{"title":"Does Creative Destruction Matter in Competitive Industries?","authors":"Xi Li, Chi Zhang","doi":"10.2139/ssrn.3785517","DOIUrl":"https://doi.org/10.2139/ssrn.3785517","url":null,"abstract":"We find that the positive impact of a firm’ own innovations on its own growth is similar in more and less competitive industries. In contrast, the negative impact of rival firms’ innovations on a firm’s growth (creative destruction) is significantly stronger in less competitive industries, especially for firms with less independent existing board. Creative destruction improves subsequent board independence and interrupts the quiet life of managers more in less competitive industries. Difference-in-differences tests using major tariff cuts show that our results are unlikely due to endogeneity. Overall, creative destruction improves resource reallocation and efficiency when there is inadequate competition.","PeriodicalId":170603,"journal":{"name":"Social Entrepreneurship eJournal","volume":"109 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-07-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"128087291","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"A Study of Priority Sector and Cooperative Banks in the State of Maharashtra","authors":"Pravin Kumar Govind Shastri, Tabassum Sayed","doi":"10.2139/ssrn.3638911","DOIUrl":"https://doi.org/10.2139/ssrn.3638911","url":null,"abstract":"A study of Priority sector lending by selected cooperative banks in the state of Maharashtra that get the lending policy of different cooperative banks and to understand the role function structure and as well as their progress and performance these banks generally provides their members with a wide range of banking and financial services these banks differ from stock holders banks their organization goals values and governance to encourage and promote thrift and mutual help for the development of person agriculturists artisans and their segments It was also aimed to at concentrate the efforts of in releasing the exploited classes out of the clutches of the money lenders and the functions of cooperative banks are generally that self employment industries small scale unit’s home finance and consumer finance the main intention behind the central bank and the central policy of cooperative banks that they should protect the depositors interest as well as the reduce the financial risk to put in place strong regulatory norms at entry level and sustain the operations efficiency of cooperative banks in a competitive environment and its fund for obtained from share capital, deposits, loans and overdrafts from central bank of India today their scope of cooperative banks operations has widened considerably and to support the financial requirements of people cooperative banks are categorized at various dimensions and various levels and the conclude that the principal of the cooperative banks are that voluntary and open membership, democratic member control, member economic participation, autonomy and independence, education training and information co-operation among the co-operative the cooperative banks getting the biggest problem is that they have dual regulation right now they goons to turn in small finance banks and they and some of how the cooperative banks to merger to strong one and Nachiket Mor committee is recommended to maximum cooperative banks should either to abolished or convert to small finance banks.","PeriodicalId":170603,"journal":{"name":"Social Entrepreneurship eJournal","volume":"62 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-06-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"131014834","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Moral Judgment behind Prosocial Value Endorsing Online Crowdlending Behavior: Consequentialism vs. Deontology","authors":"S. P. Fajrianti, Juneman Abraham","doi":"10.4108/eai.11-12-2019.2290815","DOIUrl":"https://doi.org/10.4108/eai.11-12-2019.2290815","url":null,"abstract":"This study aimed at investigating the role of consequentialist and deontological moral judgment in predicting online prosocial value endorsing crowdlending behavior. Using multiple linear regression on 198 participants (93 males, 105 females; mean of age = 30.56 years old, standard deviation of age = 6.06 years), it is found that consequentialism (β = 0.456, p < 0.01) and deontology (β = 0.149, p < 0.01) can predict prosocial value.","PeriodicalId":170603,"journal":{"name":"Social Entrepreneurship eJournal","volume":"20 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-03-11","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"121620309","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Microfinance and Human Development in Kerala","authors":"Francis Kuriakose, Janssen Joseph","doi":"10.2139/ssrn.3526668","DOIUrl":"https://doi.org/10.2139/ssrn.3526668","url":null,"abstract":"This paper examines how microfinance institutions impact human development indicators using the case of Kerala in southern India. The study uses an institutional approach to understand microfinance institutions with the help of three variables - core activities, total loan portfolio and approach to microfinance. The impact of microfinance institutions