Airlangga Journal of Innovation Management最新文献_第2页

MACROECONOMIC FACTORS INFLUENCE THE DISTRIBUTION OF MSME FINANCING IN INDONESIAN ISLAMIC BANKS 宏观经济因素影响印尼伊斯兰银行中小微企业融资的分布

Airlangga Journal of Innovation Management Pub Date : 2022-11-19 DOI: 10.20473/ajim.v3i1.40161

Annisa Masruri Zaimsyah, Mariatul Fitri

{"title":"MACROECONOMIC FACTORS INFLUENCE THE DISTRIBUTION OF MSME FINANCING IN INDONESIAN ISLAMIC BANKS","authors":"Annisa Masruri Zaimsyah, Mariatul Fitri","doi":"10.20473/ajim.v3i1.40161","DOIUrl":"https://doi.org/10.20473/ajim.v3i1.40161","url":null,"abstract":"This study examines macroeconomic factors affecting MSME financing in Indonesian Islamic banks from 2014 to 2021. These factors include inflation, BI rate and exchange rate. The methodology of this study is a quantitative method using the OLS approach. The data used in this study is monthly data from 2014 to 2021. Data was collected from Central Bank and OJK publications. This study found that macroeconomic conditions also affect how MSME financing is channeled in Islamic banks, so inflation and exchange rate partially, but BI Rate does not affect the distribution of MSME financing. This is because Islamic banks do not use an attractive interest rate system but a profit-sharing system. The findings of this study have significant consequences for decision makers, Islamic banks, and market participants. Islamic banks should work more to provide financing for MSMEs. Islamic banks should use innovation and creativity to develop and market new products in MSME financing. Due to its narrow focus on MSME financing in Islamic banks, this research has several limitations including that this research only focuses on macroeconomic factors, many other factors can affect MSME financing such as internal bank factors. Further research can examine the impact of Islamic banking financing on MSME development.","PeriodicalId":109778,"journal":{"name":"Airlangga Journal of Innovation Management","volume":"34 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-11-19","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"133948009","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

EFISIENSI BAITUL MAL WA TAMWIL (BMT) DI SURABAYA TAHUN 2012-2017 DENGAN DATA ENVELOPMENT ANALYSIS (DEA)

Airlangga Journal of Innovation Management Pub Date : 2022-11-19 DOI: 10.20473/ajim.v3i1.39465

Valencia Kirana Rosadhillah, Fatin Fadhilah Hasib

引用次数: 0

DETERMINANTS OF THE INTENTION TO PARTICIPATE IN WAQF: ALTRUISM, TRUST, AND RELIGIOSITY 参与waqf意向的决定因素:利他主义、信任和宗教信仰

Airlangga Journal of Innovation Management Pub Date : 2022-11-19 DOI: 10.20473/ajim.v3i1.40261

Tegar Rismanuar Nuryitman

{"title":"DETERMINANTS OF THE INTENTION TO PARTICIPATE IN WAQF: ALTRUISM, TRUST, AND RELIGIOSITY","authors":"Tegar Rismanuar Nuryitman","doi":"10.20473/ajim.v3i1.40261","DOIUrl":"https://doi.org/10.20473/ajim.v3i1.40261","url":null,"abstract":"This study aims to determine community groups' behavior in participating in waqf. One of the motives that waqf marketers must capture is altruistic behavior in waqf. Altruism is a feeling of wanting to prosper others so that personal interests are sometimes not always important. The feelings of people who always want to help others must be seen and converted into one of the marketing tools in the future. Religiosity is proposed as a moderation of one's altruistic nature in participating in waqf. This study uses the Partial Least Square – Structural Equation Model (PLS-SEM) model, with a total of 61 active waqf in Indonesia. The main finding revealed that altruism significantly affected trust, although it did not affect the intention to participate in waqf. Another significant result reveals that Islamic religiosity moderates the effect of altruism on the intention to participate in waqf if the customer (wakif) has felt trust. In this case, someone with a higher level of religiosity has a greater intention to participate in waqf compared to those with lower religiosity. The significant contribution of this research is the developed theory about the relationship between altruistic attitude, belief, and intention to participate in waqf. This study also recommends practitioners making marketing strategies (segmentation-targeting-positioning) that use customer journeys in altruistic and religious programs. The marketing program is structured in order to find the interest of new wakif candidates as well as to prove credibility so that it will gain trust and in the end will increase a person's intention to participate in waqf.","PeriodicalId":109778,"journal":{"name":"Airlangga Journal of Innovation Management","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-11-19","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"122382866","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 2

