Jurnal Maps (Manajemen Perbankan Syariah)最新文献

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Pengaruh Likuiditas terhadap Profitabilitas Melalui Efisiensi Operasi Bank Umum Syariah di Indonesia 流动性对伊斯兰银行运作效率的影响
Jurnal Maps (Manajemen Perbankan Syariah) Pub Date : 2021-03-31 DOI: 10.32483/MAPS.V4I2.58
Hasbi Assidiki Mauluddi
{"title":"Pengaruh Likuiditas terhadap Profitabilitas Melalui Efisiensi Operasi Bank Umum Syariah di Indonesia","authors":"Hasbi Assidiki Mauluddi","doi":"10.32483/MAPS.V4I2.58","DOIUrl":"https://doi.org/10.32483/MAPS.V4I2.58","url":null,"abstract":"This study aimed to find out the direct influence of liquidity variables on profitability and its indirect influence through variable operating efficiency. Liquidity is proxied with FDR, profitability with ROA, while operating efficiency with BOPO. Path analysis methods are used to analyze the direct or indirect influence of the variables studied. The data used is secondary data of Sharia commercial bank statements in OJK Sharia banking statistics from 2016 to 2020. The results showed that directly the level of liquidity has no significant effect on profitability. Whereas indirectly, through operating efficiency, the level of liquidity has a significant effect on profitability.","PeriodicalId":178996,"journal":{"name":"Jurnal Maps (Manajemen Perbankan Syariah)","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2021-03-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"131785701","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 1
Strategi Pengembangan Agrowisata Durian Sinapeul dengan Pendekatan Interpretative Structural Modelling (ISM) dalam Perspektif Ekonomi Islam
Jurnal Maps (Manajemen Perbankan Syariah) Pub Date : 2020-10-12 DOI: 10.32483/MAPS.V4I1.53
Eni Nuraeni Ruriawati
{"title":"Strategi Pengembangan Agrowisata Durian Sinapeul dengan Pendekatan Interpretative Structural Modelling (ISM) dalam Perspektif Ekonomi Islam","authors":"Eni Nuraeni Ruriawati","doi":"10.32483/MAPS.V4I1.53","DOIUrl":"https://doi.org/10.32483/MAPS.V4I1.53","url":null,"abstract":"One of the potential areas as an agro-tourism area in Majalengka Regency is the Sinapeul durian agro-tourism area in Ujungberung Village, Sindangwangi District. However, the Sinapeul durian agro-tourism area has not been running optimally, this is thought to be caused by several factors, namely the absence of a strategy and policy on the management and development of the agro-tourism area. In addition, the cooperation agreement that occurs between the village government and smallholders is not yet clear. The purpose of this study was to analyze the strategy for the development of the durian agro-tourism area and to analyze the contract applied between the village government and the tenant farmers. The research method used is a qualitative method with the Interpretative Structural Modeling (ISM) approach. Interpretative Structural Modeling (ISM) is a well-established methodology for identifying relationships between specific variables that define a problem or issue. Based on the results of research that has been conducted by researchers, there are seven elements that become indicators of agro-tourism area development strategies with the main strategies, namely agro-tourism development innovation, institutional support, promotion and marketing (level 1), strengthening regulations and policies, and investors (level 2), quality development. Human resources and community participation with the village (level 3). In Islam, there are several contract options in agricultural management such as Muzara Mukabarah and Musaqah. A cooperative agreement for agricultural production that is suitable for managing durian crops between land owners and smallholders is to apply the Musaqah contract.","PeriodicalId":178996,"journal":{"name":"Jurnal Maps (Manajemen Perbankan Syariah)","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2020-10-12","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"130793102","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Pengaruh Penerapan Knowledge Management Terhadap Kinerja Perguruan Tinggi dengan Budaya Organisasi Sebagai Variabel Intervening 知识管理对以组织文化为变量进行干预的大学表现的影响
Jurnal Maps (Manajemen Perbankan Syariah) Pub Date : 2020-10-12 DOI: 10.32483/MAPS.V4I1.44
