The Influence of Savings and Deposits on The Credit Position of Village Kredit Institutions (LPD) in Gianyar District During The COVID-19 Pandemic

Journal of Tourism Economics and Policy Pub Date : 2023-10-31 DOI:10.38142/jtep.v3i4.884

Gusti Ngurah, Putu Angga Kusuma, I. Made, Verry Martin, I. K. Darma

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Abstract

The background of this research is to analyze the influence of savings and deposits on the credit position of LPDs in Gianyar District during the COVID-19 pandemic. The data used in this research is quantitative data, which includes the value of savings, deposits, and credit. Research on the Effect of Savings and Deposits on the Credit Position of Village Credit Institutions (LPD) in Gianyar District During the Covid-19 Pandemic. The object of this research is community savings funds (Savings and Deposits) and (Credit) in LPDs in Gianyar District. The data analysis technique used is Panel Data Regression Analysis, where the independent variables are Savings and Deposits while the dependent variable is Credit. The test results explain Savings and deposits, together with all the independent variables used in the research, can influence the credit position of Village Credit Institutions (LPD) in Gianyar District during the COVID-19 pandemic. Savings have had a significant effect on the credit position of Village Credit Institutions (LPD) in Gianyar District during the COVID-19 pandemic. Deposits have had a significant effect on the credit position of Village Credit Institutions (LPD) in Gianyar District during the COVID-19 pandemic.

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在 COVID-19 大流行期间储蓄和存款对吉尼亚尔地区乡村信贷机构 (LPD) 信贷状况的影响

本研究的背景是分析在 COVID-19 大流行期间储蓄和存款对吉安雅县自由职业者协会信贷状况的影响。本研究使用的数据是定量数据，其中包括储蓄、存款和信贷的价值。在 COVID-19 大流行期间，储蓄和存款对吉安雅地区乡村信贷机构（LPD）信贷状况的影响研究。本研究的对象是吉安雅县乡村信贷机构的社区储蓄基金（储蓄和存款）和（信贷）。使用的数据分析技术是面板数据回归分析，其中自变量是储蓄和存款，因变量是信贷。检验结果表明，在 COVID-19 大流行期间，储蓄和存款以及研究中使用的所有自变量都会影响吉安雅地区乡村信贷机构（LPD）的信贷状况。在 COVID-19 大流行期间，储蓄对吉安雅地区乡村信贷机构（LPD）的信贷状况有重大影响。在 COVID-19 大流行期间，存款对吉安雅地区乡村信贷机构（LPD）的信贷状况有重大影响。

本文章由计算机程序翻译，如有差异，请以英文原文为准。

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Journal of Tourism Economics and Policy

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