Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah最新文献

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Strategi Promosi dan Komunikasi Jasa Pendidikan 教育服务的推广和宣传战略
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Pub Date : 2024-06-01 DOI: 10.47467/alkharaj.v6i6.1260
Muhammad Shofwan Mawally Nafis Badri, Abdullah Mu’in, Aniz Zohriah
{"title":"Strategi Promosi dan Komunikasi Jasa Pendidikan","authors":"Muhammad Shofwan Mawally Nafis Badri, Abdullah Mu’in, Aniz Zohriah","doi":"10.47467/alkharaj.v6i6.1260","DOIUrl":"https://doi.org/10.47467/alkharaj.v6i6.1260","url":null,"abstract":"Promotion and communication are the keys to the success of marketing, including educational services marketing. Marketing communication is an integral part of communication and is also an integral part of marketing. To discuss this, a literature review method is used, and data is collected through online sources, including books and articles in scholarly journals. Meanwhile, for analysis, content analysis is employed as a technique. The result is that marketing communication in educational services is a two-way exchange of information between the parties involved in marketing activities within the school with the goal of enhancing the customers' perception of the educational product. To ensure its sustainability, educational institutions must be more creative in packaging promotions or educational service communication tailored to the challenges of the current era.","PeriodicalId":517158,"journal":{"name":"Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah","volume":"85 12","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-06-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"141231000","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Pengaruh Transparansi dan Kualitas Pelayanan Terhadap Keputusan Muzakki Membayar Zakat di BAZNAS Kabupaten Kepualauan Meranti 透明度和服务质量对 Muzakki 在 BAZNAS Meranti Regency 缴纳天课决定的影响
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Pub Date : 2024-06-01 DOI: 10.47467/alkharaj.v6i6.2241
Lilis Susanti, Grandis Imama Hendra
{"title":"Pengaruh Transparansi dan Kualitas Pelayanan Terhadap Keputusan Muzakki Membayar Zakat di BAZNAS Kabupaten Kepualauan Meranti","authors":"Lilis Susanti, Grandis Imama Hendra","doi":"10.47467/alkharaj.v6i6.2241","DOIUrl":"https://doi.org/10.47467/alkharaj.v6i6.2241","url":null,"abstract":"This study aims to identify how Transparency and Service Quality influence Muzakki's decisions to pay Zakat at Baznas Kabupaten Kepulauan Meranti. Data in this study is processed using quantitative analysis through the partial least square (PLS) approach in the Structural Equation Model (SEM), utilizing the statistical software SmartPLS 3.0. The data collection instrument was a Likert scale questionnaire. The research sample was taken using non-probability sampling method, with purposive sampling technique, resulting in 150 respondents from Muzakki in Kabupaten Kepulauan Meranti.The results of this study indicate that the transparency towards Muzakki's decision to pay zakat on the path coefficients with the original sample value of 0.129 means it has a positive effect with the t-statistic value obtained of 1.278 with a p-values value of 0.202 which is greater than 0.05, thus having a non-significant effect. The service quality variable has a positive and significant effect on Muzakki's decision to pay Zakat at Baznas Kabupaten Kepulauan Meranti. The transparency and service quality variables together have a simultaneous influence on Muzakki's decision to pay Zakat by 47%, while the remaining 53% is explained by other external variables not investigated in this study.","PeriodicalId":517158,"journal":{"name":"Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah","volume":"9 2","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-06-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"141229934","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Analisa Kelayakan Investasi Penambahan Modular pada Pertashop 3P.16102 Di Tanah Sareal Kota Bogor 茂物市Tanah Sareal的Pertashop 3P.16102模块化扩建项目投资可行性分析
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Pub Date : 2024-06-01 DOI: 10.47467/alkharaj.v6i6.2658
Aka Arinda, Firdaus Sustanto, Wisdanto Mas Soeroto
{"title":"Analisa Kelayakan Investasi Penambahan Modular pada Pertashop 3P.16102 Di Tanah Sareal Kota Bogor","authors":"Aka Arinda, Firdaus Sustanto, Wisdanto Mas Soeroto","doi":"10.47467/alkharaj.v6i6.2658","DOIUrl":"https://doi.org/10.47467/alkharaj.v6i6.2658","url":null,"abstract":"Pertashop (Pertamina Shop) is a certain-scale outlet of Pertamina prepared to serve the needs of consumers for fuel, non-subsidized LPG, and other Pertamina retail products, with a focus on serving in areas that require Pertamina retail product services. Pertashop 3P.16102 is one of the Pertashops owned and managed by PT. Sri Rejeki Makmur Sentosa under the Dealer Owned Dealer Operated (DoDo) scheme. This Pertashop is located at Jl. Raya Kencana No.31, Tanah Sareal District, Bogor City, West Java. This Pertashop has been operating since January 2021 with current average fuel sales reaching 1,400 liters per