Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah最新文献

{"title":"Pengaruh Customer Experience, Trust dan Brand Image terhadap Minat Beli Ulang Paket Internet Smartfren","authors":"Anik Khusnul Khatimah, Sudarwati Sudarwati, Raisa Aribatul Hamidah","doi":"10.47467/alkharaj.v6i3.4803","DOIUrl":"https://doi.org/10.47467/alkharaj.v6i3.4803","url":null,"abstract":"There are various internet package providers that trigger competition between providers which makes producers compete to set strategies so they can win the competition. There are several factors to consider for consumers to repurchase a product including customer experience, consumer trust and brand image. the purpose of this study to determine the effect of customer experience, trust and brand image on the intention to repurchase internet packages in Karanganyar. in this study using quantitative research methods. Population used are smartfren internet package users in Karanganyar who use it more than once, the number of which cannot be known and is included in the unlimited population category, the sample used is 100 respondents. Targeted sampling methods that use low-probability sampling techniques. The data collection used consists of observations, documentation, questionnaires, interviews and literature research. Data analysis techniques include statistical analysis such as multiple regression test, F-test, T-test, and coefficient of determination. The results of this survey have a positive and significant impact on the intention to purchase Smartfren internet packages in Karanganyar. Keyword : Customer Experience, Trust, Brand Image, repurchase intention.","PeriodicalId":504916,"journal":{"name":"Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2023-09-12","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139340999","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Pengaruh Literasi Keuangan Digital terhadap Perilaku Menabung dan Perilaku Berbelanja pada Generasi Z","authors":"Alysa Alysa, Fida Muthia, Isni Andriana","doi":"10.47467/alkharaj.v6i3.4706","DOIUrl":"https://doi.org/10.47467/alkharaj.v6i3.4706","url":null,"abstract":"This study aims to determine and analyze the effect of digital financial literacy on saving behavior and shopping behavior in generation Z. This research uses a quantitative method with a questionnaire as a research instrument. The population in this study focused on undergraduate students in the Management Department of the Faculty of Economics at Sriwijaya University and there were 1,004 people. The research sample is determined by the technique purpose sampling and calculated using the formula slovin, so that as many as 91 students participated in this study. The data analysis technique used in this study is descriptive statistical analysis and using multiple linear regression Sturctural Equation Modelling-Partial Least Squared (SEM-PLS) withsoftware WarpPLS 7.0. The results of this study indicate that digital financial literacy has a positive and significant effect on saving behavior and shopping behavior in generation Z. Keywords: digital financial literacy, saving behavior, and shopping behavior","PeriodicalId":504916,"journal":{"name":"Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2023-09-12","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139340811","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Produktivitas Karyawan Ditinjau dari Disiplin, Lingkungan dan Insentif Kerja pada PT Iskandartex Solo","authors":"Alfira Putri Fitriani, Ida Aryati Diyah, S. Maryam","doi":"10.47467/alkharaj.v6i3.4717","DOIUrl":"https://doi.org/10.47467/alkharaj.v6i3.4717","url":null,"abstract":"This study aims to determine the discipline, environment and work iincentives simultaneously or partially on employee productivity at PT. Iskandartex Solo. This study used a quantitative descriptive approach, the population iin this study were employees of PT. Iskandartex with a total of 900 with a simple random sampling technique, namely using quota sampling by directly determining the number of samples to be studied, namely employees iin the production department, totaling 80. Data was collected by distributing questionnaires. F test, t test, multiple llinear regression and coefficient of determination (R2) were used to analyze the data. The results of the study show that discipline, work environment and iincentives have a simultaneous and significant effect on employee productivity. Keywords: Employee Productivity, Discipline, Environment, and Incentives","PeriodicalId":504916,"journal":{"name":"Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2023-09-12","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139340814","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"The Impact Of Return On Asset(ROA), Return On Equity (ROE) And Earnings Per Share (EPS), On Stock Price In The Non Cyclical Consummer Sector Period 2017-2021","authors":"Siti Fatonah, Ida Aryati, Ratna Damayanti","doi":"10.47467/alkharaj.v6i3.4794","DOIUrl":"https://doi.org/10.47467/alkharaj.v6i3.4794","url":null,"abstract":"Determining the impact that earnings per share, return on assets, and return on equity have on the price of consumer staples in the period 2017-2021 This study was conducted as descriptiv quantification with secondary data type. A total is 59 consumer essential companies are listed on IDX. purposeful sampling. The data collection method used the annuall  financial statement data documentation method. tested with multiple linear regression analyses. As a result, Return