Masduki Masduki
{"title":"Pengaruh Penerapan Knowledge Management Terhadap Kinerja Perguruan Tinggi dengan Budaya Organisasi Sebagai Variabel Intervening","authors":"Masduki Masduki","doi":"10.32483/MAPS.V4I1.44","DOIUrl":"https://doi.org/10.32483/MAPS.V4I1.44","url":null,"abstract":"The knowledge management process will create a new culture, namely knowledge sharing that is strong enough and able to create good organizational performance, however, there are still many organizations or companies that have not implemented knowledge management properly. This study aims to determine whether the application of knowledge management has a significant influence on the performance improvement of Majalengka University with organization culture as an intervening variable. The research method used is a survey method with the type of associative research. The author took a sample of 77 permanent lecturers and DPK Majalengka University. Data were collected through a questionnaire in the form of a statement list, the method of data analysis using Partial Least Square (PLS) with the help of smart-PLS 3.0 software. The results of this study indicate that the application knowledge management and organizational culture contribute directly positively and significantly to improving the performance of Majalengka University, knowledge management contributes positively and significantly to strengthening organizational culture, and organizational culture is able to mediate knowledge management in contributing to improving the performance of Majalengka University.","PeriodicalId":178996,"journal":{"name":"Jurnal Maps (Manajemen Perbankan Syariah)","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2020-10-12","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"129006847","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 1
Analisis Pembiayaan Murabahah dan Solusi Permasalahannya pada BMT Rizky Barokah Cabang Talun Magelang 分析
Jurnal Maps (Manajemen Perbankan Syariah) Pub Date : 2020-10-12 DOI: 10.32483/MAPS.V4I1.46
Siska Yulita, E. Panggiarti
{"title":"Analisis Pembiayaan Murabahah dan Solusi Permasalahannya pada BMT Rizky Barokah Cabang Talun Magelang","authors":"Siska Yulita, E. Panggiarti","doi":"10.32483/MAPS.V4I1.46","DOIUrl":"https://doi.org/10.32483/MAPS.V4I1.46","url":null,"abstract":"The murabahah finance is sell and buy transaction which is seller acknowledge selling price and buyer pay to the seller as much as the price plus margin that being approved. Sometimes on going murabahah finance promise found obstacles and resistance being faced bank or debtor party. There for, we want to study more deep about murabahah finance in BMT RIzky Barokah as a research object. The research aims to analysis of the operation of murabahah finance, analysis of murabahah operation in KSPPS BMT Rizky Barokah with Fatwa Dewan Syariah Nasional (DSN MUI), and analysis of member perception of KSPPS BMT Rizky Barokah about murabahah finance. This type of research is qualitative research with data analysis techniques, namely data reduction, data display, and conclusion drawing and verification. The result is found conclusion that is process of operationalization of murabahah finance in KSPPS BMT Rizky Barokah different based on object of goods in the murabahah promise. There is a goods that have facilitated by BMT is motor-bicycle but there is have another goods that proxies by another party for the procuration. The execution of murabahah finance promise in Rizky Barokah has appropriate to the commandment and requirement of murabahah and appropriate with fatwa provisions DSN-MUI No. 04/DSN-MUI/IV/2000 about murabahah finance.","PeriodicalId":178996,"journal":{"name":"Jurnal Maps (Manajemen Perbankan Syariah)","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2020-10-12","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"125998748","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Analisis Kepatuhan Syariah pada Bank Syariah: Studi Kasus Bank Pembiayaan Rakyat Syariah
Jurnal Maps (Manajemen Perbankan Syariah) Pub Date : 2020-10-12 DOI: 10.32483/MAPS.V4I1.47
Aini Maslihatin, Riduwan Riduwan
