{"title":"Agile methodologies in digital banking: Theoretical underpinnings and implications for customer satisfaction","authors":"Damilola Oluwaseun Ogundipe, Opeyemi Abayomi Odejide, Tolulope Esther Edunjobi","doi":"10.53022/oarjst.2024.10.2.0045","DOIUrl":"https://doi.org/10.53022/oarjst.2024.10.2.0045","url":null,"abstract":"This paper delves into the theoretical underpinnings of agile methodologies and investigates their potential to enhance customer satisfaction in digital banking. Theoretical foundations of agile methodologies draw on several key theoretical frameworks complexity theory, complex systems, like digital banking ecosystems, exhibit emergent properties. Traditional linear approaches struggle to predict these. Agile embraces iterative development cycles and adaptability to changing requirements, acknowledging this complexity lean thinking, derived from manufacturing, lean thinking prioritizes eliminating waste and maximizing customer value. Agile translates this by focusing on short development sprints, prioritizing features with the highest customer impact, and minimizing unnecessary functionalities customer co-creation, traditional models often distance customers from the development process. Agile emphasizes customer co-creation, actively involving them in design and testing. This fosters a deeper understanding of customer needs and leads to more relevant and satisfying digital banking experiences. Agile practices in digital banking. Agile methodologies encompass diverse practices. This visual management system focuses on workflow optimization. Promoting a continuous flow of work from development to deployment user stories and acceptance criteria, User Acceptance criteria define the specific conditions a feature must meet for user approval. These practices ensure features align with customer needs and expectations. Agile methodologies hold significant promise for enhancing customer satisfaction in digit banking. Agile development allows banks to deliver new features and functionalities faster, keeping pace with evolving customer demands. Customers benefit from quicker access to innovative solutions that address their financial needs. This results in digital banking experiences that are intuitive, efficient, and cater to specific user needs. Increased Innovation, The iterative nature of agile fosters continuous learning and experimentation. Banks can test new features, gather customer feedback, and rapidly iterate upon them, leading to a more innovative and dynamic digital banking experience. Improved transparency and trust, agile practices promote open communication and collaboration between development teams and customers. Customers are kept informed of updates and have a voice in shaping the development process, fostering trust and a sense of ownership.","PeriodicalId":499957,"journal":{"name":"Open access research journal of science and technology","volume":"52 26","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-03-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140363073","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"A rare case of recurrent anemia with giant lipoma of jejunum: A case report","authors":"Rina Prasad, Kamlesh Jaiswal","doi":"10.53022/oarjst.2024.10.1.0014","DOIUrl":"https://doi.org/10.53022/oarjst.2024.10.1.0014","url":null,"abstract":"Lipoma of the gastrointestinal tract is a rare, benign, usually single, slow growing, non-epithelial neoplasms derived from mature adipocytes.3 The colon is the commonest site of the digestive tract with an incidence rate ~4.4%. Most of the lipomas are asymptomatic and incidentally detected.3 Lipoma should be differentiated from true neoplasia, because in most of the cases they do not need any intervention unless they cause a symptom or are large in size.3 Endoscopic resection is preferred for lipomas < 2cm and surgery for lipomas > 2cm to avoid complication such as bleeding and perforation. We report a case of a 40-year-old male, who was found to have 15cm jejunal lipoma by imaging and confirmed by histopathology.","PeriodicalId":499957,"journal":{"name":"Open access research journal of science and technology","volume":"12 6","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-02-28","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140418136","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Promoting innovation in mental health treatment: Exploring intellectual property laws in innovative and affordable technologies","authors":"Jude Amaechi Odihe","doi":"10.53022/oarjst.2024.10.1.0024","DOIUrl":"https://doi.org/10.53022/oarjst.2024.10.1.0024","url":null,"abstract":"The