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Analisis Kualitatif Implementasi Four Eyes Principles Bank Syariah ( Study Kasus Sharia Business Unit BTN Syariah ) 四眼原则银行伊斯兰教法的质量实施分析(研究伊斯兰教法业务单位BTN伊斯兰教法)
Jurnal Asy-Syukriyyah Pub Date : 2018-02-02 DOI: 10.36769/asy.v19i1.21
Edy Junaedi
{"title":"Analisis Kualitatif Implementasi Four Eyes Principles Bank Syariah ( Study Kasus Sharia Business Unit BTN Syariah )","authors":"Edy Junaedi","doi":"10.36769/asy.v19i1.21","DOIUrl":"https://doi.org/10.36769/asy.v19i1.21","url":null,"abstract":"Purpose the present paper explores the application of the four eyes priciples to management decision in banking sector, a heretofore neglected area of business and management research. Methodology approach a theoritical analysis was first conducted of the four eyes principles. A qualitative field study of sharia business unit of Bank BTN. Non Performance Financing based on type shari’ah compliant contract of sharia business units and sharia commercial banks have shown that negative growth until 2017, four eyes principles is a model to make decision togather in financing. The requirement that a business transaction be approved by at least two individual who must both sign off on any significant financing decision Findings: from theoretical analysis, it can be conclude that the four eyes principles may generally conducted serve as a mechanism to mitigate risk of financing. Due to a non performing financing.","PeriodicalId":107327,"journal":{"name":"Jurnal Asy-Syukriyyah","volume":"102 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2018-02-02","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"115574692","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 1
Urgensi Pendidikan Akhlak di Usia Dini 早期性教育的紧迫性
Jurnal Asy-Syukriyyah Pub Date : 2018-02-02 DOI: 10.36769/asy.v19i1.23
Zubairi Muzakki
{"title":"Urgensi Pendidikan Akhlak di Usia Dini","authors":"Zubairi Muzakki","doi":"10.36769/asy.v19i1.23","DOIUrl":"https://doi.org/10.36769/asy.v19i1.23","url":null,"abstract":"???????. ????? ????? ??????? ????? ??? ??????? ??????? ????????? ?? ???? ???????. ????? ??????? ??????? ?? ?????? ?????????, ????? ??? ??????? ??????? ?????????. ???????? ????????? ????? ????? ?????? ???????. ?????? ?????? ?????? ????????? ?? ?????? ?????????? ?? ???????? ?? ??????? ???????? ????? ?? ???????? ????????? ?? ????? ? ????? ??????? ??????? ?? ???? ???????. ???? ???????? ????????? ????? ????? ?? ????? ??????? ??????. ???? ??????? ????? ??????? ????????. ???? ??????? ?????? ?????? ??????? ??????? ???????? ?????????.","PeriodicalId":107327,"journal":{"name":"Jurnal Asy-Syukriyyah","volume":"79 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2018-02-02","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"127187162","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 1
Khalifah/Imam Dalam Perspektif Tafsir Sunni dan Syiah
Jurnal Asy-Syukriyyah Pub Date : 2018-02-02 DOI: 10.36769/asy.v19i1.28
Achmad Zubairin
{"title":"Khalifah/Imam Dalam Perspektif Tafsir Sunni dan Syiah","authors":"Achmad Zubairin","doi":"10.36769/asy.v19i1.28","DOIUrl":"https://doi.org/10.36769/asy.v19i1.28","url":null,"abstract":"?? ???? ??????? ?? ?????? ?????? ???? ???????? ???????? ?? ??? ???? ?? ???????? ???????? ??????? ??? ?????? ??? ?????? ????????? ?????? ???? ???? ???? ?????? ?? ????? ??????? ????????? ??? ????????. ??? ?????? ??? ????? ?? ??????? ???????????? ???? ?????????? ?????????????? ??????? ?? ?????? ???????. ????? ??? ????? ?? ???????? ??? ??????? ????? ?? ?? ?? ??? ????? ???????? ? ??????? ??????? ??? ?? ??? ???? ??? ?????? ???????? ?? ???????. ?? ??? ?????? ? ?? ??????? ??????????? ???? ????????? ?? ?????? ?????? ???? ??????? ??? ??????? ?? ?????? ??????? ????????. ??? ?? ??????? ????? ?? ?? ??? ???? ?????? ????? ??? ???? ?? ??????????. ???????? ????? ?????? ?? ??????? ????? ?? ?? ?? ??? ????? ???????? ? ??????? ?????? ????? ?? ?????? ??????? ?? ??????","PeriodicalId":107327,"journal":{"name":"Jurnal Asy-Syukriyyah","volume":"45 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2018-02-02","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"114223005","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Kebijakan Moneter Tanpa Bunga 无利息货币政策
