Journal of Tourism Economics and Policy最新文献

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Determinants of Credit Growth in Commercial Banks in Indonesia 印度尼西亚商业银行信贷增长的决定因素
Journal of Tourism Economics and Policy Pub Date : 2023-10-31 DOI: 10.38142/jtep.v3i4.881
Angelica Febbryana Loissa, Gede Harry Krisnanda
{"title":"Determinants of Credit Growth in Commercial Banks in Indonesia","authors":"Angelica Febbryana Loissa, Gede Harry Krisnanda","doi":"10.38142/jtep.v3i4.881","DOIUrl":"https://doi.org/10.38142/jtep.v3i4.881","url":null,"abstract":"Banks have a very vital task in maintaining the Indonesian economy. One of the main tasks of banks is to collect and distribute public funds. Banks channel public funds through loans that get rewards in the form of loan interest. This research focuses on studying what factors affect the amount of credit in the long run. This study uses deposits, lending rates (SBK), non-performing loans (NPL), GDP growth, inflation as internal and external factors that affect the amount of lending to commercial banks. The results showed that partially deposits had a negative and significant effect, NPL had a negative and significant effect, SBK had a negative but insignificant effect, GDP growth had a positive and significant effect and inflation had a positive but insignificant effect on the amount of lending to commercial banks in Indonesia. While simultaneously deposits, loan interest rates (SBK), non-performing loans (NPL), GDP growth, inflation have a significant effect on the amount of lending to commercial banks in Indonesia in 2012-2019.","PeriodicalId":194266,"journal":{"name":"Journal of Tourism Economics and Policy","volume":"15 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-10-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139307370","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
The Meaning of Determining Indekos 'Tariffs' from the Indekos Owner's Perspective 从英德科斯业主的角度看确定英德科斯 "关税 "的意义
Journal of Tourism Economics and Policy Pub Date : 2023-10-31 DOI: 10.38142/jtep.v3i4.896
Rahayu Indriasari, M. Bakry, Nurlaela Mapparessa, N. Parwati, Jurana Jurana, Dewa Made Adi Dharma
{"title":"The Meaning of Determining Indekos 'Tariffs' from the Indekos Owner's Perspective","authors":"Rahayu Indriasari, M. Bakry, Nurlaela Mapparessa, N. Parwati, Jurana Jurana, Dewa Made Adi Dharma","doi":"10.38142/jtep.v3i4.896","DOIUrl":"https://doi.org/10.38142/jtep.v3i4.896","url":null,"abstract":"This research aims to understand and interpret the meaning of \"Determining Boarding House Rates from the owner's perspective during the COVID-19 pandemic among boarding house entrepreneurs in Central Sulawesi. This research uses the Interpretive Paradigm of the Transcendental Phenomenological Approach. Interviews, Observations, and Documentation were used to collect research data. This is important to reveal the shift in the meaning of determining tariffs in situations that make it difficult for owners to adopt boarding house income tariff policies. The results of this research indicate that for boarding house owners, the costs incurred in owning a boarding house are routine costs at all times. Therefore, for them, the meaning of determining the boarding fee is a manifestation of gratitude for the excellent fortune given by God Almighty. The determination of these rates manifests the boarding house owner's struggle in facing the COVID-19 pandemic. Apart from that, determining the tariff is also interpreted as a form of brotherly feeling of helping each other. This then forms a rationality of thought for boarding house entrepreneurs who use this feeling of joy and happiness as a trigger for determining boarding house rates and providing reductions in tariff determination.","PeriodicalId":194266,"journal":{"name":"Journal of Tourism Economics and Policy","volume":"196 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-10-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139308522","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
A Moderation Model of Family Environment in the Relationship Between Financial Literacy and Risk Perception on Stock Investment Decisions for Young Couples in Denpasar City 登巴萨市年轻夫妇金融知识与股票投资决策风险意识之间关系的家庭环境调节模型
Journal of Tourism Economics and Policy Pub Date : 2023-10-31 DOI: 10.38142/jtep.v3i4.886
Gusti Ayu, Athina Wulandari, I. K. Putra, I. Made, Aditya Pramartha