paper explored promoting innovation in mental health treatment through exploring intellectual property laws in innovative and affordable technologies. The current intellectual property landscape presents challenges that demand strategic adjustments to strike a balance between incentivizing innovation and ensuring widespread accessibility to groundbreaking mental health technologies. Proposed recommendations encompass among others; advocating for shorter and more flexible patent terms, introducing legislative clarity on patent infringement, and promoting collaboration through legal measures. Additionally, the recommendations prioritize incentivizing information sharing, discouraging knowledge fragmentation, and embedding provisions that prioritize the accessibility and affordability of mental health technologies. This comprehensive strategy aims to create a legal environment that not only safeguards intellectual property but also propels the mental health technology sector toward heightened innovation, collaboration, and accessibility. The urgency for these reforms is underscored by the identified challenges within the intellectual property framework, emphasizing the need for nuanced adjustments. Ultimately, the recommended reforms offer a holistic approach to foster an environment that protects intellectual property rights while advancing mental health innovation to benefit a diverse range of individuals and communities.","PeriodicalId":499957,"journal":{"name":"Open access research journal of science and technology","volume":"2 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-02-28","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140423266","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Prince Cobbinah, Debrah Yaa Pokuaa Apraku, Latif Iddrisu Nasare, Cosmas S. Abengmeneng
{"title":"Effect of provenance on seed-borne Mycoflora, germination and seedling disease incidence on Khaya Senegalensis seeds in Ghana","authors":"Prince Cobbinah, Debrah Yaa Pokuaa Apraku, Latif Iddrisu Nasare, Cosmas S. Abengmeneng","doi":"10.53022/oarjst.2024.10.1.0079","DOIUrl":"https://doi.org/10.53022/oarjst.2024.10.1.0079","url":null,"abstract":"Seed provenance is an important component determining seed quality in forest restorations. Collection of seeds from diseased-free agro-ecological zones for reforestation programs in Ghana is key. To contribute to knowledge, a research was conducted to assess the effect of provenance on seed-borne mycoflora prevalence, germination and initial seedling disease incidence of Khaya Senegalensis seeds in three agro-ecological zones of Ghana. Four seed-borne fungi in three genera namely Aspergillus niger, A. flavus, Colletotrichum sp. and Penicillium sp. were isolated from Khaya Senegalensis seeds collected from the three different provenances namely Deciduous forest, Transitional and Guinea Savannah zones. Total seed-borne mycoflora infections on Khaya Senegalensis varied significantly (p<0.05) between provenances. Transitional and Deciduous zones recorded equal highest incidence of 100.0% total seed-borne mycoflora infections whilst seeds from the Guinea Savannah zone recorded the least total seed-borne mycoflora infection of 58.3%. Significant differences (p<0.05) were observed between provenances with respect to seed germination. Seeds from Guinea Savannah zone recorded the highest (73.7%) whilst the least percentage (16.3%) germination was observed in seeds sourced from the Deciduous forest zone. There were no significant difference (p<0.05) for percent seedling disease incidence amongst provenances. However, the highest (20.0 %) seedling disease incidence was recorded in seeds sourced from Transitional zone whilst the least (12.5%) recorded in seeds from the Deciduous Forest zone. Provenance has significant effect on seed-borne mycoflora prevalence and seed germination. It is recommended that seeds be collected from provenances with low incidence of seed-borne mycoflora to enhance high seed germination for reforestation programs.","PeriodicalId":499957,"journal":{"name":"Open access research journal of science and technology","volume":"179 1‐2","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-02-28","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140418015","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Bayesian approximation for parameterized KALMAN filter for investigation and simulation of unknown noise variance trajectory following in state space models with different noise distributions","authors":"Farhad Asadi, S. Hossein