Economica Jurnal Ekonomi Islam最新文献_第9页

ANALISIS PENGARUH FINANCING TO DEPOSIT RATIO (FDR) TERHADAP PROFITABILITAS PERBANKANSYARIAH DI INDONESIA (Rasio Keuangan pada BUS dan UUS Periode 2008-2010) 分析印尼存款比率的财务状况(罗斯福)(罗斯福)(2008-2010年期间的财务比率)

Economica Jurnal Ekonomi Islam Pub Date : 2016-05-19 DOI: 10.21580/economica.2012.2.2.854

S. Suryani

{"title":"ANALISIS PENGARUH FINANCING TO DEPOSIT RATIO (FDR) TERHADAP PROFITABILITAS PERBANKANSYARIAH DI INDONESIA (Rasio Keuangan pada BUS dan UUS Periode 2008-2010)","authors":"S. Suryani","doi":"10.21580/economica.2012.2.2.854","DOIUrl":"https://doi.org/10.21580/economica.2012.2.2.854","url":null,"abstract":"This study aimed to (1) analyze the condition of Financing to Deposit Ratio (FDR) of Islamic Banking in Indonesia; (2) analyze the profitability of s haria banking in Indonesia; and (3) to analyze the influence of Financing to Deposit Ratio (FDR) of the profitability of s haria banking in Indonesia. This study took samples at Islamic banks in Indonesia including 11 Islamic Banks (BUS), 23 Business Units of Sharia Banking (UUS). The research data is from Islamic Banking Statistics published by Bank Indonesia from January 2008 until December 2010 (Financial Ratio Study to BUS and UUS period 2008-2010). The number of Islamic banks used is 34 banks. The technique uses simple linear regression analysis with the help of the program EVIEWS version 5. The results of analysis is further illustrated as follows: First : Financing to Deposit Ratio (FDR) of sharia banking has an average of 103.65% during the year 2008, 89.70% in 2009 and 94.37% in 2010. Overall, the average Financing to Deposit Ratio (FDR) in the three years is about 98.79%. Second: Return on Asset (ROA) is one of the profitability ratio used to measure the effectiveness of the company in generating profit by leveraging its total asset. Based on the description of the variables, it shows the average Return on Asset (ROA) in 2008 is of 1.77%, 1.98% in 2009 and 1.74% in 2010. This result indicates that the average Return on Asset (ROA) in three years of observation is still above the prevailing bank . Third : The result of regression analysis indicates no significant of Financing to Deposit Ratio (FDR) for Return on Assets (ROA). The quantity t count is 0.475 far below the t table 2.032. The result of study differs from the study of Adi Stiawan (2009), but supports the study of Nurkhosidah Siti (2010) and Yuliani (2007). This study shows no significant effect on bank profitability.","PeriodicalId":55734,"journal":{"name":"Economica Jurnal Ekonomi Islam","volume":"2 1","pages":"153-170"},"PeriodicalIF":0.0,"publicationDate":"2016-05-19","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"68345509","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 9

PENGARUH ORIENTASI PEMBELAJARAN MOTIVASI KERJA DAN KOMITMEN TERHADAP KINERJA MADRASAH SWASTA DI KOTA SEMARANG 工作动机学习方向和对三宝垄私立学校工作表现的承诺的影响

Economica Jurnal Ekonomi Islam Pub Date : 2016-05-19 DOI: 10.21580/economica.2012.2.2.851

Rahman El-Junusi

引用次数: 0

KESIAPAN AKUNTAN PUBLIK MELAKUKAN AUDIT PADA LEMBAGA EKONOMI SYARI’AH 准备会计对伊斯兰经济机构进行审计

Economica Jurnal Ekonomi Islam Pub Date : 2016-05-18 DOI: 10.21580/ECONOMICA.2010.1.2.843

Ratno Agriyanto

引用次数: 0

POLEMIK TENAGA KERJA INDONESIA SEBAGAI SUMBER DEVISA NEGARA (Problematika Tenaga Kerja Indonesia Dari Segi Islami) 印尼的一个夏天

Economica Jurnal Ekonomi Islam Pub Date : 2016-05-18 DOI: 10.21580/ECONOMICA.2010.1.2.856

Heny Yuningrum

引用次数: 1

ANALISIS PENGARUH PARTISIPASI SANTRI KOMITMEN DAN KEMAMPUAN BERINOVASI TERHADAP KINERJA KOPERASI PONDOK PESANTREN DI KOTA SEMARANG 分析了在三宝垄合作屋屋工作的承诺参与和创新能力的影响

Economica Jurnal Ekonomi Islam Pub Date : 2016-05-18 DOI: 10.21580/economica.2012.2.2.848