{"title":"Analisis Kepatuhan Syariah pada Bank Syariah: Studi Kasus Bank Pembiayaan Rakyat Syariah","authors":"Aini Maslihatin, Riduwan Riduwan","doi":"10.32483/MAPS.V4I1.47","DOIUrl":"https://doi.org/10.32483/MAPS.V4I1.47","url":null,"abstract":"Sharia compliance is the adherence of Islamic banks to Islamic rules or laws in muamalah and is one of the factors that differentiate it from conventional banks. Therefore sharia compliance is a fundamental principle in Islamic banking practices. Muamalah law, especially the economy, has a high degree of difference, so the sharia compliance standards in Indonesia refer to the Fatwa of the National Sharia Council-Indonesian Ulama Council (DSN-MUI). This study aims to analyze the practice of sharia compliance in Islamic Rural Banks (BPRS) in Indonesia. The data analyzed is the assessment of the Sharia Supervisory Board (DPS) on the practice of BPRS for five years. The sample distribution covers all regions of Indonesia with 24 units of analysi with 46 respondenss. The data analysis used quantitative descriptive analysis and compared it with the DSN-MUI fatwa. This study's results indicate that the level of compliance with Islamic rural banks in Indonesia is, on average, excellent. Other findings show that, when viewed from the contract's practice, financing with a musyarakah contract has the highest level of sharia compliance compared to separate agreements. Meanwhile, the lowest sharia compliance is in the murabahah contract. This condition is influenced because Islamic banks often use the murabahah bil wakalah contract. The weakness of this contract lies in the procurement of goods by customers, often not accompanied by proof of purchase.","PeriodicalId":178996,"journal":{"name":"Jurnal Maps (Manajemen Perbankan Syariah)","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2020-10-12","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"129938385","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 4
Determinan Return On Asset Bank BRI Syariah Periode 2015-2019 确定资产回报率银行BRI伊斯兰时期2015-2019
Jurnal Maps (Manajemen Perbankan Syariah) Pub Date : 2020-10-12 DOI: 10.32483/MAPS.V4I1.51
Ilani Pujiyanti, Faisal Rakhman
{"title":"Determinan Return On Asset Bank BRI Syariah Periode 2015-2019","authors":"Ilani Pujiyanti, Faisal Rakhman","doi":"10.32483/MAPS.V4I1.51","DOIUrl":"https://doi.org/10.32483/MAPS.V4I1.51","url":null,"abstract":"The level of BRISyariah Capital Adequacy Ratio (CAR) for the period 2015-2019 is already in the very healthy category (above 12%), while the level of Financing to Deposit Ratio (FDR) is still in a fairly healthy category (around 85%), the ratio of Operating Costs to Operating Income ( BOPO) is in the unhealthy category (above 95%), as well as the level of Return On Assets (ROA), especially during 2019, is in the unhealthy category (below 0.5%). This study analyzes the influence of CAR, FDR, BOPO on ROA in BRISyariah. This research is a quantitative type with an associative approach. With secondary data in the form of published quarterly financial reports of BRISyariah for the period 2015-2019. Tests conducted to determine the relationship and influence between variables partially and simultaneously, multiple regression, coefficient of determination, t test and F test. The results of this study indicate that (1) there is a negative effect of CAR on ROA where the value of tcount>ttable (2.352>2.120) is on the negative side with R2 of 23.5%, (2) there is no effect of FDR on ROA where the tcount value isttable (11,823>2,120) with the tcount on the negative side, while the R2 value is 88.8 %. (4) simultaneously there is a significant effect of CAR, FDR and BOPO on ROA with the results of Fcount>Ftable (331,743> 3,24) with a R2 value of 98.4%. The concluded that the risk of own capital (CAR) in high number and the more inefficient bank operations (BOPO), make ability the bank's is low to increase profits.","PeriodicalId":178996,"journal":{"name":"Jurnal Maps (Manajemen Perbankan Syariah)","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2020-10-12","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"127337107","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Pengaruh Literasi Keuangan dan Inklusi Mahasiswa UIN Sunan Gunung Djati Bandung Terhadap Penggunaan Sistem Financial Technology 大学生识字率和包容能力发现万隆山麓使用技术的影响