Sadati","doi":"10.53022/oarjst.2024.10.1.0022","DOIUrl":"https://doi.org/10.53022/oarjst.2024.10.1.0022","url":null,"abstract":"Bayesian approach can be used for parameter identification and extraction in state space models and its ability for analyzing sequence of data in dynamical system is proved in different literatures. In this paper, Bayesian approach for approximation of variances in measurement noise with KALMAN filter is applied for estimation of the dynamical state and measurement data in discrete dynamical system. Detection of uncertainty and estimation of those can be done simultaneously with adaptive KALMAN filter. This algorithm at each step time estimates noise variance and state of system with KALMAN filter. Then, approximation is formed at each step separately and at each step sufficient statistics of the state and noise variances are computed with a fixed-point iteration of a KALMAN filter. For showing influence of variance in measurement data on algorithm different simulations is applied. First, effect of variance and its distribution on detection performance is simulated in KALMAN filter without Bayesian formulation. Then simulation is applied to KALMAN filter with ability of variance tracking of measurement data.in these simulations, influence of distribution of measurement data in each step is estimated and true variance of data is obtained by algorithm and is compared in different scenarios. Afterwards, one typical modeling of nonlinear state space model with inducing noise measurement is simulated by this approach. Finally, the performance and the important limitations of this algorithm in these simulations are explained.","PeriodicalId":499957,"journal":{"name":"Open access research journal of science and technology","volume":"1 2","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-02-28","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140418343","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Kelch 13 gene polymorphisms of Plasmodium falciparum among human population in Nasarawa-West Senatorial District, Nasarawa State, Nigeria","authors":"Isaac Nyiayem Igbawua, Y. Ngwai","doi":"10.53022/oarjst.2024.10.1.0032","DOIUrl":"https://doi.org/10.53022/oarjst.2024.10.1.0032","url":null,"abstract":"Kelch-13 is a gene produced by Plasmodium falciparum, one of the species of Malaria parasite. Malaria remains a major public health challenge especially in Sub-Saharan Africa, a major cause of mortality and morbidity, especially in children and pregnant women. WHO recommends Artemisinin-based combination therapies as the first-line drugs for the treatment of uncomplicated malaria but the emergence and spread of Artemisinin-resistance associated with mutations in K13 gene poses a threat to ACT efficacy. Detection of mutant K13 gene may provide the information on changes in parasite susceptibility to Artemisinin. This study was aimed at detecting K13 gene polymorphisms among human population in Nasarawa-West Senatorial District, Nigeria. A total of 385 blood samples were collected from selected hospitals and screened for malaria by microscopy (the gold standard). Species specific screening of the P. falciparum was done using RDT. Dried blood spots made from RDT positive samples were investigated for the presence of K13 genes by nested PCR. Sequencing detected mutant K13 gene. Results: 103 samples were positive for Plasmodium falciparum by RDT, PCR confirmed 48 K13 genes with a band size of 848 bp. Nucleotide sequence alignment revealed six Single Nucleotides Polymorphisms. The nucleotide sequences were converted to protein sequences and results showed a point mutation in 1(5.0%) of the 20 Pfkelch 13 gene sequenced. Conclusively, the need for continuous surveillance following the detection of mutant gene in the study population is recommended in order to have a wider picture of the parasite diversity for effective malaria control.","PeriodicalId":499957,"journal":{"name":"Open access research journal of science and technology","volume":"8 3","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-02-28","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140420042","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"The impact of soaking heat-cured acrylic resin’s surface roughness in turmeric tamarind solution","authors":"Emma Rachmawati, M. Febriani","doi":"10.53022/oarjst.2024.10.1.0023","DOIUrl":"https://doi.org/10.53022/oarjst.2024.10.1.0023","url":null,"abstract":"Background: Dentures are a solution for the issue of tooth loss. Heat-cured acrylic resin is a common base material for dentures in dentistry. When exposed to acids