Jurnal Asy-Syukriyyah Pub Date : 2018-02-02 DOI: 10.36769/asy.v19i1.26
Irwan Maulana, Ruslan Husein Marasabessy
{"title":"Kebijakan Moneter Tanpa Bunga","authors":"Irwan Maulana, Ruslan Husein Marasabessy","doi":"10.36769/asy.v19i1.26","DOIUrl":"https://doi.org/10.36769/asy.v19i1.26","url":null,"abstract":"The central bank as the monetary authority uses several monetary instruments including the application of interest rates to create monetary stability. Interest has determined every economic activity, such as consumption, savings, investment, employment opportunities, export-import, and others. This study aims to describe the assumptions of how to conduct monetary policy without interest, using qualitative methods through library research. As for the background of this research, there are some fatwa in Muslim countries regarding the prohibition of interest while interest as monetary instruments. This research will contribute to the body of existing literature of Islamic economic development.","PeriodicalId":107327,"journal":{"name":"Jurnal Asy-Syukriyyah","volume":"98 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2018-02-02","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"124683173","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 1
Kepemimpinan Kepala Sekolah dalam Mengelola Sekolah Efektif 校长在管理学校方面的领导是有效的
Jurnal Asy-Syukriyyah Pub Date : 2018-02-02 DOI: 10.36769/asy.v19i1.29
Asep Muljawan
{"title":"Kepemimpinan Kepala Sekolah dalam Mengelola Sekolah Efektif","authors":"Asep Muljawan","doi":"10.36769/asy.v19i1.29","DOIUrl":"https://doi.org/10.36769/asy.v19i1.29","url":null,"abstract":"Leadership is ability, skills, guidance, motivate, supervise to influence the behavior of human as the goal. Although the leadership of principal related to the competency including hard skill or soft skill to give the affect human resources in order to achieve its objective and targets set. The effective school has good management standards, transparent, responsible and accountable, empowers as important component including internal and external factor as achieve the vision – mission – goals of the school effectively and efficiently. The leadership of the principal will give the strong affect to get effectively of school. Because it was related to the figure of principal in order to achieve the vision – mission – goals of the school.","PeriodicalId":107327,"journal":{"name":"Jurnal Asy-Syukriyyah","volume":"45 1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2018-02-02","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"115243929","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 2
Kepribadian Manusia Perpektif Al-Quran (Pendekatan Tafsir dan Ilmu Psikologi) 《古兰经》(诠释与心理学的方法)
Jurnal Asy-Syukriyyah Pub Date : 2018-02-02 DOI: 10.36769/asy.v19i1.27
S. Supriadi
{"title":"Kepribadian Manusia Perpektif Al-Quran (Pendekatan Tafsir dan Ilmu Psikologi)","authors":"S. Supriadi","doi":"10.36769/asy.v19i1.27","DOIUrl":"https://doi.org/10.36769/asy.v19i1.27","url":null,"abstract":"?? ????? ??? ??????? ???????? ????? ?????? ??? ???? ????? ??? ???? ???????? ? ???? ??? ?? ?????? ??? ???? ??????? ? ??????? ????????. ?? ????? ??????? ?? ???? ???? ?????? ???? ????? ? ??? ???? ? ???????? ? ???????? ? ??? ??? ??? ? ???? ???? ???? ???? \" ??? ???????\". ???? ????? ???? ?????? ??????? ????????? ?????? ?? ???? ????? ?????? ?? ????????? ???????? ??? ???? ????? ????? ???? ?? ???? ??????. ??????? ??? ?? ?????? ??????? ???? ???? ?????? ?????? ??? ??????. ?????? ???????? ?????? ?? ????? ?? ??????? ???? ?? ?????? ???????? ??????? ???????? ?? ????? ?????. ???? ??? ?? ????? ??? ???? ????????? ??? ??? ??????? ??????? ?? ??????? ?????. ?????? ) ??????