{"title":"Analysis of Factors That Affect the Financial Performance of Banks","authors":"Yenni Vera Fibriyanti, Lilik Nurcholidah","doi":"10.2991/aer.k.210825.087","DOIUrl":"https://doi.org/10.2991/aer.k.210825.087","url":null,"abstract":"Stakeholders analyze financial reports to assess the financial performance of banks which are used for making decisions (investing). This study aims to analyze the factors that affect the financial performance appraisal of the national foreign exchange private commercial bank and to analyze the effect of car, npl, roa, nim, and bopo partially and simultaneously on the financial performance of the national foreign exchange national private commercial bank. The population in this study were all national foreign exchange commercial banks that have gone public and published their financial reports on their official website or that have reported their finances to bank indonesia in the banking directory. The analysis technique used is financial analysis techniques, descriptive analysis techniques and differential statistical analysis techniques. The factors that affect financial performance can be analyzed using the t test and the f test. The results show that npl has the most dominant influence on the financial performance of private banks.","PeriodicalId":131374,"journal":{"name":"Proceedings of the 3rd Green Development International Conference (GDIC 2020)","volume":"53 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-09-02","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"125188118","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Maison, W. Kurniawan, D. A. Kurniawan*, Azizah Hanum
{"title":"Application of a Web-Based Four-Tier Misconception Instrument on the Topic of Work and Energy","authors":"Maison, W. Kurniawan, D. A. Kurniawan*, Azizah Hanum","doi":"10.2991/aer.k.210825.037","DOIUrl":"https://doi.org/10.2991/aer.k.210825.037","url":null,"abstract":"","PeriodicalId":131374,"journal":{"name":"Proceedings of the 3rd Green Development International Conference (GDIC 2020)","volume":"20 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-08-26","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"127537541","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"The Effect of the Heavy Metal Mercury (Hg) Concentration on the Growth Rate of Pilsbryoconcha spp Mussel","authors":"Afreni Hamidah, Evita Anggereini","doi":"10.2991/aer.k.210825.033","DOIUrl":"https://doi.org/10.2991/aer.k.210825.033","url":null,"abstract":"The purpose of this study was to determine the effect of heavy metal mercury (Hg) concentration on the growth rate of Pilsbryoconcha spp mussels and to compare the growth rates of Pilsbryoconcha spp mussels exposed to mercury at different concentrations. The type of research used is quantitative research with experimental methods. The study used a completely randomized design with 3 treatments and 6 repetitions. The treatments were different levels of mercury, namely P0, P1 and P2 (0, 0.5 and 1 ppm). Data were analyzed for variations using ANOVA. If there is a significant effect, then proceed with the Duncan Multiple Range Test (DMRT) with α 5%. The length growth rates in treatment P0, P1 and P2 (0, 0.5 and 1 ppm Hg) ranged from 0.12 to 0.22; 0.08-0.09 and 0.03-0.1 cm/observation or there is a decrease in the length growth rate from the control treatment of 0.16 cm/day to only 0.006 cm/day at P1 treatment, and the more decrease at P2 0.002 cm/day. The weight gain along observation is ranged from 0.071-0.349 g (P0), 0.031-0.077 at P1, and decreased at P2 reaching -0.03 to 0.006 g. The average daily length of mussel was 0.012; 0.006 and 0.004 cm/day in P0, P1 and P2 respectively.The average daily weight rate was 0.052 g/day in the P1 and -0.068 g/day in P2, while the control (P0) was 0.158 g/day. The average relative length of mussels was 0.02,0.01 and 0.007cm, whereas the average weight growth of mussel was 0.081; 0.024 and -0.035 g. Lengtht and weight growth rate of mussels in P0 and P1 treatment are not different significantly, but significantly difference in P2 treatment. This shows that mercury is very dangerous for the life of Pilsbryoconcha spp and can reduce the weight and inhibit length growth mussel during maintenance.","PeriodicalId":131374,"journal":{"name":"Proceedings of the 3rd Green Development International Conference (GDIC 2020)","volume":"158 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-08-26","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"123017293","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
U. Sulistiyo, Khairunnisa, Yolanda Demiza, Nila Inayatillah, Munawaroh, Adrian Dinata Dwi Dharma, Iccha Dhirdhena Prasadat Tungga Dewi
{"title":"Developing an English Textbook for Early Childhood Education Program Students: A Need Analysis","authors":"U. Sulistiyo, Khairunnisa, Yolanda Demiza, Nila Inayatillah, Munawaroh, Adrian Dinata Dwi Dharma, Iccha Dhirdhena Prasadat Tungga Dewi","doi":"10.2991/aer.k.210825.018","DOIUrl":"https://doi.org/10.2991/aer.k.210825.018","url":null,"abstract":"This research aimed to develop English textbook for Early Childhood Education Program Students. The study utilized research and development (R & D) with questionnaire and interview as the data collecting technique. Questionnaires were given to the students of early childhood education program that used to know the students’ need. An interview was also delivered to the teacher to know the material for early childhood instructional material. The result found that data analysis of the early students’ needs for learning English shows that learning four skills in English should have the same portion, namely between learning speaking, writing, reading, and listening. This study also found that the use of image media in learning is very necessary so that it helps