on Asset (ROA) has a signifficant and negative impact on stock prices, Return  on  Equity  (X2) has  a positive  and significant  effectt  on the share price. In stock costs, Profit Per Offer (EPS) emphatically affects stock costs. The independent variables ROA, ROE, and EPS can account for 83.5 percent of the stock price, according to the coefficient of determination analysis results. Additionally, you can expand this concentrate by involving other free factors as there are then again other autonomous factors like resource turnover, DAR, DER, CR, TATO and others that can influence stock cost.. Keywords: Roa; Roe; Eps;  Stock price","PeriodicalId":504916,"journal":{"name":"Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2023-09-12","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139340907","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Purchase Decisions for Users of Scarlett Whitening Products Viewed from Brand Ambassador, Product Innovation, and Word of Mouth:","authors":"Laili Qodri Kusumawati, Istiatin Istiatin, Ratna Damayanti","doi":"10.47467/alkharaj.v6i3.4714","DOIUrl":"https://doi.org/10.47467/alkharaj.v6i3.4714","url":null,"abstract":"The purpose of this study is to understand how brand ambassadors, product innovation, and word-of-mouth influence how Scarlett Whitening is used in the Universitas Islam Batik Surakarta community of master's students. The methodology being used is a quantitative methodology. Around 1814 were surveyed, around 182  participated in the sample, and the sampling technique used purposive sampling. Utilized data include preliminary and secondary data obtained by observation, documentation, questionnaires, interviews, and literary studies. Data analysis techniques used in this study include the classic assumptions of normality, multicollinearity, and heteroskedasticity, regression line analysis, simultaneous and parsial analysis, and coefficient determination (R2). The findings of this study indicate that word of mouth advertising, product innovation, and brand ambassadorship have a positive and significant impact on customer perception.  Keywords: Purchase Decision, Brand Ambassador, Product Innovation and Word Of Mouth","PeriodicalId":504916,"journal":{"name":"Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2023-09-12","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139340650","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Efektivitas dan Kontribusi Pajak Bumi dan Bangunan Pedesaan dan Perkotaan terhadap Pendapatan Asli Daerah Kabupaten Bojonegoro Tahun 2018-2022","authors":"Siti Alya Noviani, Erry Andhaniwati","doi":"10.47467/alkharaj.v6i3.4816","DOIUrl":"https://doi.org/10.47467/alkharaj.v6i3.4816","url":null,"abstract":"The purpose of this study is to determine the level of effectiveness of land and building tax revenue and how much the contribution of land and building tax to Bojonegoro District Original Revenue. Data collection techniques are carried out using documentation techniques. The data analysis technique used is the effectiveness ratio analysis technique and the contribution ratio analysis technique. This research is a quantitative descriptive research, which is based on an explanation of the numbers. The data in this study are in the form of targets and realization of Rural and Urban Land and Building Tax revenues, as well as targets and realization of Local Own Revenue for Bojonegoro Regency overnight 5 (five) years. The results of the study show that the effectiveness of the Bojonegoro Regency land and building tax from 2018 to 2022 is in the very effective category. Meanwhile, its contribution is included in the category of very less contribution to Regional Original Revenue. It is hoped that the Bojonegoro Regency Government will continue to explore potentials that can increase land and building tax revenues as well as increase the contribution of land and building tax. They need to optimize land and building tax revenues, such as adding tax collection facilities. Keywords: Effectiveness; Contributions; Land and Building Tax","PeriodicalId":504916,"journal":{"name":"Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2023-09-12","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139340866","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Pengaruh Herding Behaviour, Risk Tolerance dan Iklan Proyek terhadap Minat Mahasiswa Berinvestasi pada Crowdfunding Syariah dengan Religiusitas sebagai Variabel Moderasi","authors":"L. Hakim, Juwita Rahmawati","doi":"10.47467/alkharaj.v6i3.4672","DOIUrl":"https://doi.org/10.47467/alkharaj.v6i3.4672","url":null,"abstract":"ABSTRAK. Crowdfunding Syariah ialah fintech pengumpulan dana berbasis syariah sebagai alternatif instrumen investasi yang lebih beragam. Penelitian ini bertujuan menguji pengaruh herding behaviour, risk tolerance dan iklan proyek terhadap minat investasi mahasiswa pada crowdfunding syariah dengan religiusitas sebagai variabel moderasi. Penelitian ini menggunakan metode kuantitatif dengan teknik analisis PLS-SEM menggunakan SmartPLS 4. Purposive sampling sebagai teknik pengambilan sampel dengan jumlah responden sebanyak 170 mahasiswa. Hasil penelitian ini ialah herding behaviour, risk tolerance dan iklan proyek berpengaruh positif dan signifikan terhadap minat investasi mahasiswa pada crowdfunding syariah. Religiusitas dapat memoderasi herding behaviour dan iklan proyek terhadap minat investasi mahasiswa pada crowdfunding syariah, tetapi religiusitas tidak dapat memoderasi risk tolerance terhadap minat