Journal of Corporate Finance Management and Banking System最新文献

{"title":"A Comparative Study of Options with Reference to ICICI Bank, SBI and Axis Bank","authors":"Ms. Susmitha, Ms. Sreyasree","doi":"10.55529/jcfmbs.42.1.10","DOIUrl":"https://doi.org/10.55529/jcfmbs.42.1.10","url":null,"abstract":"Options trading is a dynamic and sophisticated field that shapes investment strategies for big banking organizations in the complex world of financial markets. With a focus on three major participants in the Indian banking industry—ICICI Bank, State Bank of India (SBI), and Axis Bank—this study conducts a thorough comparative analysis. The study aims to dissect and compare the complex tactics, positions in the market, and general performance of these banks in the field of options trading. It provides a thorough analysis of market positioning and competitiveness as well as deep insights into the complex strategies used by each bank. Additionally, it looks to pinpoint the crucial elements of success as well as the difficulties these financial organizations face in the intricate world of options trading. Insightful comparative studies, the discovery of original tactics, an assessment of market positioning, and comprehensive insights into the elements determining success or difficulties faced by ICICI Bank, SBI, and Axis Bank in the ever-changing world of options trading are among the anticipated results. For investors, financial analysts, and regulators who want to understand the intricacies of options trading in the banking industry, this might be a useful tool.","PeriodicalId":221360,"journal":{"name":"Journal of Corporate Finance Management and Banking System","volume":"29 7","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-12-21","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"138949738","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Tax Compliance and Economic Growth of Nigeria: The Moderating Effect of Tax Morale","authors":"Odukwu Chika Victory, Eke Promise, Effiong Udo Etok, Karimo Perry Erepamo","doi":"10.55529/jcfmbs.34.42.53","DOIUrl":"https://doi.org/10.55529/jcfmbs.34.42.53","url":null,"abstract":"Getting the citizens to comply with tax payment is a herculean task for policy makers in developing economics like Nigeria. Therefore, the researchers investigated tax compliance and economic growth: Moderating effect of tax morale. The quantitative research design adopted was found to be appropriate for the quantitative research model that underpins the study at hand. Also, descriptive statistics was used to explain the study’s variables. The secondary data were sourced from the Statistical Bulletin of CBN and the National Bureau of Statistics (2022). A regression analysis was adopted to analyze the data so collected. Moreover, the panel regression is a veritable for re-occurring observation of the same variable for several times or periods. While the control variables are the Gross Domestic Product (GDP) and the Human Development Index (HDI), the components of tax compliance are proxied as logged revenue and as the independent variable. Moreover, tests for robustness were run, including simple regression, to validate the result's dependability while also taking into account all of the assumptions related to regression. Findings revealed that there is a negative significant effect of tax compliance (TAXCOMPL) on economic growth (HDI) of Nigeria, there is a positive significant impact of tax compliance (TAXCOMPL) on economic growth (RGDP) of Nigeria, also, there is a significant weak moderating effect of tax morale on tax compliance and Nigeria's economic growth. In the light of the above, the researcher made the following suggestions; government should provide essential services to the people to enhance voluntary tax compliance. To motivate tax payers, policy makers should translate taxes collected into human capital development to boost economic growth.","PeriodicalId":221360,"journal":{"name":"Journal of Corporate Finance Management and Banking System","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-06-15","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"129066969","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"The Inclination Towards Mutual Funds Investment in Today’s Youth","authors":"Shubhangi Gore, Alfiya Khan, Achal Ingle","doi":"10.55529/jcfmbs.34.38.41","DOIUrl":"https://doi.org/10.55529/jcfmbs.34.38.41","url":null,"abstract":"People can participate in the investment process and generate income by placing their money in a variety of physical and financial assets. Because life is uncertain and the future cannot be predicted, one must invest in order to protect their future. Among other things, investors put money into the market with the hopes of making money, feeling secure, and appreciating their investments. A young investor has a wide range of investment options because, up until the age of 40, he will be able to generate a respectable return on his investment and has a reasonable risk tolerance and time horizon. Numerous investing possibilities are available, such