract":"Tujuan penelitian ini adalah untuk menyusun model e-marketing berbasis fintech yangdapat mengembangkan industry pariwisata halal di Indonesia. Penelitian ini menggunakanpendekatan kualitatif dan dilakukan dengan studi literatur. Berdasarkan tinjauan literatur,kemungkinan besar E-Marketing berbasis fintech syariah dapat mendukung perkembanganwisata halal, kesejahteraan masyarakat melalui UMKM, dan meningkatkan minat kunjunganwisata halal di Indonesia. Namun, nampaknya sejauh ini perkembangan PariwisataIndonesia masih belum siap untuk melakukan akselerasi di Sektor Pariwisata khususnyapenggunaan E-marketing berbasis Fintech Syariah","PeriodicalId":225685,"journal":{"name":"JURNAL SYARIKAH : JURNAL EKONOMI ISLAM","volume":"16 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-06-16","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"127708836","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"DEBT IN THE PERSPECTIVE OF ISLAMIC LAW","authors":"Djubaedi Yunus, J. Muslimin","doi":"10.30997/jsei.v6i1.2187","DOIUrl":"https://doi.org/10.30997/jsei.v6i1.2187","url":null,"abstract":"The goal of this paper is to analyze the debt from view of Islamic law. Debt is one of the muamalah instruments in Islam that used for activities in household, companies, and countries to fulfill their life sustainability. At least in two things. First in the fulfillment of the fifth pillar of Islamic obligations, pilgrimage, but there is a polemic using debts because of the additional administrative costs (ujrah). The other side of the polemic of debt in the economic system of Islam even could prevent the world economic crisis, the global economic crisis due to debt plus interest in exchange in the capitalist economic system, but not use Islamic economic system in the world. The method used is a normative method and the analysis shows debt could be for bailout funds for pilgrimmage program as long as the debtor pay this loan as soon as possible, debt is the last option and the value of debt should be measured in accordance with the ability to avoid further misery and debt can provide economic value as long as it is used for business or trade to achieve the world welfare, and the hereafter without performing maisir, farad, usury and tyranny. Sodaqoh and giving sincerely is better than giving debt.","PeriodicalId":225685,"journal":{"name":"JURNAL SYARIKAH : JURNAL EKONOMI ISLAM","volume":"171 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-06-16","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"127989229","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"FAKTOR-FAKTOR YANG MEMPENGARUHI MINAT PEDAGANG PASAR TRADISIONAL TERHADAP PEMBIAYAAN PADA LKMS DAN LKM","authors":"Elza Amalia, Metti Paramita","doi":"10.30997/jsei.v6i1.1893","DOIUrl":"https://doi.org/10.30997/jsei.v6i1.1893","url":null,"abstract":"Penelitian ini bertujuan untuk mengetahui faktor-faktor yang mempengaruhi minat pedagang pasar tradisional Jonggol terhadap pembiayaan/kredit pada LKMS dan LKM. Metode penelitian menggunakan pendekatan kuantitatif dengan teknik analisis faktor. Hasil penelitian ini menunjukan bahwa faktor-faktor yang paling dominan mempengaruhi minat pedagang dalam mengajukan pembiayaan ke LKMS yaitu faktor lokasi dan lingkungan sosial dan faktor-faktor yang paling dominan mempengaruhi minat pedagang dalam mengajukan kredit ke LKM yaitu faktor lokasi dan promosi.","PeriodicalId":225685,"journal":{"name":"JURNAL SYARIKAH : JURNAL EKONOMI ISLAM","volume":"23 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-06-16","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"127836230","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"FAKTOR YANG MEMPENGARUHI PROFITABILITAS PERBANKAN SYARIAH DI INDONESIA","authors":"Tamimah Tamimah","doi":"10.30997/jsei.v6i1.2175","DOIUrl":"https://doi.org/10.30997/jsei.v6i1.2175","url":null,"abstract":"Perbankan syariah di Indonesia telah menunjukkan trennya yang positif, bahkan lembagatersebut harus memiliki pondasi yang kuat untuk mempertahankan kemampuannya agardapat bersaing dengan perbankan syariah lainnya untuk mendapatkan profitabilitas yangdiharapkan. Kesuksesan tersebut dilihat dari banyak faktor salah satunya berdasarkanperforman perbankan syariah itu sendiri. Penelitian ini bertujuan untuk menganalisis NPF,FDR, CAR, dan BOPO sebagai variabel independen dan ROA sebagai variabel dependen. Jenispenelitian yang digunakan menggunakan data kuantitatif dengan menggunakan data panelsejak periode 2010-2017 dengan menggunakan metode random effect. Hasil menunjukkanvahwa variabel NPF, CAR, dan BOPO