El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam最新文献_第8页

Indeks Kemaslahatan Dana Desa di Desa Sentul Bogor:

El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Pub Date : 2020-09-04 DOI: 10.47467/elmal.v2i2.350

Nurhudaya Nurhudaya, Dedi Junaedi

{"title":"Indeks Kemaslahatan Dana Desa di Desa Sentul Bogor:","authors":"Nurhudaya Nurhudaya, Dedi Junaedi","doi":"10.47467/elmal.v2i2.350","DOIUrl":"https://doi.org/10.47467/elmal.v2i2.350","url":null,"abstract":"This research was designed using a mixed method of qualitative, quantitative and also includes participatory elements based on field observations. The types and categories of data, variables, indicators used are new, so this research can be categorized as explanatory research. In this case, the Wellbeing Methodology (WM) is used, which is conceptually outlined from the concept of Tauhidy String Relations (TSR). In this case, it aims to determine the welfare index of village funds in Sentul village, namely the aspect of maintaining religious faith X1 (θ), the aspect of maintaining the soul of X2 (θ), the aspect of maintaining property aspects of X3 (θ), maintaining Intellect X4 (θ) and aspects of maintaining descendant of X5 (θ). Data were collected by distributing questionnaires to determine the perceptions, participation and acceptability of the community regarding the benefit of village funds, with a total of 110 respondents who successfully filled out the questionnaire. From the data collected, and the results of the overall analysis, it can be concluded that the level of benefit for village funds in Sentul Village has a theta value of 3,612 which is considered good. \u0000Keywords: Maslahah, Benefit, Village Fund, Participation, Acceptability","PeriodicalId":131028,"journal":{"name":"El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-09-04","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"128814651","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Penerapan Etika Bisnis Islam Dalam Transaksi Jual Beli: 伊斯兰商业道德在买卖交易中的应用:

El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Pub Date : 2020-08-20 DOI: 10.47467/elmal.v2i2.344

Ambar Wati, Arman Paramansyah, Dessy Damayanthi

{"title":"Penerapan Etika Bisnis Islam Dalam Transaksi Jual Beli:","authors":"Ambar Wati, Arman Paramansyah, Dessy Damayanthi","doi":"10.47467/elmal.v2i2.344","DOIUrl":"https://doi.org/10.47467/elmal.v2i2.344","url":null,"abstract":"The problem to be looked for the answer in this study is the process of applying Islamic business ethics in buying and selling transactions in the traditional market of Pendopo, Empat Lawang. This research uses a qualitative approach to the case study method, which emphasizes efforts to obtain information about the status of a picture of phenomena, as well as to draw the meaning of a desired problem with respect to a case. The data collection technique used triangulation with interviews, observation, and documentation study. The results of the study conclude that the understanding of traders in the traditional Pendopo market towards Islamic business ethics, traders have not maximally understood Islamic business ethics, both the expression of feelings that are reflected, the pattern of application of business ethics in Islam which emphasizes trading ethics in buying and selling transactions in the Pendopo market. It has been running quite well without being overtaken by the traders, there is still a lack of awareness of the traders about raising prices by hoarding goods with the aim of seeking high profits from consumer needs in general. traders feel they can compete so that their merchandise can sell cheaply and cheerfully. The measurement of the application of business ethics in Islam carried out by the seller / trader shows that not some traders have implemented business ethics in Islam. Based on these findings, it is suggested the need for periodic counseling to increase the insight and knowledge of traders to be aware of the meaning and benefits of business ethics in Islam which emphasizes trading ethics in sales transactions. the role of the community in this case is that buyers are also required to understand and understand the business ethics system in Islam \u0000 \u0000 ","PeriodicalId":131028,"journal":{"name":"El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam","volume":"1988 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-08-20","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"125487806","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 2

Pengaruh Promosi Online Melalui Sosial Media Instagram Dalam Upaya Meningkatkan Kepercayaan Konsumen Produk Healthy Drink Bogor 在线宣传通过社交媒体Instagram的影响，以提高消费者对健康饮料产品的信心

El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Pub Date : 2020-08-20 DOI: 10.47467/elmal.v2i2.346

Hasbi Maulana, Faisal Salistia, Farah Chalida Hanoum

引用次数: 0

Pengaruh Harga terhadap Keputusan Pembelian Konsumen: 价格对消费者购买决策的影响:

El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Pub Date : 2020-08-13 DOI: 10.47467/elmal.v2i2.473