ANALISIS PERCEIVED USEFULNESS DAN PERCEIVED EASE OF USE TERHADAP MINAT MENGGUNAKAN MOBILE PAYMENT (Studi pada Pengguna Aplikasi Pembayaran OVO)

Airlangga Journal of Innovation Management Pub Date : 2022-11-19 DOI: 10.20473/ajim.v3i1.39463

Emi Amelia, Ratih Hurriyati

引用次数: 0

DOES PAID PROMOTE INFLUENCES USER FREQUENCY TO PURCHASE? AN ANALYSIS USING AIDA DIMENSION 付费推广是否影响用户购买频率?使用Aida维进行分析

Airlangga Journal of Innovation Management Pub Date : 2022-11-19 DOI: 10.20473/ajim.v3i2.20460

Muhammad Choiri Ikhsan, Vina Sri Astuti, Abdul Agung Wijaya, Firdaus Finuliyah, Ahmad Miskatul Qulub

{"title":"DOES PAID PROMOTE INFLUENCES USER FREQUENCY TO PURCHASE? AN ANALYSIS USING AIDA DIMENSION","authors":"Muhammad Choiri Ikhsan, Vina Sri Astuti, Abdul Agung Wijaya, Firdaus Finuliyah, Ahmad Miskatul Qulub","doi":"10.20473/ajim.v3i2.20460","DOIUrl":"https://doi.org/10.20473/ajim.v3i2.20460","url":null,"abstract":"The purpose of this study is to determine how paid promote program in Instagram could influence user intention to purchase products of fashion, culinary and craft products that dominate. The method used is a descriptive analysis using Attention, Interest, Desire and Action (AIDA) dimension to measure user frequency of purchasing products promoted. Determination of the number of respondents using a survey technique of 100 respondents. Data analysis is done by recapitulating the results of filling out the questionnaire from respondents. Recapitulation is carried out with descriptive techniques to describe the facts of each of those studied. The findings are that relationship between the > 0.600 indicators and the AIDA dimension as an important construct in advertising sustainability is paid promote fashion, culinary and craft products. And the AIDA construct, namely Attention, Interest, Desire and Action, are the driving factors for the dominant frequency response 6-8 times in craft products. It can be said that paid promote can be one marketing tools for creative economic sector products. This study's implications are delivered in two sides, literature and practices. Implication for literature, this research sheds light on customer behavior research in this digital technology era, especially using social media Instagram through paid promote programs within AIDA dimension - which is not yet discussed in previous research. The practical implication of this research is it also brings an emerging development analysis of the impact of using paid promotion as one of the marketing media for the creative economy sector products.","PeriodicalId":109778,"journal":{"name":"Airlangga Journal of Innovation Management","volume":"32 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-11-19","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"115927513","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Manajemen Pengelolaan Dengan Konsep Akad Syari’ah Pada Ely Wedding House Di Era New Normal Bangil - Pasuruan 管理层以阿卡德语伊斯兰婚礼为例

Airlangga Journal of Innovation Management Pub Date : 2022-11-19 DOI: 10.20473/ajim.v3i1.39660

L. Azizah

{"title":"Manajemen Pengelolaan Dengan Konsep Akad Syari’ah Pada Ely Wedding House Di Era New Normal Bangil - Pasuruan","authors":"L. Azizah","doi":"10.20473/ajim.v3i1.39660","DOIUrl":"https://doi.org/10.20473/ajim.v3i1.39660","url":null,"abstract":"Prosesi acara pernikahan kini menjadi suatu prosesi yang sakral, mahal rumit serta banyak tahapan yang harus dilalui dengan melibatkan banyak orang, membutuhkan tenaga, waktu serta biaya untuk mempersiapkannya, ditambah lagi dengan kesibukan aktivitas pekerjaan yang padat dari pihak keluarga ataupun calon pengantin. Untuk memecahkan permasalahan tersebut di perlukan suatu sarana yang dapat membantu prosesi pernikahan supaya berjalan lancar. Penelitian ini merupakan penelitian deskriptif dengan pendekatan kualitatif. Disini peneliti akan menggambarkan tentang analisa pengelolaan Wedding Organizer dengan konsep akad syari’ah sesuai kondisi keadaan lapangan dengan tujuan untuk menemukan suatu formulasi strategi pengelolaan secara komprehensif. Dari hasil analisis data lapangan diperoleh gambaran bahwa “Pengelolaan Ely Wedding House” dipandang memiliki daya kompetitif yang rendah untuk mengahadapi ancaman dari pesaingnya. Jasa Wedding Organizer mereka tidak hanya merumusan segala apa yang dibutuhkan, penyumbang ide, tetapi mereka harus berusaha menawarkan produk jasa pernikahan merebut market share dan new market melalui berbagai strategi, cara, inovasi yang ditampilan seperti pengembangan usaha dibidang prewedding : Paket menghias seserahan, paket prewedding treatmen, jasa foto prewedding. Sehingga dapat mempengaruhi client mengambil keputusan memakai jasanya.","PeriodicalId":109778,"journal":{"name":"Airlangga Journal of Innovation Management","volume":"61 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-11-19","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"125059265","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