berpengaruh signifikan terhadap ROA, sedangkan FDRtidak berpengaruh terhadap ROA.","PeriodicalId":225685,"journal":{"name":"JURNAL SYARIKAH : JURNAL EKONOMI ISLAM","volume":"12 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-06-16","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"125707416","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"KRITERIA FISABILILLAH DI LEMBAGA PENGELOLA ZAKAT INDONESIA","authors":"Fiena Nafirul Ummah, Tuti Kurnia","doi":"10.30997/jsei.v6i1.2466","DOIUrl":"https://doi.org/10.30997/jsei.v6i1.2466","url":null,"abstract":"Penelitian ini bertujuan untuk menganalisis kriteria fisabilillah di lembaga pengelola zakat Indonesia. Penelitian ini dilatarbelakangi oleh penyaluran dana zakat yang dilakukan oleh lembaga pengelola zakat di Indonesia yang lebih banyak dialokasikan untuk beberapa golongan. Oleh sebab itu diperlukan analisis tentang kriteria fisabilillah dan kesesuaian kriteria fisabilillah di Indonesia. Jenis penelitian ini adalah penelitian deskriptif kualitatif dengan menggunakan analytic hierarki prosses (AHP). Teknik pengambilan sampel menggunakan metode purposive sampling. Hasil penelitian mendapati bahwa tiga lembaga pengelola zakat, dana zakat yang didistribusikan kepada golongan fisabilillah adalah untuk para dai yang menyebarkan Islam, untuk beasiswa bagi para pelajar, dan untuk kemaslahatan umum umat muslim. Kriteria kesesuaian mustahik golongan fisabilillah sudah sesuai dengan kriteria menurut syariat Islam.","PeriodicalId":225685,"journal":{"name":"JURNAL SYARIKAH : JURNAL EKONOMI ISLAM","volume":"128 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-06-16","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"131824427","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
M. I. Hapsari, Mohamed Asmy Bin, M. Muhammad, Jarita Dausa
{"title":"CROWDFUNDING FOR DEVELOPING WAQF LAND A STUDY ON MALAYSIA","authors":"M. I. Hapsari, Mohamed Asmy Bin, M. Muhammad, Jarita Dausa","doi":"10.30997/jsei.v6i1.2502","DOIUrl":"https://doi.org/10.30997/jsei.v6i1.2502","url":null,"abstract":"This present study aims to develop an alternative model of financing that address theproblems of waqf land financing in Malaysia, analyse the probability that waqf institutionwill use the proposed model and recommend policies to enhance the optimisation ofcrowdfunding for developing waqf land. This study focuses on potential donors in the fourstates in Malaysia, namely Pahang, Pulau Pinang, Selangor and Johor since these areas havesignificant waqf lands. The analysis is conducted using statistical analysis and logisticregression analysis. The study finds that there is a high probability of donors willing to usethe proposed model (CWM), particularly among non-married donors, females, low-middleincome donors, and those with more awareness of crowdfunding and waqf.","PeriodicalId":225685,"journal":{"name":"JURNAL SYARIKAH : JURNAL EKONOMI ISLAM","volume":"11 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-06-16","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"132682121","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"FAKTOR-FAKTOR PENYEBAB KURANGNYA MINAT MASYARAKAT MENABUNG DI LKMS (STUDI : BMT BAROKAH ABDUSSALAM)","authors":"Reni Reni, A. Alhifni","doi":"10.30997/JSEI.V5I1.1354","DOIUrl":"https://doi.org/10.30997/JSEI.V5I1.1354","url":null,"abstract":"Penelitian ini dilakukan untuk mengetahui faktor harga, produk, lokasi, pelayanan, fasilitas, dan promosi memiliki hubungan terhadap kurangnya minat menabung masyarakat di LKMS. Penelitian ini merupakan penelitian deskriptif kuantitatif dengan analisis menggunakan Structural Equation Modelling (SEM). Hasil dalam penelitian ini menunjukkan bahwa harga dan produk memiliki pengaruh positif terhadap kurangnya minat masyarakat menabung di LKMS. Sementara itu factor lokasi, layanan, fasilitas dan promosi tidak memiliki pengaruh positif terhadap kurangnya minat masyarakat menabung di LKMS.","PeriodicalId":225685,"journal":{"name":"JURNAL SYARIKAH : JURNAL EKONOMI ISLAM","volume":"23 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-07-05","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"132523488","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"PERBANDINGAN TRANSPARANSI DAN AKUNTABILITAS PENGELOLAAN DANA ZAKAT PADA LEMBAGA ZAKAT","authors":"Debinair Lilianita, Sofian Muhlisin","doi":"10.30997/JSEI.V5I1.1790","DOIUrl":"https://doi.org/10.30997/JSEI.V5I1.1790","url":null,"abstract":"Perbandingan transparansi dan akuntabilitas pengelolaan dana zakat pada lembaga zakat “Studi Kasus2 Lembaga Zakat di Wilayah