At-Tamwil: Journal of Islamic Economics and Finance最新文献_第3页

Strategi Pengembangan Bisnis Pada Masa Pandemi Covid-19 Studi Kasus Pada PT. BPRS Artha Madani Covid-19大流行案例研究Artha Madani的商业发展战略

At-Tamwil: Journal of Islamic Economics and Finance Pub Date : 2022-07-12 DOI: 10.33558/attamwil.v1i1.5664

Mega Juliani Obata Putri, Fajri Ryan Isnandar

{"title":"Strategi Pengembangan Bisnis Pada Masa Pandemi Covid-19 Studi Kasus Pada PT. BPRS Artha Madani","authors":"Mega Juliani Obata Putri, Fajri Ryan Isnandar","doi":"10.33558/attamwil.v1i1.5664","DOIUrl":"https://doi.org/10.33558/attamwil.v1i1.5664","url":null,"abstract":"The challenge in Islamic banking during the Covid-19 pandemic was liquidity and the ratio of non-performing financing (NPF). In addition, the uneven liquidity in the banking industry has caused some banks to enjoy excess liquidity and others to lack funds. Due to the pandemic condition, PT BPRS Artha Madani lost liquidity from third party funds within 3 months as many as 98 depositors made large withdrawals. The purpose of this research is to provide alternative suggestions for new strategies in the business development of PT. BPRS Artha Madani during the covid-19 pandemic.The data analysis technique in this study used SWOT analysis through interviews with the management of PT BPRS Artha Madani who has the authority to make decisions for the company and has an understanding of the research topic. Then analyzed through the Quantitative Strategic Planning Matrix or QSPM to determine which strategy will be prioritized in the selection of the recommended alternative strategies through the SWOT matrix.The results show that the highest score (Total Attractiveness Score) or TAS of 19.166 is Creating a personal e-commerce platform belonging to BPRS Artha Madani, an alternative name, namely Artha Madani Market. Because during this pandemic, people prefer to do online transactions at home to minimize the spread of covid-19.","PeriodicalId":165900,"journal":{"name":"At-Tamwil: Journal of Islamic Economics and Finance","volume":"54 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-07-12","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"129028873","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Analisis Komponen Fraud Diamond Dalam Mendeteksi Financial Statement Fraud Pada Bank Umum Syariah Yang Terdaftar Di Bursa Efek Indonesia Periode 2014-2018

At-Tamwil: Journal of Islamic Economics and Finance Pub Date : 2022-07-12 DOI: 10.33558/attamwil.v1i1.5663

Farida Nur Fadhilah, Arief Widyananto

{"title":"Analisis Komponen Fraud Diamond Dalam Mendeteksi Financial Statement Fraud Pada Bank Umum Syariah Yang Terdaftar Di Bursa Efek Indonesia Periode 2014-2018","authors":"Farida Nur Fadhilah, Arief Widyananto","doi":"10.33558/attamwil.v1i1.5663","DOIUrl":"https://doi.org/10.33558/attamwil.v1i1.5663","url":null,"abstract":"This study aims to examine the components of fraud in the fraud diamond theory in detecting fraud in financial statements. The research variables consist of pressure (financial stability, external pressure and financial target), opportunity (ineffective monitoring), and capability (turnover). directors) that are hypothesized to influence financial statement fraud. The F-Score is used to determine the financial statement fraud. Sampling was selected using a purposive sampling method, namely Islamic banks that have gone public or are listed on the Indonesia Stock Exchange (IDX) in the period 2014 to 2018. The data analysis method uses multiple regression using SPSS 16 software. Based on the results of hypothesis testing using the t test, it is obtained that financial stability (ACHANGE) and ineffective monitoring (BDOUT) variables have a significant positive effect on financial statement fraud. Meanwhile, external pressure (LEV) has a significant negative effect on financial statement fraud. And financial target (ROA) and capability (DCHANGE) have no significant effect on financial statement fraud. Tests using the F (simultaneous) test found that the variables of financial stability, external pressure, financial target, ineffective monitoring and capability together have an influence on financial statement fraud.","PeriodicalId":165900,"journal":{"name":"At-Tamwil: Journal of Islamic Economics and Finance","volume":"28 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-07-12","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"126926439","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 2

Pengaruh Capital Adequacy Ratio (CAR), Financing To Deposit Ratio (FDR), Non Performing Financing (NPF) dan Inflasi Terhadap Profitabilitas (Studi Kasus PT Bank Victoria Syariah Periode September 2013-2018) 资本Adequacy Ratio (CAR)、储蓄融资(FDR)、非金融表现金融(NPF)和盈利能力通胀(2013-2018年9月对PT Bank Victoria教法的案例研究)的影响

