Journal of Nepalese Business Studies最新文献

Determinants Factors of Microfinance Performance in Nepal 尼泊尔小额信贷绩效的决定因素

Journal of Nepalese Business Studies Pub Date : 2022-12-28 DOI: 10.3126/jnbs.v15i1.50380

Krishna Prasad Chaulagain, Basu Dev Lamichhane

{"title":"Determinants Factors of Microfinance Performance in Nepal","authors":"Krishna Prasad Chaulagain, Basu Dev Lamichhane","doi":"10.3126/jnbs.v15i1.50380","DOIUrl":"https://doi.org/10.3126/jnbs.v15i1.50380","url":null,"abstract":"This study concerns the key factors of performance of the Nepalese microfinance institutions (MFIs). The principal goal of the study is the identification of necessary operational performance of MFIs. The determinants influencing MFIs' performance were identified using descriptive, correlational, and casual-comparative study methodologies. The study's conclusions demonstrated a strong correlation between MFIs performance and information technology, loan lending processes, and regulatory environment. The regulatory Framework seems to be an important factor in Nepal's microfinance performance as well. The study also discovered that MFIs performance is significantly influenced by the loan lending system, regulatory environment, and information technology. The study discovered that the loan lending system, regulatory framework, information technology, loan lending system, employee motivation, management system, effective risk management, and regulatory framework have a positive link with the performance of MFIs and significantly affect it. Additionally, it shows that the operational effectiveness of MFIs in Nepal has no correlation with employee motivation, management system, and effective risk management. The study's findings will be helpful to all parties involved with MFIs, including investors, regulators, legislators, and BFIs. According to the outcome, operational efficiency significantly affects the viability and continuation of service of Nepalese MFIs.","PeriodicalId":146163,"journal":{"name":"Journal of Nepalese Business Studies","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2022-12-28","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"115541303","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 2

Factors Affecting Investment Decisions of Employees Working on Financial and Non-Financial Sectors: A Case of Pokhara Metropolitan City, Nepal 影响金融和非金融部门雇员投资决策的因素:以尼泊尔博卡拉市为例

Journal of Nepalese Business Studies Pub Date : 2022-12-28 DOI: 10.3126/jnbs.v15i1.50376

R. Chapagain, Bharat Ram Dhungana, Bibek Karmacharya

{"title":"Factors Affecting Investment Decisions of Employees Working on Financial and Non-Financial Sectors: A Case of Pokhara Metropolitan City, Nepal","authors":"R. Chapagain, Bharat Ram Dhungana, Bibek Karmacharya","doi":"10.3126/jnbs.v15i1.50376","DOIUrl":"https://doi.org/10.3126/jnbs.v15i1.50376","url":null,"abstract":"The emergence of the financial market favorably influences the economy. The choices of an individual engaging in the financial market have a crucial part in setting the market trend, which subsequently affects the economy. This research seeks to examine the variables impacting the investment choices of people functioning in financial and non-financial sectors. The research employs a social survey design, based on 280 samples obtained by a structured questionnaire employing a convenience sampling approach. The study was restricted to the Pokhara metropolitan city of Nepal. Descriptive Statistics, Chi-square test, t-test, ANOVAs, Confirmatory Factor Analysis and Structural Equation Modeling were utilized to fulfill the study goals. The study demonstrates that there is no substantial difference between personnel working in the financial and non-finance industries on herding, market, heuristic and demographic component. However, people working in the financial industry examine more economic aspects and the total investment performance is greater for employees working in the financial sector. Further, the research reveals that self-confidence, market information, the recommendation of professionals, minimization through portfolio diversification and high-income level increases in interest in investment were the significant influential factors affecting investment decisions of an employee working in financial and non-financial institutions. The CFA establishes a significant link between observable variables and their fundamental constructs. The path analysis demonstrates that Market, Herding, Knowledge and Economic factors has a favorable influence on investment choices. The regulatory authority and related institutions should equip investors in respect of both economic and behavioral elements to make a smart investment choice.","PeriodicalId":146163,"journal":{"name":"Journal of Nepalese Business Studies","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2022-12-28","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"123957609","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 1

Effectiveness of Nepalese Online Advertisement in Recalling a Product 尼泊尔在线广告在召回产品中的有效性

Journal of Nepalese Business Studies Pub Date : 2022-12-28 DOI: 10.3126/jnbs.v15i1.50385

Rashesh Vaidya

引用次数: 0

Impact of Service Quality Dimensions on Customer Satisfaction in Nepalese Financial Institutions based on SERVPERF Model 基于SERVPERF模型的尼泊尔金融机构服务质量维度对客户满意度的影响

Journal of Nepalese Business Studies Pub Date : 2022-12-28 DOI: 10.3126/jnbs.v15i1.50375

