伊斯兰金融素养对使用伊斯兰银行产品兴趣的影响分析

Putri Nuraini, Mohammadtahir Cheumar
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引用次数: 0

摘要

本研究旨在分析伊斯兰教金融知识对廖内省北干巴鲁市清真寺青年使用伊斯兰教银行产品的兴趣的影响。该研究的样本包括92名受访者。本研究的类型是采用定量方法的实地调查。数据是从原始数据中获得的,分析技术使用简单的线性回归,数据处理由SPSS软件版本25进行。本研究的假设检验为部分分析(t检验)。研究结果表明,伊斯兰教金融知识对北干巴鲁市清真寺青年使用伊斯兰教银行产品的兴趣具有显著的正向影响。由Sharia金融素养变量(X)的t值为6.215,t表值为1.661证明,可以看出:t-count >t表(6.215 >1.671),显著水平为0.000 <0.05。此外,自变量(Sharia financial literacy)对因变量(interest)的影响为53.2%,其余46.8%受到本研究未包括的其他变量的影响。 关键词:伊斯兰金融素养,利息,伊斯兰银行产品
本文章由计算机程序翻译,如有差异,请以英文原文为准。
An Analysis of The Influence of Sharia Financial Literacy on Interest in Using Sharia Bank Products
This study aims to analyze the influence of Sharia financial literacy on the interest in using Sharia bank products of mosque youth in Pekanbaru City, Riau. The sample of the study consists of 92 respondents. The type of this study is field research with a quantitative approach. The data are obtained from primary data with the analysis techniques using simple linear regression with data processing performed by SPSS Software Version 25. The hypothesis testing of the study is partial analysis (t-test). The results of the study show that the Sharia financial literacy has a positive and significant influence on the interest of mosque youth in Pekanbaru City to use Sharia bank products. It is proved by the t-value of the Sharia financial literacy variable (X) of 6.215 and the t-table value of 1.661, it can be seen that: t-count > t-table (6.215 > 1.671) with a significance level of 0.000 <0.05. Furthermore, the influence of the independent variable (Sharia financial literacy) on the dependent variable (interest) is 53.2%, while the remaining 46.8% is influenced by other variables not included in this study. Keywords: Sharia Financial Literacy, Interest, Sharia Bank Products.
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