( ?? ??????? ???? ????? ???????? ??? ??????? ??????? ????????? ?????????? ???????? ???? ??????? ?????? ??????? ?????? ?? ??????. ???? ??????? ??? ???? ????? ???????? ?????? ?????? ???????. ????? ??????? ?????????????? ? ??? ?? ???? ??? ??????? ?? ???? ???????? . ????? ????? ?? ????? ????????. ???? ??????? ??????? ?? ????? ?????? ??? ???? ???? ?? ???? ???? ?????????. ???? ??????? ????? ??? ??????? ????????? ???? ???? ?? ???? ???????? ????? ?????? ???? ???? ????? ???? ???????. ????? ??? ?????? ????? ?????? ???????? ?????? ???????? ???? ??????? ? ??? ??? ?????? ) ??????( ? ?????? ??????? ) ????? ?????? ?????( ?????????? ) ????????? ???????(.","PeriodicalId":107327,"journal":{"name":"Jurnal Asy-Syukriyyah","volume":"58 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2018-02-02","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"125915376","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 1
Al-Qur’an dan Tiga Kitab Suci Samawi Lainnya 还有三本同样的圣书
Jurnal Asy-Syukriyyah Pub Date : 2017-10-05 DOI: 10.36769/asy.v18i1.70
Nunung Lasmana, Ahmad Suhendra
{"title":"Al-Qur’an dan Tiga Kitab Suci Samawi Lainnya","authors":"Nunung Lasmana, Ahmad Suhendra","doi":"10.36769/asy.v18i1.70","DOIUrl":"https://doi.org/10.36769/asy.v18i1.70","url":null,"abstract":"One of the pillars of faith in Islam is to believe in the scriptures. The sacred scriptures are Zabur, Torah, Gospel and the Qur'an. The Qur'an as the last holy book also has acknowledged and confirmed the existence of the earlier books. the scriptures are not confined to the Qur'an alone, but other books are also kalamullah, such as Zabur, Torah, Gospel, and suhuf Prophet Ibrahim As. and the prophet Moses. as Allah mentioned in the Qur'an. That is why we are obliged to believe in these celestial books by believing wholeheartedly that the books have been sent down to His apostles. As for any change or deviation occurring against the earlier books then it is not something we should be faithful but rather the opposite.","PeriodicalId":107327,"journal":{"name":"Jurnal Asy-Syukriyyah","volume":"37 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2017-10-05","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"115617402","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Analisis Komparatif Non Performing Financing (NPF) Perbankan Syariah Indonesia 印度尼西亚伊斯兰银行不良融资（NPF）比较分析
Jurnal Asy-Syukriyyah Pub Date : 2017-10-05 DOI: 10.36769/asy.v18i1.68
Edy Junaedi
{"title":"Analisis Komparatif Non Performing Financing (NPF) Perbankan Syariah Indonesia","authors":"Edy Junaedi","doi":"10.36769/asy.v18i1.68","DOIUrl":"https://doi.org/10.36769/asy.v18i1.68","url":null,"abstract":"Purpose – The purpose of this paper is to identify performance between the Sharia Commercial Bank (SCB) and Sharia Business Unit (SBU) in Indoneia islamic banking industry, especially Non Performing Financing Design – the study uses survey based methodology for data collection, using Statistic Islamic Banking Industry from Otoritas Jasa Keuangan, for the study consists of Islamic banking Industry 13 sharia commercial banks and 21 sharia business units with ROA, OER, FDR and NPF Gross. For analizyng the obtained data, the statistical methods of SPSS 22 multivariate regression and analyzing performance ratios both of them. Indonesia’s Islamic banking industry remained under pressure after experiencing limited growth, a rise in non-performing financing (NPF) and inefficiency still hampered the further development of the Islamic banking sector to drive the domestic Islamic finance industry including easing regulations on the loan-to-value (LTV) ratio, risk-weighted assets (RWA), NPF restructuring, and capital participation. to improve the competitiveness of Indonesia’s shariah-based banks which are still lagging considerably behind conventional banks Islamic banks continued to innovate to increase their market share through various creative ways. These include exploring opportunities to manage endowment funds (waqf) and entering into a mini master repurchase agreements with other shariah-based banks to increase liquidity. Finding – the study shown that performance SCB is 85,9 percent from independent variables