Housing and Society最新文献

{"title":"COVID-19 and the CARES Act: racial disadvantage, mortgage relief, and foreclosure in Tuscaloosa county, Alabama","authors":"B. Lichtenstein, Joe Weber","doi":"10.1080/08882746.2022.2070699","DOIUrl":"https://doi.org/10.1080/08882746.2022.2070699","url":null,"abstract":"ABSTRACT The 2020 CARES Act provided mortgage relief to financially distressed borrowers whose loans were insured by the U.S. government. We used cumulative disadvantage theory to examine the effects of mortgage relief in a Deep South County with a history of racial disparities in mortgage lending and homeownership. We collected property and open-access data for a five-year period (2016–2020) to compare pre-moratorium and in-moratorium trends in foreclosure. Fifty-eight (58) foreclosures took place during the moratorium year of 2020, a 50.7% drop from the year before. Non-lender foreclosures, typically initiated by HOAs and utility companies for nonpayment of fees and services, accounted for 40% of the in-moratorium foreclosures, and were spatially defined by race. Trigger events included divorce, death, and incarceration, as well as high debt loads that led most foreclosures to file for bankruptcy prior to foreclosure. Overall, mortgage relief mitigated the risk of foreclosure, suggesting that the Act had blunted the effects of housing disadvantage. The effects were greater for non-Hispanic Black borrowers who experienced higher rates of foreclosure prior to the COVID-19 pandemic. On balance, the Act helped borrowers who qualified for mortgage forbearance, but its exclusions and caveats meant that other borrowers did not receive similar relief.","PeriodicalId":52110,"journal":{"name":"Housing and Society","volume":"50 1","pages":"162 - 181"},"PeriodicalIF":0.0,"publicationDate":"2022-05-03","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"41625892","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Severe housing and neighborhood inequities of households with disabled members and households in need of long-term services and supports","authors":"T. Meschede, K. Trivedi, J. Caldwell","doi":"10.1080/08882746.2022.2065614","DOIUrl":"https://doi.org/10.1080/08882746.2022.2065614","url":null,"abstract":"Abstract A growing body of research underscores housing security as a critical determinant of healthy community living. Another body of research finds that households with people with disability are more likely to live in poor-quality housing and neighborhoods, challenging their ability for community engagement and healthy living. In this paper we focus on housing security indicators for two groups, households with a disabled member and households with a disabled member in need of long-term services and supports (LTSS). Our empirical goals are twofold: 1) Extend existing research on disparities in housing security for households with a disabled member compared to non-disability households overall, and 2) Compare housing security among LTSS disability, non-LTSS disability, and non-disability households. Using 2017 American Housing Survey data, we measure housing security in three areas: housing quality, neighborhood quality, and housing affordability. Weighted descriptive analysis and multivariate logistic regressions show that households with members with disabilities overall and LTSS disability households specifically consistently have the worst housing outcomes. Despite concerted efforts and federal law, LTSS disability households continue to live in poorer-quality housing and neighborhoods than non-LTSS disability households. Addressing these housing inequities is critical to enable people with disabilities to live healthier and community-integrated lives.","PeriodicalId":52110,"journal":{"name":"Housing and Society","volume":"50 1","pages":"228 - 251"},"PeriodicalIF":0.0,"publicationDate":"2022-04-22","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"59959215","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Golden gates: the housing crisis and a reckoning for the American dream","authors":"Andrew T. Carswell","doi":"10.1080/08882746.2022.2065595","DOIUrl":"https://doi.org/10.1080/08882746.2022.2065595","url":null,"abstract":"","PeriodicalId":52110,"journal":{"name":"Housing and Society","volume":"49 1","pages":"341 - 343"},"PeriodicalIF":0.0,"publicationDate":"2022-04-13","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"46102940","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Neighborhood environment, healthy aging, and social participation among ethnic minority adults over 50: the case of the Turkish-Speaking community in London","authors":"M. Yazdanpanahi, R. Woolrych","doi":"10.1080/08882746.2022.2060010","DOIUrl":"https://doi.org/10.1080/08882746.2022.2060010","url":null,"abstract":"ABSTRACT Social participation has been recognized as an important component of healthy aging. At the same time, research has identified the central role of the neighborhood environment in determining healthy aging and social participation in old age. However, there is a paucity of research exploring the everyday lives of adults over 50 from ethnic minority backgrounds in relation to social participation and place. This paper focuses on the experiences of social participation among the Turkish-speaking community in north London. We undertook 48 semi-structured individual interviews and five community mapping workshops with 17 participants, all with people over 50, in London between March and November 2017. We supplemented these activities with 13 interviews with professional participants as coordinators of Turkish/Kurdish community associations. We thematically analyzed these interviews and mapping workshops and identified three interconnected themes: “feelings of security in the neighborhood,” “density and diversity,” and “proximity to ethnic amenities” to explain participants’ social participation patterns within the context