Jurnal Maps (Manajemen Perbankan Syariah) Pub Date : 2020-10-12 DOI: 10.32483/MAPS.V4I1.48
Nabil Muhammad Alawi, Vemy Suci Asih, D. Sobana
{"title":"Pengaruh Literasi Keuangan dan Inklusi Mahasiswa UIN Sunan Gunung Djati Bandung Terhadap Penggunaan Sistem Financial Technology","authors":"Nabil Muhammad Alawi, Vemy Suci Asih, D. Sobana","doi":"10.32483/MAPS.V4I1.48","DOIUrl":"https://doi.org/10.32483/MAPS.V4I1.48","url":null,"abstract":"This study aims to determine how much influence financial literacy and inclusion have on the use of the financial technology system. This research is motivated by the widespread use of financial technology among students. Financial technology helps to buy and selling transactions so that the payment system becomes more economical and efficient and remains active. The method used in this research is quantitative through a descriptive analysis approach. Data collection used questionnaires with research samples from UIN Sunan Gunung Djati Bandung. The results showed the effect of financial literacy, as evidenced by the usefulness indicators and linear ease indicators on the use of the financial technology system for students of UIN Sunan Gunung Djati Bandung. Respondents of 48% admit that literacy regarding the use of financial technology has been felt and is proven by the respondent's knowledge of financial technology, which can facilitate the process of business transactions or services. Also, research on the effect of inclusion is in line with the use of the financial technology system. Respondents of 70% admit that the development of financial technology at this time can be done to make online payments.","PeriodicalId":178996,"journal":{"name":"Jurnal Maps (Manajemen Perbankan Syariah)","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2020-10-12","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"133169290","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 3
Pengembangan Karir dan Iklim Organisasi terhadap Komitmen Karyawan (Studi Kasus pada Bank Daerah Syariah) 组织对员工承诺的职业和气候发展(伊斯兰银行案例研究)
Jurnal Maps (Manajemen Perbankan Syariah) Pub Date : 2020-04-20 DOI: 10.32483/maps.v3i2.38
F. Waruwu, Dematria Pringgabayu
{"title":"Pengembangan Karir dan Iklim Organisasi terhadap Komitmen Karyawan (Studi Kasus pada Bank Daerah Syariah)","authors":"F. Waruwu, Dematria Pringgabayu","doi":"10.32483/maps.v3i2.38","DOIUrl":"https://doi.org/10.32483/maps.v3i2.38","url":null,"abstract":"Human Resources (HR) is a very important part in PT Bank Daerah Syariah, so that it is expected that there is an ideal and sufficient working period to optimize employee careers and increase employee commitment to the company, considering the products produced by the company are products used to facilitate the state apparatus work system and service to the wider community.This study aims to determine the effect of variable Career Development and Organizational Climate on the commitment of Employees in PT Bank Daerah Syariah. The method used in this study is a research mix method, which is a step of research by combining two forms of approach in research that is quantitative and qualitative. The population in this study were all employees in the Bank Daerah Syariah (BDS) as many as 53 employeesThe results showed that the career development variable (X1) and also the Organizational Climate (X2) had a positive and significant effect on the variable Employee Commitment (Y). The conclusion of the research shows that to increase the commitment of employees in PT Bank Daerah Syariah, the company needs to improve the existing career development system and maintain the organizational climate so that it remains conducive for all employees. ","PeriodicalId":178996,"journal":{"name":"Jurnal Maps (Manajemen Perbankan Syariah)","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2020-04-20","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"114256505","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Manajemen Stratejik Pemanfaatan Teknologi Informasi dan Komunikasi untuk Peningkatan Mutu Pembelajaran SMK Ciledug Al Musaddadiyah dan SMKN 1 Garut
Jurnal Maps (Manajemen Perbankan Syariah) Pub Date : 2020-04-20 DOI: 10.32483/maps.v3i2.42
Partono Partono
