利用区块链改进网上银行交易的拟议框架

Mohamed Samir Saad, Ahmed Abd-Elwahab
{"title":"利用区块链改进网上银行交易的拟议框架","authors":"Mohamed Samir Saad, Ahmed Abd-Elwahab","doi":"10.21608/sjrbs.2024.253853.1568","DOIUrl":null,"url":null,"abstract":"The aim of this article is to propose a framework for mobile applications to improve online banking transactions using blockchain to secure customers’ accounts for any transactions via application. The application addresses customer account security issues by improving online banking transactions. Blockchain technology creates a ledger to protect against hacking, improving efficiency. This solution reduces complexity by allowing apps to maintain and share secure, visible, and immutable records. The blockchain has the potential to optimize the internet banking sector by enhancing privacy, transparency, and effectiveness. Blockchain could change online banking by boosting transaction speed, lowering costs, improving transparency, and increasing privacy. It may also reduce the need for third-party intermediaries such as clearinghouses and other financial institutions. Consequently, transaction costs are reduced, and efficiency is increased. Additionally, by documenting all transactions and making it simpler for regulators to monitor transactions and avoid fraudulent activities that surround many of us as a result of corruption, blockchains can promote transparency. There are several methods that can satisfy the requirements of online transactions. Most online banking transactions that use blockchain to enhance frameworks benefit from a variety of technologies to provide comprehensive solutions. Consequently, for the blockchain to acquire its full potential in the online banking sector, these dangers must be addressed. while safeguarding the user and the infrastructure for smart applications. This paper provides a proposed framework for online banking transactions using blockchain.","PeriodicalId":509747,"journal":{"name":"المجلة العلمية للبحوث والدراسات التجارية","volume":null,"pages":null},"PeriodicalIF":0.0000,"publicationDate":"2024-03-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":"0","resultStr":"{\"title\":\"A Proposed Framework for Improving Online Banking Transactions Using Blockchain\",\"authors\":\"Mohamed Samir Saad, Ahmed Abd-Elwahab\",\"doi\":\"10.21608/sjrbs.2024.253853.1568\",\"DOIUrl\":null,\"url\":null,\"abstract\":\"The aim of this article is to propose a framework for mobile applications to improve online banking transactions using blockchain to secure customers’ accounts for any transactions via application. The application addresses customer account security issues by improving online banking transactions. Blockchain technology creates a ledger to protect against hacking, improving efficiency. This solution reduces complexity by allowing apps to maintain and share secure, visible, and immutable records. The blockchain has the potential to optimize the internet banking sector by enhancing privacy, transparency, and effectiveness. Blockchain could change online banking by boosting transaction speed, lowering costs, improving transparency, and increasing privacy. It may also reduce the need for third-party intermediaries such as clearinghouses and other financial institutions. Consequently, transaction costs are reduced, and efficiency is increased. Additionally, by documenting all transactions and making it simpler for regulators to monitor transactions and avoid fraudulent activities that surround many of us as a result of corruption, blockchains can promote transparency. There are several methods that can satisfy the requirements of online transactions. Most online banking transactions that use blockchain to enhance frameworks benefit from a variety of technologies to provide comprehensive solutions. Consequently, for the blockchain to acquire its full potential in the online banking sector, these dangers must be addressed. while safeguarding the user and the infrastructure for smart applications. This paper provides a proposed framework for online banking transactions using blockchain.\",\"PeriodicalId\":509747,\"journal\":{\"name\":\"المجلة العلمية للبحوث والدراسات التجارية\",\"volume\":null,\"pages\":null},\"PeriodicalIF\":0.0000,\"publicationDate\":\"2024-03-01\",\"publicationTypes\":\"Journal Article\",\"fieldsOfStudy\":null,\"isOpenAccess\":false,\"openAccessPdf\":\"\",\"citationCount\":\"0\",\"resultStr\":null,\"platform\":\"Semanticscholar\",\"paperid\":null,\"PeriodicalName\":\"المجلة العلمية للبحوث والدراسات التجارية\",\"FirstCategoryId\":\"1085\",\"ListUrlMain\":\"https://doi.org/10.21608/sjrbs.2024.253853.1568\",\"RegionNum\":0,\"RegionCategory\":null,\"ArticlePicture\":[],\"TitleCN\":null,\"AbstractTextCN\":null,\"PMCID\":null,\"EPubDate\":\"\",\"PubModel\":\"\",\"JCR\":\"\",\"JCRName\":\"\",\"Score\":null,\"Total\":0}","platform":"Semanticscholar","paperid":null,"PeriodicalName":"المجلة العلمية للبحوث والدراسات التجارية","FirstCategoryId":"1085","ListUrlMain":"https://doi.org/10.21608/sjrbs.2024.253853.1568","RegionNum":0,"RegionCategory":null,"ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":null,"EPubDate":"","PubModel":"","JCR":"","JCRName":"","Score":null,"Total":0}
引用次数: 0