investasi mahasiswa pada crowdfunding syariah.","PeriodicalId":504916,"journal":{"name":"Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2023-09-11","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139341078","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Minat Penggunaan Aplikasi Flip ditinjau dari Kemudahaan, Manfaat, Fitur layanan, dan Kepercayaan pada Reseller Beteng Trade Center","authors":"Gita Andini Saputri, S. Maryam, F. Marwati","doi":"10.47467/alkharaj.v6i3.4624","DOIUrl":"https://doi.org/10.47467/alkharaj.v6i3.4624","url":null,"abstract":"This study aims to analyze the effect of Perceived Ease of Use, Perceived Usefulness , service features and trust on interest in using the Flip Application. The population in this study were 105 Beteng Trade Center resellers who had used Flip. The results show that Perceived Ease of Use, Perceived Usefulness, have no effect on interest in using the Flip Application, while service features and trust have a positive and significant influence on interest in using the Flip Application. Keywords: Perceived Ease of Use, Perceived Usefulness, service features, trust,  interest in use.","PeriodicalId":504916,"journal":{"name":"Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2023-09-11","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139341252","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Peran Kinerja Keryawan Dalam Meningkatkan Pelayanan Rekam Medis pada Klinik Mitra Medika","authors":"Zaini Rahmat Zailani, Wilma Zuarko Adji","doi":"10.47467/alkharaj.v6i3.4625","DOIUrl":"https://doi.org/10.47467/alkharaj.v6i3.4625","url":null,"abstract":"In every company or organization, employee performance is an important part of improving service and progress of a company. The research was conducted at Mitra Medika Clinic. The population in this study was 245 with a sample taken of 152 respondents. This study aims to determine the role of employee performance in improving medical record services at Mitra Medika Clinic. The analytical method used in this research is simple linear regression. The results showed that the role of employee performance had a positive and significant effect on improving medical records at Mitra Medika Clinic. Keywords: performance, service","PeriodicalId":504916,"journal":{"name":"Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2023-09-11","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139341255","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Peran Self-Control Dalam Memoderasi Hubungan Persepsi Kemudahan dan Manfaat Terhadap Perilaku Pembelian Impulsif Pada Pengguna E-Wallet","authors":"D. Rahmawati, Erry Andhaniwati","doi":"10.47467/alkharaj.v6i3.4681","DOIUrl":"https://doi.org/10.47467/alkharaj.v6i3.4681","url":null,"abstract":"This study aims to test and prove empirically the role of self-control as a moderator in the relationship between perceived convenience and perceived benefits of e-wallet users' impulsive buying behavior. The population used in this study were students majoring in accounting at UPN \"Veteran\" East Java T.A. 2019-2022 totaling 1,190 students. Sampling using probability sampling with proportionate stratified random sampling technique so as to produce the required number of respondents as many as 100 people. This type of research is quantitative research with data collection using a questionnaire instrument that contains a list of statements from the indicators of each construct. Data were analyzed using the Partial Least Square (PLS) method and the tool was WarpPLS 7.0 software. This research was tested by testing the outer model, namely by testing the validity and reliability tests. The next stage is to assess the inner model and test the hypothesis. The results of this study prove that perceived ease of use and perceived usefulness have a positive effect on impulsive buying behavior and self-control is able to moderate (weaken) the relationship between variables X and Y.TAM Theory, Impulsive Buying Behavior, E-Wallet, Self-Control   Penelitian ini bertujuan untuk menguji dan membuktikan secara empiris mengenai peran self-control sebagai pemoderasi dalam hubungan persepsi kemudahan dan persepsi manfaat terhadap perilaku pembelian impulsif pengguna e-wallet. Populasi yang digunakan dalam penelitian ini adalah Mahasiswa Jurusan Akuntansi UPN “Veteran” Jawa Timur T.A. 2019-2022 yang berjumlah 1.190 Mahasiswa. Pengambilan sampel menggunakan probability sampling dengan teknik proportionate stratified random sampling sehingga menghasilkan jumlah responden yang dibutuhkan sebanyak 100 orang. Jenis penelitian ini yaitu penelitian kuantitatif dengan pengumpulan data menggunakan instrumen kuesioner yang berisi daftar pernyataan dari indikator-indikator setiap konstruk. Data dianalisis dengan metode Partial Least Square (PLS) dan alat bantu berupa software WarpPLS 7.0. Penelitian ini diuji dengan menguji outer model yaitu dengan uji validitas dan uji reliabilitas. Tahap berikutnya dengan menilai inner model dan uji hipotesis. Hasil dari penelitian ini membuktikan bahwa persepsi kemudahan dan persepsi manfaat berpengaruh positif terhadap perilaku pembelian impulsif serta self-control mampu memoderasi (memperlemah) hubungan antara variabel X dan Y.","PeriodicalId":504916,"journal":{"name":"Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah","volume":null,"pages":null},"PeriodicalIF":0.0,"publicationDate":"2023-09-11","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139341013","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}