as bank deposits, the equity market, mutual funds, and other financial instruments real estate, post office deposits, and actual gold. The study's major objective is to identify the preferences of young investors—those who are between the ages of 21 and 35—in the contemporary setting. The sentiments of the investors can vary from person to person even within the same age range. The researchers have looked into the various preferences among young investors using an easy-to-complete questionnaire and direct contact with the investors.","PeriodicalId":221360,"journal":{"name":"Journal of Corporate Finance Management and Banking System","volume":"333 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-06-15","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"124695252","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Economic Risks Associated with Bit Coin: A Comprehensive Analysis","authors":"Shurooq Abbas Merza","doi":"10.55529/jcfmbs.34.1.12","DOIUrl":"https://doi.org/10.55529/jcfmbs.34.1.12","url":null,"abstract":"Bitcoin, the pioneering cryptocurrency, has revolutionized the financial landscape, but its use is not without economic risks. This paper provides a comprehensive analysis of the economic risks stemming from the use of Bitcoin. It explores the volatility of Bitcoin and the factors contributing to its price instability, including regulatory uncertainty, cybersecurity threats, and market manipulation. Additionally, it delves into the implications of illicit activities and money laundering associated with Bitcoin, highlighting the need for robust regulatory frameworks to mitigate these risks. The paper also examines the environmental impact of Bitcoin mining, emphasizing its energy-intensive nature and carbon footprint. The systemic risks posed by Bitcoin, such as market volatility spillover, interconnectedness with traditional financial institutions, counterparty risks, lack of regulation, financial crime, and cybersecurity vulnerabilities, are thoroughly analyzed. Through a comprehensive review of the literature and an in-depth understanding of the subject matter, this paper provides insights into the multifaceted economic risks associated with Bitcoin. It underscores the importance of proactive measures to address these risks, including enhanced regulations, transparency, cybersecurity measures, and sustainability practices. By mitigating these risks, the paper argues that Bitcoin can play a more secure and sustainable role in the future of finance.","PeriodicalId":221360,"journal":{"name":"Journal of Corporate Finance Management and Banking System","volume":"166 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-05-25","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"134249856","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"The Impact of High Indicators of Deposits and Loans on Banking Liquidity an Applied Study in Some Banks Registered in the Iraq Stock Exchange","authors":"H. Al-Attar, Sarah Abdulameer K, Dhurgham Mezher Oleiwi","doi":"10.55529/jcfmbs.33.56.65","DOIUrl":"https://doi.org/10.55529/jcfmbs.33.56.65","url":null,"abstract":"From the theoretical side, the study aims to demonstrate the impact of the theoretical relationship between the variables of the independent study, bank deposits and loans, with the dependent variable on bank liquidity. National Bank of Iraq, the Iraqi Middle East Investment Bank, and the Gulf Commercial Bank). And then find the statistical correlation and the effect of the high percentage of bank deposits and bank loans on bank liquidity by using the statistical analysis program (SPSSv.26) to reach the most important results that proved the existence of a correlation between bank deposits and bank liquidity for the value of the correlation (0.804**) at Significance level (0.01). As well as the existence of a correlation between bank loans and bank liquidity on the value of the correlation (0.301 *) at a significant level (0.01). The existence of a relationship of effects that occur in the dependent variable banking liquidity as a result of the influence of the independent variable bank deposits, as the coefficient of determination (R ^ 2) reached a value of (0.647) and the existence of a relationship of effects that occur in the dependent variable bank liquidity as a result of the influence of the independent variable bank loans as it reached The coefficient of determination (R^2) is (0.091).","PeriodicalId":221360,"journal":{"name":"Journal of Corporate Finance Management and Banking System","volume":"42 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-05-04","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"125494044","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Credit Risks and Capital Risks and their impact on Banking Liquidity, Applied Research in al-Mansour Investment Bank and the Iraqi Investment Bank","authors":"A. A. Kadhim, Ahmed jamal kadhim, Akeel Dakheel Kareem","doi":"10.55529/jcfmbs.33.29.38","DOIUrl":"https://doi.org/10.55529/jcfmbs.33.29.38","url":null,"abstract":"The research aims to shed light on the