Islamic Economics Journal最新文献_第2页

Analysis of Community Intentions on Islamic Bank Products Using The Theory of Planned Behavior Approach 基于计划行为理论的伊斯兰银行产品社区意向分析

Islamic Economics Journal Pub Date : 2022-06-19 DOI: 10.21111/iej.v8i1.8022

Noni Afrianty

引用次数: 0

'Urf Analysis on Electronic Money (E-Money) Use (Study Case: Lecturer of Economics and Islamic Business UIN North Sumatra Medan) 电子货币(E-Money)使用的Urf分析(研究案例:北苏门答腊岛棉兰大学经济学和伊斯兰商业讲师)

Islamic Economics Journal Pub Date : 2022-05-29 DOI: 10.21111/iej.v8i1.7562

N. Jannah, Asmuni Asmuni, tut anggraini

{"title":"'Urf Analysis on Electronic Money (E-Money) Use (Study Case: Lecturer of Economics and Islamic Business UIN North Sumatra Medan)","authors":"N. Jannah, Asmuni Asmuni, tut anggraini","doi":"10.21111/iej.v8i1.7562","DOIUrl":"https://doi.org/10.21111/iej.v8i1.7562","url":null,"abstract":"Circulating government regulations regarding the use of e-money, people began to obey them by using e-money until finally the use of e-money has become a habit for the majority of Indonesian people. The basic law of muamalah in Islam is permissible until there is a proposition that prohibits it, so with this shift in habit, whether custom or in ushul fiqh science is called 'urf,. This study aims to analyze 'urf on the use of electronic money (e-money) at the lecturers of the Islamic economics and business faculty of UIN North Sumatra Medan, this qualitative research uses the case study method. The researcher conducted observations on all permanent lecturers of the undergraduate program and of the sixty-two lecturers of the Faculty of Economics and Islamic Business, State Islamic University of North Sumatra Medan, the researcher will conduct interviews only with ten representatives of lecturers of the Faculty of Economics and Islamic Business, State Islamic University of North Sumatera, Medan with criteria ranging from 25-40 years old and the lecturer understands about electronic money and has used electronic money (e-money) outside of campus mandatory transactions. This study results that the use of e-money is included in the 'urf sahih category, which means that the use of e-money is a habit that does not conflict with the arguments of the Qur'an and Hadith, the use of e-money also includes 'urf 'amm which means e-money known, known, agreed upon and applied by the majority of the community, the use of e-money also provides benefits to the community. So the use of e-money is an 'urf that can be used as the basis for legal determination.","PeriodicalId":53101,"journal":{"name":"Islamic Economics Journal","volume":" ","pages":""},"PeriodicalIF":0.0,"publicationDate":"2022-05-29","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"49067761","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Pengaruh Media Sosial, Literasi Keuangan, Risiko, Imbal Hasil, dan Religiusitas Terhadap Minat Berinvestasi Sukuk Generasi Z di Jakarta 社交媒体、金融素养、风险、回报和宗教虔诚对在雅加达投资Z代的兴趣的影响

Islamic Economics Journal Pub Date : 2021-12-30 DOI: 10.21111/iej.v7i2.6552

Aliyah Zahrah Fadhilah Ladamay, Trisiladi Supriyanto, Siwi Nugraheni

引用次数: 7

The role of Islamic microfinance towards SDGs 2030 from poverty alleviation 伊斯兰小额信贷从扶贫到2030年可持续发展目标的作用

Islamic Economics Journal Pub Date : 2021-12-27 DOI: 10.21111/iej.v7i2.7105

Rusyda Afifah Ahmad, Helmy Fauzy Ahmad

引用次数: 0

Analisis Perbedaan Return Saham Sebelum dan Sesudah Hari Libur Idul Fitri Fitri空闲日前后收益率差异分析

Islamic Economics Journal Pub Date : 2021-12-25 DOI: 10.21111/iej.v7i2.7061

Lutfiah Lutfiah, Nurul Jannah

引用次数: 3

The Margin of Islamic Microfinance Institution: To What Extent Does Capital Structure Matter 伊斯兰小额信贷机构的边际:资本结构在多大程度上起作用

Islamic Economics Journal Pub Date : 2021-12-22 DOI: 10.21111/iej.v7i2.6891

D. Ariyani

引用次数: 0

Testing The Validity of Risk Management in Islamic Finance: The Hadith Point of View 检验伊斯兰金融风险管理的有效性:圣训的观点

Islamic Economics Journal Pub Date : 2021-07-21 DOI: 10.21111/IEJ.V7I1.4788

Abdul Qoyum

引用次数: 0

Analisis Rasio Kinerja Keuangan Bank Muamalat Indonesia Pada Masa Pandemi Covid-19 分析Muamalat银行在Covid-19大流行期间的财务业绩比