students understand English learning material.","PeriodicalId":131374,"journal":{"name":"Proceedings of the 3rd Green Development International Conference (GDIC 2020)","volume":"260 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-08-26","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"115811986","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"The Modification of Beef Cattle’s Feces and Urine as the Source of Organic Fertilizer to Increase Sweet Corn’s Productivity (Zea mays saccharata sturt)","authors":"S. Tani, Zulfa Elymaizar, E. Musnandar","doi":"10.2991/aer.k.210825.013","DOIUrl":"https://doi.org/10.2991/aer.k.210825.013","url":null,"abstract":"Feces and urine from beef cattle are not yet fully optimized by farmers. If there is a modification process with the feces and urine, it can be a source of organic fertilizer. Other than helping farmers with their fertilizer needs and supply, it will also reducing the environmental pollution. The purpose of this research is to understand feces and urine modification produced by beef cattle to increase the productivity of sweet corn’s plant. Randomized Block Design (RBD) 7 treatments and 5 repetition groups were being used in this research. P0 (without fertilizer), P1(1 NPK),P2(¾NPK),P3(¾NPK+ ½Organic),P4 (¾ NPK+ 1 organic), P5 (¾NPK+ 1½ Organic),P6 (1 NPK + 1 organic). Variable being observed consisted of: growth power (%), fruit weight (g), sweet corn production (ton ha-1), and sweet corn waste production (ton ha-1). Data obtained were being analyzed by an analysis of variance and Duncan's test. The results showed that the growing power of P3, P4, P5, and P6 applications were higher (P <0.05) than P2 and P1, the fruit weights of P5 applications were greater (P <0.05) than P3, P2, P1, and P0, and fruit weight from applications P1, P2, P3, and P4 were not significantly different (P <0.05). Likewise, with the application of P4, P5, and P6, the result of fruit weights was not significantly different (P <0.05). The production of sweet corn from P3, P4, P5, P6 applications was higher (P <0.05) than applications P0, P1, and P2. The highest production of sweet corn waste was obtained from the application of P4 and P5 and the lowest was in the application of P0 (P <0.05), between P4 and P5 the production of sweet corn waste was not significantly different (P> 0.05). The productivity of sweet corn (Zea mays Saccharata Sturt) through the application of modified beef cattle feces and urine with a combination (¾NPK + 1½ Organic) on sweet corn (Zea mays Saccharata Sturt) land increased as seen from the growing power, fruit weight, Sweet Corn production (Zea mays L. saccarata sturt.), and sweet corn waste (Zea mays saccharata sturt ).","PeriodicalId":131374,"journal":{"name":"Proceedings of the 3rd Green Development International Conference (GDIC 2020)","volume":"72 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-08-26","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"115920459","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Improvement of Business Performance Through Strengthening Islamic Financial Literacy and Entrepreneurial Orientation: Study on Women Enterprises in Jambi City","authors":"Rike Setiawati, Besse Wediawati, Heriberta","doi":"10.2991/aer.k.210825.010","DOIUrl":"https://doi.org/10.2991/aer.k.210825.010","url":null,"abstract":"Islamic financial literacy and entrepreneurial orientation are important factors needed by micro and small enterprises (MSEs) to run a business and achieve its performance. This study will examine the effect of Islamic financial literacy and entrepreneurial orientation on business performance. The research sample was Muslim women entrepreneurs in Jambi city, as many as 55 micros, small and medium enterprises, which were collected through questionnaires and interviews with the purposive sampling method. Quantitative data analysis uses structural equation models with the Partial Least Square (PLS) approach. The results showed that for the questionnaire with objective questions, the majority of women entrepreneurs were able to answer correctly, but the question about the financing simulation with the Murabaha contract, more answered they did not know. Furthermore, the results of quantitative data analysis show that Islamic financial literacy and entrepreneurial orientation have a significant positive effect on the performance of women entrepreneurial businesses","PeriodicalId":131374,"journal":{"name":"Proceedings of the 3rd Green Development International Conference (GDIC 2020)","volume":"34 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-08-26","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"132232803","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Agustina Wulandari, Erni Yusnita, Suci Nuralita Sari
{"title":"Developing English Speaking Material Based on Contextual Teaching and Learning (CTL) for Junior High School Students","authors":"Agustina Wulandari, Erni Yusnita, Suci Nuralita Sari","doi":"10.2991/aer.k.210825.081","DOIUrl":"https://doi.org/10.2991/aer.k.210825.081","url":null,"abstract":"In daily life, language occupies the most important aspect because it is a means of communication among humans. With the existence of language, there are many things humans can do in expressing the ideal of liking and disliking discovering the world, and other things. In order to be able to communicate in global community we need to learn International languages. One of the International languages is English. There are four skills that should be mastered in English. The most important skill is speaking. The success in teaching and learning speaking is influenced by some factors, one of them is learning material. The materials should be contextualized to the experience, realities and first languages of the learners to help learners