El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam最新文献_第7页

Dampak Inklusi Keuangan dan Bank Syariah terhadap Kesehatan dan Pendidikan Nasional 伊斯兰金融和银行对国家健康和教育的影响

El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Pub Date : 2021-02-15 DOI: 10.47467/elmal.v4i1.518

Ahmad Riswantio, Hendri Tanjung, Abrista Devi

{"title":"Dampak Inklusi Keuangan dan Bank Syariah terhadap Kesehatan dan Pendidikan Nasional","authors":"Ahmad Riswantio, Hendri Tanjung, Abrista Devi","doi":"10.47467/elmal.v4i1.518","DOIUrl":"https://doi.org/10.47467/elmal.v4i1.518","url":null,"abstract":"This study aims to analyze the impact of financial inclusion and Islamic banking on national health and education. The data used in this study is secondary data taken from the website of the financial services authority regarding Islamic banking statistics and data from the website of the Central Statistics Agency. The method used in this study is panel data regression analysis with the help of the Eviews 11 SV and StataSE 17 applications to obtain a complete description of the relationship between one variable and another. The sample in this study consisted of 33 provinces in Indonesia in the 2015-2020 period. The results of this study are that the inclusion variable does not have a significant effect on national health partially at the level of significance of more than 10%. However, the financial inclusion variable has a significant effect on national education partially at the level of significance of less than 10%. Islamic banks have a significant influence on national health partially at the level of significance of less than 10%. However, Islamic banks do not have a significant influence on national education partially at the level of significance of more than 10%. Then for the simultaneous regression, the results show that financial inclusion and Islamic banks jointly affect national health and education. The coefficient of determination of the two independent variables on national health is 84% while the remaining 16% is explained or influenced by other factors that are not included in this research model. The coefficient of determination of financial inclusion and Islamic banking on national education is 4% while the remaining 96% is explained or influenced by other factors that are not included in this research model. \u0000 ","PeriodicalId":131028,"journal":{"name":"El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam","volume":"136 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-02-15","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"116341792","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 1

Kajian Dampak Penghapusan Bbm Pertalite terhadap Profitabilitas PT Pertamina Tahun 2021 2021年，石油公司盈利能力的研究

El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Pub Date : 2021-01-30 DOI: 10.47467/elmal.v4i1.954

Fitry Primadona, Iqbal Tiar Rizaldi

{"title":"Kajian Dampak Penghapusan Bbm Pertalite terhadap Profitabilitas PT Pertamina Tahun 2021","authors":"Fitry Primadona, Iqbal Tiar Rizaldi","doi":"10.47467/elmal.v4i1.954","DOIUrl":"https://doi.org/10.47467/elmal.v4i1.954","url":null,"abstract":"Energy Fuel Oil (BBM) is one of the most needed by the community. Its use as a vehicle transportation fuel makes the level of fuel consumption high. Pertalite as one type of fuel PT.Pertamina with Octane 90 dominates fuel consumption, this is because the quality of the fuel is cleaner than premium and the selling price is cheaper than Pertamax. However, the government is discussing the elimination of BBM below Octane 91 starting in 2022, namely Premium and Pertalite. The elimination strategy is a simplification of product variants and complies with the Regulation of the Minister of Forestry and Environment (KLHK) Number P.20/Menlhk/Setjen/Kum.1/3/2017 which regulates the issue of quality standards for new types of motor vehicle exhaust emissions for motorized vehicles four or more wheels. The purpose of this study was to examine the impact of the elimination of Pertalite fuel on the profitability of PT.Pertamina in 2022. The method of this research was descriptive qualitative using a literature review. The results show that the elimination of Pertalite will create high inflation and will suppress the profitability of PT.Pertamina. Inflation will have a positive impact on Pertamina's profitability although it is not significant. This happens because consumers are forced to buy products or goods that are sold because part of the basic needs will still be purchased even though the price rises. \u0000 Keywords: BBM, Pertalite, Profitability, Pertamina","PeriodicalId":131028,"journal":{"name":"El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam","volume":"17 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-01-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"122219325","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 1

Pelaksanaan Promosi Jabatan Guna Mendorong Peningkatan Prestasi Kerja Karyawan PT. Berkah Handelar Qualitama 晋升的执行，以促进PT.祝福Handelar Qualitama员工的工作成就

