Journal of Corporate Finance Management and Banking System最新文献_第2页

A Study on Factors Contributing Growth of Bancassurance 促进银行保险业务增长的因素研究

Journal of Corporate Finance Management and Banking System Pub Date : 2023-02-18 DOI: 10.55529/jcfmbs.32.21.32

D. Sadana, Dr.Kamalpreet Kaur

{"title":"A Study on Factors Contributing Growth of Bancassurance","authors":"D. Sadana, Dr.Kamalpreet Kaur","doi":"10.55529/jcfmbs.32.21.32","DOIUrl":"https://doi.org/10.55529/jcfmbs.32.21.32","url":null,"abstract":"Banking and insurance industry is one of the determinants of the growth of financial sector of an economy as it contributes for the major part of the wealth of the nation. In the era of rapid changes and advancement where nothing is static let it be business products, competitors, needs and demands of various stakeholders, market capturing strategies etc. which drives the introduction of new distribution channels for banking and insurance industry as well and hence the concept of bancassurance emerged. Banking and insurance sectors not only strengthens economy economically but also enlarges the infrastructure base and giving risk taking abilities for new innovative ventures. Gone were the times where insurance services were considered as a privileged one and were meant only for the small part of financially dominant sector. Today the scenario has taken a complete U-turn where insurance sector is trying to reach to every person in almost every corner of the country and open new doors of opportunities for the banks which were earlier restricted only to accepting and advancing loans and so allowed the introduction of banks in the insurance business. With the help of secondary research this paper analyze the rationale behind bancassurance and also highlights effective operating model, attractive product, effective training, convincing motivators and well defined strategy as factors behind the success of bancassurance in India","PeriodicalId":221360,"journal":{"name":"Journal of Corporate Finance Management and Banking System","volume":"235 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-02-18","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"131824034","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Role of Rural Banks in the Development of Self-Help Groups 农村银行在自助团体发展中的作用

Journal of Corporate Finance Management and Banking System Pub Date : 2023-02-06 DOI: 10.55529/jcfmbs.32.16.20

Jeevan Singh Kishnawat

{"title":"Role of Rural Banks in the Development of Self-Help Groups","authors":"Jeevan Singh Kishnawat","doi":"10.55529/jcfmbs.32.16.20","DOIUrl":"https://doi.org/10.55529/jcfmbs.32.16.20","url":null,"abstract":"Majority of the population of Rajasthan lives in rural areas. Before independence, debt payments were made by moneylenders and Nagar Seth. After the establishment of the Village Bank on October 2, 1975, they were entrusted with the task of disbursing village loans. Rural banks provide individual and group loans for rural development under various schemes. This includes self-help groups. In this group, the village bank plays a positive role in the development of the rural economy by collecting small savings of women and men and providing them in the form of group loans. In addition to savings, discussions on problem solving and development at the village level also started at the Self Help Group meeting. Self-help groups play an important role in empowering women. As the living standards of these groups of farmers and herdsmen improved, self-employment increased. Currently, there are two rural banks operating in Rajasthan, namely Rajasthan Marudhara Gramin Bank and Rajasthan Kshetriya Gramin Bank of Baroda. With the cooperation with the village bank in developing self-help groups at the village level, the economic and living standards have also improved by increasing the savings and living standards of the residents.","PeriodicalId":221360,"journal":{"name":"Journal of Corporate Finance Management and Banking System","volume":"59 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-02-06","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"129480282","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

A Brief Overview of the Development on the Foreign Exchange Market in China: From 2018 to 2022 2018 - 2022年中国外汇市场发展概况

Journal of Corporate Finance Management and Banking System Pub Date : 2023-02-04 DOI: 10.55529/jcfmbs.32.9.15

He Junlin, Wen Baoyu, Du Yulun

引用次数: 0

Impact of Corporate Board Size on Firm Performance:Evidence from the Nepalese Banks 公司董事会规模对公司绩效的影响:来自尼泊尔银行的证据

Journal of Corporate Finance Management and Banking System Pub Date : 2023-02-02 DOI: 10.55529/32.1.8

Padam Dongol

引用次数: 0

Analysis of Different Investment Options Available for Tax Saving 可用于节税的不同投资选择分析

Journal of Corporate Finance Management and Banking System Pub Date : 2022-12-14 DOI: 10.55529/jcfmbs.31.35.41

Dr. Meghna Jain

{"title":"Analysis of Different Investment Options Available for Tax Saving","authors":"Dr. Meghna Jain","doi":"10.55529/jcfmbs.31.35.41","DOIUrl":"https://doi.org/10.55529/jcfmbs.31.35.41","url":null,"abstract":"It is important to plan the taxation for every individual. An individual should plan income tax before the March end and this would help them in reducing their income tax which needs to be paid at the end of every financial year. This study is an attempt to understand the income tax slabs and the planning which an individual carries out before paying income tax. It is important for all the individuals to understand the different instruments available for tax saving so that they could plan in advance and do not end up paying a high amount of income tax. Planning tax is a very important aspect of financial planning. Tax when planned efficiently would enable the individuals to reduce their tax liability to minimum. In the research study, we have compared different tax saving investment options under ELSS i.e. HDFC tax saver direct plan, SBI long term equity fund, TATA India tax savings fund, under Fixed Deposit we have compared both Public and Private sector banks. Under public sector banks we have taken SBI, PNB & UNION bank, whereas under private sector we have taken AXIS, HDFC & ICICI bank. At last we have compared other options such as Public Provident Fund, Post Office Scheme & National Savings Certificate. T-test has been applied.","PeriodicalId":221360,"journal":{"name":"Journal of Corporate Finance Management and Banking System","volume":"225 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-12-14","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"130797133","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

An Empirical Study on the Factors Influencing Usage of Mobile Payments with Reference to Bangalore City 移动支付使用影响因素的实证研究——以班加罗尔市为例

Journal of Corporate Finance Management and Banking System Pub Date : 2022-12-09 DOI: 10.55529/jcfmbs.31.