day. One of the issues faced by this Pertashop is frequent operational closures due to running out of fuel stock. This occurrence is influenced by the limited storage tanks and the mismatch between delivery schedules and fuel receipt from Pertamina. The solution proposed by the company is to add 1 (one) modular unit with an upperground tank capacity of 3,000 liters. The purpose of this study is to determine and assess the feasibility of investing in the addition of a modular unit at Pertashop 3P.16102 quantitatively and qualitatively from an economic and technical aspect. The parameters used to review the investment are market potential calculation, Net Present Value (NPV), Internal Rate of Return (IRR), Payback Period (PP), and Profitability Index (PI). These parameters will be considerations for management to assess the feasibility of this investment. From the analysis conducted, it was found that the market potential calculation was 5,676 liters per day, NPV was Rp 234,652,260.00, IRR was 43%, PP was 2 years, and PI was 1.7. Considering the market potential, NPV, IRR, PP, and PI, this project is economically feasible.","PeriodicalId":517158,"journal":{"name":"Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah","volume":"6 5","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-06-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"141235468","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Pengaruh Return on Equityi (ROE), Return on Asset (ROA), Earning periShare (EPS) terhadap Harga Saham Perusahaan Perbankan yang Terdaftar di Bursa Efek Indonesia (2020 – 2022) 净资产收益率(ROE)、资产收益率(ROA)和每股收益(EPS)对印尼证券交易所上市银行公司股价的影响(2020 - 2022年)
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Pub Date : 2024-06-01 DOI: 10.47467/alkharaj.v6i6.1884
Sosiawan Aji Prasetya, Istiatin, Ratna Damayanti
{"title":"Pengaruh Return on Equityi (ROE), Return on Asset (ROA), Earning periShare (EPS) terhadap Harga Saham Perusahaan Perbankan yang Terdaftar di Bursa Efek Indonesia (2020 – 2022)","authors":"Sosiawan Aji Prasetya, Istiatin, Ratna Damayanti","doi":"10.47467/alkharaj.v6i6.1884","DOIUrl":"https://doi.org/10.47467/alkharaj.v6i6.1884","url":null,"abstract":"The objective of this investigation is to determine how return on equity, return on assets, and earnings per share affect the stock prices of banking companies that are listed on the Indonesia Stock Exchange (2020-2022). The population considered in the study was 47 banking companies listed on the Indonesia Stock Exchange in 2020-2022. The sample methodology employs the purposive sampling method with certain criteria. The survey included 21 banking companies. This research data uses secondary data on financial statements of banking companies. The data was analyzed using SPSS version 25's multiple linear regression. The sample is subjected to multiple linear regression analysis, a traditional assumption test. To test variables, model feasibility tests, hypothesis testing, and determination coefficient tests are employed. The research results show that equity repatriation has a significant positive impact on stock prices, asset repatriation has a significant positive impact on stock prices, and earnings per share have a significant positive impact on stock prices. The result of the decision test gives an adjusted R2 value of 0.551 or 55.1%, indicating thatistock price of banking companies is affected by the variables \"return on equity\", \"reorganization of assets\" and \"earnings per share\", while the remaining variables are affected by Influence. 44.9% are affected by other variables","PeriodicalId":517158,"journal":{"name":"Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah","volume":"1 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-06-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"141231984","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Determinan Faktor Profitabilitas SUB Sektor Perbankan Konvensional yang Terdaftar di Bursa Efek Indonesia 在印度尼西亚证券交易所上市的传统银行业 SUB 盈利因素的决定因素
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Pub Date : 2024-06-01 DOI: 10.47467/alkharaj.v6i6.1812
Ramadon Pratama, Shelfi Malinda, Agung Putra Raneo
{"title":"Determinan Faktor Profitabilitas SUB Sektor Perbankan Konvensional yang Terdaftar di Bursa Efek Indonesia","authors":"Ramadon Pratama, Shelfi Malinda, Agung Putra Raneo","doi":"10.47467/alkharaj.v6i6.1812","DOIUrl":"https://doi.org/10.47467/alkharaj.v6i6.1812","url":null,"abstract":"This research aims to determine and analyze the influence of CAR, NPL, BOPO, NIM, and LDR on Return On Assets (ROA) of Conventional Banks. The sample for this research is 25 conventional banks. This research uses secondary data in the form of financial ratio data originating from the annual financial reports of Conventional Banks listed on the Indonesia Stock Exchange for 2017-2021. The data analysis technique used is Multiple Linear Regression analysis. Hypothesis testing results show that the Capital Adequacy Ratio, Non-Performing Loan and Loan to Deposit Ratio variables have a negative effect on Return On Assets. Meanwhile, Operational Costs, Operational Income and Net Interest Margin have a positive effect on Return On Assets.","PeriodicalId":517158,"journal":{"name":"Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah","volume":"29 12","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-06-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"141274350","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Pengaruh Pertumbuhan Ekonomi, Suku Bunga SIBOR, dan Kurs Mata Uang terhadap Investasi Asing Langsung di Indonesia Tahun 2008-2022 2008-2022 年经济增长、SIBOR 利率和货币汇率对印尼外商直接投资的影响
