IRPN: Innovation & Regulatory Law & Policy (Topic)最新文献_第5页

Dynamic Efficiencies and Technological Progress in EC Merger Control 电子商务并购控制的动态效率与技术进步

IRPN: Innovation & Regulatory Law & Policy (Topic) Pub Date : 2013-10-07 DOI: 10.2139/ssrn.2336956

M. Laskowska

引用次数: 4

Mobile Banking Services in the East African Community (EAC): Challenges to the Existing Legislative and Regulatory Frameworks in the EAC 东非共同体(EAC)的移动银行服务:对EAC现有立法和监管框架的挑战

IRPN: Innovation & Regulatory Law & Policy (Topic) Pub Date : 2013-09-05 DOI: 10.5325/JINFOPOLI.4.2014.0270

J. Nyaga

{"title":"Mobile Banking Services in the East African Community (EAC): Challenges to the Existing Legislative and Regulatory Frameworks in the EAC","authors":"J. Nyaga","doi":"10.5325/JINFOPOLI.4.2014.0270","DOIUrl":"https://doi.org/10.5325/JINFOPOLI.4.2014.0270","url":null,"abstract":"In the East African Community (EAC), mobile banking is growing at a remarkable speed and it is bound to further grow in a significant way in the near future. The field of mobile-payments and mobile-banking is not only new and fast evolving in the EAC but also sits at the overlap of several regulatory and legislative domains — those of banking and telecommunication. The overlap substantially raises the risk of coordination failure, where legislation or regulatory approaches are inconsistent or contradictory. This is creating considerable uncertainty about the appropriate regulatory response that must be established and also what supervisory regime applies to the various activities involving banks and non-banks. A comprehensive vision for market development between policy makers, regulators and industry players in the EAC can help to define the obstacles and calibrate proportionate responses to risk at appropriate times. This paper therefore addresses regulatory and legislative issues affecting mobile money in the EAC, where cell phones transfer more than half a billion dollars monthly. The number of mobile phone users has long exceeded the number of people with bank accounts across the EAC. The purpose is therefore to demonstrate the need for the EAC to address issues relating to telecommunications and financial regulation to ensure that mobile money services bring the desired broad benefits, especially to the poor in the EAC.","PeriodicalId":105752,"journal":{"name":"IRPN: Innovation & Regulatory Law & Policy (Topic)","volume":"41 2","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2013-09-05","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"133071954","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 14

Threshold of Preference for Collusion and Interconnection Fees in Different Market Structures: The Tunisian Mobile Market Case 不同市场结构中合谋与互联费用的偏好阈值:突尼斯移动市场案例

IRPN: Innovation & Regulatory Law & Policy (Topic) Pub Date : 2013-02-25 DOI: 10.2139/ssrn.2223952

Sami Debbichi, Walid Hichri

引用次数: 2

An Economic Analysis of the AT&T-T-Mobile USA Wireless Merger AT&T-T-Mobile USA无线合并的经济分析

IRPN: Innovation & Regulatory Law & Policy (Topic) Pub Date : 2012-04-19 DOI: 10.2139/ssrn.2045713

S. Besen, Stephen D Kletter, Serge Moresi, S. Salop, John R. Woodbury

引用次数: 10

Content is King: Malaysian Industry Experts’ Point of View on Local Content for Mobile Phones 内容为王:马来西亚产业专家对本地手机内容的看法

IRPN: Innovation & Regulatory Law & Policy (Topic) Pub Date : 2012-03-01 DOI: 10.2139/ssrn.2305700

S. Ariffin, L. E. Dyson, Darlene Mckenzie

{"title":"Content is King: Malaysian Industry Experts’ Point of View on Local Content for Mobile Phones","authors":"S. Ariffin, L. E. Dyson, Darlene Mckenzie","doi":"10.2139/ssrn.2305700","DOIUrl":"https://doi.org/10.2139/ssrn.2305700","url":null,"abstract":"Content is the most prominent aspect of the medium for communication. The trends of the content nowadays, especially in Malaysia, have shown the lack of local content in, for example, television, radio, films, the Internet and, in more recent years, mobile phones. In order to understand the situation in Malaysia with regards to local content for mobile phones, meetings were carried out with Malaysian mobile technology specialists. Given their extensive experience in this industry, they are knowledgeable regarding mobile users’ needs. The findings show that there is limited local content. On the other hand, the Malaysian government has adopted a pro-active attitude to launch activities to motivate students in the universities to produce more local mobile content. Problems that need to be addressed include: low numbers of mobile content developers; lack of standardization of mobile phones; a limited business for Malaysian mobile content and limitation of bandwidth coverage in rural areas. The content on the mobile phone is also crucially important for the positioning of Malaysian local culture on the world map. One of the areas identified of importance for understanding use of mobile content is at the local institutions of higher learning. Thus, it is suggested to investigate mobile content for students and educators further on how it could benefit those participants.","PeriodicalId":105752,"journal":{"name":"IRPN: Innovation & Regulatory Law & Policy (Topic)","volume":"23 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2012-03-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"121339676","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 15