EFFECT OF TOXIC LEADERSHIP AND JOB STRESS ON TURNOVER INTENTION IN LOGISTIC COURIER BEKASI CITY 有毒领导和工作压力对物流快递人员离职意愿的影响

Airlangga Journal of Innovation Management Pub Date : 2022-11-19 DOI: 10.20473/ajim.v3i1.39982

Febrisi Dwita

{"title":"EFFECT OF TOXIC LEADERSHIP AND JOB STRESS ON TURNOVER INTENTION IN LOGISTIC COURIER BEKASI CITY","authors":"Febrisi Dwita","doi":"10.20473/ajim.v3i1.39982","DOIUrl":"https://doi.org/10.20473/ajim.v3i1.39982","url":null,"abstract":"This study aimed to examine the effect of toxic leadership on turnover intention, toxic leadership on job stress, and job stress and turnover intention. These study populations are three logistics companies engaged in logistics in Bekasi. This study uses a non-probability purposive sampling technique. For a sample of 105 respondents from operational units in logistics courier companies, the determination is based on (Hair et al., 2017), but only 99 respondents complete questionnaires are considered usable. Data analysis using SEM with Smart PLS software. The results show a positive and significant direct relationship between toxic leadership and employee job stress, and there is a positive and significant direct relationship between work stress and turnover intention. Still, there is no negative relationship between toxic leadership and turnover intention. In addition, there are new findings in a study conducted on employees of the operational division of a logistics company located in the city of Bekasi. The higher application of toxic leadership by the leader to employees does not affect the intensity of turnover intention to be carried out by the employee. It is because the intention to move is felt by employees based on internal factors, namely work stress, not from the negative leadership style of their superiors. Further research is expected to use mediating variables with job satisfaction and physical work environment on turnover intention. It is also expected to be able to use qualitative methods for a better comparison of research results. It is also hoped that further research will be able to further refine this research by adding research subjects and other variables that might affect turnover intention so that further research can be more developed and varied and produce conclusions from more comprehensive research.","PeriodicalId":109778,"journal":{"name":"Airlangga Journal of Innovation Management","volume":"27 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-11-19","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"134343524","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 1

Self Marketing Lansia-Preneur melalui Pendekatan Symbolic Interactionism di Lumajang

Airlangga Journal of Innovation Management Pub Date : 2022-07-07 DOI: 10.20473/ajim.v3i1.36749

Nur Latifa Isnaini Putri

{"title":"Self Marketing Lansia-Preneur melalui Pendekatan Symbolic Interactionism di Lumajang","authors":"Nur Latifa Isnaini Putri","doi":"10.20473/ajim.v3i1.36749","DOIUrl":"https://doi.org/10.20473/ajim.v3i1.36749","url":null,"abstract":"Kompleksitas kebutuhan hidup seorang aktor sosial menuntut setiap orang untuk mengambil keputusan yang tepat dalam kaitannya dengan pemenuhan kebutuhan agar dapat menunjang kepastian hidup secara efektif dan bernilai guna. Self marketing adalah salah satu upaya yang dapat dilakukan oleh seorang yang telah lanjut usia (lansia) sebagai penunjang kepastian kehidupan. Penelitian ini bertujuan untuk mengetahui lansia memaknai kegiatan wirausaha dan untuk mengetahui pola self marketing lansia preneur di Lumajang. Jenis penelitian ini merupakan penelitian kualitatif deskriptif. Penentuan informan dalam penelitian menggunakan metode purposive. Metode analisis data menggunakan empat Langkah, yaitu pengumpulan data (data collection), data kondensasi (condensation data), penyajian data (data display), dan conclusion. Penelitian ini menyimpulkan bahwa terdapat berbagai makna wirausaha bagi lansia diantaranya yaitu wirausaha sebagai pemenuhan kebutuhan ekonomi, sebagai bentuk resiliensi kualitas kesehatan, dan sebagai ibadah. Adapun mengenai pola self marketing yang berhasil ditemukan yakni sebagai optimalisasi simbol dalam mempengaruhi perilaku konsumen, penentuan tempat usaha sebagai penunjang citra kontras kelas sosial, dan liniearitas produk usaha lansia dengan produk lokal dan tradisonal.","PeriodicalId":109778,"journal":{"name":"Airlangga Journal of Innovation Management","volume":"97 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-07-07","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"116902182","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

