发布求助
文献互助 智能选刊 最新文献

FINANCIAL PLANNING REVIEW最新文献

筛选
英文 中文
Undergraduate financial knowledge, attitudes, and behaviors: The impact of financial life skills course on college students 大学生金融知识、态度和行为：金融生活技能课程对大学生的影响
FINANCIAL PLANNING REVIEW Pub Date : 2023-01-25 DOI: 10.1002/cfp2.1155
Cliff A. Robb, Somalis Chy
{"title":"Undergraduate financial knowledge, attitudes, and behaviors: The impact of financial life skills course on college students","authors":"Cliff A. Robb,&nbsp;Somalis Chy","doi":"10.1002/cfp2.1155","DOIUrl":"https://doi.org/10.1002/cfp2.1155","url":null,"abstract":"<p>It is increasingly common for universities to offer financial education or life skills courses as electives. However, less is known about the potential impacts of these courses on factors beyond financial literacy, such as financial attitudes, financial stress, or financial well-being. Our study explores these topics using a unique sample of 370 undergraduate students, half of whom opted to enroll in and complete a financial life skills course and half of whom did not. We explore various aspects of student financial life, including well-being, stress, self-efficacy, knowledge, behavior, and socialization. Evidence from our study did not suggest that a single-credit financial life skills course has much impact on financial well-being or financial stress. There were notable impacts associated with financial socialization and financial self-efficacy that reinforce some earlier explorations of financial well-being.</p>","PeriodicalId":100529,"journal":{"name":"FINANCIAL PLANNING REVIEW","volume":"6 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-01-25","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"https://onlinelibrary.wiley.com/doi/epdf/10.1002/cfp2.1155","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"50143930","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"OA","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Analysis of Consumer Needs for Insurance Information and Influencing Factors: Focusing on the Product Summary 消费者对保险信息的需求及影响因素分析:以产品摘要为中心
FINANCIAL PLANNING REVIEW Pub Date : 2022-12-31 DOI: 10.36029/fpr.2022.11.15.4.85
Y. Ku, Kyung-Wook Cha
{"title":"Analysis of Consumer Needs for Insurance Information and Influencing Factors: Focusing on the Product Summary","authors":"Y. Ku, Kyung-Wook Cha","doi":"10.36029/fpr.2022.11.15.4.85","DOIUrl":"https://doi.org/10.36029/fpr.2022.11.15.4.85","url":null,"abstract":"","PeriodicalId":100529,"journal":{"name":"FINANCIAL PLANNING REVIEW","volume":"53 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2022-12-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"75176298","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
The Effect of Social Capital on Consumer Problem Experience and Consumer Life Satisfaction 社会资本对消费者问题体验和消费者生活满意度的影响
FINANCIAL PLANNING REVIEW Pub Date : 2022-12-31 DOI: 10.36029/fpr.2022.11.15.4.29
W. Jung, Hyun Choe
{"title":"The Effect of Social Capital on Consumer Problem Experience and Consumer Life Satisfaction","authors":"W. Jung, Hyun Choe","doi":"10.36029/fpr.2022.11.15.4.29","DOIUrl":"https://doi.org/10.36029/fpr.2022.11.15.4.29","url":null,"abstract":"","PeriodicalId":100529,"journal":{"name":"FINANCIAL PLANNING REVIEW","volume":"41 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2022-12-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"80734206","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Study of Financial Soundness in Retired Households according to Retirement Period 按退休年限划分的退休家庭财务健全性研究
FINANCIAL PLANNING REVIEW Pub Date : 2022-12-31 DOI: 10.36029/fpr.2022.11.15.4.65
Jooyung Park, Y. Shim
{"title":"Study of Financial Soundness in Retired Households according to Retirement Period","authors":"Jooyung Park, Y. Shim","doi":"10.36029/fpr.2022.11.15.4.65","DOIUrl":"https://doi.org/10.36029/fpr.2022.11.15.4.65","url":null,"abstract":"","PeriodicalId":100529,"journal":{"name":"FINANCIAL PLANNING REVIEW","volume":"15 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2022-12-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"78342362","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Impact of Service Quality and Perceived Value on the Intention to Retain Pension Products 服务质量和感知价值对养老产品保留意愿的影响