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Pub Date : 2024-06-01 DOI: 10.47467/alkharaj.v6i6.1558
Nicholas Devlin Wijaya Damanik, M.Taufiq
{"title":"Pengaruh Pertumbuhan Ekonomi, Suku Bunga SIBOR, dan Kurs Mata Uang terhadap Investasi Asing Langsung di Indonesia Tahun 2008-2022","authors":"Nicholas Devlin Wijaya Damanik, M.Taufiq","doi":"10.47467/alkharaj.v6i6.1558","DOIUrl":"https://doi.org/10.47467/alkharaj.v6i6.1558","url":null,"abstract":"Foreign investment plays a very important role in the economic growth of a country, especially in developing countries in the current era of globalization. Economic growth, SIBOR (Singapore Interbank Offer Rate), and currency exchange rates are considered to have an influence in determining the level of foreign direct investment. This study aims to determine the significance of the influence of economic growth, SIBOR interest rates, and currency exchange rates on foreign direct investment in Indonesia in the period 2008-2022. By using quantitative analysis method, namely multiple linear regression analysis and the data used are 15 data from each variable. The results of this study show that economic growth has a positive and significant effect, SIBOR interest rates have no significant effect, and currency exchange rates have a negative and significant effect on foreign direct investment in Indonesia.","PeriodicalId":517158,"journal":{"name":"Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah","volume":"3 3","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-06-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"141229043","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Pentingnya Sumber Daya Manusia (SDM) dalam Pemasaran Pendidikan di Era Society 5.0 社会 5.0 时代人力资源(HR)在教育营销中的重要性
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Pub Date : 2024-06-01 DOI: 10.47467/alkharaj.v6i6.1726
Dedi Abu Samsudin, Abdul Mu’in, Anis Zohriah
{"title":"Pentingnya Sumber Daya Manusia (SDM) dalam Pemasaran Pendidikan di Era Society 5.0","authors":"Dedi Abu Samsudin, Abdul Mu’in, Anis Zohriah","doi":"10.47467/alkharaj.v6i6.1726","DOIUrl":"https://doi.org/10.47467/alkharaj.v6i6.1726","url":null,"abstract":"This research explores the role of Human Resources (HR) in education marketing in the Society 5.0 era, where HR has a crucial role in developing relevant and innovative marketing strategies. Using the qualitative research method of literature study, the research includes identifying key elements in the role of HR, determining scope boundaries, and selecting library sources through various trusted information sources. Analysis of findings was carried out using a thematic approach, organizing and analyzing findings from the literature to identify emerging patterns, trends and qualitative aspects. The research report compiles key concepts and a conceptual framework, detailing the role of HR in education marketing in the Society 5.0 era. It is hoped that this research will contribute to understanding the importance of human resources in the context of educational marketing which continues to develop.","PeriodicalId":517158,"journal":{"name":"Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah","volume":"30 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-06-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"141231687","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Kesediaan Membayar Pengunjung untuk Konservasi Kawasan Hutan Air Terjun Benang Kelambu Lombok Ditinjau dari Perspektif Islam 从伊斯兰角度看游客为保护龙目岛贝南凯兰布瀑布林区付费的意愿
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Pub Date : 2024-06-01 DOI: 10.47467/alkharaj.v6i6.2373
Moh. Huzaini, Ali Akbar Hidayat, Muhamad Baiul Hak
{"title":"Kesediaan Membayar Pengunjung untuk Konservasi Kawasan Hutan Air Terjun Benang Kelambu Lombok Ditinjau dari Perspektif Islam","authors":"Moh. Huzaini, Ali Akbar Hidayat, Muhamad Baiul Hak","doi":"10.47467/alkharaj.v6i6.2373","DOIUrl":"https://doi.org/10.47467/alkharaj.v6i6.2373","url":null,"abstract":"The research aims to identify factors that influence visitors' willingness to pay for conservation activities in the Benang Kelambu Waterfallforest area from an Islamic perspective. This type of research is associative research with a quantitative approach. The research location was carried out in the Rinjani forest area (RTK1) which contains the Benang Stokel waterfall and the Benang Kelambu waterfall, which are administratively included in Aik Berik Village, North Batukliang District, Central Lombok Regency, West Nusa Tenggara. The research sample was taken using Non-Probability Sampling, and respondents were selected using a purposive sampling technique