THE PRACTICE OF FAIR TRANSACTION ON PROPERTY BUSINESS: A CASE ON ISLAMIC PROPERTY COMPANY 物业业务公平交易的实践:以伊斯兰物业公司为例

Airlangga Journal of Innovation Management Pub Date : 2022-07-07 DOI: 10.20473/ajim.v3i1.36339

L. Azizah

{"title":"THE PRACTICE OF FAIR TRANSACTION ON PROPERTY BUSINESS: A CASE ON ISLAMIC PROPERTY COMPANY","authors":"L. Azizah","doi":"10.20473/ajim.v3i1.36339","DOIUrl":"https://doi.org/10.20473/ajim.v3i1.36339","url":null,"abstract":"Pasuruan which is known as an industrial area (PIER) open up opportunity of many investors to invest capital in the field. This condition brought positive impacts like availability of job opportunities for workers both local and migrants settled in Pasuruan. But on the other hand there is a problem of housing needs. Property Syariah is a kind of business opportunity engaged in the sale and purchase of plots of land (houses) as a solution for the surrounding community with the concept of financing without, exploitating customer, making it easier for consumers to invest both for business and residential. This research used qualitative method using case study approach. This reseach deliver condition of property business and analyzed comprehensively according to Islamic financing policies. From the beginning of data analysis, it can be seen that the sale and purchase of land plots of Aflaha Property Syariah is facing the threat of emerging competition in the existing financing business, both conventional and sharia. Steps that need to be taken include further increasing customer satisfaction, through murabahah contracts, ijarah muntahiya bit – tamlik and musyarakah contracts, mutanaqishah by accelerating the process of obtaining certificates (proof of ownership of land and shop houses) however still applying the principle of ta'awun in their buying and selling activities. This research bring an empirical study of fair transactions on property business which can be input for future related research and bring any recommendation for related parties.","PeriodicalId":109778,"journal":{"name":"Airlangga Journal of Innovation Management","volume":"20 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-07-07","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"129234389","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 3

HOW DO TRADE, INFLATION, EXCHANGE RATES, AND INFORMATION TECHNOLOGY INFLUENCE INTERNATIONAL TOURIST VISITS IN INDONESIA? 贸易、通货膨胀、汇率和信息技术如何影响到印尼的国际游客?

Airlangga Journal of Innovation Management Pub Date : 2022-07-07 DOI: 10.20473/ajim.v3i1.36922

Jihan Nabila, Asma’ Munifatussa’idah

{"title":"HOW DO TRADE, INFLATION, EXCHANGE RATES, AND INFORMATION TECHNOLOGY INFLUENCE INTERNATIONAL TOURIST VISITS IN INDONESIA?","authors":"Jihan Nabila, Asma’ Munifatussa’idah","doi":"10.20473/ajim.v3i1.36922","DOIUrl":"https://doi.org/10.20473/ajim.v3i1.36922","url":null,"abstract":"This study aims to determine the short-term and long-term effects of trade, inflation, exchange rates, and information technology on international tourist visits in Indonesia. This study uses a quantitative approach within the Vector Error Correction Model (VECM) technique. The data used in this study are annual time series data of Indonesia trade, inflation, exchange rate and information technology on 1991-2019 period. The data used in this study were sourced from World Bank, International Monetary Fund (IMF), and Central Statistics Agency data. The results of the VECM research in the short term show that the variables of trade and information technology have a significant positive effect on international tourist visits. Meanwhile, inflation and exchange rates have a significant negative effect on international tourist visits. Then the results of VECM research in the long term show that variables of trade and information technology have a significant positive effect on international tourist visits. Meanwhile, inflation has a significant negative effect on international tourist visits. This study bring any literature contribution to future study that macroeconomics variables (trade, inflation) and information technology can influence the rise and fall of tourist visits to Indonesia. Practical contributions also brougt by this study as recommendations to increase international tourist visit in Indonesia for government and tourism stakeholder.","PeriodicalId":109778,"journal":{"name":"Airlangga Journal of Innovation Management","volume":"32 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2022-07-07","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"122388016","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0