of their neighborhood. The findings articulate the pathways through which personal characteristics and perceived identities intersect with the physical, social and cultural environment of the neighborhood to shape opportunities for social participation among Turkish-speaking adults over 50.","PeriodicalId":52110,"journal":{"name":"Housing and Society","volume":"50 1","pages":"206 - 227"},"PeriodicalIF":0.0,"publicationDate":"2022-04-05","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"44317101","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Energy efficient affordable housing: policy design and implementation in Canadian cities","authors":"Sarah D. Kirby","doi":"10.1080/08882746.2022.2061499","DOIUrl":"https://doi.org/10.1080/08882746.2022.2061499","url":null,"abstract":"In Canada, social housing is defined as government-subsidized housing for individuals who cannot afford adequate and suitable housing in the private market. This housing support is often offered in partnership with private and public nonprofit organizations (Housing Services Corporation, 2013). Energy Efficient Affordable Housing: Policy Design and Implementation in Canadian Cities explores and analyzes the various approaches to and impact of energy efficiency programs on social housing in various Canadian cities and provinces. This book addresses the relationship between federal, provincial, and local governments related to energy efficiency, and presents several innovative approaches to leveraging public and private resources to improve affordability through retrofits and other improvements. The book is organized into eight sections, with an introduction, a review of federal and provincial policies focused on improving the energy efficiency of existing housing stock, five chapters investigating energy efficiency programs and efforts in various provinces. It concludes with a chapter focused on future directions. The Canadian Economic Action Plan (CEAP) funded energy-efficient improvements and other programs aimed at stimulating the economy and creating jobs during the recession. Additionally, the CEAP included the Green Infrastructure Fund that targeted projects focused on improving environmental quality and sustainability into the future. Chapter 1, the introduction, Energy Efficient Retrofits and Policy Design for Sustainable Affordable Housing, lists the four research objectives addressed in this book:","PeriodicalId":52110,"journal":{"name":"Housing and Society","volume":"49 1","pages":"338 - 340"},"PeriodicalIF":0.0,"publicationDate":"2022-04-05","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"46135218","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Know your price: valuing black lives and property in America’s black cities","authors":"Michael C. Lens","doi":"10.1080/08882746.2022.2027956","DOIUrl":"https://doi.org/10.1080/08882746.2022.2027956","url":null,"abstract":"","PeriodicalId":52110,"journal":{"name":"Housing and Society","volume":"49 1","pages":"107 - 109"},"PeriodicalIF":0.0,"publicationDate":"2022-01-02","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"42458095","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Housing status, mortgage debt and financial burden as barriers to health among older adults in the U.S.","authors":"Roshanak Mehdipanah,&nbsp;Jaclyn Martin,&nbsp;Alexa K Eisenberg,&nbsp;Amy J Schulz,&nbsp;Lewis B Morgenstern,&nbsp;Kenneth M Langa","doi":"10.1080/08882746.2021.1881373","DOIUrl":"https://doi.org/10.1080/08882746.2021.1881373","url":null,"abstract":"<p><p>We examine relations between housing status, mortgage, financial burden, and healthy aging among older U.S. adults. We combine cross-sectional data from 2012 to 2014 Health and Retirement Study cohorts. Using regression models, we examined associations between owners and renters, mortgage and non-mortgage holders, financial strain, and difficulty paying bills, and poor self-rated health (SRH), heart condition (HC) and hospitalization (past two years). We find that compared to owners, renters had greater likelihood of poor SRH and hospitalization. Regardless of tenure, financial strain was associated with greater likelihood of poor SRH, HC and hospitalization, while difficulty paying bills was associated with poor SRH and HC. Mortgage holders had lower likelihood of poor SRH. Accounting for mortgage status, financial strain was associated with greater likelihood of poor SRH, HC and hospitalization, while difficulty paying bills was associated with poor SRH and HC. Associations between tenure or mortgage status and health were not modified by either financial burden factors. We conclude that there need to be more robust and inclusive programs that assist older populations with housing could improve self-rated health, with particular attention to renters, mortgage holders and those experiencing financial burden.</p>","PeriodicalId":52110,"journal":{"name":"Housing and Society","volume":"49 1","pages":"58-72"},"PeriodicalIF":0.0,"publicationDate":"2022-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"https://sci-hub-pdf.com/10.1080/08882746.2021.1881373","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"9209339","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"OA","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Guest editors’ introduction to the special issue on housing and health","authors":"K. Fisher-McLean, D. Turcotte","doi":"10.1080/08882746.2021.2004735","DOIUrl":"https://doi.org/10.1080/08882746.2021.2004735","url":null,"abstract":"Introduction Since the early 19 century, many communities in the United States and Europe have recognized the connection between housing and health. Within urban areas, industrial development grew rapidly, and tenement housing conditions deteriorated due to overcrowding and housing age (Centers for Disease Control and Prevention & U.S. Department of Housing and Urban Development, 2006). Most