Jurnal Maps (Manajemen Perbankan Syariah)最新文献_第2页

Metode RGEC untuk Menganalisis Kesehatan Bank di Bank BRI Syariah 伊斯兰教法BRI银行分析银行健康的RGEC方法

Jurnal Maps (Manajemen Perbankan Syariah) Pub Date : 2021-09-30 DOI: 10.32483/MAPS.V5I1.98

W. Sari, Dea Nur Sadilah

{"title":"Metode RGEC untuk Menganalisis Kesehatan Bank di Bank BRI Syariah","authors":"W. Sari, Dea Nur Sadilah","doi":"10.32483/MAPS.V5I1.98","DOIUrl":"https://doi.org/10.32483/MAPS.V5I1.98","url":null,"abstract":"The background of this research is the fluctuation in financial ratios which is influenced by the amount of non-performing financing, the amount of third party funds released for financing, the ability of bank management to control the efficiency of the company, and the adequacy of capital owned by the bank. So that with the aim of knowing the level of bank soundness at BRI Syariah Bank for the period 2016 - 2020, an analysis is carried out according to the Financial Services Authority Regulation No. 8/POJK.03/2014 concerning the assessment of the soundness level of Islamic commercial banks and sharia business units, namely by using the RGEC method. In this study, the method used is a qualitative research with a descriptive approach. Secondary data is obtained from the BRI Syariah Bank Annual Report and the GCG Implementation Report published on the company's official website. Data collection was carried out by the author using documentation and literature studies. In this study, the steps taken in data analysis are data collection, data reduction, data presentation, and drawing conclusions. The results of the study indicate that the health level of BRI Syariah Bank according to the Risk Profile factor is Healthy and Very Healthy. The Good Corporate Governance factor received the title of Healthy. Earning factor obtained the predicate of Unhealthy and Unhealthy. And Capital Factor received the title Very Healthy.","PeriodicalId":178996,"journal":{"name":"Jurnal Maps (Manajemen Perbankan Syariah)","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2021-09-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"128682278","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 2

Dana Pihak Ketiga dan Modal Sendiri terhadap Financing to Deposit Ratio di PT Bank BRI Syariah

Jurnal Maps (Manajemen Perbankan Syariah) Pub Date : 2021-09-30 DOI: 10.32483/MAPS.V5I1.96

Mochamad Nur Rahmat Setia, Bahmid I Magi, Eni Nuraeni

{"title":"Dana Pihak Ketiga dan Modal Sendiri terhadap Financing to Deposit Ratio di PT Bank BRI Syariah","authors":"Mochamad Nur Rahmat Setia, Bahmid I Magi, Eni Nuraeni","doi":"10.32483/MAPS.V5I1.96","DOIUrl":"https://doi.org/10.32483/MAPS.V5I1.96","url":null,"abstract":"This research was conducted because the development of TPF and Equity Capital at PT Bank BRI Syariah for the 2016-2020 period fluctuated. TPF in 2016 in the third quarter and fourth quarter experienced an increase but FDR decreased as well as fluctuations in TPF during 2018 and 2020 which did not match the theory, where the higher the DPK collected, the greater the distribution of financing so that the FDR value would increase and vice versa. This study aims to determine the effect of TPF on FDR, the effect of Equity Capital on FDR, the effect of TPF and Equity Capital simultaneously on FDR at PT Bank BRI Syariah. This study uses associative quantitative research, with the object of this research being Third Party Funds, Own Capital and Financing to Deposit Ratio at PT Bank BRI Syariah. The type of data used is secondary data in the form of financial ratios published by PT. Bank BRI Syariah starting from the period 2016 to 2020. The population in this study is the financial statements of PT Bank BRI Syariah. The sample used is the quarterly published financial statements of BRI Syariah Bank for the period 2016 to 2020. The data analysis used is multiple correlation analysis, multiple regression analysis, coefficient of determination analysis, t-test and F-test. Own capital has a positive and significant effect on FDR. TPF and own capital simultaneously have a positive and significant effect on FDR at PT Bank BRI Syariah.","PeriodicalId":178996,"journal":{"name":"Jurnal Maps (Manajemen Perbankan Syariah)","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2021-09-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"129818125","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