Hasyim Syarbani

{"title":"ANALISIS PENGARUH PARTISIPASI SANTRI KOMITMEN DAN KEMAMPUAN BERINOVASI TERHADAP KINERJA KOPERASI PONDOK PESANTREN DI KOTA SEMARANG","authors":"Hasyim Syarbani","doi":"10.21580/economica.2012.2.2.848","DOIUrl":"https://doi.org/10.21580/economica.2012.2.2.848","url":null,"abstract":"In order to improve the performance of cooperative boarding lodge, then it can be done with meningkatkann participation and commitment of members, because of the participation and commitment affect the performance of the company. whereas innovation-oriented company providing a positive impact on company performance. Therefore, this study is a replication of research Johanis W dominoes is applied to the cooperative boarding lodge. While the purpose of the research goal is to determine the effect of participation and ability to innovate komimen effect on the performance of cooperative boarding lodge. Based on the results show Ahwa: Turnout santri the ability to innovate cooperative commitment of the boarding lodge is still low as well as the performance cooperative boarding lodge is still low, this is indicated by a decline in business, number of members and the rest of the results of cooperative efforts boarding lodge per year. The goodness of fit indices and regression weights can be accepted research model means that the participation of santri, commitment and ability to innovate affect the performance of cooperative boarding lodge. So it can be concluded that the low performance of cooperatives that santri affected by the lack of participation, commitment and ability to innovate cooperative boarding lodge .","PeriodicalId":55734,"journal":{"name":"Economica Jurnal Ekonomi Islam","volume":"2 1","pages":"27-42"},"PeriodicalIF":0.0,"publicationDate":"2016-05-18","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"68345045","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 8

KAJIAN SEJARAH : ETIKA BISNIS DALAM PRAKTEK MAL BISNIS MUHAMMAD 历史研究:穆罕默德商业商场的商业道德

Economica Jurnal Ekonomi Islam Pub Date : 2016-05-18 DOI: 10.21580/economica.2010.1.2.840

Muhammad Saifullah

{"title":"KAJIAN SEJARAH : ETIKA BISNIS DALAM PRAKTEK MAL BISNIS MUHAMMAD","authors":"Muhammad Saifullah","doi":"10.21580/economica.2010.1.2.840","DOIUrl":"https://doi.org/10.21580/economica.2010.1.2.840","url":null,"abstract":"Reviewing the history of Muhammad’s behavior and business ethics before being appointed as a prophet is an interesting study, because Muhammad’s behavior and business ethics were based on the study of Quran verses. Once appointed to be prophet at the age of 40, the prophet Muhammad’s life was guided by the revelations of the Qur’an which came down to him. Meanwhile, before being appointed to the prophet, his life was purely as ordinary human beings, struggling with the social reality of ignorant people. His profession as a shepherd and merchant were experiences that he gained during adolescence age. Although Halima al Sa’diyah and Abu Talib are poor but both of them had a big influence in shaping his personal character. Therefore, this study is aimed to determine what factors were becoming the background of Muhammad to be perpetrator of business and how the ethics business is done to develop his business. The results obtained from this study show that the factors that encourage Muhammad became businessmen during the time before appointed to be prophet include geographical factors, economic factors, family encouragement factor, and factor of married to Khadija. While the business ethics include being honest, trustworthy, accurate in weighing, avoid the trick, not hoard the goods, do not do deceit, and uphold mutual benefit principle between the seller and buyer. Experience and ethics that made by Muhammad in the business world before he was appointed to the prophet were legitimized by the Prophet Muhammad as his sunnah after he was appointed to prophet, beside some sunnahs made and carried out at specified time after bearing the Prophet.","PeriodicalId":55734,"journal":{"name":"Economica Jurnal Ekonomi Islam","volume":"20 1","pages":"27-46"},"PeriodicalIF":0.0,"publicationDate":"2016-05-18","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"68345064","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 1

ANALISIS PERSONALITY AUDITOR INTERN SERTA PENGSRUHNYA TERHADAP KINERJA BAITUL MAL WAT TAMWIL 内部人员分析，以及对BAITUL WAT TAMWIL绩效的影响

Economica Jurnal Ekonomi Islam Pub Date : 2016-05-18 DOI: 10.21580/ECONOMICA.2010.1.2.841

