资本Adequacy Ratio (CAR)、储蓄融资(FDR)、非金融表现金融(NPF)和盈利能力通胀(2013-2018年9月对PT Bank Victoria教法的案例研究)的影响

Margibi Misuari, R. Rahmawati
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引用次数: 0

摘要

本研究旨在了解资本充足率(CAR),融资与存款比率(FDR),不良融资(NPF)和通货膨胀对PT Bank Victoria Syariah的盈利能力资产回报率(ROA)的影响。本研究使用了Pt victoria Sharia Bank的样本,基于6年期间的财务报表,其中处理的数据是从2013年到2018年平均每三个月的数据。所使用的方法采用定量方法以数字的形式获取数据,以便通过使用多元线性回归分析技术实现本研究的目标。结果实证研究表明,用ROA衡量PT Bank Victoria Sharia的盈利能力,同时存在CAR、FDR、NPF和通货膨胀变量的影响。本研究结果还表明,CAR。变量部分显著影响PT Victoria Sharia Bank的盈利能力,而FDR、NPF和通货膨胀变量不影响PT Bank Victoria Sharia Bank的盈利能力。CAR、FDR、NPF和通货膨胀对银行盈利能力的影响非常大,这一点可以通过f0.014 (p<0.05)的值来证明。这意味着不断增加的CAR、FDR、NPF和通货膨胀也将增加维多利亚银行的盈利能力(ROA)。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
Pengaruh Capital Adequacy Ratio (CAR), Financing To Deposit Ratio (FDR), Non Performing Financing (NPF) dan Inflasi Terhadap Profitabilitas (Studi Kasus PT Bank Victoria Syariah Periode September 2013-2018)
This research aims to know the influence of Capital Adequacy Ratio (CAR), Financing to Deposit Ratio (FDR), Non Performing Financing (NPF), and Inflation against Profitability Return On Assets (ROA)at PT Bank Victoria Syariah. This study used a sample of Pt Victorian Sharia Bank, based on financial statements within the period for 6 years where the processed data is data per three months averaged starting in 2013 to 2018. The method used applies a quantitative approach to obtain data in the form of numbers so that the objectives in this study are achieved by using multiple linear regression analysis techniques. Results Empirical research shows that there is a simultaneous effect on the variables CAR, FDR, NPF, and inflation on profitability is measured with ROA at PT Bank Victoria Sharia. The results of this research also shows that the CAR . variable partially significant effect positive on profitability at PT Victoria Sharia Bank, while FDR, NPF and inflation variables do not affect profitability at PT Bank Victoria Syariah. Effect of CAR, FDR, NPF, and Inflation on bank profitability Victoria sharia is very influential, this is evidenced by the value of sig f 0.014 (p<0.05). Which means that the increasing CAR, FDR, NPF, and inflation will also increase the profitability (ROA) of bank victoria sharia.
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