El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Pub Date : 2021-01-01 DOI: 10.47467/elmal.v3i2.523

Farah Chalida Hanoum, Rian Kusumaningrum

{"title":"Pelaksanaan Promosi Jabatan Guna Mendorong Peningkatan Prestasi Kerja Karyawan PT. Berkah Handelar Qualitama","authors":"Farah Chalida Hanoum, Rian Kusumaningrum","doi":"10.47467/elmal.v3i2.523","DOIUrl":"https://doi.org/10.47467/elmal.v3i2.523","url":null,"abstract":" \u0000Every company that is established must have a goal that the company wants to achieve, namely seeking profit and improving employee social welfare. The company's success in achieving these goals depends on whether the company has quality human resources so that it is able to manage other resources properly. Therefore, human resources must be handled properly. Human resources are one of the biggest or most important assets for any company, be it a large company or a small company, therefore it is necessary to establish a division or division within a company that specifically handles these human resources, so that these human resources can be considered. specifically by the company. Promotion has an important role for every employee, because promotion means that the company has the trust and recognition of the ability and ability of the employee to hold a higher position. Thus promotion will generate motivation that encourages employees to actively participate in a company in order to get opportunities to advance, better social status, authority and responsibility as well as greater income for these employees.","PeriodicalId":131028,"journal":{"name":"El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam","volume":"20 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"123759192","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Impact Of Covid-19 on Financing Islamic Bank in Indonesia 新冠肺炎疫情对印尼伊斯兰银行融资的影响

El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Pub Date : 2020-12-23 DOI: 10.47467/elmal.v3i2.507

Dhaffi Rizwan Azhari, M. Fasa, M. Arsyad, Dedi Junaedi

引用次数: 3

Perencanaan Pelaksanaan Dana Desa Dalam Meningkatkan Kesejahteraan Masyarakat Dalam Perspektif Ekonomi Syariah 计划实施村基金以促进社会福利的伊斯兰经济

El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Pub Date : 2020-12-11 DOI: 10.47467/elmal.v3i2.407

Fajar Royan Safarullah, A. Kosim, Retno Triwoelandari

{"title":"Perencanaan Pelaksanaan Dana Desa Dalam Meningkatkan Kesejahteraan Masyarakat Dalam Perspektif Ekonomi Syariah","authors":"Fajar Royan Safarullah, A. Kosim, Retno Triwoelandari","doi":"10.47467/elmal.v3i2.407","DOIUrl":"https://doi.org/10.47467/elmal.v3i2.407","url":null,"abstract":" The Village law has made the village the subject of development. Villages and villagers jointly initiate village development in order to create a better livelihood and village life. Village funds as village capacity in development have the potential to improve community welfare. This Research is a qualitative research with a descriptive analysis approach in order to analyze the planning and implementation process of village funds in improving community welfare from a sharia economic perspective. Data collection techniques used are interview, observation and documentation methods. The governments, community leaders and villagers became informants so that a broad perspective was obtained about village funds and their implications for walfare. The results showed that the planning and implementation of village funds was not yet participatory, the grassroots community had not been involved. Physical infrastructure became the priority of discussion during the planning process. In an effort to improve welfare in 2019 touching the aspects of health, education, and community residence. In 2020, village funds have a greater role in increasing community income in the form the cash assistance to the community in overcoming the covid 19 pandemic. In order to achieve a comprehensive development, in the process must apply sharia economic values. The value of integrity in the devekopment process in the form of justice, trust and fulfillment of reponsibilities as well as helping each other.","PeriodicalId":131028,"journal":{"name":"El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam","volume":"11 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-12-11","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"115570310","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Peranan Perbankan Syariah Dalam Mendorong Usaha Mikro Kecil dan Menengah Dimasa Pandemi Covid-19

El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Pub Date : 2020-12-10 DOI: 10.47467/elmal.v3i1.393