Siti Maria Wardayati

{"title":"ANALISIS PERSONALITY AUDITOR INTERN SERTA PENGSRUHNYA TERHADAP KINERJA BAITUL MAL WAT TAMWIL","authors":"Siti Maria Wardayati","doi":"10.21580/ECONOMICA.2010.1.2.841","DOIUrl":"https://doi.org/10.21580/ECONOMICA.2010.1.2.841","url":null,"abstract":"A classic problem faced by the management of sharia financial institutions, in this case Baitul Mal Wat Tamwil (BMT), has been being still the same from year to year, namely the limitation of human resources in term of quality, including their internal auditors. An internal auditor is able to influence the performance of sharia financial institutions whether it is good or bad, because an internal auditor is responsible for providing analysis, information, financial evaluation services, even for giving recommendations to the management. The goals of this research are (1) to find out the characteristics of the variables of the research, namely: internal auditor’s personality, internal auditor’s professionalism, internal auditor’s work result, and sharia financial institution’s performance. The result of the research demonstrates that (1) as regards the variable of internal auditor’s personality, formal education indicator could not explain internal auditor’s personality, as regards the variable of internal auditor’s professionalism, professional social responsibility indicator was the strongest indicator in explaining internal auditor’s professionalism, as regards internal auditor’s work result, management’s commitment indicator is the strongest indicator in explaining internal auditor’s work result, and as regards sharia financial institution’s (BMT) performance variable, capital structure and efficiency is two strongest indicators in explaining sharia financial institution’s (BMT) performance, and (2) internal auditor’s personality, internal auditor’s professionalism, internal auditor’s work result, and sharia financial institution’s performance has a positive and significant correlation, which mean that the better the auditor internal’s personality the more professional the internal auditor, the more professional the internal auditor the better the work result, the better the work result the better sharia financial institution’s (BMT) performance.","PeriodicalId":55734,"journal":{"name":"Economica Jurnal Ekonomi Islam","volume":"1 1","pages":"47-58"},"PeriodicalIF":0.0,"publicationDate":"2016-05-18","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"68344650","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

PENGARUH STRATEGI EKSKLUSIF TERHADAP KINERJA LEMBAGA KEUANGAN SYARI’AH 战略对伊斯兰金融机构运作的影响

Economica Jurnal Ekonomi Islam Pub Date : 2016-05-18 DOI: 10.21580/ECONOMICA.2010.1.2.844

Siti Mujibatun

{"title":"PENGARUH STRATEGI EKSKLUSIF TERHADAP KINERJA LEMBAGA KEUANGAN SYARI’AH","authors":"Siti Mujibatun","doi":"10.21580/ECONOMICA.2010.1.2.844","DOIUrl":"https://doi.org/10.21580/ECONOMICA.2010.1.2.844","url":null,"abstract":"This study aims to analyze the marketing performance of Sharia Financial Institutions (LKS) and obtain empirical evidence and find clarity about the effect of Exclusive Strategic on marketing performance of Sharia Financial Institutions by focusing the research on (Arta Surya Barokah Bank, Semarang and Asad Alif Bank, Sukorejo, Kendal). Formally, the contribution of this research is expected to provide contributions to the development of science in the field of Islamic Economics and practically to improve the marketing performance of Sharia Financial Institutions both in terms of fund raising and in its distribution, so that by the year 2010, the target planned by the Bank of Indonesia to obtain 5% of total assets accessed by a conventional bank can be achieved. This research is quantitative by using questionnaire method. While the hypothesis test conducted is based on computing a simple regression analysis. The finding of this study is the absence of significant influence of Exclusive Strategies to increase marketing performance of Sharia Financial Institutions at Arta Surya Barokah Bank Semarang and Asad alif Bank Sukorejo Kendal in 2009, therefore both banks are expected can improve the marketing performance of Sharia Financial Institutions by changing the paradigm of its model in offering product to be more inclusive and familiar with the language that is comprehensible by stakeholders, as a esult it can offset the conventional financial institutions, especially in product of financial marketing.","PeriodicalId":55734,"journal":{"name":"Economica Jurnal Ekonomi Islam","volume":"1 1","pages":"85-92"},"PeriodicalIF":0.0,"publicationDate":"2016-05-18","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"68344667","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

ANALISIS PENGARUH FAKTOR EKONOMI DAN RELIGIUSITAS TERHADAP PERSEPSI SUPERVISOR DAN MANAJER MENGENAI INDEPENDENSI DEWAN PENGAWAS SYARI’AH (Studi Kasus pada Bank Syari’ah di Indonesia) 分析经济及宗教因素对主管及经理对伊斯兰银行独立的看法

Economica Jurnal Ekonomi Islam Pub Date : 2016-05-18 DOI: 10.21580/ECONOMICA.2012.2.2.853

Ari Kristin Prasetyoningrum

引用次数: 2

IMPLEMENTASI PRINSIP GOOD CORPORATE GOVERNANCE PADA PERBANKAN SYARI'AH DI INDONESIA 新加坡银行在印尼实施良好公司治理原则

Economica Jurnal Ekonomi Islam Pub Date : 2016-05-18 DOI: 10.21580/economica.2012.2.2.849

N. Setyani

引用次数: 7