{"title":"A Moderation Model of Family Environment in the Relationship Between Financial Literacy and Risk Perception on Stock Investment Decisions for Young Couples in Denpasar City","authors":"Gusti Ayu, Athina Wulandari, I. K. Putra, I. Made, Aditya Pramartha","doi":"10.38142/jtep.v3i4.886","DOIUrl":"https://doi.org/10.38142/jtep.v3i4.886","url":null,"abstract":"This study aims to determine the moderating effect of family environment on the relationship between financial literacy and risk perception on stock investment decisions for young couples in Denpasar City. The population in this study were all young married couples in Denpasar City. The technique used in selecting samples for this study was a nonprobability sampling method with a purposive sampling technique. The criteria included in the sample category are young people who are married and married, which obtained a sample of 168 people. The data analysis technique used in this study is Moderated Regression Analysis (MRA) using the SPSS (Statistical Product and Service Solution) program. The results showed that financial literation and risk perception positively affect the stock investment decisions of young couples in Denpasar City. It means that the higher the level of understanding of financial literacy and understanding of risk perception owned by young couples in Denpasar City, the stronger the decision to invest in stocks. In addition, it is known that the family environment cannot moderate the financial literation factor. However, the family environment can moderate the risk perception variable, weakening the understanding of risk perception on the stock investment decisions of young couples in Denpasar City.","PeriodicalId":194266,"journal":{"name":"Journal of Tourism Economics and Policy","volume":"233 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-10-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139308460","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
The Influence of Financial Performance on Stock Prices in Banking Sector Companies Listed on the Indonesian Stock Exchange for the 2019-2021 Period 2019-2021年期间在印尼证券交易所上市的银行业公司财务业绩对股票价格的影响
Journal of Tourism Economics and Policy Pub Date : 2023-10-31 DOI: 10.38142/jtep.v3i4.885
Putu Ayu, Sabdha Gotami, Ida I Dewa, Ayu Mas, Manik Sastri, P. GustiBNgr., Putra
{"title":"The Influence of Financial Performance on Stock Prices in Banking Sector Companies Listed on the Indonesian Stock Exchange for the 2019-2021 Period","authors":"Putu Ayu, Sabdha Gotami, Ida I Dewa, Ayu Mas, Manik Sastri, P. GustiBNgr., Putra","doi":"10.38142/jtep.v3i4.885","DOIUrl":"https://doi.org/10.38142/jtep.v3i4.885","url":null,"abstract":"The research examines the influence of return on assets, debt-to-equity ratio, current ratio, and price-earnings ratio on share prices in banking sector companies listed on the Indonesia Stock Exchange for 2019-2021. This research obtained 36 companies as samples using a purposive sampling technique with three years of observation. he total population of companies is 47, and the sample obtained was 36 companies that met the criteria using the purposive sampling method. The type of data applied is a quantitative approach. The data collected was then analyzed using multiple linear regression. The testing method uses multiple linear regression analysis techniques, classical assumption tests, F-tests, and T-tests. Judging from the results of the partial analysis, it is clear that there is a positive and significant influence of the return on assets and price-earnings ratio variables on stock prices. On the other hand, the debt-to-equity ratio variable and the current ratio variable have a negative and insignificant effect on stock prices.","PeriodicalId":194266,"journal":{"name":"Journal of Tourism Economics and Policy","volume":"77 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-10-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139309209","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
The Influence of Savings and Deposits on The Credit Position of Village Kredit Institutions (LPD) in Gianyar District During The COVID-19 Pandemic 在 COVID-19 大流行期间储蓄和存款对吉尼亚尔地区乡村信贷机构 (LPD) 信贷状况的影响
Journal of Tourism Economics and Policy Pub Date : 2023-10-31 DOI: 10.38142/jtep.v3i4.884
Gusti Ngurah, Putu Angga Kusuma, I. Made, Verry Martin, I. K. Darma
{"title":"The Influence of Savings and Deposits on The Credit Position of Village Kredit Institutions (LPD) in Gianyar District During The COVID-19 Pandemic","authors":"Gusti Ngurah, Putu Angga Kusuma, I. Made, Verry Martin, I. K. Darma","doi":"10.38142/jtep.v3i4.884","DOIUrl":"https://doi.org/10.38142/jtep.v3i4.884","url":null,"abstract":"The background of this research is to analyze the influence of savings and deposits on the credit position of LPDs in Gianyar District during the COVID-19 pandemic. The data used in this research is quantitative data, which includes the value of savings, deposits, and credit. Research on the Effect of Savings and Deposits on the Credit Position of Village Credit Institutions (LPD) in Gianyar District During the Covid-19 Pandemic. The object of this research is community savings funds (Savings and Deposits) and (Credit) in LPDs in Gianyar District.  The data analysis technique used is Panel Data Regression Analysis, where the independent variables are Savings and Deposits while the dependent variable is Credit. The test results explain Savings and deposits, together with all the independent variables used in the research, can influence the credit position of Village Credit Institutions (LPD) in Gianyar District during the COVID-19 pandemic.  Savings have had a significant effect on the credit position of Village Credit Institutions (LPD) in Gianyar District during the COVID-19 pandemic. Deposits have had a significant effect on the credit position of Village Credit Institutions (LPD) in Gianyar District during the COVID-19 pandemic.","PeriodicalId":194266,"journal":{"name":"Journal of Tourism Economics and Policy","volume":"193 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-10-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139307339","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