variables of the study, credit risks and capital risks, and provide an introductory framework for them and the theoretical relationship with the dependent variable on banking liquidity, and then measure those risks on commercial banks (Al-Mansour Investment Bank and the Iraqi Investment Bank) and then find statistical relationships between the variables The independent and dependent variable and then using the statistical analysis program (SPSSv.26) to find the effect relationship of credit risk and capital risk on bank liquidity. One of the most important conclusions reached by the researchers is that there is a relationship between credit risks when they rise on bank liquidity, and this is explained by the value of the correlation between credit risks and bank liquidity in commercial banks, the study sample (.957**) at a significant level (0.01). There is a relationship. between capital risks when they rise on bank liquidity, as the value of the correlation between capital risks and bank liquidity in the study sample commercial banks was (-.873**) at a significant level (0.01).","PeriodicalId":221360,"journal":{"name":"Journal of Corporate Finance Management and Banking System","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-04-08","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"130035090","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"A Study of Financial Literacy Level towards Electronic Banking Amongst Youth","authors":"Dr. Meghna Jain","doi":"10.55529/jcfmbs.33.39.55","DOIUrl":"https://doi.org/10.55529/jcfmbs.33.39.55","url":null,"abstract":"Literacy towards various financial aspects as well as towards financial instruments has been very low among people in many countries including developed and developing countries. Financial literacy can be considered very low among youth as the outcome of most of the research. There are many options where people can invest their money. Such options are known to only a few common people. Every individual starts saving money at a very early age. This money reaches banks only after the person crosses a certain age. Even today, people are using traditional methods of Banking as they are not aware about E-Banking to a great extent. E-Banking helps the customers in saving their money, efforts and time. Bankers try to educate them about various uses of E-Banking from time to time through various seminars, educational programmes and many other ways. In this research, students at a major institution were randomly chosen to participate in research. The questions were typically based on the use of E-Banking services and also to check whether they are still connected with Banks through traditional methods only. The objective of the study is to understand the awareness level and usage towards various E-banking services offered by Public and Private Sector Banks amongst youth. The result of the study indicates that the youth has been using ATM and Internet Banking, but is still not aware much about the other forms of E-Banking i.e. Mobile, SMS and Phone Banking.","PeriodicalId":221360,"journal":{"name":"Journal of Corporate Finance Management and Banking System","volume":"5 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-04-08","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"123246948","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"The Impact of the Relationship between Supervisors of Commercial Banks and the Work of the External Auditor, a Study According to the International Auditing Standard (1004)","authors":"M. Hasan, Ali Awadh Atshan, W. H. Abd","doi":"10.55529/jcfmbs.33.14.28","DOIUrl":"https://doi.org/10.55529/jcfmbs.33.14.28","url":null,"abstract":"Purpose: This study aims to shed light on the relationship between the supervisors of commercial banks and the external auditor according to the international auditing standard 1004, and the complementary role between them. Reasonable whether the information contained in the basic accounting records and other sources of information is reliable and sufficient to prepare the financial statements.\u0000Theoretical framework: The theoretical framework of the study included several topics that were addressed to add introductory frameworks on the role of supervisors of the commercial bank, the elements of independence, objectivity and integrity of the independent external auditor, the responsibility of the bank's management and the relationship between bank supervisors and external auditors.