The Journal of Internet Banking and Commerce最新文献

{"title":"EXPLORING THE DETERMINANTS OF REVERSE MORTGAGE PURCHASE DECISION: EVIDENCE FROM INDIA","authors":"Shruti Ashok","doi":"10.4172/1204-5357.1000369","DOIUrl":"https://doi.org/10.4172/1204-5357.1000369","url":null,"abstract":"This paper aims to explore the factors that affect the reverse mortgage purchase decision with reference to the Indian context. Reverse mortgage can be a presented as an effective solution to the problems of fast ageing population and increasing home ownership rate. The empirical investigations have been carried out using non-probability, purposive sampling of persons above the age of 30, owing a house in India. Primary data was collected using a 5 point Likert scale from 360 respondents. PLS- SEM has been chosen as the research tool. Findings suggest that perception about reverse mortgage has a significant positive impact while bequest motive, risk and financial savings significantly negatively impact the purchase decision for reverse mortgage loans. The empirical results of the study can provide insight to the policy makers and the banking fraternity to focus on the specific areas to enable reverse mortgage to be more widely acceptable.","PeriodicalId":160461,"journal":{"name":"The Journal of Internet Banking and Commerce","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"1900-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"129375523","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Mobile-Commerce Usage Challenges among University Students in Uganda: A Case of Kabale University.","authors":"T. Micheal, Businge Phelix Mbabazi, Kyomugisha Patricia","doi":"10.4172/1204-5357.1000375","DOIUrl":"https://doi.org/10.4172/1204-5357.1000375","url":null,"abstract":"Mobile commerce (m-commerce) is a new trend in e-commerce that covers a number of services that are conducted online with the help of various computing devices. These services include among others; mobile financial services e.g., mobile banking, mobile payments, mobile brokering etc., mobile shopping services e.g., mobile ticketing and mobile auctioning, and mobile entertainment services e.g., mobile music, mobile gaming, mobile movies, etc. Some of these services can help students access the University services easily and generally improve their social wellbeing and generally ease their academic process. University students contribute a big percentage of internet Users in Uganda yet their participation in M-commerce is not felt or least felt in most cases. The study established the Mobile commerce services utilized by university students and ascertained the challenges students face in using M-commerce. This study was conducted at Kabale University with an estimated population of 150 students from the faculty of Computing, library and information science, cross sectional survey method was used where data was collected using google forms and analyzed using SPSS 25 and results were statistically represented inform of tables, charts and graphs using frequencies and percentages. The findings revealed that smartphones and laptops were the top most devices used to access Internet in University. The results further showed that music, gaming and banking were most frequently accessed mobile services online however Cost of maintaining operating Internet, Preference for 'feel and touch' features of products, Security Challenges, Slow speed of the Internet, Lack of Credit Cards and Payment Systems were cited among the key challenges though skilled manpower was not a challenge to students. Therefore, the study suggests that since students own mobile devices and they can access mobile services given that they have skills, the university ought to address some of the cited challenges to have a conducive mobile commerce environment for the students.","PeriodicalId":160461,"journal":{"name":"The Journal of Internet Banking and Commerce","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"1900-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"128900774","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Protecting Intellectual Property","authors":"J. Goldmann","doi":"10.1108/acmm.2000.12847eaf.001","DOIUrl":"https://doi.org/10.1108/acmm.2000.12847eaf.001","url":null,"abstract":"This article provides an overview of trademark registration with the United States Patent and Trademark Office (USPTO). It is advisable to retain an experienced US trademark attorney to aid in trademark filing to ensure maximum success and the broadest protection possible for a company’s trademarks. An understanding of the process can help your attorney ensure a successful application outcome, while saving time and money.","PeriodicalId":160461,"journal":{"name":"The Journal of Internet Banking and Commerce","volume":"37 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"1900-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"115069868","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Elements Influencing the Adoption of Electronic Banking in Pakistan An investigation carried out by Using Unified Theory of Acceptance and Use Technology (UTAUT) Theory","authors":"Mehreen Malik","doi":"10.4172/1204-5357.1000368","DOIUrl":"https://doi.org/10.4172/1204-5357.1000368","url":null,"abstract":"With the upsurge, massive growth and development of internet and information technology, banking and financial services are being offered by the banks to their customers through e-banking extensively. This study aims to identify the elements influencing the adoption of Electronic Banking in Pakistan by using extended Unified Theory of Acceptance and Use Technology (UTAUT) theory","PeriodicalId":160461,"journal":{"name":"The Journal of Internet Banking and Commerce","volume":"12 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"1900-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"129608699","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}