GAMPIL : Upaya Penguatan Daya Saing Ritel Mikro di Era COVID-19 dan Peningkatan Minat Memiliki Legalitas Usaha 甘皮尔:COVID-19时代小额零售加强和提高兴趣的努力有企业的合法性

Jurnal Maps (Manajemen Perbankan Syariah) Pub Date : 2021-09-30 DOI: 10.32483/MAPS.V5I1.94

Bob Foster, M. D. Johansyah

{"title":"GAMPIL : Upaya Penguatan Daya Saing Ritel Mikro di Era COVID-19 dan Peningkatan Minat Memiliki Legalitas Usaha","authors":"Bob Foster, M. D. Johansyah","doi":"10.32483/MAPS.V5I1.94","DOIUrl":"https://doi.org/10.32483/MAPS.V5I1.94","url":null,"abstract":"In micro-scale retail, there are problems with the cost of legality management, the high costs and complicated rules are obstacles and the cause of the decrease in the number of legality ownership of micro-scale retailers. Based on this, the Bandung City Government, West Java, innovated using application technology and the internet for legality management, which was called the Gadget Application Mobile for License abbreviated as GAMPIL. This study is intended to determine whether efforts to strengthen internet-based applications can reduce the number of micro retailers that do not yet have legality and create a competitive power for micro-scale retailers in Indonesia, especially the city of Bandung. With a quantitative approach and explanatory research methods, 300 retailers from the city of Bandung, East Bandung to be exact, were taken randomly as a sample in the hope that the research can provide input for the government regarding strengthening the competitiveness of MSMEs in Bandung City through licensing. The results obtained are that the presence of GAMPIL as an application-based business license management innovation is able to increase the competitiveness of micro-scale retailers and their interest in having legality increases by 49.1%.","PeriodicalId":178996,"journal":{"name":"Jurnal Maps (Manajemen Perbankan Syariah)","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2021-09-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"124828021","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Analisis Tingkat Kesehatan Bank dan Dampaknya terhadap Peningkatan Jumlah Nasabah 对银行健康水平的分析及其对客户数量增加的影响

Jurnal Maps (Manajemen Perbankan Syariah) Pub Date : 2021-09-30 DOI: 10.32483/MAPS.V5I1.99

Nano Suyatna, Ayi Mi’razul Mu’minin

{"title":"Analisis Tingkat Kesehatan Bank dan Dampaknya terhadap Peningkatan Jumlah Nasabah","authors":"Nano Suyatna, Ayi Mi’razul Mu’minin","doi":"10.32483/MAPS.V5I1.99","DOIUrl":"https://doi.org/10.32483/MAPS.V5I1.99","url":null,"abstract":"The background of this research is the fluctuation in the value of the ratio of CAR, KAP, ROA, IGA and LDR will affect the performance of a bank, so it is necessary to look at the level of health which will have an impact on increasing the number of customers. The purpose of this study was to determine the health level of BPRS Al Ma'soem using the CAMEL (Capital, Asset, Management, Earning, Liquidity) method and its impact on increasing the number of customers. The type of research uses secondary data with the object of research, namely the financial statements of BPRS Al Ma'soem. The population is all the financial statements of BPRS Al Ma'soem, while the sample is the financial statements of BPRS Al Ma'soem for the 2016-2020 period with the type of sample using purposive sampling. Data collection techniques include literature study and documentation. While the method used is descriptive qualitative using the Milles and Huberman model including: data collection, data reduction, data presentation and conclusions and using the CAMEL method. The results show that the health level of BPRS Al Ma'soem using CAMEL analysis in terms of capital, assets, earnings and liquidity in 2016 with very good predicates, 2017 and 2018 with good predicates, 2019 with very good predicates, and 2020 with good predicate. However, from a management perspective, from 2016-2020, it received a pretty good predicate.","PeriodicalId":178996,"journal":{"name":"Jurnal Maps (Manajemen Perbankan Syariah)","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2021-09-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"131937499","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 3

Meraih Jiwa Korsa Berkarakter Cageur, Bageur, Pinter Melalui Tadarus di Universitas Ma’soem 通过马苏姆大学的塔达罗斯获得具有骑士精神的科萨人、百吉饼和品德

Jurnal Maps (Manajemen Perbankan Syariah) Pub Date : 2021-09-30 DOI: 10.32483/MAPS.V5I1.93