Afrida Pratiwi, Dedi Junaedi, Agung Prasetyo

{"title":"Pengaruh Harga terhadap Keputusan Pembelian Konsumen:","authors":"Afrida Pratiwi, Dedi Junaedi, Agung Prasetyo","doi":"10.47467/elmal.v2i2.473","DOIUrl":"https://doi.org/10.47467/elmal.v2i2.473","url":null,"abstract":" Supermarket 212 Mart is here as an answer to meet consumer decisions who want to shop in modern markets based on sharia. However, its new presence has not been able to compete and seize the existing market. Even though the 212 Mart supermarket has implemented a marketing strategy to increase consumer purchasing decisions, this still cannot attract the decision of the wider community to shop because there are several elements of the community's retail mix that have not been maximally implemented. There are many factors that can influence consumer purchasing decisions, one of which is price. The purpose of this study is to determine and analyze the effect of price on consumer purchasing decisions 212 Mart Cikaret. The research method used is a survey method with a correlational analysis approach. The number of samples is 100 people. The test was carried out with a simple linear test by first testing the validity, reliability, and data analysis The results of the analysis show that the price variable has a significant effect on buying decisions (t count 16.591 is greater than t table 1.985 with a significant level of 5%). Ho is rejected, Ha is accepted, meaning that there is a significant price effect on consumer decisions to shop at 212 Mart supermarkets. The price variable has a positive correlation with purchasing decisions with a coefficient of determination (R2) of 655.8%. The positive constant value indicates the potential for consumer fanaticism towards 212 Mart Cikaret. Fanaticism gets stronger if there is a lower price than its competitors.","PeriodicalId":131028,"journal":{"name":"El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam","volume":"5 5 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-08-13","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"115675604","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 15

Analisis Penerapan PSAK No.109 Tentang Akuntansi Zakat, Infaq/Sedekah pada Lembaga Baznas Kota Depok PSAK 109的应用分析是关于Zakat会计、Infaq/讲义发给Baznas市政机构的

El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Pub Date : 2020-08-03 DOI: 10.47467/elmal.v3i2.495

Giera Muhammad Rizkiansyah, Hendri Tanjung, Ikhwan Hamdani

{"title":"Analisis Penerapan PSAK No.109 Tentang Akuntansi Zakat, Infaq/Sedekah pada Lembaga Baznas Kota Depok","authors":"Giera Muhammad Rizkiansyah, Hendri Tanjung, Ikhwan Hamdani","doi":"10.47467/elmal.v3i2.495","DOIUrl":"https://doi.org/10.47467/elmal.v3i2.495","url":null,"abstract":" \u0000As we know that there are three major forces in the world that greatly affect the economic system, namely the Socialist economic system, the Capitalist economic system, and the Islamic economic system. Zakat, infaq, and alms are an important and clear part of the Islamic economic system. Therefore, the Zakat Forum together with the Indonesian Institute of Accountants (IAI) compiled zakat accounting in 2007. In 2008 IAI finalized PSAK No.109 on Zakat Accounting. This study aims to determine the suitability of the application of PSAK No. 109 regarding accounting for zakat, infaq/alms at the Depok City BAZNAS Institute. This study uses qualitative research with analytical descriptive methods and the data used in this study are primary data obtained from interviews and literature studies. This research concludes that BAZNAS Depok City has implemented PSAK No.109 on accounting for zakat, infaq/alms as well as possible because almost all regulations in PSAK No.109 are followed by BAZNAS Depok City. The application of PSAK No. 109 concerning Accounting for zakat, infaq/alms at BAZNAS Depok City as evidence of the management's commitment in realizing transparency and accountability in the management of zakat infaq/alms. Some regulations that are not implemented by the Depok City BAZNAS are not so fatal, namely the Depok City BAZNAS does not take amil funds if the zakat or infaq is bound, Depok City BAZNAS does not buy assets under management from zakat funds, Depok City BAZNAS does not manage them first. In the past, infaq funds, but for a maximum of 2 months, had to be directly distributed to those entitled to receive them, and finally BAZNAS Depok City did not reveal the nature of the relationship between amil and mustahik. \u0000 ","PeriodicalId":131028,"journal":{"name":"El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam","volume":"20 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-08-03","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"124907035","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Analisa Faktor Internal Penyebab NPL Kredit Mikro 分析NPL微信用额度的内部因素

El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Pub Date : 2020-06-15 DOI: 10.47467/elmal.v1i1.179

Faisal Salistia

{"title":"Analisa Faktor Internal Penyebab NPL Kredit Mikro","authors":"Faisal Salistia","doi":"10.47467/elmal.v1i1.179","DOIUrl":"https://doi.org/10.47467/elmal.v1i1.179","url":null,"abstract":"\u0000 \u0000 \u0000The role of BPRs in providing capital assistance to MSME business units, still has to deal with the internal management of the bank's own management. This must be understood because one of the factors to assess the health of a BPR is to look at the NPL (Non- Performing Loan) ratio, calculated from the total loans that fall into the non-current category, divided by the total credit given. Where is the maximum ratio determined by Bank Indonesia, which is below 5%. This means that if a BPR has an NPL ratio above 5%, then it can be assumed that there is a failure in implementing an inefficient and ineffective lending strategy. Therefore, it is necessary to examine the factors that influence the high NPL of rural banks (BPR), especially from credit lending strategies. In addition, economic conditions and business competition and forecasting of future conditions, conduct training for AO to sharpen credit analysis, ensure that the process of submission and disbursement of credit quickly and easily provides various alternative options for debtors to pay their credit, providing standard procedure for granting credit, conducting a survey of the place of business against the submission of business credit. The research objective is to analyze 1) the influence of BP's internal conditions on the lending strategy. 2) Analyzing the effect of Credit Giving Strategy on Non-Performing Loans. The research method uses a survey method with a multiple linear regression approach to obtain information on the influence of both of these. The results of the study show that 1) the internal condition of the BPR has a positive and significant effect on the lending strategy (the condition of the organization within the organization and formally has direct and specific implications on BPR). 2) that the lending strategy has a negative and significant effect on NPL. The lending strategy applied by BPRs is a means to control the development of credit thrown into the market by the BPR. \u0000 \u0000 \u0000","PeriodicalId":131028,"journal":{"name":"El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam","volume":"15 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-06-15","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"128151591","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Pengaruh Promosi dan Religiuitas terhadap Minat Masyarakat Menabung di Bank Syariah: 伊斯兰银行推广和宗教对公众储蓄兴趣的影响:

El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Pub Date : 2020-04-15 DOI: 10.47467/elmal.v3i1.347

Herawati Herawati, Evinovita Evinovita, S. Sukarna

引用次数: 1

Regional Studies A Comprehensive Implement for Regional Development Planners 区域研究:区域发展规划的综合工具

El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Pub Date : 2020-04-10 DOI: 10.47467/elmal.v3i1.516

Farah Chalida Hanoum, Ria Kusumaningrum

引用次数: 0

Kajian Motif Pemilihan Skema Pembiayaan LKMA PUAP di Jawa Tengah

El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Pub Date : 2020-04-09 DOI: 10.47467/elmal.v1i2.186

Dedi Junaedi

{"title":"Kajian Motif Pemilihan Skema Pembiayaan LKMA PUAP di Jawa Tengah","authors":"Dedi Junaedi","doi":"10.47467/elmal.v1i2.186","DOIUrl":"https://doi.org/10.47467/elmal.v1i2.186","url":null,"abstract":"The objective of this research is to explore the motif election financing scheme Rural Agribusiness Development (PUAP), knowing what factors affect the performance PUAP, and test whether performance sharia PUAP different from conventional PUAP in Central Java in 2008-2011. The study was conducted in the District of Banjarnegara, Banyumas, Jepara, Kendal and Kendal during the period from July to December 2012 Using qualitative and quantitative methods with a dummy variable multiple regression approach, the manager LKMA PUAP 185 respondents of this study with purposive sampling approach. From about 2267 LKMA PUAP in Central Java, the majority (87.25%) chose to operate with conventional financing scheme and only 289 (12.75%) which apply sharia scheme or the principle of profit sharing (profit sharing). Research shows PUAP sharia been selected for the motive of religious considerations (40.6%), while the conventional PUAP been LKMA practical reasons (35.3%) and the economy (30.2%). In the perception of respondents, LKMA PUAP sharia is considered more appropriate to the creed, manifestations of worship, fields expectation of reward, blessing and benefit. PUAP LKMA conventionally considered more practical, safe, and familiar with the daily habits of members. Statistical analysis showed motif election financing scheme LKMA significantly affected by the financing scheme (Sharia), education level (Educate), and regional differences (Kab). Motif scheme selection is also different between the respondent and the respondent voters LKMA sharia conventional LKMA voters.","PeriodicalId":131028,"journal":{"name":"El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam","volume":"32 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-04-09","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"116620223","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Analisis Rasio Rentabilitas Asuransi Syariah 分析伊斯兰保险利润率

El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Pub Date : 2020-04-08 DOI: 10.47467/elmal.v3i1.508

Muhammad Priyoso Choirawan, M. I. Fasa, S. Suharto

{"title":"Analisis Rasio Rentabilitas Asuransi Syariah","authors":"Muhammad Priyoso Choirawan, M. I. Fasa, S. Suharto","doi":"10.47467/elmal.v3i1.508","DOIUrl":"https://doi.org/10.47467/elmal.v3i1.508","url":null,"abstract":"The purpose of this research is to provide information, a broad view and increase knowledge in the field of insurance, especially Islamic insurance, to analyze the financial performance of Islamic insurance through Sharia Insurance Rentability Ratio Analysis: a Study at PT. Asuransi Takaful Keluarga for the Period of 2017-2020. The results of this study are expected to be an illustration in understanding and assessing the financial condition of Islamic insurance company. The data used is the financial report (annual report) of PT. Asuransi Takaful Keluarga for the period December 2017 to December 2020. The ratio used in this analysis is the Rentability Ratio which consists of Return On Assets (ROA), Return On Equity (ROE), and Net Profit Margin (NPM) ratios. The financial performance of PT. Asuransi Takaful Keluarga for the 2017-2018 period is not good enough. This can be seen from the decreasing percentage of the profitability ratio. The company must be able to improve investment fund management, tabarru fund management or underwriting. In addition, the company's revenue also needs to be increased in order to maintain the stability of the company's operations in the future.","PeriodicalId":131028,"journal":{"name":"El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam","volume":"90 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-04-08","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"123533906","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0