on four human development variables namely education, health, income and participation are analyzed. The main conclusion of the study is that microfinance institutions that follow an integrated approach impact human development more than those that follow a minimalist approach. Furthermore, this impact of microfinance institution is due to production functions that generate income and protective function that defends against vulnerability. Therefore, an integrated approach to microfinance has income generating and risk mitigating effects that translate into better human development indicators.","PeriodicalId":170603,"journal":{"name":"Social Entrepreneurship eJournal","volume":"35 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-01-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"117267497","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Edith Esparza, Matilde A. Sarmiento, Vivien L. Geneser, Shelley Harris
{"title":"In Support of Home-Grown Teachers: An Examination of Factors that Supported the Success of Pre-Service Teachers in a Bilingual Education Program from 2012-2017","authors":"Edith Esparza, Matilde A. Sarmiento, Vivien L. Geneser, Shelley Harris","doi":"10.31014/aior.1993.02.04.108","DOIUrl":"https://doi.org/10.31014/aior.1993.02.04.108","url":null,"abstract":"In this research, a university professor examined the university path and ultimate career trajectory of eleven Bilingual Education pre-service teachers in a South Texas university, which serves an underrepresented population. The study followed the set of the eleven participants who began their academic journey to become Bilingual certified teachers, earned their degrees, and then pursued professional careers in the same geographic area. The results of this five-year study revealed the barriers Bilingual Education pre-service teachers face and showed that their commitment to remain in the profession supports the movement towards home-grown teachers.","PeriodicalId":170603,"journal":{"name":"Social Entrepreneurship eJournal","volume":"28 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-12-21","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"115407435","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Place-Based Impact Investing: The Case of Social Impact Fund Rotterdam","authors":"Willem Schramade","doi":"10.2139/ssrn.3489993","DOIUrl":"https://doi.org/10.2139/ssrn.3489993","url":null,"abstract":"The Social Impact Fund Rotterdam represents an interesting financial innovation: place-based impact investing in close cooperation with public and private partners. Place-based impact investing refers to impact investing that is focused on one particular city or region, with the advantages of being a local investor, which include better risk assessment, networks, and “boots on the ground”. These advantages should help overcome some of the problems associated with standard impact investing. This article explores how this form of place based impact investing has come about, how it works, and how it deals with the challenges of impact investing, such as effectiveness, measurement, the balance between financial and impact returns, and the allocation of societal costs and benefits. It also highlights the need for social aggregator funds: funds that exclusively invest in a portfolio of small impact investors, to create an aggregated portfolio of social impact investments that has sufficient scale, track record, and risk-return profile to be investable to large institutional investors.","PeriodicalId":170603,"journal":{"name":"Social Entrepreneurship eJournal","volume":"196 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-11-19","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"133811588","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Stephen G. Dimmock, Jiekun Huang, Scott J. Weisbenner
{"title":"Give Me Your Tired, Your Poor, Your High-Skilled Labor: H-1B Lottery Outcomes and Entrepreneurial Success","authors":"Stephen G. Dimmock, Jiekun Huang, Scott J. Weisbenner","doi":"10.2139/ssrn.3468544","DOIUrl":"https://doi.org/10.2139/ssrn.3468544","url":null,"abstract":"We study how access to high-skill labor affects the outcomes of start-up firms. We obtain exogenous variation in firms’ ability to access skilled labor by using win rates in H-1B visa lotteries. Relative to other firms that also applied for H-1B visas, firms with higher lottery win rates are more likely to receive additional venture capital funding and to have a successful exit via an IPO or acquisition. H-1B visa lottery winners also subsequently receive more patents and patent citations. Overall, our results suggest that access to high-skill labor is a critical determinant of success for start-up firms. This paper was accepted by Gustavo Manso, finance.","PeriodicalId":170603,"journal":{"name":"Social Entrepreneurship eJournal","volume":"85 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-10-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"115576428","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Nigerian Women Entrepreneurial Leaders: A Narrative Literature Review","authors":"Rose .I. Ojinta, D. Halkias","doi":"10.2139/ssrn.3449158","DOIUrl":"https://doi.org/10.2139/ssrn.3449158","url":null,"abstract":"Current