Hafiz Maulana Muttaqin, A. Kosim, Abrista Devi

{"title":"Peranan Perbankan Syariah Dalam Mendorong Usaha Mikro Kecil dan Menengah Dimasa Pandemi Covid-19","authors":"Hafiz Maulana Muttaqin, A. Kosim, Abrista Devi","doi":"10.47467/elmal.v3i1.393","DOIUrl":"https://doi.org/10.47467/elmal.v3i1.393","url":null,"abstract":" \u0000In the Indonesian economy, Micro, Small and Medium Enterprises (MSMEs) are the business groups that have the largest number. In addition, this group has proven to be resistant to various kinds of shocks to the economic crisis. So it is imperative to strengthen the UMKM group which involves many groups because the UMKM sector has a big contribution to workforce absorption, developing the UMKM sector will be able to absorb more existing workers and of course it will be able to improve the welfare of the workers involved in the workforce. In it so that it can reduce the unemployment rate and in the end it will be used to reduce poverty. The criteria for businesses that are included in MSMEs have been regulated in a legal umbrella based on law. This study aims to determine the role of Islamic Banking in Encouraging Micro, Small and Medium Enterprises (MSMEs) in Indonesian Sharia Banks (BSI) kc. Ahmad Yani Kota Bogor during the Covid Pandemic 19. This study used a descriptive qualitative method and the data used in this study were primary data. This study uses data collection techniques through literature study and interviews. The instrument used in the primary data is an interview with a source from Bank Syaria Indonesia Kc Ahmad Yani, Bogor City. Respondents revealed that the Role of Islamic Banking, especially Islamic Bank Indonesia Kc. Ahmad Yani played an important role in maintaining MSMEs during the Covid-19 pandemic as now because he helped distribute government programs, namely KUR (People's Business Credit), Providing.relaxation or relief to entrepreneurs affected by Covid-19 and facilitating the financing process for entrepreneurs. Which has been determined by the government through PJOK regulation no 11 of 2020. \u0000Keywords: Micro, small and medium enterprises, Islamic banking. Covid-19 \u0000 ","PeriodicalId":131028,"journal":{"name":"El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam","volume":"66 11","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-12-10","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"121002508","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 12

Pengaruh Pergeraka Tingkat Suku Bunga dan Inflasi terhadap Nilai Aktiva Bersih Reksadana Saham 利率和通货膨胀对净资产积累价值的影响

El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Pub Date : 2020-11-02 DOI: 10.47467/elmal.v1i2.181

Evi Novita

引用次数: 1

Persepsi Mahasiswa Perbankan Syariah Semester II Tentang Penggunaan Aplikasi Google Classroom Selama Perkuliahan Daring pada Masa Pandemi Covid-19 伊斯兰银行学生第二学期在Covid-19大流行期间使用谷歌教室应用的看法

El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Pub Date : 2020-10-03 DOI: 10.47467/elmal.v3i2.569

Khairunnisa Khairunnisa, Sri Wahyuni Hasibuan, Syafriah Anjani

{"title":"Persepsi Mahasiswa Perbankan Syariah Semester II Tentang Penggunaan Aplikasi Google Classroom Selama Perkuliahan Daring pada Masa Pandemi Covid-19","authors":"Khairunnisa Khairunnisa, Sri Wahyuni Hasibuan, Syafriah Anjani","doi":"10.47467/elmal.v3i2.569","DOIUrl":"https://doi.org/10.47467/elmal.v3i2.569","url":null,"abstract":"This study aims to describe the perceptions of second semester Islamic banking students regarding the use of the Google Classroom application during online lectures during the COVID-19 pandemic. Online lectures are one of the terms used during the COVID-19 pandemic which means lectures that are carried out on a network and connected via the internet. The perceptions of students studied were limited to aspects of teaching and learning, lecturers' capabilities or abilities, and facilities and infrastructure during the implementation of online lectures through the Google Classroom application. This research is a descriptive research with a qualitative approach. The subjects of this study were all second semester Islamic banking students who had attended online lectures in the economic mathematics course at the Jam'iyah Mahmudiyah Islamic High School Tanjung Pura, Langkat Regency, for the 2019/2020 academic year. Data were collected using a questionnaire filled out online by students. The data analysis technique used in this research is qualitative analysis which consists of data collection, data reduction, data presentation, and drawing conclusions. The results showed that the second semester Islamic banking students' perceptions of using the Google Classroom application during online lectures during the COVID-19 pandemic were in the good category. However, students still prefer lectures to be held face-to-face.","PeriodicalId":131028,"journal":{"name":"El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam","volume":"222 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-10-03","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"122404766","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 2