acquire the language easier. In this paper the researchers present the way how to develop speaking material for junior high school students based on Contextual Teaching and Learning. This paper hopefully can contribute to the betterment of teaching and learning speaking in practice.","PeriodicalId":131374,"journal":{"name":"Proceedings of the 3rd Green Development International Conference (GDIC 2020)","volume":"39 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-08-26","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"127852185","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Brown Analysis Model for Measuring the Performance of Local Governments with Related to Budget Management: Jambi City Government Revenue and Expenditure","authors":"Rita Friyan, Netty Herawaty, Y. Yuliana","doi":"10.2991/aer.k.210825.004","DOIUrl":"https://doi.org/10.2991/aer.k.210825.004","url":null,"abstract":"This study aims to assess the financial performance of the Jambi City Government using the Brown analysis method. The data used in this study is quantitative data sourced from the BPK RI Audit Result Report Jambi representatives for the period 2016 to 2019. Measurement of the financial performance of the Jambi City Regional Government using the 10-point Brown Model. To measure the financial condition of LGs, first, the analysis first calculates the 10 key financial ratios of all LGs based on the existing financial statement database. Second, calculate the data quartile consisting of 4 quartiles. Third, each quartile scores respectively -1, 0, 1, and 2. The final step in assessing a local government's financial condition is to provide a score on its financial condition. The results of the study state that the performance of the Jambi city local government in 2016-2019 in terms of revenue has lower performance than other local governments. Meanwhile, the performance of the Jambi city local government in 2016-2019 in terms of expenditure has performed better than other local governments in Jambi Province. \u0000Keywords: Performance, Regional Budget Management","PeriodicalId":131374,"journal":{"name":"Proceedings of the 3rd Green Development International Conference (GDIC 2020)","volume":"40 5","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-08-26","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"131751305","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"The Use of Track-Changes and WhatsApp Group as Media on English Structure Learning in Higher Education","authors":"Y. Bansa, Deka Veronica, Ratih Rosita","doi":"10.2991/aer.k.210825.012","DOIUrl":"https://doi.org/10.2991/aer.k.210825.012","url":null,"abstract":"Social media is an alternative environment in practicing language and using language. The use of WhatsApp group nowadays is rapidly increasing, it aims for education. This study to investigate the students’ perceptions on the use of track-changes and WhatsApp groups as media for learning English structure subjects. The writers investigated a need to carry out this study as it provides a platform to discover pedagogical implications that would benefit the Y-generation in terms of improving their error-recognition skill from the text given in an Indonesian EFL context. The respondents of this research comprise second-year students completing their bachelor’s degree in Economics studies, Universitas Muhammadiyah Jambi, Sumatra, Indonesia. The students’ perceptions were measured through a questionnaire. The writer implemented blended learning where the teaching English structure was through face-to-face activity and online learning. Respondents were required to participate in a Whatsapp group where students share their work to recognize and revise errors by using track-changes. The findings showed that ‘track changes and WhatsApp group’ is an effective media to be implemented in English structure learning and to enhance students’ affective domain in English structure skill. The results of this study may be beneficial to EFL educators in incorporating track-changes and WhatsApp groups into their teaching repertoire.","PeriodicalId":131374,"journal":{"name":"Proceedings of the 3rd Green Development International Conference (GDIC 2020)","volume":"4 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-08-26","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"125462876","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Development of Functional Drink Using Hibiscus rosa-sinensis Leaves","authors":"R. Suseno, Surhaini, A. Nizori","doi":"10.2991/aer.k.210825.003","DOIUrl":"https://doi.org/10.2991/aer.k.210825.003","url":null,"abstract":"This study aimed to develop a functional drink based on Hibiscus rosa-sinensis and evaluate the chemical, and sensory properties. The functional drink was made in a traditional method using hibiscus leaves juice and then diluted to several concentrations. The experiment was carried out using a completely randomized design with 5 levels of concentration of hibiscus leaves juice (5, 10, 15, 20, and 25% v / v). Results showed that there was no difference in preferences between concentrations and the 25% treatment concentration had the best value of various parameters. The DPPH radical scavenging activity in the 25% of hibiscus leaves juice was 34,90±1,85%; total phenolic content was 119,25± 1,91 mg-GAE/g and total tannin was 41,31±2,25 mg-TAE/g. This study concludes that 25% of hibiscus leaves juice can be used to formulate an acceptable functional drink from Hibiscus Rosa-Sinensis Leaves.","PeriodicalId":131374,"journal":{"name":"Proceedings of the 3rd Green Development International Conference (GDIC 2020)","volume":"88 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-08-26","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"122520771","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}