Bibek Karmacharya

{"title":"Impact of Service Quality Dimensions on Customer Satisfaction in Nepalese Financial Institutions based on SERVPERF Model","authors":"Bibek Karmacharya","doi":"10.3126/jnbs.v15i1.50375","DOIUrl":"https://doi.org/10.3126/jnbs.v15i1.50375","url":null,"abstract":"The banking sector's expansion leading to client happiness is critical for a country's economic development because it contribute to large amount of capital resource for the country. Thus, this research aims to quantify the impact of service quality dimensions on customer satisfaction in Nepalese financial institutions based on SERVPERF (Cronin &Taylor, 1992) model. In this paper, the explained variable is customer satisfaction and the predictor variables are tangibility, reliability, responsiveness, assurance and empathy. Convenience sampling technique was used to select 350 respondents from different financial institution within Pokhara city. The study incorporated structured questionnaire for collecting the information on service quality dimensions and customer satisfaction. The confirmatory factor analysis and structural equation modeling techniques were used to examine the five elements of service quality in regard to customer satisfaction. The result of CFA with fit indices of GFI=0.943, AGFI=0.922, χ2 /df =1.434, RMSEA=0.035, CFI=0.881 and TLI=0.854 advocate that the measurement model has a excellent fit. Following CFA, path analysis was performed that resulted with fit indices GFI=0.938, AGFI=0.918, χ2/df =1.341, RMSEA=0.031,CFI=0.885, TLI=0.862 suggest that the structural model has an excellent fit. Furthermore, path analysis results show that the service quality components of assurance, responsiveness, and reliability are positively and significantly associated with customer satisfaction. This study provides policymakers and senior management in Nepalese financial institutions with practical insights for better understanding all aspects of service quality in order to satisfy their clients and develop their relationships for the organization's long-term sustainability","PeriodicalId":146163,"journal":{"name":"Journal of Nepalese Business Studies","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2022-12-28","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"123704121","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Impact of Public Spending in Infrastructure on Influencing Economic Development from East Africa Countries: The Vector Auto Regressive Analysis 基础设施公共支出对东非国家经济发展的影响:向量自回归分析

Journal of Nepalese Business Studies Pub Date : 2022-12-28 DOI: 10.3126/jnbs.v15i1.50304

J. Chindengwike

{"title":"Impact of Public Spending in Infrastructure on Influencing Economic Development from East Africa Countries: The Vector Auto Regressive Analysis","authors":"J. Chindengwike","doi":"10.3126/jnbs.v15i1.50304","DOIUrl":"https://doi.org/10.3126/jnbs.v15i1.50304","url":null,"abstract":"Infrastructure development is essential for a country's growth and development. The goal of this study is to look at how public infrastructure expenditure affects economic growth in East Africa. Countries:The Vector Auto Regressive Analysis. The study employed a time series data research approach using secondary data. The population was applied to the financial records from 1984/85 to 2015/16. (Annual Data). The study's sample size was 32 yearly observations. The study's research site was purposefully chosen in Uganda. The data was gathered from a variety of trustworthy sources, including the World Bank. The Johansen co integration test shows a long-run relationship between public investment in infrastructure, communication, and electricity and the rate of economic growth. Simultaneously, the Granger-Causality test revealed indirect causality between economic development rate and all components of public spending used, with a P- Value of 0.04; and the Vector Auto Regressive (VAR) consequences revealed that public spending on infrastructure, communication, and energy had a direct effect on economic development rate. According to the study, increased investment on major infrastructure such as water facilities, airports, highways, power, trains, and communication adds considerably to the rate of economic development by boosting the efficiency of the public and private sectors.","PeriodicalId":146163,"journal":{"name":"Journal of Nepalese Business Studies","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2022-12-28","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"123255466","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 3

Decision Making Behavior of Individual Stock Investors’ in Nepal 尼泊尔个人股票投资者的决策行为

Journal of Nepalese Business Studies Pub Date : 2022-12-28 DOI: 10.3126/jnbs.v15i1.50397

Raju Basnet Chhetri

{"title":"Decision Making Behavior of Individual Stock Investors’ in Nepal","authors":"Raju Basnet Chhetri","doi":"10.3126/jnbs.v15i1.50397","DOIUrl":"https://doi.org/10.3126/jnbs.v15i1.50397","url":null,"abstract":"The study’s primary objective is to explore the factors influencing the individual investors’ decision making behavior of Nepalese stock investors and to examine the relative degree of influence of such factors with respect to various demographic and socio-economic characteristics. The study follows quantitative approach and exploratory and descriptive research designs. Survey was conducted during March through May, 2021 obtaining 505 usable responses. Factor analysis was performed to explore the influential factors. The factor “Accounting and stock market information” was revealed to be of highest influence in decision making behavior of individual stock investors. The effect of “Public and economic information” was found to be significantly different between male and female investors; surprisingly not among different age groups. “Accounting and stock market information” was found to be significantly different among investors with various educational qualifications. Classical rational criteria such as expected dividends, expected corporate earnings, dividends paid and condition of financial statements were found to be most influential variables. While most respondents seemed to be unaware of the consequences of the contemporary issues like environmental record, increase of firm’s involvement in solving community problems and perceived ethics of firm, the need for relevant awareness and educational campaigns regarding the importance of social, ethical, environmental value of investments seems alarming.","PeriodicalId":146163,"journal":{"name":"Journal of Nepalese Business Studies","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2022-12-28","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"123465659","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Factors Measuring Client Satisfaction on Stock Broker Services in Pokhara Valley 博卡拉谷股票经纪服务客户满意度的测量因素