Ida Rapida Djachrab, Ryzki Wiryawan

{"title":"Meraih Jiwa Korsa Berkarakter Cageur, Bageur, Pinter Melalui Tadarus di Universitas Ma’soem","authors":"Ida Rapida Djachrab, Ryzki Wiryawan","doi":"10.32483/MAPS.V5I1.93","DOIUrl":"https://doi.org/10.32483/MAPS.V5I1.93","url":null,"abstract":"This study aims to determine: 1) the character of cageur, bageur, pinter as part of the Al Ma'soem culture; 2) Tadarus activities at Ma'soem University; 3) The role of tadarus in developing the esprit de corps of employees. The research method is qualitative with an ethnographic approach in order to reveal the social and cultural meaning behind tadarus activities. Data collection techniques were carried out by participatory observation, in-depth interviews, literature studies and documentation studies. Determination of the sample using purposive sampling where sampling is done with certain considerations. Data analysis using the Spradley Model, was carried out in four stages: domain, taxonomy, componential, and cultural themes. The results showed that: 1) Cageur, bageur, pinter characters are the embodiment of the pioneering philosophy in order to create a balance between habluminalloh and habluminannas., 2) The benefits of tadarus for friendship, launch and get used to reading holy verses, the heart becomes calm and gives birth to a group of pioneers and followers, 3 ) Tadarus activities as organizational habits that are not directly related to work specifications can be a source of strength for the birth of the corps spirit of employees.","PeriodicalId":178996,"journal":{"name":"Jurnal Maps (Manajemen Perbankan Syariah)","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2021-09-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"126817994","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Faktor 5C dalam Pembiayaan Kepemilikan Rumah di Bank BJB Syariah Kantor Cabang Pembantu Rancaekek BJB教法银行住房所有权融资的5C因素

Jurnal Maps (Manajemen Perbankan Syariah) Pub Date : 2021-03-31 DOI: 10.32483/MAPS.V4I2.56

Ida Rapida Djachrab

{"title":"Faktor 5C dalam Pembiayaan Kepemilikan Rumah di Bank BJB Syariah Kantor Cabang Pembantu Rancaekek","authors":"Ida Rapida Djachrab","doi":"10.32483/MAPS.V4I2.56","DOIUrl":"https://doi.org/10.32483/MAPS.V4I2.56","url":null,"abstract":"This study aims to provide an overview of the procedure for submitting financing and the application of the 5C principle (character, capacity, capital, collateral, condition) in Bank bjb Syariah Rancaekek in financing iB Maslahah homeownership.This type of research is descriptive qualitative. Data collection techniques through observation, interviews, literature study, and documentation study. Data analysis used Miles and Huberman interaction.The research results show that the iB Maslahah home ownership financing in Islamic bank bjb has implemented the 5C aspect. However, of the five aspects, the dominant one taken into consideration is the character aspect. Analysis of character aspects is carried out through curriculum vitae, customer reputation in the work environment, conducting bank to bank information, looking for customer information in the neighborhood where he lives, looking at customer responsibilities, family circumstances, customer hobbies. Capacity is a slip or a detailed list of the customer's salary, other business fields owned, savings and current accounts related to the business carried out by the customer. Capital through the ownership status of the house where the previous customer lived, the type of transportation or vehicle the current customer has savings or savings owned. Collateral through collateral in the form of a house to be purchased by a customer with a loan from a bank. Condition through conjunctive conditions, government regulations, world political and economic situations, and other conditions that affect the market.","PeriodicalId":178996,"journal":{"name":"Jurnal Maps (Manajemen Perbankan Syariah)","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2021-03-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"114439628","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Perbedaan NPF dan FDR Bank Muamalat antara Sebelum dan Selama Pandemi Covid-19 NPF和FDR银行的Muamalat之间的差异在Covid-19大流行之前和期间

Jurnal Maps (Manajemen Perbankan Syariah) Pub Date : 2021-03-31 DOI: 10.32483/MAPS.V4I2.59

Dematria Pringgabayu, Kurnia Fajar Afgani, Alda Ricederia

引用次数: 2

Pengaruh Pengetahuan Anggota dan Kreativitas Pengurus terhadap Partisipasi Anggota Koperasi Karyawan PT Indoneptune Rancaekek 管理人员的知识和创造力对PT indonesia %雇员参与的影响

