{"title":"The Distributional and Cost Implications of Negative Expected Family Contributions","authors":"Robert Kelchen","doi":"10.55504/0884-9153.1597","DOIUrl":"https://doi.org/10.55504/0884-9153.1597","url":null,"abstract":"","PeriodicalId":53969,"journal":{"name":"Journal of Student Financial Aid","volume":null,"pages":null},"PeriodicalIF":0.8,"publicationDate":"2017-04-03","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"78008944","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Debt Profiles of Model Students: The Projected Debt of Highly Productive Students and Its Economic Impact","authors":"Mark Fincher","doi":"10.55504/0884-9153.1604","DOIUrl":"https://doi.org/10.55504/0884-9153.1604","url":null,"abstract":"","PeriodicalId":53969,"journal":{"name":"Journal of Student Financial Aid","volume":null,"pages":null},"PeriodicalIF":0.8,"publicationDate":"2017-04-03","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"88847209","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Editor's Column","authors":"Jacob P. K. Gross","doi":"10.55504/0884-9153.1620","DOIUrl":"https://doi.org/10.55504/0884-9153.1620","url":null,"abstract":"","PeriodicalId":53969,"journal":{"name":"Journal of Student Financial Aid","volume":null,"pages":null},"PeriodicalIF":0.8,"publicationDate":"2016-12-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"76810633","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Competency-Based Education and Federal Student Aid","authors":"Stephen R. Porter","doi":"10.55504/0884-9153.1535","DOIUrl":"https://doi.org/10.55504/0884-9153.1535","url":null,"abstract":"Competency-based education is increasingly popular because of the flexibility it provides for students seeking a postsecondary credential. Current federal student aid, however, is geared toward supporting students in traditional, time-based degree programs. This paper discusses why current approaches to federal student aid are not supportive of competency-based degree programs and explores how federal statute and regulations could be changed, in ways that are not reliant on time and credit hours, to disburse aid to students while minimizing fraud.","PeriodicalId":53969,"journal":{"name":"Journal of Student Financial Aid","volume":null,"pages":null},"PeriodicalIF":0.8,"publicationDate":"2016-12-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"86480638","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Beyond Financial Need: Predictors of Student Loans and Student Loan Attitudes","authors":"J. Norvilitis, Meghan J Batt","doi":"10.55504/0884-9153.1574","DOIUrl":"https://doi.org/10.55504/0884-9153.1574","url":null,"abstract":"Although public concern about student loan debt has been increasing, little research has examined predictors of debt beyond financial need or demographic factors. The present study explored the role of several psychological and attitudinal variables in student loan debt among 189 college students. Results indicate that loan initiative and loan resignation attitudes predicted level of student loan debt. In addition, locus of control, delay of gratification, and social comparison are also related to loans and loan attitudes. Parental instruction marginally predicted loan attitudes, but not loan totals. Overall, these results suggest the need to consider non-need based factors when counseling students about accepting loans.","PeriodicalId":53969,"journal":{"name":"Journal of Student Financial Aid","volume":null,"pages":null},"PeriodicalIF":0.8,"publicationDate":"2016-12-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"81469503","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Editor's Column","authors":"Jacob P. K. Gross","doi":"10.55504/0884-9153.1614","DOIUrl":"https://doi.org/10.55504/0884-9153.1614","url":null,"abstract":"","PeriodicalId":53969,"journal":{"name":"Journal of Student Financial Aid","volume":null,"pages":null},"PeriodicalIF":0.8,"publicationDate":"2016-08-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"75955355","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Goal Complexity in Financial Aid and the Contingency of Organizational Sector","authors":"A. Rutherford","doi":"10.55504/0884-9153.1582","DOIUrl":"https://doi.org/10.55504/0884-9153.1582","url":null,"abstract":"Amanda Rutherford Expectations of public institutions of higher education now include a growing number of competing goals. Financial assistance policies are expected to reward student talent, expand access to education, boost retention and graduation rates, and more. Yet research has not generally provided an empirical assessment of whether and how higher levels of goal complexity are linked to institutional processes and outcomes. The present study examines financial assistance goal complexity in two- and four-year public institutions using survey data from the State Higher Education Executive Officers Association (SHEEO). Findings show that both two-year and four-year colleges are affected similarly by goal complexity in terms of state and institutional financial aid awards but quite differently for student outcomes. Complexity has a strong negative effect on graduation and retention rates at two-year institutions, suggesting that state actors need to better differentiate between their demands of two- and","PeriodicalId":53969,"journal":{"name":"Journal of Student Financial Aid","volume":null,"pages":null},"PeriodicalIF":0.8,"publicationDate":"2016-08-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"87994394","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Factors that Affect Willingness to Borrow Student Loans among Community College Students","authors":"Kathleen K Menges, C. Leonhard","doi":"10.55504/0884-9153.1563","DOIUrl":"https://doi.org/10.55504/0884-9153.1563","url":null,"abstract":"","PeriodicalId":53969,"journal":{"name":"Journal of Student Financial Aid","volume":null,"pages":null},"PeriodicalIF":0.8,"publicationDate":"2016-08-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"76696335","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Does Merit-Based Aid Improve College Affordability? Testing the Bennett Hypothesis in the Era of Merit-Based Aid","authors":"Jungmin Lee","doi":"10.55504/0884-9153.1575","DOIUrl":"https://doi.org/10.55504/0884-9153.1575","url":null,"abstract":"","PeriodicalId":53969,"journal":{"name":"Journal of Student Financial Aid","volume":null,"pages":null},"PeriodicalIF":0.8,"publicationDate":"2016-07-29","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"84055577","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Are Student Loan Default Rates Linked to Institutional Capacity?","authors":"Terry T. Ishitani, Sean A. Mckitrick","doi":"10.55504/0884-9153.1557","DOIUrl":"https://doi.org/10.55504/0884-9153.1557","url":null,"abstract":"","PeriodicalId":53969,"journal":{"name":"Journal of Student Financial Aid","volume":null,"pages":null},"PeriodicalIF":0.8,"publicationDate":"2016-04-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"77315017","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}