The Journal of Internet Banking and Commerce最新文献

{"title":"An Analytical Study of Consumer Buying Behavior Towards Fashion Apparels in Ludhiana","authors":"Pawan Kumar, Kanchan","doi":"10.24105/gjcmp.6.5.1703","DOIUrl":"https://doi.org/10.24105/gjcmp.6.5.1703","url":null,"abstract":"Today, every nation in the globe has their smaller and specialized fashion industries that cater to specific national, regional, cultural, or religious markets. Most people in the world today wear according to “world fashion,” and very low-cost version of Western clothing, often a T-shirt with pants or a skirt on a mass scale. These industries operate in parallel with the global fashion industry on a minor and localized scale. This study is conducted to find perception of consumers towards branded apparel. We have taken 100 respondents from Ludhiana for filling questionnaire. We put appropriate Statistical tool for analyzing data.","PeriodicalId":160461,"journal":{"name":"The Journal of Internet Banking and Commerce","volume":"12 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2017-10-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"126729997","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"The Effect of Internal Audit on Budget Management of Local Government of Rwanda","authors":"J. Harelimana","doi":"10.15226/2577-7815/1/1/00101","DOIUrl":"https://doi.org/10.15226/2577-7815/1/1/00101","url":null,"abstract":"This study aimed at investigating the effect of internal audit on budget management of local government of Rwanda taking Musanze District as case study. The problem of failing to consolidate transactions and balances of NBAs in financial statements of local government has still persisted. Many local governments have not been examining efficiently the internal audit in budgeting process and execution and this has consequently led to mismanagement; lack of control and less budget execution from their activities or operations. Moreover to prove the general objective, the results of this study was presented in accordance with specific objectives stated by the researcher such as, to analyze the internal audit functions in local government of Rwanda; to assess budget process and execution in local government in Rwanda and to analyze the relationship between internal audit and budget process and execution in Rwanda. Descriptive research design was adopted for this study using both qualitative and quantitative methods of data collection. The study used a sample of 18 employees of Musanze District office selected purposive sampling techniques from a targeted population of 18 employees from department of finance of Musanze district Office. The study used primary data collected from semi-structured questionnaires. Based on the findings of this study, it was found that asset management; management control and staffing management are well used to enhance good budgeting process and execution in local government as it was indicated by 100% of respondents. The budget process and execution in local government is based on budget formulation; budget proposal and dialogue, budget monitoring, budget adjusting, budget control and budget reporting (100%). As significant level is at 0.01 (1%), the p value of 0.000(i.e. 0.0%) is less than 1%. This leads to confirm that there is significant relationship correlation between internal audit and budget process and execution in Musanze district office. As it was recommended that Musanze District should put more efforts in raising more revenue to supplement the government transfers and smoothen the budget execution.","PeriodicalId":160461,"journal":{"name":"The Journal of Internet Banking and Commerce","volume":"51 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2017-09-23","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"131913435","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"A Hybrid Approach EMD-MA for Short-Term Forecasting of Daily Stock Market Time Series Data","authors":"A. Awajan, M. Ismail, S. Alwadi","doi":"10.1063/1.4995933","DOIUrl":"https://doi.org/10.1063/1.4995933","url":null,"abstract":"Recently, forecasting time series has attracted considerable attention in the field of analyzing financial time series data, specifically within the stock market index. Moreover, stock market forecasting is a challenging area of financial time-series forecasting. In this study, a hybrid methodology between Empirical Mode Decomposition with the Moving Average Model (EMD-MA) is used to improve forecasting performances in financial time series. The strength of this EMD-MA lies in its ability to forecast non-stationary and non-linear time series without a need to use any transformation method. Moreover, EMD-MA has a relatively high accuracy and offers a new forecasting method in time series. The daily stock market time series data of 10 countries is applied to show the forecasting performance of the proposed EMD-MA. Based on the five forecast accuracy measures, the results indicate that EMD-MA forecasting performance is superior to traditional Moving