Broadband Adoption and Use in Canada and the US: Is the Digital Divide Closing? 宽带在加拿大和美国的采用和使用:数字鸿沟正在缩小吗?

IRPN: Innovation & Regulatory Law & Policy (Topic) Pub Date : 2011-09-24 DOI: 10.2139/ssrn.1983590

P. K. Neogi, Josie Brocca

{"title":"Broadband Adoption and Use in Canada and the US: Is the Digital Divide Closing?","authors":"P. K. Neogi, Josie Brocca","doi":"10.2139/ssrn.1983590","DOIUrl":"https://doi.org/10.2139/ssrn.1983590","url":null,"abstract":"Despite the pervasiveness of the Internet by 2010, 21% of Canadian households and some 29% of American households did not go online. The digital divide based on location (urban versus rural) persists, although it is narrowing. Although the digital divides based on income, education and age have been narrowing since the last several years, a concern remains as to whether the rates of closure are economically desirable or politically acceptable. Of at least equal concern is the “Adoption Gap,” between those individuals and households to whom Internet access is available, and those who actually choose to adopt and use it.Drawing upon data collected through the Statistics Canada Canadian Internet Use Survey (CIUS) and the U.S. Census Bureau’s Current Population Survey (CPS)-Internet Use Supplement, as well as the Canadian Radio-television and Telecommunication Commission’s (CRTC) annual Communications Monitoring Report, this paper examines the patterns of broadband Internet adoption and use in Canada and the U.S., paying special attention to the characteristics of those Canadians and Americans who did not use the Internet in 2009 and 2010. It further examines the reasons reported for not using the Internet and discusses their implications. The policy response will necessarily differ when attempting to address these differing underlying reasons. For example, the inability to access the Internet based on the unavailability or high cost of broadband requires a different policy response than that required to address the reluctance to use it due to lack of perceived utility, lack of digital skills or fear of technology.","PeriodicalId":105752,"journal":{"name":"IRPN: Innovation & Regulatory Law & Policy (Topic)","volume":"19 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2011-09-24","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"131297925","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 3

Network Operators and Content Providers: Who Bears the Cost? 网络运营商和内容提供商:谁来承担成本?

IRPN: Innovation & Regulatory Law & Policy (Topic) Pub Date : 2011-09-13 DOI: 10.2139/ssrn.1926768

J. S. Marcus

{"title":"Network Operators and Content Providers: Who Bears the Cost?","authors":"J. S. Marcus","doi":"10.2139/ssrn.1926768","DOIUrl":"https://doi.org/10.2139/ssrn.1926768","url":null,"abstract":"A number of network operators have recently claimed (1) that their costs are exploding due to increased Internet broadband traffic associated with video; (2) that, due to market defects, consumers need not and do not pay the increased costs of the broadband service; and (3) that it may therefore become necessary for content providers to subsidise the cost of the consumer's Internet service - especially as networks evolve to fibre-based Next Generation Access (NGA). Under close scrutiny, none of these claims is persuasive. (1) Internet traffic is indeed increasing, but usage-based cost per subscriber in the fixed network is fairly constant - technological improvements are in balance with the growth in traffic (which is in fact considerably less, in percentage terms, than it was in past years). (2) Prices for fixed broadband service are stable because costs are stable - this is a success of the competitive market, not a failure. In those instances where costs truly are increasing, network operators seem to be able to raise prices accordingly. (3) The argument for cross-subsidies rests on the theory of two-sided markets, but that theory does not necessarily imply that subsidies should be flowing from content providers to network operators. If the greatest challenge to NGA migration is that the incremental willingness of consumers to pay for ultra-fast broadband is insufficient to fund the corresponding network upgrades, then what is apparently needed is more high value high bandwidth content. One could just as well argue that subsidies should flow into the content provision industry as out of it - a detailed examination would be needed.","PeriodicalId":105752,"journal":{"name":"IRPN: Innovation & Regulatory Law & Policy (Topic)","volume":"45 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2011-09-13","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"128229446","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 10