\u0000Practical & Social implication: The supervisors of commercial banks whose main goal is to enhance the confidence of all parties related to the banking system. Therefore, they monitor the viability of the commercial bank at present and in the future in implementing its various activities by relying on the report of the external auditor on the financial position of the bank. Now the latter also takes into account the verification procedures. From the bank's commercial continuity in carrying out its current and future activities. \u0000Implications/Originality/Value: The possibility of activating the relationship between the supervisors of commercial banks in the Iraqi environment and the role played by the independent external auditor, as the supervisor is interested in maintaining a sound system of internal control as a basis for safe and careful management of the bank’s business, but the auditor is interested, in most circumstances, in assessing control to determine the degree of its dependence in planning and executing its work .","PeriodicalId":221360,"journal":{"name":"Journal of Corporate Finance Management and Banking System","volume":"45 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-04-08","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"132841932","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"A Study on Benefits, Challenges and Factors Impressing Customer Relationship Management (CRM) W.R.T. Private Commercial Banks at Bengaluru","authors":"Dr. Lokesh G R, H. K. S., Dr. Geethanjali G","doi":"10.55529/jcfmbs.33.1.13","DOIUrl":"https://doi.org/10.55529/jcfmbs.33.1.13","url":null,"abstract":"Purpose: The main end of the present paper is to know whether the socio-economic characteristics impress on the CRM and to know the benefits of CRM, factors driving CRM, and challenges faced by the private commercial banks at the time of implementation of CRM. The presence of severe competition where the competitive struggle to claim a larger share and to attract major amount of customers, forces the banking companies to install CRM strategies and to fetch better results. It has been felt as a process aimed at collecting customer data, find profile of customers and use the knowledge of the customers in a particular marketing activities (Anu Putney et al. 2013) CRM is the strongest and most efficient approach in maintaining and treating close relationship with customers (Angumuthu, 2015). CRM is a management approach that seeks to create, develop and widen relationship with customers in order to derive maximum customer value, profits and shareholders value (Mallika Srinivastava, 2012).\u0000\u0000Approach: A designed questionnaire was steered as schedule in order to avoid any unexpected delay, incompleteness and non-response. Respondents were approached while they are in the bank premises either before or after their bank work, in a natural setting. A total of 217 questionnaires were in the hand and out of 217, only 200 were usable one and the remaining discarded forming 92% success rate. Chi-square, contingency co-efficient, Kendall’s co-efficient concordance weighted average, Garrett ranking technique was performed to analyse and present the data.\u0000\u0000Findings: The study revealed about the presence of favourable socio-economic characteristics revealing a significant and high relationship between the characteristics and CRM except bank at different branches which showed less significant and low degree and benefits include protection of data privacy, enhanced productivity and boosted sales. Further, the study also reveals about the factors like advanced technology, customer centric approach and safety factors driving CRM in private commercial banks. The challenges faced at the time of implementation of CRM includes choosing the right CRM, data security and time and cost of implementation of software.","PeriodicalId":221360,"journal":{"name":"Journal of Corporate Finance Management and Banking System","volume":"24 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-04-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"132874307","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Customer Perception Towards E Banking Platforms","authors":"Shreya Chaudhary","doi":"10.55529/jcfmbs.32.33.37","DOIUrl":"https://doi.org/10.55529/jcfmbs.32.33.37","url":null,"abstract":"A term that is widely used in today's society is \"E-banking,\" which is frequently defined as the use of electronic techniques to carry out online banking operations. Modern banking procedures have undergone a substantial transformation as a result of this. One of the key strategies for attracting and retaining customers on electronic banking systems is to offer high-quality e-banking services. The purpose of this study is to experimentally investigate a comprehensive, moderated, mediated mechanism for increasing customer loyalty to e-banking systems through EBSQ practises. EBSQ has four dimensions: dependability, online design, privacy and security, and customer service and support. Due to the electronic payment, there is an increase in customer satisfaction, improved productivity, a drop in the cost of banking operations, faster settlement in large volumes, and e-banking is greatly strengthening. This brings us to a very nicequestions that “Will the present situation of banking sector shift to a totally online mode of banking services?”","PeriodicalId":221360,"journal":{"name":"Journal of Corporate Finance Management and Banking System","volume":"95 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-02-23","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"114582922","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}