health professionals were concerned with the spread of contagious diseases, such as cholera, smallpox, and typhus (Jacobs & Hershovitz, 2011). Thus, many municipalities, including New York City, established housing codes and design standards to improve these plighted conditions. One of first prominent American public health officials to advocate for a housing code was Dr. John H. Griscom who was hired by the City of New York in 1845 to investigate mortality and disease among workers and low-income families. Other housing reformers were Edward Potter, Ernest Flagg, Isaac Newton Phelps Stokes, Grosvenor Atterbury, Henry Atterbury Smith, Andrew J. Thomas, Clarence Stein, Henry Wright, Frederick Akcerman, Lawrence Veiller, Edith Elmer Wood, Catherine Bauer Wurster, and Mary Kingsbury Simkovitch (Plunz, 2016). Yet others were Jacobs Riis who reported about the poor living conditions of immigrant workers in his book How the other Half Lives (Riis, 1971). These efforts lead to recommendations to establish New York City’s municipal health department in 1866, the first municipal health department in the U.S., and to pass the New York City Tenement House Act of 1867, the first municipal housing code in the nation (Garb, 2003; Hoffman, 1998; Proscio, 2004). This law required minimum ventilation standards and connections to sewer and fire escapes, among other regulations (Hoffman, 1998). However, the Tenement House Act of 1867 was not enforced and still permitted construction of air shafts that were considered hazardous. Thus, reformers continued to push for passage of updated Tenement House Acts in 1879, 1887, 1895, 1901, and 1919 to address the many weaknesses and weak enforcement (Hoffman, 1998). For example, the Tenement House Act of 1901 (“New Law”) established strict standards to mitigate the problems of overcrowding, apartment fires, poor ventilation, and unsanitary conditions, and became a model code for many other communities (Garb, 2003; Hoffman, 1998). Today, housing is still fundamental to people’s quality of life and has a direct impact on their health and well-being (Basolo, 1999). Poor housing conditions may positively and negatively impact one’s health. In the case of the latter, interventions are needed (Health","PeriodicalId":52110,"journal":{"name":"Housing and Society","volume":"50 1","pages":"1 - 12"},"PeriodicalIF":0.0,"publicationDate":"2021-12-13","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"47870675","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Mortgage delinquency, foreclosure, and cognition in later life","authors":"G. Marshall, S. Canham, Eva Kahana, Eric B. Larson","doi":"10.1080/08882746.2021.2006548","DOIUrl":"https://doi.org/10.1080/08882746.2021.2006548","url":null,"abstract":"ABSTRACT The rapid growth in housing insecurity among older adults is a major public health concern. While there is evidence that stress contributes to poor health, the relationship between housing-related financial stressors and cognitive functioning is relatively unknown. We investigated the association between the personal experiences of mortgage delinquency and foreclosure and cognition and its sub-components of episodic memory and mental status among Americans age 65 years and older. Using the data from two concatenated waves (2010, 2012) of the Health and Retirement Study, we analyzed data for respondents (N = 6,612) across both waves using generalized linear regressions. Our findings suggest that there is a negative association between mortgage delinquency/foreclosure and cognitive scores. Further, we found a negative association between mortgage delinquency and mental status among women, specifically. These results highlight the importance of financial well-being vis-à-vis housing stability and its significance to mental well-being and cognition of adults in later life. Future research is needed to identify macro-level stressors such as mortgage delinquency and/or foreclosure. Such information would improve strategies for prevention and intervention particularly for older adults living on fixed incomes who have little opportunity to earn pre-retirement levels of income.","PeriodicalId":52110,"journal":{"name":"Housing and Society","volume":"49 1","pages":"113 - 127"},"PeriodicalIF":0.0,"publicationDate":"2021-12-13","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"43022366","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Supporting non-profit and co-operative housing in Halifax, Nova Scotia","authors":"Ren Thomas, Adriane Salah","doi":"10.1080/08882746.2021.2005316","DOIUrl":"https://doi.org/10.1080/08882746.2021.2005316","url":null,"abstract":"ABSTRACT The social housing sector is critical in providing housing to a range of households, but housing providers have been met with challenging conditions in recent decades. This study of non-profit and co-operative housing providers and policy makers in Halifax Regional Municipality (HRM), a mid-sized city in Nova Scotia, Canada, found significant resource capacity limitations due their limited size, experience, and awareness of existing policies and programs. Interviews showed that their limited network and political capacity also present significant challenges to expanding their supply. A policy review showed that most current tools, programs, and policies have not been designed to address the capacity limitations in the sector. The recent political shift seen through the 2018 National Housing Strategy could improve the capacity of non-profits and co-ops in Nova Scotia, though this would involve partnerships and consultation with the sector, which would diverge sharply from historical patterns.","PeriodicalId":52110,"journal":{"name":"Housing and Society","volume":"49 1","pages":"271 - 300"},"PeriodicalIF":0.0,"publicationDate":"2021-12-06","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"44963694","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}