M. S., Dr. Kethan M, Dr. Rajasulochana A.L

引用次数: 3

A Conceptual Study on Factors Influencing Green Banking Facilities in India 印度绿色银行融资影响因素的概念研究

Journal of Corporate Finance Management and Banking System Pub Date : 2022-12-08 DOI: 10.55529/jcfmbs.31.17.22

Dr. S. Selvaraj

引用次数: 1

Financial Inclusion of Rural Poor in India 印度农村贫困人口的金融包容性

Journal of Corporate Finance Management and Banking System Pub Date : 2022-12-06 DOI: 10.55529/jcfmbs.31.5.16

Mr. Showkat Ahmad Teeli, Dr. Imran Mehraj Dar, Dr. Bilal Ahmad Sheikh

{"title":"Financial Inclusion of Rural Poor in India","authors":"Mr. Showkat Ahmad Teeli, Dr. Imran Mehraj Dar, Dr. Bilal Ahmad Sheikh","doi":"10.55529/jcfmbs.31.5.16","DOIUrl":"https://doi.org/10.55529/jcfmbs.31.5.16","url":null,"abstract":"The banking industry has continued to use the buzzword \"Financial Inclusion\"\u0000over the past few years. The term is connected with expanding the spread of monetary\u0000administrations to the people who don't know about or who are not in that frame of mind\u0000to profit monetary administrations because of distant regions or absence of innovation and\u0000so forth. The recent reforms carried out in India are in line with the expansion and\u0000development of disadvantaged and poor groups. In this regard, PM Modi's slogan,\u0000\"SABKA SAATH SABKA VIKAS,\" which aims for everyone's balanced development, is\u0000accurate. It won't be possible until corruption and the huge gap between the rich and the\u0000poor are reduced. Financial inclusion is about making financial services like banking and\u0000insurance available to everyone at reasonable prices. There are not many issues coming in\u0000that frame of mind of monetary consideration however it is certain that if some corrective\u0000measures are embraced by the specialists, then, at that point, monetary consideration can\u0000be accomplished in India without limit. In the end, this will accomplish the campaign's\u0000goal of inclusive growth and balanced development. Hence, in present study researcher\u0000had analyzed the secondary data from different sources and corresponding findings and\u0000suggestions are explained in finding and conclusion section.","PeriodicalId":221360,"journal":{"name":"Journal of Corporate Finance Management and Banking System","volume":"5 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-12-06","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"126290424","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Neoteric Finance and Evolution in Banking Operationin India 近代金融与印度银行业务的演变

Journal of Corporate Finance Management and Banking System Pub Date : 2022-12-03 DOI: 10.55529/jcfmbs.31.1.4

Ms. Kavisha Mineshkumar Shah, Dr. Arnaz Kaizad Wadia

{"title":"Neoteric Finance and Evolution in Banking Operation\u0000in India","authors":"Ms. Kavisha Mineshkumar Shah, Dr. Arnaz Kaizad Wadia","doi":"10.55529/jcfmbs.31.1.4","DOIUrl":"https://doi.org/10.55529/jcfmbs.31.1.4","url":null,"abstract":"The Sustainability of economic growth is the primary motive of all nations. The\u0000Transformation of hard cash to an e - wallet is a phenomenon. Today all money - related\u0000transactions are dine digitally to avoid the wastage of paper and increase the awareness of\u0000digital currency in the economically weaker parts of the world. The utilization of electronic\u0000money will lead to a faster , easier , and more reliable way of doing day - to - day transactions.\u0000All corporate companies and businesses are shifting from paper money to digital money. The\u0000purpose of this research paper is to substitute traditional banking practices with digital\u0000banking practices. The advancement in technology and the internet has changed banking\u0000services to a much faster, easier, and secure way of doing a money transaction. People can\u0000send and receive money at anytime and anywhere without doing any paperwork.\u0000Government can always keep an eye on all the big transactions as the digital world make all\u0000the thing much transparent. All the miscellaneous and tedious work of manually filling up\u0000the form to apply for every banking service is shifted online which makes the process of\u0000verification easy for the banks.","PeriodicalId":221360,"journal":{"name":"Journal of Corporate Finance Management and Banking System","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-12-03","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"133790474","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Factor Influencing Customer Attitude towards Use Interest-free financial products and services of Commercial Banks in Ethiopia 影响埃塞俄比亚商业银行客户使用无息金融产品和服务态度的因素

Journal of Corporate Finance Management and Banking System Pub Date : 2022-11-26 DOI: 10.55529/jcfmbs.12.11.26

A. Habib

引用次数: 2