Average forecasting model.","PeriodicalId":160461,"journal":{"name":"The Journal of Internet Banking and Commerce","volume":"4 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2017-08-07","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"126748731","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Internet Banking and E-commerce: A Consumer Perspective","authors":"J. Jarrett","doi":"10.4172/1204-5357.S2-E101","DOIUrl":"https://doi.org/10.4172/1204-5357.S2-E101","url":null,"abstract":"No better news this past holiday season was the news about internet shopping and E-commerce. New information provided by such firms as MasterCard and Amazon produced evidence of the continued growth of orders by internet and the not so wonderful news from the “brick and mortar retail spaces. New jobs information summarized by increase job creation and reduced the U.S. Labor Department Unemployment Rate to levels not seen in recent decades. Except for unintelligent and politically motivated rhetoric from some political candidates running for the presidential office about a year in advance of election, the nation would be wholly rejoicing in the latest news from the media about employment. From the consumer perspective, we discuss the major problems in this industry.","PeriodicalId":160461,"journal":{"name":"The Journal of Internet Banking and Commerce","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2016-01-22","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"123299915","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Barriers of Venturing into Facebook Commerce among SMEs","authors":"M. Jambulingamis, C. Sumathi, Rajagopal Gr","doi":"10.4172/1204-5357.s2-008","DOIUrl":"https://doi.org/10.4172/1204-5357.s2-008","url":null,"abstract":"The study investigates the barriers of venturing to Facebook commerce among small and medium entrepreneurs. A total of 134 small and medium entrepreneurs were involved in this study. The study revealed that the perceived risk and the personal characteristics of the entrepreneurs are the major factors that prevent them from venturing into Facebook commerce. This study will help the government to formulate more policies to provide assurance of more security policies that can encourage small and medium enterprises to explore Facebook commerce in the global marketplace.","PeriodicalId":160461,"journal":{"name":"The Journal of Internet Banking and Commerce","volume":"31 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2016-01-18","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"125999133","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Long Run Relationship between Macroeconomic Indicators and Stock Price: The Case of South Africa","authors":"F. Shawtari, M. Salem, H. I. Hussain, W. Hawariyuni","doi":"10.4172/1204-5357.s2-007","DOIUrl":"https://doi.org/10.4172/1204-5357.s2-007","url":null,"abstract":"This paper examines the long-term equilibrium between South Africa’s stock index and selected macroeconomic variables using vector error-correction models (VECM). Upon testing for co-integration, long run structural equation modelling (LRSM) and VECM, the results indicate that industrial production is the most important determinant of stock market prices. This suggests that South Africa’s stock market is highly sensitive to the country’s industrial production. Money supply, inflation, and exchange rates are other determinants of South Africa’s stock index but to a lesser extent than industrial production. The study found that the macroeconomic variables comprising industrial production, inflation, money supply, and exchange rate are co-integrated on the long run with stock market prices. These findings have implications for policy makers in the sense that any changes in the macroeconomic policy should take into consideration the impact of such changes on the stock market.","PeriodicalId":160461,"journal":{"name":"The Journal of Internet Banking and Commerce","volume":"57 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2016-01-18","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"116134250","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"E-Banking Service Quality and Customer Satisfaction of a State OwnedSchedule Bank of Bangladesh","authors":"M. Mmm, M. Rahman","doi":"10.4172/1204-5357.s2-009","DOIUrl":"https://doi.org/10.4172/1204-5357.s2-009","url":null,"abstract":"The aim of this research is to find out the relationship between e-banking service quality (i.e. service quality, information quality and system quality) and Customer satisfaction among customers of a state owned schedule Bank in Dhaka, Bangladesh. A judgmental sampling technique was employed for this research. This study was quantitative in nature. It will see the relationship of these variables i.e., service quality, information quality and system quality and customer satisfaction of the customer of state owned schedule Bank. 200 questionnaires were sent to different customer of that Bank within Dhaka city and the study will be analyzed by applying multiple