FINANCIAL PLANNING REVIEW Pub Date : 2022-12-31 DOI: 10.36029/fpr.2022.11.15.4.1
In-Eung Kim, Nam-Goo Park
{"title":"Impact of Service Quality and Perceived Value on the Intention to Retain Pension Products","authors":"In-Eung Kim, Nam-Goo Park","doi":"10.36029/fpr.2022.11.15.4.1","DOIUrl":"https://doi.org/10.36029/fpr.2022.11.15.4.1","url":null,"abstract":"","PeriodicalId":100529,"journal":{"name":"FINANCIAL PLANNING REVIEW","volume":"10 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2022-12-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"82371758","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Financial literacy, the risk-as-feelings hypothesis, and passive income generation 金融知识，风险即感觉假说，以及被动收入的产生
FINANCIAL PLANNING REVIEW Pub Date : 2022-11-17 DOI: 10.1002/cfp2.1154
Jean Baptiste Habyarimana, Vikas Kakkar
{"title":"Financial literacy, the risk-as-feelings hypothesis, and passive income generation","authors":"Jean Baptiste Habyarimana,&nbsp;Vikas Kakkar","doi":"10.1002/cfp2.1154","DOIUrl":"10.1002/cfp2.1154","url":null,"abstract":"<p>Low household wealth has been associated with the lack of participation in risky financial markets. To improve our understanding of how households decide to participate in financial markets, it is important to investigate how financial literacy heterogeneity among heads influences households' risk attitude and capacity and the propensity to invest in various financial markets. Utilizing the U.S. 2016 survey of consumer finances, this article tests the effect of the head's financial literacy on the household's risk attitude and capacity and also examines whether the household's risk tolerance leads to a greater impact of the head's financial literacy on the likelihood of investing in high-yielding markets. Our key finding is that the head's financial literacy improves the household's risk tolerance, thereby nudging the household to invest in high-yielding markets. The article identifies improving the head's financial literacy as an efficacious strategy for increasing household wealth via greater participation in higher-yielding financial markets.</p>","PeriodicalId":100529,"journal":{"name":"FINANCIAL PLANNING REVIEW","volume":"5 4","pages":""},"PeriodicalIF":0.0,"publicationDate":"2022-11-17","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"77961347","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
From the Executive Editor 来自执行编辑
FINANCIAL PLANNING REVIEW Pub Date : 2022-11-11 DOI: 10.1002/cfp2.1153
Stephen M. Horan
{"title":"From the Executive Editor","authors":"Stephen M. Horan","doi":"10.1002/cfp2.1153","DOIUrl":"10.1002/cfp2.1153","url":null,"abstract":"","PeriodicalId":100529,"journal":{"name":"FINANCIAL PLANNING REVIEW","volume":"5 4","pages":""},"PeriodicalIF":0.0,"publicationDate":"2022-11-11","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"77396721","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Measuring the gap between elicited and revealed risk for investors: An empirical study 衡量投资者引出风险与揭示风险的差距:一项实证研究
FINANCIAL PLANNING REVIEW Pub Date : 2022-10-18 DOI: 10.1002/cfp2.1151
John R. J. Thompson, Longlong Feng, R. Mark Reesor, Chuck Grace, Adam Metzler
{"title":"Measuring the gap between elicited and revealed risk for investors: An empirical study","authors":"John R. J. Thompson,&nbsp;Longlong Feng,&nbsp;R. Mark Reesor,&nbsp;Chuck Grace,&nbsp;Adam Metzler","doi":"10.1002/cfp2.1151","DOIUrl":"10.1002/cfp2.1151","url":null,"abstract":"<p>Financial advisors use questionnaires and discussions with clients to determine investment goals, elicit risk preference and tolerance and establish a suitable portfolio allocation for different risk categories. Financial institutions assign risk ratings to their financial products. Advisors use these ratings to categorize products into the same risk categories used for portfolio allocation. Subsequently, clients select a portfolio of assets whose risk profile we call revealed risk. This paper proposes a novel methodology for comparing an individual's elicited and revealed risk. We propose using Value-at-Risk to measure elicited and revealed risk and the discrepancy between them, showing whether clients are over-risked or under-risked. We demonstrate the methodology using a dataset from a Canadian private financial dealer. We find that elicited risk is consistently higher than revealed risk–advisors build a safety buffer into their recommendations–and elicited risk varies with respect to demographic features and trading behaviors in expected ways–investors are receiving sound advice. This risk discrepancy could be used, for example, to gauge the quality of financial advice an individual is receiving, or it could be used to help advisors communicate inconsistencies between client trading actions and client goals. Our methodology falls into the interest realms of advisors, regulators, and dealerships.