المجلة العلمية للبحوث والدراسات التجارية最新文献_第8页

نموذج مقترح لتقدير الاشتراكات في شركات التكافل باستخدام الشبكات العصبية ذات الانتشار الخلفي 利用反向传播神经网络估算回教保险公司出资额的拟议模型

المجلة العلمية للبحوث والدراسات التجارية Pub Date : 2024-03-01 DOI: 10.21608/sjrbs.2024.258064.1580

mona elbesher

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An Intelligent Model to Assess the Credit Risk in Egyptian Banks 评估埃及银行信贷风险的智能模型

المجلة العلمية للبحوث والدراسات التجارية Pub Date : 2024-03-01 DOI: 10.21608/sjrbs.2024.272113.1637

Khaled Fathy, Mohamed Marie, Engy Yehia

{"title":"An Intelligent Model to Assess the Credit Risk in Egyptian Banks","authors":"Khaled Fathy, Mohamed Marie, Engy Yehia","doi":"10.21608/sjrbs.2024.272113.1637","DOIUrl":"https://doi.org/10.21608/sjrbs.2024.272113.1637","url":null,"abstract":"In the realm of financial and banking institutions, the art of forecasting and assessing banking risks holds paramount significance. Preserving the financial stability of banks is contingent upon adept risk management, a cornerstone in enhancing overall bank performance. Moreover, the effectiveness of financial and banking institutions can be gauged by their ability to systematically evaluate and mitigate risks. Among these risks, the assessment of banking credit risks looms large in contemporary times, given the heightened necessity for decision-makers to anticipate the likelihood of loan defaults. However, one formidable challenge persists: the inadequate assessment of banking credit risks. This challenge stems from the multifaceted factors that influence risk assessment and the soundness of credit decisions. In response to this pressing issue, our research presents a predictive model employing machine learning (ML) algorithms. Our objective is to facilitate informed credit decision-making and safeguard the financial assets of banks. In pursuit of this aim, we employed five machine learning classification algorithms: Artificial Neural Networks (ANN), Random Forest (RF), Logistic Regression (LR), Decision Tree (DT) and XGBoost (XGB). To ensure the robustness of our study, we utilized a real-world dataset gleaned from the historical records of a prominent Egyptian bank. Subsequently, we assessed the performance of our model based on key metrics such as accuracy, precision, recall, and the f1 score. The results showed that XGB exhibited the highest accuracy, underlining the potential for ML algorithms to revolutionize the assessment of banking credit risks.","PeriodicalId":509747,"journal":{"name":"المجلة العلمية للبحوث والدراسات التجارية","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2024-03-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140403883","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

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تحليل السياسة الخارجية للتنظيمات الجهادية فى منطقة الساحل والصحراء 分析萨赫勒-撒哈拉地区圣战组织的外交政策

المجلة العلمية للبحوث والدراسات التجارية Pub Date : 2024-03-01 DOI: 10.21608/sjrbs.2024.112263.1230

ياسر حجازي تمام سالمان سالم

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A Proposed Framework for Improving Online Banking Transactions Using Blockchain 利用区块链改进网上银行交易的拟议框架

المجلة العلمية للبحوث والدراسات التجارية Pub Date : 2024-03-01 DOI: 10.21608/sjrbs.2024.253853.1568

Mohamed Samir Saad, Ahmed Abd-Elwahab

{"title":"A Proposed Framework for Improving Online Banking Transactions Using Blockchain","authors":"Mohamed Samir Saad, Ahmed Abd-Elwahab","doi":"10.21608/sjrbs.2024.253853.1568","DOIUrl":"https://doi.org/10.21608/sjrbs.2024.253853.1568","url":null,"abstract":"The aim of this article is to propose a framework for mobile applications to improve online banking transactions using blockchain to secure customers’ accounts for any transactions via application. The application addresses customer account security issues by improving online banking transactions. Blockchain technology creates a ledger to protect against hacking, improving efficiency. This solution reduces complexity by allowing apps to maintain and share secure, visible, and immutable records. The blockchain has the potential to optimize the internet banking sector by enhancing privacy, transparency, and effectiveness. Blockchain could change online banking by boosting transaction speed, lowering costs, improving transparency, and increasing privacy. It may also reduce the need for third-party intermediaries such as clearinghouses and other financial institutions. Consequently, transaction costs are reduced, and efficiency is increased. Additionally, by documenting all transactions and making it simpler for regulators to monitor transactions and avoid fraudulent activities that surround many of us as a result of corruption, blockchains can promote transparency. There are several methods that can satisfy the requirements of online transactions. Most online banking transactions that use blockchain to enhance frameworks benefit from a variety of technologies to provide comprehensive solutions. Consequently, for the blockchain to acquire its full potential in the online banking sector, these dangers must be addressed. while safeguarding the user and the infrastructure for smart applications. This paper provides a proposed framework for online banking transactions using blockchain.","PeriodicalId":509747,"journal":{"name":"المجلة العلمية للبحوث والدراسات التجارية","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2024-03-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140400434","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