The Influence of Perceived Ease and Risk of Use and Financial Literacy on Decisions to Make Transactions Using QRIS in SMES in South Denpasar 南登巴萨中小企业使用QRIS的易易程度、使用风险及金融素养对交易决策的影响
Journal of Tourism Economics and Policy Pub Date : 2023-01-31 DOI: 10.38142/jtep.v3i1.583
Ni Kadek Dhella Indri Putri, Putu Gede Wisnu Permana Kawisana, I. N. Sutapa
{"title":"The Influence of Perceived Ease and Risk of Use and Financial Literacy on Decisions to Make Transactions Using QRIS in SMES in South Denpasar","authors":"Ni Kadek Dhella Indri Putri, Putu Gede Wisnu Permana Kawisana, I. N. Sutapa","doi":"10.38142/jtep.v3i1.583","DOIUrl":"https://doi.org/10.38142/jtep.v3i1.583","url":null,"abstract":"This study aims to determine the influence of perceived ease of use and risk of use, and financial literacy on the decision to transact using QRIS on MSME (Micro small and Medium Enterprises) in South Denpasar. The population in this study is all MSME (Micro small and Medium Enterprises) in South Denpasar. The sample was determined using the Slovin formula, which obtained a sample of 99 MSME (Micro small and Medium Enterprises). The data analysis technique in this study used multiple linear regression analysis. The results of this study indicate that perceived ease of use has a positive and significant effect on the decision to transact using QRIS on MSME (Micro Small And Medium Enterprises)  in South Denpasar, the risk of use has a positive and significant effect on the decision to transact using QRIS on MSME (Micro small and Medium Enterprises) in South Denpasar and financial literacy has a positive and significant effect on the decision to transact using QRIS on MSME (Micro Small And Medium Enterprises) in South Denpasar.","PeriodicalId":194266,"journal":{"name":"Journal of Tourism Economics and Policy","volume":"324 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-01-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"122630136","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
The Effect Of Implementation Of DMO And DPO On Indonesian Palm Oil Exports DMO和DPO的实施对印尼棕榈油出口的影响
Journal of Tourism Economics and Policy Pub Date : 2023-01-31 DOI: 10.38142/jtep.v3i1.544
Djamarel Hermanto, Lisnatiawati Saragih
{"title":"The Effect Of Implementation Of DMO And DPO On Indonesian Palm Oil Exports","authors":"Djamarel Hermanto, Lisnatiawati Saragih","doi":"10.38142/jtep.v3i1.544","DOIUrl":"https://doi.org/10.38142/jtep.v3i1.544","url":null,"abstract":"This study aims to determine and analyze (1) the effect of Domestic Market Obligation, DMO, implementation and partial, Domestic Price Obligation, DPO, implementation on Indonesian palm oil exports and (2) the effect of simultaneous DMO implementation and DPO implementation on Indonesian palm oil exports. The results of the Pearson correlation test on the variables of DMO implementation and DPO implementation had a powerful/close relationship with palm oil exports. The regression test results, simultaneously with the F test and partially with the t-test, show that the implementation of DMO and the implementation of DPO have a significant effect on Palm Oil Exports.","PeriodicalId":194266,"journal":{"name":"Journal of Tourism Economics and Policy","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-01-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"129403489","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 2
The Role of the COVID-19 Handling Task Force (Covid-19 Task Force) in Ngada District 新冠肺炎疫情处理工作队(工作队)在Ngada地区的作用
Journal of Tourism Economics and Policy Pub Date : 2023-01-31 DOI: 10.38142/jtep.v3i1.558
Yeremias Desidarius Muda, Hendrik Toda, Made N.D. Andayana, Primus Lake
{"title":"The Role of the COVID-19 Handling Task Force (Covid-19 Task Force) in Ngada District","authors":"Yeremias Desidarius Muda, Hendrik Toda, Made N.D. Andayana, Primus Lake","doi":"10.38142/jtep.v3i1.558","DOIUrl":"https://doi.org/10.38142/jtep.v3i1.558","url":null,"abstract":"This study aims to identify and describe the role of the Covid-19 task force in Ngada District. This type of research is descriptive research using a qualitative approach. The informants who became the resource persons for this research were the Chairperson of the Covid-19 Task Force for Ngada Regency, the Head of the BPBD for Ngada Regency, the Head of the Ngada Regency Police, the TNI, POLRI, SATPOL PP, people who have been exposed to Covid-19 and also people who have never been exposed to Covid-19. Total informants in this study amounted to 11 people. Data collection techniques in this study are observation, interviews, and documentation. The data that has been collected is then analyzed using data analysis techniques from Yin (2008: 34) which are dominantly carried out in case study research. The results of this study indicate that the role of the Ngada Regency