{"title":"Manajemen Stratejik Pemanfaatan Teknologi Informasi dan Komunikasi untuk Peningkatan Mutu Pembelajaran SMK Ciledug Al Musaddadiyah dan SMKN 1 Garut","authors":"Partono Partono","doi":"10.32483/maps.v3i2.42","DOIUrl":"https://doi.org/10.32483/maps.v3i2.42","url":null,"abstract":"So far, in implementing school strategies, they tend not to utilize Information and Communication Technology (ICT), despite the availability of ICT resources available. Stages of strategic management are needed to generate the vision, mission, objectives, policy, program, budget, and procedures as well as control and evaluation process as an effort to utilize ICT to improve school quality. Based on the interpretation and the results of the study, it is concluded that schools have organized stages in strategic management that enable schools to have a quality profile. The impact of effective utilization of ICTs for schools is the achievement of effective school management, as per the National Education Standards, which is characterized by effective planning, implementation, control, and evaluation of school ICTs.The purpose of this study is to get a general description, describe, and reveal the Strategic Management of Information and Communication Technology Utilization to Improve the Quality of School Learning in Ciledug Al Musaddadiyah Vocational High School and Garut 1 Vocational High School, both on environmental analysis, strategic formulation, implementation and strategic evaluation. The research method used in this research is the case study method, because the problems studied occur in the place and situation of Ciledug Al Musaddadiyah Vocational School and Vocational High School 1 Garut. The use of case study models in this study is based on the consideration that to provide an overview of the strategic management activities of the use of ICTs carried out at vocational high schools with the ultimate goal of being able to improve the quality of school learning. Based on observations in the field of SMK 1 Garut and SMK Al Musaddadiyah Ciledug Garut is one of the public schools and private schools that have these advantages.","PeriodicalId":178996,"journal":{"name":"Jurnal Maps (Manajemen Perbankan Syariah)","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2020-04-20","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"132453046","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Pengaruh Tingkat Literasi Keuangan Syariah dan Kepercayaan Masyarakat terhadap Minat Menabung di Bank Syariah 伊斯兰金融素养水平和公众信仰对伊斯兰银行存款兴趣的影响
Jurnal Maps (Manajemen Perbankan Syariah) Pub Date : 2020-04-20 DOI: 10.32483/maps.v3i2.36
Resti Fadhilah Nurrohmah, Radia Purbayati
{"title":"Pengaruh Tingkat Literasi Keuangan Syariah dan Kepercayaan Masyarakat terhadap Minat Menabung di Bank Syariah","authors":"Resti Fadhilah Nurrohmah, Radia Purbayati","doi":"10.32483/maps.v3i2.36","DOIUrl":"https://doi.org/10.32483/maps.v3i2.36","url":null,"abstract":"The purpose of this study was to study the level of Islamic financial literacy and public confidence in the interest in saving in Islamic banks. The variables in this study are the level of Islamic financial literacy (X1), public trust (X2), and interest in saving (Y).The method of this study is descriptive quantitative approach. The data source of this study are primary data obtained by distributing questionnaires. Respondents taken are residents in the city of Bandung, with samples domiciled in the city of Bandung and at least 17 years old. The data analysis technique uses multiple linear regression analysis. The results showed that the variable level of islamic financial literacy and public trust has positive effect in the interest in saving in Islamic banks. The findings in this study provide a reference to Islamic banks, the level of literacy and public trust regarding interest in saving, therefore Islamic banks must socialize to the public.","PeriodicalId":178996,"journal":{"name":"Jurnal Maps (Manajemen Perbankan Syariah)","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2020-04-20","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"123143567","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 14
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