management scholarship needs a deeper understanding of barriers to SME leadership among women entrepreneurs in Nigeria. Women in Nigeria seeking promotion to leadership roles in SMEs continue to seek answers on how to surmount the multiple barriers hampering their leadership aspirations. This review of the extant literature on women entrepreneurs in Nigeria was framed by two concepts developed by African scholars and one concept by a feminist scholar: Mordi, Simpson, Singh, and Okafor’s (2010) concept of women’s entrepreneurial development in Nigeria; Lincoln’s (2012) concept of Nigerian women’s entrepreneurial leadership style; and Eagly and Karau’s (2002) concept of agentic behavior of woman leaders. This synthesis of the knowledge and findings on the topics considered underline a need for further research and evidence on how to more efficiently promote and support women entrepreneurial leaders, for individual and societal benefits as well as economic growth in Nigeria, and developing countries in general.","PeriodicalId":170603,"journal":{"name":"Social Entrepreneurship eJournal","volume":"36 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-09-06","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"130582727","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
V. Terziev, N. Bencheva, T. Stoeva, Marin Georgiev
{"title":"Developing Social Entrepreneurship in the EU: A Cross-Country Analysis","authors":"V. Terziev, N. Bencheva, T. Stoeva, Marin Georgiev","doi":"10.2139/ssrn.3603159","DOIUrl":"https://doi.org/10.2139/ssrn.3603159","url":null,"abstract":"The development of the European social model rests on the concept of social entrepreneurship. The concept has a significant contribution to the development of the European social economy. Social entrepreneurship has a remarkable potential, through its innovative solutions, to play an indispensable role in the social cohesion of EU Member States. The development of social economy in the EU contributes significantly to employment creation, sustainable growth and a fairer distribution of income and wealth. Thanks to the social sector it is possible to combine profitability and social inclusion and to achieve correspondence between services and needs in the public and private sectors. It is essential that compared to other sectors this one has demonstrated its economic and social potential to better address the economic crisis. Therefore, it is getting more and more support for development in almost all EU countries. However, there are significant differences in the scope and scale of development of social economy within the European Union. The purpose of this study is to examine the state and development of social entrepreneurship based on different national models in six EU countries. The majority of the study is based on the results of the comparative analysis of experts’ evaluations occupying different positions in the social economy structure of the following European countries: Greece, Bulgaria, Ireland, Italy, Malta and Estonia.","PeriodicalId":170603,"journal":{"name":"Social Entrepreneurship eJournal","volume":"76 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-09-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"123642980","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Seeing Parochially and Acting Locally: Social Exposure, Problem Identification and Social Entrepreneurship","authors":"Sunasir Dutta","doi":"10.2139/ssrn.3422623","DOIUrl":"https://doi.org/10.2139/ssrn.3422623","url":null,"abstract":"Abstract Why some communities have greater rates of social entrepreneurship in similar domains is a question of importance to scholars and practitioners alike. Much of the literature in social entrepreneurship begins with a social problem that has been identified, and then analyzes the antecedents of the entrepreneurial process that lead to organizational solutions emerging for those problems. However, why some problems gain traction as being worthy of time and effort in solving, has garnered little attention. We argue that particular problems are more or less salient triggers of action by prospective social entrepreneurs based on the distribution of such problems in the local social environment, rather than aggregate levels of need. Yet, even problems widely experienced as shared, salient, and generally worthy of action might lack the emergence of solutions in fragmented communities, such as those with high levels of residential segregation by race and income. We study this in the context of founding of advocacy and support organizations in the domain of healthcare, and find support for our predictions. We also conducted additional tests to better characterize the findings and test robustness to alternative sources of influence, such as the local pool of potential social entrepreneurs, the role of local ecology, and geographic spillovers from neighboring areas.","PeriodicalId":170603,"journal":{"name":"Social Entrepreneurship eJournal","volume":"67 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-08-12","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"123944865","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}