were researched and performance of SBU is 86,8 percent from independent variables were researched. Compared Sharia Business Unit performance more better than Sharia Commercial Bank in ROA, NPF Gross, BOPO, progressive FDR more than 100 percent, but market share of sharia commercial bank up 70 percent, so Indonesia’s Islamic banking industry still under pressure even sharia business unit has good performance.","PeriodicalId":107327,"journal":{"name":"Jurnal Asy-Syukriyyah","volume":"75 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2017-10-05","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"133750598","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Konsep Pendidik dan Peserta Didik Dalam Perspektif Al-Qur’an 教育工作者和学习者的概念从古兰经的观点来看
Jurnal Asy-Syukriyyah Pub Date : 2017-10-05 DOI: 10.36769/asy.v18i1.72
Almaydza Pratama Abnisa
{"title":"Konsep Pendidik dan Peserta Didik Dalam Perspektif Al-Qur’an","authors":"Almaydza Pratama Abnisa","doi":"10.36769/asy.v18i1.72","DOIUrl":"https://doi.org/10.36769/asy.v18i1.72","url":null,"abstract":"Understanding educators or teachers are limited as one individual figure who is in front of the class. In a broad sense is a person who has the duty of responsibility to educate learners in developing their personality, both take place in school or outside school. According UUSPN 1989, teachers include educational staff, especially educators who are tasked with guiding, teaching and training students. In modern educational terminology, educators are called people who give lessons to their students by holding one discipline in school. Generally the educator is the person who has the responsibility to educate. While in particular, educators in the perspective of Islamic education are those who are responsible for the development of learners by seeking the development of all potential learners, both affective potential, cognitive, and psychomotor in accordance with the values of Islamic religious teachings. Students themselves in Islamic education are individuals who are growing and developing, both physically, psychologically social, and religious in the world through the life and the hereafter. Imam Ghazali points out that the primary task of the educator is to perfect, cleanse, purify, and bring the human heart to taqarrub ila Allah.","PeriodicalId":107327,"journal":{"name":"Jurnal Asy-Syukriyyah","volume":"13 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2017-10-05","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"114737534","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 4
Kondisi Hati Dalam Al-Qur’an 古兰经中的心脏状况
Jurnal Asy-Syukriyyah Pub Date : 2017-10-05 DOI: 10.36769/asy.v18i1.71
Ahmad Haromaini
{"title":"Kondisi Hati Dalam Al-Qur’an","authors":"Ahmad Haromaini","doi":"10.36769/asy.v18i1.71","DOIUrl":"https://doi.org/10.36769/asy.v18i1.71","url":null,"abstract":"The potential of human dimili makes it able to carry out the mandate of Allah swt. as the Caliph on earth. The potential given of hearing, sight and heart (mind) became the main capital he was able to perform his duties of the Caliphate. The potential that is very important for humans is the heart that exists and has been buried by God Almighty. for him. As time passes and the tempo of life that has been experienced and has been witnessed, the hearts of human beings experience the ever-changing conditions. In themselves there is a surviving heart (saheeh) for being immersed by the faith and the virtues it has published, as well as the condition of the dead heart due to the sin which he has committed and the sick heart because of the acts of sin committed by the one who have confidence but still accompanied the sinful acts committed.","PeriodicalId":107327,"journal":{"name":"Jurnal Asy-Syukriyyah","volume":"37 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2017-10-05","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"127914474","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
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