Covid-19 task force has been good, especially in preventing the spread of the corona virus, but the obstacle in preventing the spread of Covid-19 is the lack of public understanding, as well as local customary habits which always cause crowds so as to spread the virus. This was difficult for the Ngada Regency Covid-19 Task Force team to overcome. The Ngada Regency Task Force Team continues to carry out its role as the unit in charge of preventing the spread of the corona virus while continuing to provide outreach, supervise and resolve problems that occur in the community.","PeriodicalId":194266,"journal":{"name":"Journal of Tourism Economics and Policy","volume":"59 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-01-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"128879624","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 1
Ownership Structure Of The Capital Market Earning Management Model: A Meta-Analysis Study 资本市场盈余管理模型的股权结构:一个元分析研究
Journal of Tourism Economics and Policy Pub Date : 2023-01-31 DOI: 10.38142/jtep.v3i1.543
S. Surayya, Djayani Nurdin, Muhamad Yunus Kasim, M. Muslimin, Juliana Kadang
{"title":"Ownership Structure Of The Capital Market Earning Management Model: A Meta-Analysis Study","authors":"S. Surayya, Djayani Nurdin, Muhamad Yunus Kasim, M. Muslimin, Juliana Kadang","doi":"10.38142/jtep.v3i1.543","DOIUrl":"https://doi.org/10.38142/jtep.v3i1.543","url":null,"abstract":"The purpose of this study is to identify and analyze (1) the ownership structure, which consists of institutional ownership, managerial ownership, and ownership concentration on earning management in the capital market; (2) the Jones Model and Modified Jones Model's moderation of the ownership structure of earnings management in the capital market. This study used a population of 40 research from various articles and as many as 26 articles that passed the selection of data used in research with various criteria. Data analysis techniques use meta-analysis to measure each variable in this study. The results show that institutional ownership does not affect earning management in the capital market. Managerial ownership and concentration of ownership significantly affect earning management in the capital market. Earning management models such as the Jones Model and Modified Jones Model do not moderate the ownership structure, namely institutional ownership, managerial ownership and ownership concentration on earning management in the capital market.","PeriodicalId":194266,"journal":{"name":"Journal of Tourism Economics and Policy","volume":"62 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-01-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"128539917","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 1
Socio-Economic Life of Traditional Woven Fabric Articles In Lakekun Utara Village, Kobalima Sub-District, Malaka Regency 马六甲县Kobalima街道Lakekun Utara村传统编织物制品的社会经济生活
Journal of Tourism Economics and Policy Pub Date : 2023-01-31 DOI: 10.38142/jtep.v3i1.542
Hildigardis M. I. Nahak, Herman Y. Utang, Balkis Soraya Tanof
{"title":"Socio-Economic Life of Traditional Woven Fabric Articles In Lakekun Utara Village, Kobalima Sub-District, Malaka Regency","authors":"Hildigardis M. I. Nahak, Herman Y. Utang, Balkis Soraya Tanof","doi":"10.38142/jtep.v3i1.542","DOIUrl":"https://doi.org/10.38142/jtep.v3i1.542","url":null,"abstract":"Traditional weaving is generally inherited from the ancestors and is also part of the socio-economic life of the craftsmen in North Lakekun Village. They work like this almost every day, but what is unique is that the traditional woven fabric craftsmen in North Lakekun Village do not weave for sale. Instead, they weave to store it while waiting for a celebration. This study used a qualitative approach and a total of 45 informants with qualitative and quantitative data. The data collection techniques in this study were observation, qualitative interviews and qualitative documents. The data that has been collected is then analyzed using analytical techniques; data collection, data reduction, data display, and conclusion drawing and verification. The results of the study found that the socio-economic life of traditional woven fabric craftsmen in North Lakekun, Kobalima District, Malacca Regency was found from the side; (a) the level of income is quite good because they rely on agricultural and livestock products, (b) the level of education is relatively low, while in terms of (c) health, the craftsmen use health cards such as BPJS for free medical treatment, some seek and use traditional medicine whereas for (d) the condition of the houses of the traditional woven cloth craftsmen there in general, on average, they have decent houses to live in and (e) the social relations between fellow woven cloth craftsmen there look very good.","PeriodicalId":194266,"journal":{"name":"Journal of Tourism Economics and Policy","volume":"21 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-01-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"123337726","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
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