with a sample size of 160 respondents. The variables used in the research are religiosity, age, gender, income, education level, awareness, perception, and willingness to pay. The results of this research show that partially the variables age, income, awareness of the importance of conservation, religiosity, and gender have a significant effect on willingness to pay, while the variables education and perception of the availability of facilities have an effect but are not significant. Meanwhile, simultaneously all variables have an influence and are significant on the amount of willingness to pay for conservation","PeriodicalId":517158,"journal":{"name":"Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah","volume":"35 21","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-06-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"141232883","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Pengaruh Profitabilitas, Likuiditas, Earning Per Share (EPS) dan Covid-19 (Sebagai Variabel Dummy) terhadap Harga Saham Perusahaan Perbankan yang Terdaftar di BEI Tahun 2016-2022 2016-2022年盈利能力、流动性、每股收益(EPS)和Covid-19(作为虚拟变量)对IDX上市银行公司股价的影响
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Pub Date : 2024-06-01 DOI: 10.47467/alkharaj.v6i6.1652
Nanda Aisyah Rissema, Gregorius N.Masdjojo
{"title":"Pengaruh Profitabilitas, Likuiditas, Earning Per Share (EPS) dan Covid-19 (Sebagai Variabel Dummy) terhadap Harga Saham Perusahaan Perbankan yang Terdaftar di BEI Tahun 2016-2022","authors":"Nanda Aisyah Rissema, Gregorius N.Masdjojo","doi":"10.47467/alkharaj.v6i6.1652","DOIUrl":"https://doi.org/10.47467/alkharaj.v6i6.1652","url":null,"abstract":"The COVID-19 pandemic hit Indonesia in 2020, the world Composite Stock Price Index (IHSG) decreased drastically in 2020. Indonesia's IHSG fell significantly in March, after information about Covid-19 entered Indonesia. Shares are the highest risk and riskiest among investment instruments. Share prices are formed based on an agreement between demand and supply for traded shares. The share price shows the issuer's performance, share price movements are in line with the issuer's performance, and the issuer's share price tends to rise by investors. Based on the results of the research and discussion, it was concluded that ROA, EPS and COVID-19 had no effect on the share prices of banking companies listed on the IDX Indonesia Stock Exchange. The Current Ratio has an influence on the share prices of banking companies listed on the IDX. The influence of the Current Ratio shows that the company is able to manage current debt with the current assets it owns even though Covid-19 is currently hitting Indonesia.","PeriodicalId":517158,"journal":{"name":"Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah","volume":"10 12","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-06-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"141233990","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Pengaruh Penggunaan Layanan Financial Technology Terhadap Keberlangsungan Usaha Pelaku UMKM: Studi Kasus UMKM Kecamatan Medan Marelan 使用金融技术服务对中小微企业行为者业务可持续性的影响:棉兰马雷兰区中小微企业案例研究
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Pub Date : 2024-06-01 DOI: 10.47467/alkharaj.v6i6.2711
Sharzia Adewirza, Isra Hayati
{"title":"Pengaruh Penggunaan Layanan Financial Technology Terhadap Keberlangsungan Usaha Pelaku UMKM: Studi Kasus UMKM Kecamatan Medan Marelan","authors":"Sharzia Adewirza, Isra Hayati","doi":"10.47467/alkharaj.v6i6.2711","DOIUrl":"https://doi.org/10.47467/alkharaj.v6i6.2711","url":null,"abstract":"This research aims to determine the influence of the use of financial technology services on the business sustainability of MSMEs (Case Study of MSMEs in Medan Marelan District) both partially and simultaneously. This research approach is associative. The sample in this research was 30 Micro, Small and Medium Enterprises (MSMEs) in Medan Marelan District that use Financial Technology in the form of QRIS (Quick Response Code Indonesian Standard). QRIS (Quick Response Code Indonesian Standard) is available on the Dana, OVO, Shopee Pay, GoPay, mobile banking and other applications. Data collection techniques in research use observation, documentation and questionnaire techniques. The data analysis technique in this research uses a Simple Linear Analysis Test, Hypothesis Test (t Test). The research results show that partially the financial technology variable has a significant effect on the sustainability of Medan Marelan District MSMEs, as indicated by the t-test results being greater than t table (14,214>2,048) with a significant number of 0.01<0.05. The magnitude of the influence of 87.8% is shown through the R-Square calculation. Shows that the use of Financial Technology Services affects the sustainability of MSMEs by 87.8%.","PeriodicalId":517158,"journal":{"name":"Al-Kharaj: Jurnal Ekonomi, Keuangan &amp; Bisnis Syariah","volume":"120 7","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-06-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"141234097","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
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