ICT, Financial Inclusion, and Growth Evidence from African Countries 来自非洲国家的信息通信技术、普惠金融和增长证据

IRPN: Innovation & Regulatory Law & Policy (Topic) Pub Date : 2011-04-01 DOI: 10.5089/9781455227068.001

Kangni Kpodar, Mihasonirina Andrianaivo

{"title":"ICT, Financial Inclusion, and Growth Evidence from African Countries","authors":"Kangni Kpodar, Mihasonirina Andrianaivo","doi":"10.5089/9781455227068.001","DOIUrl":"https://doi.org/10.5089/9781455227068.001","url":null,"abstract":"This paper studies the impact of information and communication technologies (ICT), especially mobile phone rollout, on economic growth in a sample of African countries from 1988 to 2007. Further, we investigate whether financial inclusion is one of the channels through which mobile phone development influences economic growth. In estimating the impact of ICT on economic growth, we use a wide range of ICT indicators, including mobile and fixed telephone penetration rates and the cost of local calls. We address any endogeneity issues by using the System Generalized Method of Moment (GMM) estimator. Financial inclusion is captured by variables measuring access to financial services, such as the number of deposits or loans per head, compiled by Beck, Demirguc-Kunt, and Martinez Peria (2007) and the Consultative Group to Assist the Poor (CGAP, 2009). The results confirm that ICT, including mobile phone development, contribute significantly to economic growth in African countries. Part of the positive effect of mobile phone penetration on growth comes from greater financial inclusion. At the same time, the development of mobile phones consolidates the impact of financial inclusion on economic growth, especially in countries where mobile financial services take hold.","PeriodicalId":105752,"journal":{"name":"IRPN: Innovation & Regulatory Law & Policy (Topic)","volume":"34 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2011-04-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"116484431","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 326

Sector-Specific Competition Enforcement at the FCC FCC的特定行业竞争执法

IRPN: Innovation & Regulatory Law & Policy (Topic) Pub Date : 2010-09-21 DOI: 10.2139/ssrn.1675990

J. Baker

引用次数: 4

Modeling the Welfare Effects of Net Neutrality Regulation: A Comment on Economides and Tåg 网络中立性监管的福利效应建模:对Economides和tasteg的评论

IRPN: Innovation & Regulatory Law & Policy (Topic) Pub Date : 2010-04-06 DOI: 10.2139/ssrn.1585254

Kevin W. Caves

{"title":"Modeling the Welfare Effects of Net Neutrality Regulation: A Comment on Economides and Tåg","authors":"Kevin W. Caves","doi":"10.2139/ssrn.1585254","DOIUrl":"https://doi.org/10.2139/ssrn.1585254","url":null,"abstract":"In a recent article in Information Economics and PolicyEconomides and Tag (2012), analyze a theoretical model of two-sided markets designed to assess the welfare effects of net neutrality. According to the model, the only unambiguous beneficiaries of net neutrality regulation are content providers. Consumers are unambiguously worse off under net neutrality, while the effect on platform operators is ambiguous. In the aggregate, net neutrality may be either surplus-enhancing or surplus-reducing, because the gains to content providers (and possibly platform operators) may or may not outweigh the losses to consumers (and possibly platform operators), depending on whether certain parameter restrictions are satisfied. However, these restrictions are difficult to interpret, given that the structural parameters lack real-world analogs. In this Comment, I demonstrate that the assumptions underlying the authors’ surplus-enhancing result imply a straightforward and testable hypothesis. Specifically, I show that the ratio of aggregate content provider profits to aggregate platform operator profits must be strictly less than 0.4 under net neutrality for the surplus-enhancing result to hold. For many parameter values, the upper bound to the profit ratio is significantly lower. Finally, I provide a brief empirical assessment of the relative profitability of content providers and ISPs. The balance of the empirical evidence reviewed provides little basis for assuming that the relative profitability constraint implied by the model is satisfied in practice.","PeriodicalId":105752,"journal":{"name":"IRPN: Innovation & Regulatory Law & Policy (Topic)","volume":"29 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2010-04-06","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"128006062","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 25