Bogor”. Penelitian ini bertujuan untuk mengetahui bagaimana Badan Amil Zakat (BAZ) dan Lembaga Amil Zakat (LAZ) di wilayah Bogor menerapkan prinsip transparansi dan akuntabilitas serta mengetahui perbedaan apa saja yang dilakukan oleh BAZ dan LAZ dalam penerapan transparansi dan akuntabilitas pengelolaan dana zakat. Metode yang digunakan yaitu deskriptif kuantitatif. Data primer pada penelitian ini berupa hasil kuesioner dan hasil wawancara, dan untuk data sekunder pada penelitian ini berupa data keuangan yang diperoleh dari masing-masing lembaga. Berdasarkan hasil penelitian, untuk penerapan transparansi adalah tidak terdapat perbedaan yang signifikan pada nilai penerapan transparansi antara BAZNAS Kota Bogor dan dt-Peduli. Sedangkan untuk penerapan akuntabilitas juga tidak terdapat perbedaan yang signifikan pada nilai akuntabilitas antara BAZNAS Kota Bogor dan dt-Peduli.","PeriodicalId":225685,"journal":{"name":"JURNAL SYARIKAH : JURNAL EKONOMI ISLAM","volume":"15 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-07-05","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"130317203","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"ZAKAT AND EMPOWERMENT MICRO, SMALL AND MEDIUM BUSINESS (CASE ON NATIONAL AMIL ZAKAT AGENCY IN PALOPO)","authors":"Adzan Noor Bakri, Akhmad Syarifuddin Daud","doi":"10.30997/JSEI.V5I1.1700","DOIUrl":"https://doi.org/10.30997/JSEI.V5I1.1700","url":null,"abstract":"This paper aims to analyze the role of zakat in the empowerment of Micro, Small and Medium Business ((UMKM)) in Palopo, and secoundly to analyze the management of utilization of zakat by BAZNAS Palopo City in the empowerment of UMKM, and thirdly to formulate zakat potential and productivity by BAZNAS Palopo City as venture capital investments of UMKM. This study used a qualitative approach. Primary data taken from research informant. The result of the research showing that the role of ZIS funds collected by BAZNAS Palopo city in empowering UMKM in Palopo is fundamental. This is demonstrated by the many businesses types of UMKM obtaining qardul hasan financing from BAZNAS Palopo city. utilization management of ZIS fund conducted by BAZNAS of Palopo city in recent years aimed at financing on productive and the potential sectors to be developed. The huge potential of ZIS funds owned by Palopo city based on the calculations in this study is Rp.8.539.124.00. With the huge potential amount, it can help the business capital as many as 570 units, 170 units of small businesses, and 85 units for medium-sized business.","PeriodicalId":225685,"journal":{"name":"JURNAL SYARIKAH : JURNAL EKONOMI ISLAM","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-07-05","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"129123595","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Lina Ade Chusmita, Azila Abdul Razak, Fidlizan Muhammad
{"title":"THE TENDENCY OF USING MICRO TAKAFUL AMONG MICRO, SMALL AND MEDIUM ENTREPRENEURS AT PELEPAT ILIR, JAMBI, INDONESIA","authors":"Lina Ade Chusmita, Azila Abdul Razak, Fidlizan Muhammad","doi":"10.30997/JSEI.V5I1.1702","DOIUrl":"https://doi.org/10.30997/JSEI.V5I1.1702","url":null,"abstract":"Micro takaful is one of the takaful product development strategies in developing the 'marginalized' economy of financial institutions. The objective of this study is to provide empirical evidence on financial inclusion as a factor of behavioral control in the Theory of Perceived Behavior (TPB) to analyze its influence with the tendency of micro, small and medium enterprises (MSME) entrepreneurs to the use of micro takaful. Data distributed via questionnaires to 372 respondents were analyzed using descriptive and structural equation modeling. The results of the study showed that there was a positive and significant effect between attitude and financial inclusion on the tendency of using micro takaful. On the contrary, subjective norm factors have no significant effect on the proposed model. The implications of the study indicate that financial inclusion is one of the most important policies to achieve sustainable development. In addition, takaful institutions and policy makers need to expand the supply of microfinance products, especially micro takaful scheme to MSME in Indonesia to ensure the protection and security of their businesses.","PeriodicalId":225685,"journal":{"name":"JURNAL SYARIKAH : JURNAL EKONOMI ISLAM","volume":"18 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-07-05","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"130949661","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}