</p>","PeriodicalId":100529,"journal":{"name":"FINANCIAL PLANNING REVIEW","volume":"5 4","pages":""},"PeriodicalIF":0.0,"publicationDate":"2022-10-18","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"https://onlinelibrary.wiley.com/doi/epdf/10.1002/cfp2.1151","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"79570694","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"OA","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 1
Save more with less: The impact of employer defaults and match rates on retirement saving 用更少的钱省更多的钱:雇主违约和匹配率对退休储蓄的影响
FINANCIAL PLANNING REVIEW Pub Date : 2022-10-17 DOI: 10.1002/cfp2.1152
David Blanchett, Michael Finke, Zhikun Liu
{"title":"Save more with less: The impact of employer defaults and match rates on retirement saving","authors":"David Blanchett,&nbsp;Michael Finke,&nbsp;Zhikun Liu","doi":"10.1002/cfp2.1152","DOIUrl":"https://doi.org/10.1002/cfp2.1152","url":null,"abstract":"<p>Employers control two primary levers that can motivate retirement savings among defined contribution plan participants—default savings rates and match rates. Setting a higher default savings rate can increase plan contributions among passive savers who accept the default. A higher match rate incentivizes active savers to increase contributions. This study uses a large sample of defined contribution participants to estimate the interaction between employer match and default rates on savings outcomes among new participants. Selecting a higher default rate has the largest impact on employee savings rates. Plans with low default savings rates that match a high percentage of employee earnings induce higher-income participants to actively move away from the low default savings rate, resulting in a wider savings gap between higher- and lower-income employees. When employees are defaulted in at a higher rate, fewer move away from the default savings rate and the default investment choice (e.g., a target-date fund). A higher default savings rate results in higher and more equal savings rates among employees, and higher acceptance of professionally managed defaults investments.</p>","PeriodicalId":100529,"journal":{"name":"FINANCIAL PLANNING REVIEW","volume":"5 4","pages":""},"PeriodicalIF":0.0,"publicationDate":"2022-10-17","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"https://onlinelibrary.wiley.com/doi/epdf/10.1002/cfp2.1152","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"137695083","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"OA","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Priorities and challenges: Wealth management and financial planning among affluent Black families 重点和挑战:富裕黑人家庭的财富管理和财务规划
FINANCIAL PLANNING REVIEW Pub Date : 2022-09-08 DOI: 10.1002/cfp2.1148
Fenaba R. Addo, Keith Beverly
{"title":"Priorities and challenges: Wealth management and financial planning among affluent Black families","authors":"Fenaba R. Addo, Keith Beverly","doi":"10.1002/cfp2.1148","DOIUrl":"https://doi.org/10.1002/cfp2.1148","url":null,"abstract":"","PeriodicalId":100529,"journal":{"name":"FINANCIAL PLANNING REVIEW","volume":"18 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2022-09-08","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"80714626","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 1
首页 上一页 下一页 尾页
0
×
引用
GB/T 7714-2015
复制
MLA
复制
APA
复制
导出至
BibTeX EndNote RefMan NoteFirst NoteExpress
×
提示
您的信息不完整，为了账户安全，请先补充。
现在去补充
×
提示
您因"违规操作"
具体请查看互助需知
我知道了
×
提示
现在去查看 取消
×
提示
确定
请完成安全验证×
相关产品
×
本文献相关产品
联系我们：info@booksci.cn Book学术提供免费学术资源搜索服务，方便国内外学者检索中英文文献。致力于提供最便捷和优质的服务体验。 Copyright © 2023 布克学术 All rights reserved.
京ICP备2023020795号-1
ghs 京公网安备 11010802042870号
Book学术文献互助
Book学术文献互助群
群 号：481959085
Book学术官方微信