Jurnal Maps (Manajemen Perbankan Syariah) Pub Date : 2021-03-31 DOI: 10.32483/MAPS.V4I2.57

Adi Indradi Wazdi, Yosep Firman

{"title":"Pengaruh Pengetahuan Anggota dan Kreativitas Pengurus terhadap Partisipasi Anggota Koperasi Karyawan PT Indoneptune Rancaekek","authors":"Adi Indradi Wazdi, Yosep Firman","doi":"10.32483/MAPS.V4I2.57","DOIUrl":"https://doi.org/10.32483/MAPS.V4I2.57","url":null,"abstract":"Based on the results of the observation that this research is based on, which is the variability of participation by the member of Koperasi Karyawan PT. Indoneptune Rancaekek. The research aims to determine how the effect/influence of member’s knowledge on member’s participation, to determine the impact of management’s creativity on member participation, also to verify the impact of the member’s knowledge and management’s creativity instantaneously on the member’s participation as a whole on the members of Koperasi Karyawan PT. Indoneptune Rancaekek. This is an associative quantitative type of research. The type where the data is a primer and uses a form of observation, interviews, literature study and questionnaires as its techniques to collect the data from. While using a random sampling technique out of 86 people from 591 members. The results shown that there are no significant effect/influence between the member’s knowledge and the member participation, with t test result where tcount < ttable (0,948 < 1,66342). Meanwhile there was significant result concerning the influence between the management’s creativity and the participation of the members, with tcount > ttable (-4.060> 1.66342). Simultaneously there was a significant spike of impact/influence between the member’s knowledge and the management’s creativity on the members participation of Koperasi Karyawan PT. Indoneptune Rancaekek using the F test where the Fcount > Ftable (8.151 > 2.37).","PeriodicalId":178996,"journal":{"name":"Jurnal Maps (Manajemen Perbankan Syariah)","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2021-03-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"124396715","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 1

Analisis Pengaruh Inflasi, Nilai Tukar Rupiah, dan BI-Rate terhadap Harga Indeks Saham Syariah Indonesia 分析通货膨胀、卢比汇率和双利率对印尼伊斯兰股票指数价格的影响

Jurnal Maps (Manajemen Perbankan Syariah) Pub Date : 2021-03-31 DOI: 10.32483/MAPS.V4I2.50

Fifi Afiyanti Tripuspitorini

引用次数: 3

Pengaruh Pembiayaan Mudharabah dan Pembiayaaan Musyarakah terhadap Laba Bersih Bank Syariah Mudharabah的资金和军事资金对伊斯兰银行净利润的影响

Jurnal Maps (Manajemen Perbankan Syariah) Pub Date : 2021-03-31 DOI: 10.32483/MAPS.V4I2.55

Chairani Nurhamidah, Nana Diana

{"title":"Pengaruh Pembiayaan Mudharabah dan Pembiayaaan Musyarakah terhadap Laba Bersih Bank Syariah","authors":"Chairani Nurhamidah, Nana Diana","doi":"10.32483/MAPS.V4I2.55","DOIUrl":"https://doi.org/10.32483/MAPS.V4I2.55","url":null,"abstract":"The financing income at Bank Syariah Mandiri is increasing every year and the higher the interest of the customers to carry out mudharabah financing and musyarakah financing at Bank Syariah Mandiri which will certainly make a big contribution to the bank's income. The author wants to know more about the effect of mudharabah financing and musyarakah financing on the net profit of an independent Islamic bank. The method used is a quantitative approach, using Bank Syariah Mandiri monthly financial report data for the 2017-2019 period and the number of financial reports of 36 months. The technique for selecting samples uses saturated sampling where all populations are sampled. The analysis technique uses multiple regression analysis using the SPSS 21 application.The results obtained from this study simultaneously are that there is an influence between mudharabah financing, musyarakah financing on the net profit of independent Islamic banks and partially mudharabah financing has a negative effect of 0.248 and is significant on bank net income. Syariah Mandiri and Musyarakah financing have a positive and significant effect on the net profit of Mandiri Islamic Banks.","PeriodicalId":178996,"journal":{"name":"Jurnal Maps (Manajemen Perbankan Syariah)","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2021-03-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"123757304","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 3