At-Tamwil: Journal of Islamic Economics and Finance Pub Date : 2022-07-12 DOI: 10.33558/attamwil.v1i1.5660

Margibi Misuari, R. Rahmawati

{"title":"Pengaruh Capital Adequacy Ratio (CAR), Financing To Deposit Ratio (FDR), Non Performing Financing (NPF) dan Inflasi Terhadap Profitabilitas (Studi Kasus PT Bank Victoria Syariah Periode September 2013-2018)","authors":"Margibi Misuari, R. Rahmawati","doi":"10.33558/attamwil.v1i1.5660","DOIUrl":"https://doi.org/10.33558/attamwil.v1i1.5660","url":null,"abstract":"This research aims to know the influence of Capital Adequacy Ratio (CAR), Financing to Deposit Ratio (FDR), Non Performing Financing (NPF), and Inflation against Profitability Return On Assets (ROA)at PT Bank Victoria Syariah. This study used a sample of Pt Victorian Sharia Bank, based on financial statements within the period for 6 years where the processed data is data per three months averaged starting in 2013 to 2018. The method used applies a quantitative approach to obtain data in the form of numbers so that the objectives in this study are achieved by using multiple linear regression analysis techniques. Results Empirical research shows that there is a simultaneous effect on the variables CAR, FDR, NPF, and inflation on profitability is measured with ROA at PT Bank Victoria Sharia. The results of this research also shows that the CAR . variable partially significant effect \u0000positive on profitability at PT Victoria Sharia Bank, while FDR, NPF and inflation variables do not affect profitability at PT Bank Victoria Syariah. Effect of CAR, FDR, NPF, and Inflation on bank profitability \u0000Victoria sharia is very influential, this is evidenced by the value of sig f \u00000.014 (p<0.05). Which means that the increasing CAR, FDR, NPF, and inflation will also increase the profitability (ROA) of bank victoria sharia.","PeriodicalId":165900,"journal":{"name":"At-Tamwil: Journal of Islamic Economics and Finance","volume":"25 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-07-12","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"128610066","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Analisis Komparatif Kinerja Bank Syariah Berdasarkan Metode Islamic Performance Index Dan RGEC Pada Bank Syariah Di Indonesia 根据印尼伊斯兰银行的伊斯兰表演指数和RGEC方法对伊斯兰银行绩效的比较分析

At-Tamwil: Journal of Islamic Economics and Finance Pub Date : 2022-07-12 DOI: 10.33558/attamwil.v1i1.5662

Vandarina Ralda, Isfandayani Isfandayani

{"title":"Analisis Komparatif Kinerja Bank Syariah Berdasarkan Metode Islamic Performance Index Dan RGEC Pada Bank Syariah Di Indonesia","authors":"Vandarina Ralda, Isfandayani Isfandayani","doi":"10.33558/attamwil.v1i1.5662","DOIUrl":"https://doi.org/10.33558/attamwil.v1i1.5662","url":null,"abstract":"This study aims to analyze the comparison of bank performance Sharia General based on Risk Profile, Good Corporate approach Governance (GCG), Earnings, Capital (RGEC) and Islamic Performance Index (IPI). The research period used is 2015-2019. This research using a quantitative approach. The research population covers the entire Bank General Sharia registered with the Financial Services Authority (OJK) for 2015-2019 period. The sample was determined by purposive sampling and obtained 10 Islamic Commercial Banks. This research uses descriptive analysis and using Cartesian RGEC and IPI Charts to determine the Bank's position Sharia General. The results of this study indicate that commercial banks Sharia is in a different quadratic. Bank Muamlat Indonesia, BNI Syariah and Bank Syariah Mandiri are in the Upper Left Quadrant (ULQ) which means the value of the Islamic Performance Index (IPI) is high but the value of The RGEC is low. Then, BRI Syariah in the Lower Left Quadrant (LLQ) which means that the RGEC and Islamic Performance Index (IPI) values are low.Furthermore, Victoria Sharia Bank, Panin Dubai Sharia Bank, Sharia Bank Bukopin and BCA Syariah in the Upper Right Quadrant (URQ) which it means that the RGEC and Islamic Performance Index (IPI) values are high. Whereas,Bank Jabar Banten (BJB) Syariah and Bank Mega Syariah in the Lower quadrant Right Quadran (LRQ) which means the RGEC value is high but Islamic His Performance Index (IPI) is low.","PeriodicalId":165900,"journal":{"name":"At-Tamwil: Journal of Islamic Economics and Finance","volume":"18 3","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-07-12","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"132433790","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0