Journal of Corporate Finance Management and Banking System最新文献_第6页

Effect Of Firms Attributes On Non-Performing Loans Of Listed Deposit Money Banks In Nigeria 企业属性对尼日利亚上市存款银行不良贷款的影响

Journal of Corporate Finance Management and Banking System Pub Date : 2021-08-17 DOI: 10.55529/jcfmbs.11.26.41

M. Jibril

{"title":"Effect Of Firms Attributes On Non-Performing Loans Of Listed Deposit Money Banks In Nigeria","authors":"M. Jibril","doi":"10.55529/jcfmbs.11.26.41","DOIUrl":"https://doi.org/10.55529/jcfmbs.11.26.41","url":null,"abstract":"This study investigates the effect of firm’s attributes on non-performing loans of listed deposit money banks in Nigeria. Firm attributes was proxied by (firms size, liquidity and capital adequacy) while non-performing loans was proxied by (the ratio of non-performing loans to total loan). 2010-2019 were the period under review. The study adopts the ex-post-facto research design. Annual data used in the study were sourced from the fact books of the Nigerian stock exchange and the financial statement of the banks. Descriptive statistics, correlation matrix and the ordinary least square (OLS) multiple regression techniques were the main statistical tools used in the analysis of data. Additionally, the study conducted hausman test to choose between the fixed and random effect model which will be acceptable. The anticipated income theory was relied on as it provides the most useful theoretical explanation for the study. The result of the regression reveals that, firm size and liquidity has no significant effect of non-performing loan, while capital adequacy has significant effect on non-performing loans. Based on the findings, the study concludes that the CBN should raise capital adequacy ratio from10% since increasing CAR reduces NPLs base on the findings of this study. Banks should also sure up their capital based because it serve as a buffer and it will enables them absorb the challenges that may arise from the volume of non-performing loan they may encounter..","PeriodicalId":221360,"journal":{"name":"Journal of Corporate Finance Management and Banking System","volume":"36 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-08-17","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"121391197","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 1

Restraining Effects Of Mobile Wallet Payment Adoption: Coimbatore City 移动钱包支付采用的抑制效应:哥印拜陀市

Journal of Corporate Finance Management and Banking System Pub Date : 2021-08-17 DOI: 10.55529/jcfmbs.11.42.48

Dr. Gayathiry D, Dr. Poorna K

{"title":"Restraining Effects Of Mobile Wallet Payment Adoption: Coimbatore City","authors":"Dr. Gayathiry D, Dr. Poorna K","doi":"10.55529/jcfmbs.11.42.48","DOIUrl":"https://doi.org/10.55529/jcfmbs.11.42.48","url":null,"abstract":"Digital India is the flagship strategy of the Government of India. This proposal was initiated on 1st July 2015 by Prime Minister Mr.Narendra Modi, with an idea to transform India into a digitally authorized society and knowledge economy. Internet has wrapped up everyone's imagination and still continues to go forward in India. There is a stable desire to keep tempo with internet trends. Further, there has been a rise in adoption of new technologies, embarrassment of digital street like M-Wallets etc., On 8thNovember 2017, the Government of India announced the demonetization of Rs. 500 and Rs. 1000 notes, to control black money, corruption and terrorism. During 2015-16 to 2021-22, usage of smartphones and mobile internet access will lead to growth of e-commerce sector together with increasing disposable of incomes. The study is based on 370 valid responses received through a structured questionnaire. Data collected was analyzed by using statistical tools like Kruskal Wallis Test, One-Way Anova and Factors Analysis . Demonetization drive of government of India has contributed immensely towards awareness, usage and acceptance of online payment.","PeriodicalId":221360,"journal":{"name":"Journal of Corporate Finance Management and Banking System","volume":"144 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-08-17","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"130202932","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 2

Detailed hydrogeological and hydrochemical reassessment of the Niger Delta Basin, South-south Nigeria 尼日利亚南南尼日尔三角洲盆地详细的水文地质和水化学再评价