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Impact of the Digital Supply Chain on Sales and Logistics Performance in the Jewelry Industry. A Case Study of L'AZURDE, Egypt. 数字供应链对珠宝业销售和物流绩效的影响。埃及 L'AZURDE 案例研究。

المجلة العلمية للبحوث والدراسات التجارية Pub Date : 2024-03-01 DOI: 10.21608/sjrbs.2024.246745.1554

كريم محمد سيد سليمان, أحمد حزين

{"title":"Impact of the Digital Supply Chain on Sales and Logistics Performance in the Jewelry Industry. A Case Study of L'AZURDE, Egypt.","authors":"كريم محمد سيد سليمان, أحمد حزين","doi":"10.21608/sjrbs.2024.246745.1554","DOIUrl":"https://doi.org/10.21608/sjrbs.2024.246745.1554","url":null,"abstract":"The evolving landscape of the supply chain (SC) emphasizes the need for flexibility, resilience, and dependability, especially in the face of digital transformation challenges. As SCs become more digitalized, seamless coordination, traceability, and adaptability become dominant to ensure optimal control and visibility. This research investigates the influence of the digital supply chain (DSC) on sales and logistics outcomes, specifically within the jewelry industry at \"L’AZURDE Company in Egypt.\" Furthermore, this research attempts to explore the benefits linked to DSC and its implications for sales and logistical efficiency through Digital Transformation (DT). Using quantitative analysis, this study evaluates the impact of the DSC on sales and logistics within the jewelry industry. The research used primary survey data and was further enriched with historical data from L’AZURDE. Moreover, the research adopted methods such as confirmatory factor analysis (CFA), correlation analysis, and structural equation modeling (SEM) to understand underlying relations, define the interconnections between variables, and examine the suggested hypothesis.","PeriodicalId":509747,"journal":{"name":"المجلة العلمية للبحوث والدراسات التجارية","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2024-03-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140405705","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

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مدخل مقترح لتحسين جودة الإفصاح المحاسبى من خلال الحد من ظاهرة عدم تماثل المعلومات بالإعتماد على تكنولوجيا سلاسل الكتل 通过区块链技术尽量减少信息不对称现象提高会计信息披露质量的建议方法

المجلة العلمية للبحوث والدراسات التجارية Pub Date : 2024-03-01 DOI: 10.21608/sjrbs.2024.251087.1562

شذى إسماعيل عبده القروى

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دور الخداع الأعلاني في قرار الشراء بالتطبيق علي السلع الاستهلاكية في مصر 广告欺骗在埃及消费品购买决策中的作用

المجلة العلمية للبحوث والدراسات التجارية Pub Date : 2024-03-01 DOI: 10.21608/sjrbs.2024.190821.1448

محمد جمال منصور

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الدور التفاعلى لريادة الأعمال فى تحقيق المكانة التنظيمية من خلال الارتجال الاستراتيجي دراسة تحليلية لاراء عينة من العاملين في المصارف الخاصة في محافظات جمهورية مصر العربيه 创业精神在通过即兴战略实现组织声望方面的互动作用对阿拉伯埃及共和国各省私营银行员工意见样本的分析研究

المجلة العلمية للبحوث والدراسات التجارية Pub Date : 2024-03-01 DOI: 10.21608/sjrbs.2024.259662.1584

شریهان مصطفى التونى التونى

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دعم القدرة التنافسية لمنظمات الاعمال الصناعية من خلال التكامل بين كل من التصنيع الخالي من الفقد والتصنيع الفعال وأسعار الظل وتحليل الحساسية (دراسة ميدانية) 通过整合精益生产、高效生产、影子定价和敏感性分析，支持制造业企业组织的竞争力（实地研究）

المجلة العلمية للبحوث والدراسات التجارية Pub Date : 2024-03-01 DOI: 10.21608/sjrbs.2024.268778.1622

م.م وسام زكي محمد

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دراسة تحليلية للعلاقة بين أبعاد الاستراتيجيات الوظيفية لإدارة الموارد البشرية والبراعة التنظيمية دِراسة ميْدانيَّة. 在一项实地研究中，对人力资源管理职能战略的各个维度与组织敏捷性之间的关系进行分析研究。

المجلة العلمية للبحوث والدراسات التجارية Pub Date : 2024-03-01 DOI: 10.21608/sjrbs.2024.267474.1616

صلاح الدين إسماعيل صلاح الدين

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