regression analysis using SPSS software version 22, because there are 3 independent variables and their affects have to be seen on the customer satisfaction which is the sole dependent variable.","PeriodicalId":160461,"journal":{"name":"The Journal of Internet Banking and Commerce","volume":"29 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2016-01-18","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"125492877","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"An Empirical Study of Factors Influencing Adoption of Internet Banking among Students of Higher Education: Evidence from Pakistan","authors":"Abdul Kabeer Kazi","doi":"10.20525/IJFBS.V2I2.148","DOIUrl":"https://doi.org/10.20525/IJFBS.V2I2.148","url":null,"abstract":"This paper investigated the influence of factors on the intention to adopt Internet banking services among students of higher education in Pakistan. Theoretical framework used for this study has been adopted from Technology Acceptance Model (TAM) with four independent variables. Convenience sampling method was used with a total of valid 220 respondents, which included students of Khadim Ali Shah Bukhari Institute of Technology (KASBIT), Karachi, Pakistan. Data was collected through self administered questionnaire of two parts: Demographic and Likert scale multi-item scale for variables under study. Results indicated that convenience, perceived credibility, and perceived usefulness had significant positive influence among students on the intention to adopt Internet banking. The findings from this research would be useful for banks in the subject area, particularly for students in Pakistan.","PeriodicalId":160461,"journal":{"name":"The Journal of Internet Banking and Commerce","volume":"164 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2016-01-17","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"128181587","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Data Privacy in Electronic Commerce: Analysing Legal Provisions in Iran","authors":"K. Hassan, P. Bagheri","doi":"10.5539/JPL.V9N7P133","DOIUrl":"https://doi.org/10.5539/JPL.V9N7P133","url":null,"abstract":"This article discusses the legal protection of data privacy in electronic commerce in Iran. Currently, there is a gap in respect of data privacy protection in Iran as there is no specific privacy legislation in force. Consequently, e-consumers dealing in internet commerce are less protected. However there are rules and regulations in the laws in Iran such as the Islamic Republic (IR) of Iran Constitution, Computer Crimes Act, Penal Code, and Civil Liability Act which relate to privacy in general, although not directly related to data privacy in e-commerce. The Electronic Commerce Law (ECL) is the main legislation in Iran which contains some provisions on personal data privacy. This article discusses the relevant provisions in the ECL pertaining to data messages and privacy and interprets its various meanings to determine whether they are in line with well-established principles found in good data privacy protection measures.","PeriodicalId":160461,"journal":{"name":"The Journal of Internet Banking and Commerce","volume":"96 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2016-01-15","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"116967975","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"An Empirical Model to Explain the Effects of Electronic Customer Relationship Management on Customer e-Satisfaction and e-Loyalty: Evidence from Iranian Service Shopping Websites","authors":"M. Safari, Forouz, M. eh, N. Safahani","doi":"10.4172/1204-5357.s2-003","DOIUrl":"https://doi.org/10.4172/1204-5357.s2-003","url":null,"abstract":"One of the most influential services provided in recent years, which have brought dramatic changes in the social system of different countries, are Internet and Web services. The desire to survive in a competitive environment has forced organizations to turn to solutions for gaining satisfaction and loyalty of customers and stakeholders. Extensive application of web technologies provides an opportunity for businesses to use internet as a tool for electronic customer relationship management. The objective of the present study was to analyze the effect of electronic customer relationship management (e-CRM) on customer e-satisfaction and e-loyalty of Mosalase-Rang shopping website (mosalaserang.com). Therefore, a sample of 300 users was randomly selected according to the formula of structural equation with the required volume. Data were collected using questionnaires. In addition, SPSS 18 and AMOS 20 programs were used for data analysis and hypotheses testing. The results of the study showed that e-CRM has a positive and significant effect on e-satisfaction and e-loyalty.","PeriodicalId":160461,"journal":{"name":"The Journal of Internet Banking and Commerce","volume":"18 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2016-01-06","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"125210898","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}