Journal of Corporate Finance Management and Banking System Pub Date : 2019-08-19 DOI: 10.55529/jcfmbs.11.49.83

S. Wali, I. M. Dankani, S. D. Abubakar, M. A. Gada, K. Umar

{"title":"Detailed hydrogeological and hydrochemical reassessment of the Niger Delta Basin, South-south Nigeria","authors":"S. Wali, I. M. Dankani, S. D. Abubakar, M. A. Gada, K. Umar","doi":"10.55529/jcfmbs.11.49.83","DOIUrl":"https://doi.org/10.55529/jcfmbs.11.49.83","url":null,"abstract":"This review presents a detailed analysis of hydrogeological and hydrochemical conditions of the Niger Delta Basin. Hydrogeologically, the specific capacities recorded from different areas within this Basin vary from 6700 lit/hr/m to 13,500 lit/ hr/m. The water table is very close to the ground surface and varies from 0 to 4 meters. Unconfined groundwater aquifers occur in shallow unconfined aquifers, sands of the coastal beach ridges and river point bars, and sandy islands within the mangrove belt. There is a stable water table fluctuation which characterised the high precipitation zone. The shallow aquifers of Benin Formation are more porous than those in the Deltaic areas. In the southern areas, along the coastal zone, an artesian condition occurs. However, the aquifers are less transmissible with increased depth of the confined aquifer, owing to its more delicate texture. Therefore, more compact, and less permeable, or that there is not enough water in storage. More than half of groundwater sources in the Basin are acidic. Based on mean TDS concentration groundwater, fall in an excellent class for drinking. Groundwater classification based on conductivity showed all the reported findings indicate conductivity ranging from 250-750 μS/cm. Based on cation and anion chemistry, the Niger Delta Basin holds water of relatively acceptable drinking quality. However, the uncontrolled groundwater development, land-use changes, pollution from industrial, municipal, and agricultural effluents pose a threat to groundwater quality protection. Thus, a policy guideline is required to protect groundwater from pollution.","PeriodicalId":221360,"journal":{"name":"Journal of Corporate Finance Management and Banking System","volume":"14 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-08-19","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"114455104","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

The Impact of Agency Banking on FinancialPerformance of Listed Deposit Money Banks in Nigeria 代理银行对尼日利亚上市存款货币银行财务绩效的影响

Journal of Corporate Finance Management and Banking System Pub Date : 2002-11-07 DOI: 10.55529/jcfmbs25.14.24

Olalere Victor Dotun, Anthony Kolade Adesugba

{"title":"The Impact of Agency Banking on Financial\u0000Performance of Listed Deposit Money Banks in Nigeria","authors":"Olalere Victor Dotun, Anthony Kolade Adesugba","doi":"10.55529/jcfmbs25.14.24","DOIUrl":"https://doi.org/10.55529/jcfmbs25.14.24","url":null,"abstract":"The study examined the impact of agency banking on the financial performance\u0000of listed deposit money banks in Nigeria for the period 2011-2020. The sample size of the\u0000study is 12 DMBs. Secondary data extracted from the financial reports and accounts of the\u0000DMBs that prepared the study sample were used. The study employed Random Effect as the\u0000best estimator of the regression model. One of the findings revealed volume of accounts\u0000opened by agent has significant positive impact on the financial performance of DMBs in\u0000Nigeria. Also, the study concluded that volume of electronic transfers positively increases\u0000banks financial performance. The study recommends that DMBs agent should encourage\u0000people to open accounts and carry out transaction with the accounts since account open by\u0000agent was found being among the factors that increase DMBs profitability. In addition,\u0000DMBs should put in place incentive that would encourage customers to reduce their level of\u0000withdrawals by giving out reward to customers that has not make withdraw for some period\u0000of time. Also, Regulators should increase the interest rate for customers saving which would\u0000encourage customer not to make withdraw frequently.","PeriodicalId":221360,"journal":{"name":"Journal of Corporate Finance Management and Banking System","volume":"25 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2002-11-07","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"129425430","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 2