Journal of Nepalese Business Studies Pub Date : 2022-12-28 DOI: 10.3126/jnbs.v15i1.50383

Deepesh Ranabhat, Sabina Subedi, Mala Ranabhat

引用次数: 0

Performance of Value Added Tax System in Nepal: A Model-based Descriptive Analysis 尼泊尔增值税制度绩效:基于模型的描述性分析

Journal of Nepalese Business Studies Pub Date : 2022-12-28 DOI: 10.3126/jnbs.v15i1.50395

Kamal Bahadur Koirala

引用次数: 0

Factors Affecting Work Life Balance: A Case Study of Himalayan Bank Ltd. 影响工作与生活平衡的因素:以喜玛拉雅银行为例

Journal of Nepalese Business Studies Pub Date : 2022-12-28 DOI: 10.3126/jnbs.v15i1.50393

Sunita Bhandari

{"title":"Factors Affecting Work Life Balance: A Case Study of Himalayan Bank Ltd.","authors":"Sunita Bhandari","doi":"10.3126/jnbs.v15i1.50393","DOIUrl":"https://doi.org/10.3126/jnbs.v15i1.50393","url":null,"abstract":"Service oriented organizations are focusing themselves on providing effective services via satisfied and customer friendly employees. Himalayan Bank, being one of the reputed commercial private bank in Nepal has a challenge to become an employee-friendly organization for providing quality services to customers. This research is carried out to find the factors that influence the effectiveness of the employees who are responsibly working for the quality, image and prospect of the organization. This article is mainly focused on exploring family responsibilities as well as work responsibilities which have impact on the job satisfaction of the employees working permanently in the bank. Primary data used in this study have been collected through the structured questionnaire distributed to selected employees. Collected data are analyzed by using excel and SPSS. Cronbach’s alpha is calculated to see the reliability of the items used as the instrument to measure variables. Correlation, t-test, regression analysis, F-test as well as post hoc analysis are done to examine the status and impact of variables. Most of the independent variables taken into consideration are found to have significant impact on the dependent variable. Practical and theoretical implications in work life balance is prescribed for practical and theoretical implications in the future.","PeriodicalId":146163,"journal":{"name":"Journal of Nepalese Business Studies","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2022-12-28","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"134620247","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 1

Financial Status of Rural and Urban Dalit of Kaski District 卡斯基区农村和城市达利特人的经济状况

Journal of Nepalese Business Studies Pub Date : 2021-12-20 DOI: 10.3126/jnbs.v14i1.41500

Hari Bhandari

{"title":"Financial Status of Rural and Urban Dalit of Kaski District","authors":"Hari Bhandari","doi":"10.3126/jnbs.v14i1.41500","DOIUrl":"https://doi.org/10.3126/jnbs.v14i1.41500","url":null,"abstract":"The primary objective of this paper is to describe and measure financial status of the Bishowkarma, Pariyar, and Nepali caste in the rural and urban regions of Kaski district of Nepal. The study has used descriptive research design and judgmental and quota sampling with an equal 150 samples of the rural and urban areas including 50 samples of each caste. A set of close-ended questionnaires was used to collect data from primary sources. The collected data were analyzed with the help of statistical tools like frequencies, weighted mean, and percentage using MS-Word, MS-Excel, and SPSS. The Bishwokarma caste has good financial status in the urban area followed by Nepali and Pariyar. However, in a rural area, the Nepali caste has a better financial position followed by Pariyar and Bishwokarma. The study results indicate people living in the urban areas have a stronger financial position with an overall mean score of 3.02 compared to people living in the rural areas with an overall mean score of 2.85. The concerned government bodies need to give special care to uplift the financial status of the Pariyar people in the urban region and the Bishwokarma people in the rural region. Thus, this study conveys a comprehensive picture of the financial status of rural and urban Dalits of Kaski District which could be the baseline data set for future study and primary data sources for local stakeholders.","PeriodicalId":146163,"journal":{"name":"Journal of Nepalese Business Studies","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2021-12-20","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"129282278","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0