Analisis Peningkatan Kinerja Karyawan Melalui Pelatihan dan Pengembangan pada Bank Muamalat Cabang Medan Balai Kota 通过培训和发展的市政场区部门对员工绩效的分析

El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Pub Date : 2020-10-03 DOI: 10.47467/elmal.v3i2.571

Asmawarna Sinaga, Anjur Perkasa Alam, Ahmad Daud, Raras Aprilia Br. Barus, Syahrizal Amri

{"title":"Analisis Peningkatan Kinerja Karyawan Melalui Pelatihan dan Pengembangan pada Bank Muamalat Cabang Medan Balai Kota","authors":"Asmawarna Sinaga, Anjur Perkasa Alam, Ahmad Daud, Raras Aprilia Br. Barus, Syahrizal Amri","doi":"10.47467/elmal.v3i2.571","DOIUrl":"https://doi.org/10.47467/elmal.v3i2.571","url":null,"abstract":"Analysis of employee performance improvement through training and development at Bank Muamalat Medan City Hall Branch. Analysis of Asmawarna Sinaga and Anjur Perkasa Alam. Work is one form of worship performed in the world. Working with the right work ethic according to Islamic teachings is an absolute requirement to achieve happiness in this world and the hereafter. Because, using good ethics can increase work morale which has an effect on increasing work productivity. Training and development is a process to train new employees or employees who will get a new placement with the basic skills needed to carry out their work and the focus of the training is on the current job. Meanwhile, for the long-term nature and aimed at developing the ability of employees for the tasks to be faced in the future, it is called development. The research design uses a qualitative approach. While the data analysis technique uses content analysis and interactive methods consisting of data reduction, data collection, data presentation and drawing conclusions. The results of this study indicate that the Branch Head and Employees of Bank Muamalat Medan City Hall are very good, friendly, polite and thorough. The way employees work in improving service quality is very good. Customer response is also very good.","PeriodicalId":131028,"journal":{"name":"El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-10-03","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"130269081","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 4

Pengaruh Marketing Mix terhadap Keputusan Nasabah untuk Menabung pada PT Bank Muamalat Indonesia Kantor Cabang Pembantu Stabat

El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Pub Date : 2020-10-03 DOI: 10.47467/elmal.v3i2.570

Asmawarna Sinaga, Muhammad Arfan Harahap, Anjur Perkasa Alam, Murni Agustina, Wirdany Wirdany

{"title":"Pengaruh Marketing Mix terhadap Keputusan Nasabah untuk Menabung pada PT Bank Muamalat Indonesia Kantor Cabang Pembantu Stabat","authors":"Asmawarna Sinaga, Muhammad Arfan Harahap, Anjur Perkasa Alam, Murni Agustina, Wirdany Wirdany","doi":"10.47467/elmal.v3i2.570","DOIUrl":"https://doi.org/10.47467/elmal.v3i2.570","url":null,"abstract":"The Influence of Marketing Mix On Customer's Decision To Saving At PT. Bank Muamalat Indonesia Branch Stabat Officer. Asmawarna Sinaga and Anjur Perkasa Alam. Methods of data collection is done through questionnaires distributed to customers at Bank Muamalat KCP Stabat. Samples taken as many as 100 respondents of Bank Muamalat customers with probability sampling technique, the data obtained then processed using SPSS tool version 17 and analysis by using multiple linear regression analysis. This analysis includes reliability test, validity test, multiple linier regression test, hypothesis testing through Ttest, Ftest, and coefficient of determination (R2) and classical assumption test. Ttest results show that Product, Location, Promotion, People have a positive and significant impact on customer's decision to save at Bank Muamalat. While Physical Evidence does not significantly influence the decision of customers to save at Bank Muamalat. Ftest shows that product, location, promotion, person, and physical evidence simultaneously have a significant effect on customer decision to save at Bank Muamalat.","PeriodicalId":131028,"journal":{"name":"El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam","volume":"7 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2020-10-03","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"127911537","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 2