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An Analysis of The Influence of Sharia Financial Literacy on Interest in Using Sharia Bank Products 伊斯兰金融素养对使用伊斯兰银行产品兴趣的影响分析

International Economic and Finance Review Pub Date : 2023-03-31 DOI: 10.56897/iefr.v2i1.28

Putri Nuraini, Mohammadtahir Cheumar

{"title":"An Analysis of The Influence of Sharia Financial Literacy on Interest in Using Sharia Bank Products","authors":"Putri Nuraini, Mohammadtahir Cheumar","doi":"10.56897/iefr.v2i1.28","DOIUrl":"https://doi.org/10.56897/iefr.v2i1.28","url":null,"abstract":"This study aims to analyze the influence of Sharia financial literacy on the interest in using Sharia bank products of mosque youth in Pekanbaru City, Riau. The sample of the study consists of 92 respondents. The type of this study is field research with a quantitative approach. The data are obtained from primary data with the analysis techniques using simple linear regression with data processing performed by SPSS Software Version 25. The hypothesis testing of the study is partial analysis (t-test). The results of the study show that the Sharia financial literacy has a positive and significant influence on the interest of mosque youth in Pekanbaru City to use Sharia bank products. It is proved by the t-value of the Sharia financial literacy variable (X) of 6.215 and the t-table value of 1.661, it can be seen that: t-count > t-table (6.215 > 1.671) with a significance level of 0.000 <0.05. Furthermore, the influence of the independent variable (Sharia financial literacy) on the dependent variable (interest) is 53.2%, while the remaining 46.8% is influenced by other variables not included in this study. Keywords: Sharia Financial Literacy, Interest, Sharia Bank Products.","PeriodicalId":500674,"journal":{"name":"International Economic and Finance Review","volume":"357 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-03-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135950655","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Enigma of Increasing Value Added Taxes in Middle of Development Countries Conflict Based on Pancasila Perspective Justice 基于潘卡西拉正义视角的发展中国家冲突中增值税增加之谜

International Economic and Finance Review Pub Date : 2023-03-31 DOI: 10.56897/iefr.v2i1.25

Yazid Bustomi, Alma Evelinda Silalahi

{"title":"Enigma of Increasing Value Added Taxes in Middle of Development Countries Conflict Based on Pancasila Perspective Justice","authors":"Yazid Bustomi, Alma Evelinda Silalahi","doi":"10.56897/iefr.v2i1.25","DOIUrl":"https://doi.org/10.56897/iefr.v2i1.25","url":null,"abstract":"Through Law Number 7 of 2021 concerning the Harmonization of Tax Regulations (HPP Law), the Value Added Tax (VAT) has increased which has resulted in polemics in the community. The increase in VAT coincides with the rise of the country after the COVID-19 pandemic and conflicts between developed countries. This is a normative research type using secondary data consisting of primary legal materials in the form of legislation and secondary legal materials, namely literature. The collection of legal materials is carried out by library research. The data processing technique is carried out by the syllogism method using deductive thinking patterns. The results of the study stated that the increase in VAT through the HPP Law was in accordance with Pancasila Justice. The US-China conflict for Indonesia has significant implications for the Indonesian economy, especially in the export sector and stock investment. The Russian-Ukrainian conflict for Indonesia has implications for trade performance and a severe impact is the increase in global energy prices. This increase put pressure on fiscal conditions. With the increase in VAT, this is a social engineering carried out by the government to change lives for the better. The formulation of Pancasila justice is that the state has a dual role to protect the obligations and rights of its people. Due to limited power, the dual role cannot be carried out by the state so that it requires mutual cooperation with the people so that justice can be achieved. The fact that is not realized through the increase in VAT is that economic democracy: from the people by the people and for the people; then social welfare will be achieved. Keywords: Justice, Pancasila, Tax, VAT","PeriodicalId":500674,"journal":{"name":"International Economic and Finance Review","volume":"73 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-03-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135950654","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

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