摘要

本文旨在提出一个移动应用程序框架,利用区块链改进网上银行交易,确保客户通过应用程序进行任何交易时的账户安全。该应用程序通过改进网上银行交易来解决客户账户安全问题。区块链技术创建了一个账本,可防止黑客攻击,提高效率。该解决方案允许应用程序维护和共享安全、可见和不可更改的记录,从而降低了复杂性。区块链有可能通过提高隐私、透明度和效率来优化网络银行业。区块链可以通过提高交易速度、降低成本、提高透明度和增加隐私来改变网上银行。它还可以减少对第三方中介机构(如信息交换中心和其他金融机构)的需求。因此,交易成本降低,效率提高。此外,区块链可以记录所有交易,使监管机构更容易监控交易,避免因腐败而导致的欺诈活动,从而提高透明度。有几种方法可以满足在线交易的要求。大多数使用区块链加强框架的在线银行交易都得益于各种技术,以提供全面的解决方案。因此,区块链要想在网上银行领域充分发挥潜力,就必须解决这些危险,同时保障用户和智能应用基础设施的安全。本文为使用区块链的网上银行交易提供了一个拟议框架。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
A Proposed Framework for Improving Online Banking Transactions Using Blockchain
The aim of this article is to propose a framework for mobile applications to improve online banking transactions using blockchain to secure customers’ accounts for any transactions via application. The application addresses customer account security issues by improving online banking transactions. Blockchain technology creates a ledger to protect against hacking, improving efficiency. This solution reduces complexity by allowing apps to maintain and share secure, visible, and immutable records. The blockchain has the potential to optimize the internet banking sector by enhancing privacy, transparency, and effectiveness. Blockchain could change online banking by boosting transaction speed, lowering costs, improving transparency, and increasing privacy. It may also reduce the need for third-party intermediaries such as clearinghouses and other financial institutions. Consequently, transaction costs are reduced, and efficiency is increased. Additionally, by documenting all transactions and making it simpler for regulators to monitor transactions and avoid fraudulent activities that surround many of us as a result of corruption, blockchains can promote transparency. There are several methods that can satisfy the requirements of online transactions. Most online banking transactions that use blockchain to enhance frameworks benefit from a variety of technologies to provide comprehensive solutions. Consequently, for the blockchain to acquire its full potential in the online banking sector, these dangers must be addressed. while safeguarding the user and the infrastructure for smart applications. This paper provides a proposed framework for online banking transactions using blockchain.
求助全文
通过发布文献求助,成功后即可免费获取论文全文。 去求助
来源期刊
自引率
0.00%
发文量
0
×
引用
GB/T 7714-2015
复制
MLA
复制
APA
复制
导出至
BibTeX EndNote RefMan NoteFirst NoteExpress
×
提示
您的信息不完整,为了账户安全,请先补充。
现在去补充
×
提示
您因"违规操作"
具体请查看互助需知
我知道了
×
提示
确定
请完成安全验证×
copy
已复制链接
快去分享给好友吧!
我知道了
右上角分享
点击右上角分享
0
联系我们:info@booksci.cn Book学术提供免费学术资源搜索服务,方便国内外学者检索中英文文献。致力于提供最便捷和优质的服务体验。 Copyright © 2023 布克学术 All rights reserved.
京ICP备2023020795号-1
ghs 京公网安备 11010802042870号
Book学术文献互助
Book学术文献互助群
群 号:481959085
Book学术官方微信