Islamic Economics Journal Pub Date : 2021-07-04 DOI: 10.21111/IEJ.V7I1.6498

Indah Harum Rezeki

{"title":"Analisis Rasio Kinerja Keuangan Bank Muamalat Indonesia Pada Masa Pandemi Covid-19","authors":"Indah Harum Rezeki","doi":"10.21111/IEJ.V7I1.6498","DOIUrl":"https://doi.org/10.21111/IEJ.V7I1.6498","url":null,"abstract":"Shari'ah banks in Indonesia began to develop when Bank Muamalat was established in 1991. Bank Muamalat, which used the shari'ah system during economic turmoil, was able to maintain stable financial performance. However, according to a Shari'ah economic observer who is also the founder of Karim Consulting, Adiwarman Karim, the current condition of the Islamic banking industry could deteriorate earlier than the conventional banking industry. During the Covid19 pandemic, Islamic banking will face several possible risks. such as non-performing financing risk (NPF), market risk, and liquidity risk. Therefore, this risk will ultimately have an impact on the performance and profitability of Islamic banking. Based on the above background, this study was conducted to determine the financial performance of Bank Muamalat Indonesia in terms of financial ratios that were reported periodically during the Covid19 pandemic. This type of research is a descriptive study with a qualitative approach. The data collection technique used is through the documentation method, namely secondary data collection in the form of quarterly financial reports that have been published on the Bank Muamalat Indonesia website in 2020. The analysis technique used is a descriptive analysis by analyzing banking financial performance ratio data. The results of this study state that the financial performance of Bank Muamalat Indonesia during the Covid 19 the year 2020 pandemic was in a healthy condition from the aspects of capital, quality of earning assets, and liabilities. This is evidenced by the results of the value of the Capital Adequacy Ratio (CAR), Non-Performing Financing (NPF), and Financing to Debt Ratio (FDR) which are always at the standard value of a healthy bank financial performance. Meanwhile, in terms of profitability and operational management, Bank Muamalat Indonesia is in an unsanitary condition. This can be seen from the results of the ratio of Return on Assets (ROA), Operational Costs, and Operating Income (BOPO) which are always at ratios that do not comply with sound financial value standards.","PeriodicalId":53101,"journal":{"name":"Islamic Economics Journal","volume":" ","pages":""},"PeriodicalIF":0.0,"publicationDate":"2021-07-04","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"45413573","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 5

Intervensi Harga Produk Sekunder Pada Masa Pandemi Covid-19 Perspektif Islam 伊斯兰教视角Covid-19大流行的次要产品价格干预

Islamic Economics Journal Pub Date : 2021-06-29 DOI: 10.21111/iej.v7i1.6397

Nafilatur Rohmah, Meichio Lesmana, Ahmad Suminto

{"title":"Intervensi Harga Produk Sekunder Pada Masa Pandemi Covid-19 Perspektif Islam","authors":"Nafilatur Rohmah, Meichio Lesmana, Ahmad Suminto","doi":"10.21111/iej.v7i1.6397","DOIUrl":"https://doi.org/10.21111/iej.v7i1.6397","url":null,"abstract":"Islam applies freedom in the market mechanism on condition that it does not conflict with the values and principles of sharia. In the condition of the Covid-19 pandemic facing the world, especially Indonesia, the government must intervene in prices for internet data product prices because the PSBB policy implemented by the government to break the chain of spread of Covid-19 has a significant impact on public opinion, especially for the lower middle class. In addition, this policy will make the demand for internet data quite high while government subsidies cannot accommodate the community's need for internet data. The purpose of this study was to determine the Intervention of Secondary Product Prices during the Covid-19 Pandemic Period from an Islamic Perspective. The research used in this research is library research. The high market demand for the internet and the decline in people's incomes make the price of internet data difficult to reach by all levels of society, this requires the role of the government. the government can make decisions or regulations regarding the maximum limit for internet data prices during this pandemic period so that the selling price can be reached by all circles of society and still provide profits or profits for the seller or producer. Keywords; Price Intervention, Covid-19 Pandemic, Secondary Products","PeriodicalId":53101,"journal":{"name":"Islamic Economics Journal","volume":" ","pages":""},"PeriodicalIF":0.0,"publicationDate":"2021-06-29","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"48158612","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 2

Pengaruh Pemahaman Wakaf Terhadap Niat Berwakaf Tunai Jama’ah Masjid di Kecamatan Kota Ponorogo 这影响了他们在波诺罗戈街清真寺的意识

Islamic Economics Journal Pub Date : 2021-06-29 DOI: 10.21111/IEJ.V7I1.5410

A. Latif, Imam Haryadi, Adib Susilo

引用次数: 3