frequently, the acrylic plate's surface becomes rough. Because of their health advantages, turmeric tamarind herb is commonly taken. Turmeric rhizomes and tamarind fruit are used to make herbal turmeric tamarind. The citric acid in tamarind fruit reduces the surface tension of acrylic resin that has undergone heat curing, increasing porosity and roughness. Materials and Method: 24 heat-cured acrylic resin plates that were pretested and divided into two groups of packed and unpackaged tamarind turmeric herbs were used in the laboratory experiment. The pH value of each group was measured. Each group's 12 samples were soaked for 1, 3, 5, or 7 days before the roughness was gauged and examined. Result: An analysis of the data using the two-way ANOVA test revealed a significant difference between the length of the immersion and the surface roughness of the heat-cured acrylic resin of 0.023 (0.005). However, the difference between the packaged and unpackaged turmeric tamarind groups was just 0.131 (> 0.005). Conclusion: The harshness of the heat-cured acrylic resin was altered by the soaked time in the tamarind turmeric herb. The development of roughness can be affected by some factors, including the presence of acids, especially citric acid, liquid absorption, pH, the breaking down of polymer bonds, the level of hydrogen ions, and improper packing methods.","PeriodicalId":499957,"journal":{"name":"Open access research journal of science and technology","volume":"199 1","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-02-28","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140419078","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Cairo Jocel Makilan Millendez, Nina Jilliana Dela Cruz. Cortez, Deren Dela Cruz De la Peña, Andrea Ysabel Santiago Malapitan, Angelica Alexis Manalon Sto. Tomas, Florimae Espinosa Paimalan
{"title":"Caricake: Development of vitamin A-rich cake sandwich using papaya (Carica papaya) leaves","authors":"Cairo Jocel Makilan Millendez, Nina Jilliana Dela Cruz. Cortez, Deren Dela Cruz De la Peña, Andrea Ysabel Santiago Malapitan, Angelica Alexis Manalon Sto. Tomas, Florimae Espinosa Paimalan","doi":"10.53022/oarjst.2024.10.1.0031","DOIUrl":"https://doi.org/10.53022/oarjst.2024.10.1.0031","url":null,"abstract":"Based on the Estimated Average Requirement, 58% to 81% of vitamin A deficiency is relatively prevalent among Filipino school-aged children. Even though papaya leaves are rich in vitamin A, they are considered agricultural waste in the Philippines. Papaya leaves were used to make a vitamin-A-rich cake sandwich. To test product acceptance, ground papaya leaves were added to the cake sandwich foundation in 5%, 6%, and 7% ratios to flour. Five professional food validators deemed one cake sandwich for a children’s liking. A 5-point hedonic face scale was used to evaluate the cake sandwich by 53 6-9-year-olds. Descriptive statistics followed. Using the 5-point hedonic face scale, 53 Filipino children aged 6 to 9 evaluated CCake2 with an average score of 4.5 (Extremely Like) for its appearance, taste, aroma, texture, and overall acceptability. In HPLC nutrient testing, 35 g of CCake2 has 120 ug of vitamin A. Therefore, CCake2 is the best cake sandwich high in vitamin A for Filipino school-age children.","PeriodicalId":499957,"journal":{"name":"Open access research journal of science and technology","volume":"40 4","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-02-28","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140421472","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Neneng Mardiah, Syaifuddin, Elly Romy, Rosita, Darwin Lie
{"title":"The influence of job characteristics and team work on employee performance with organizational culture as an intervening variable in the water resources department of Bina Marga and Bina Construction Deli Serdang District","authors":"Neneng Mardiah, Syaifuddin, Elly Romy, Rosita, Darwin Lie","doi":"10.53022/oarjst.2024.10.1.0030","DOIUrl":"https://doi.org/10.53022/oarjst.2024.10.1.0030","url":null,"abstract":"The purpose of this research was to determine the influence of job characteristics and team work on employee performance with organizational culture as an intervening variable in the Water Resources, Highways and Construction Services Department of Deli Serdang Regency. The method used in this research is a quantitative descriptive method which is carried out through data collection using questionnaires and statistical testing data analysis. The population in this study was 151 employees, with sampling using the Slovin formula to obtain a sample of 110 employees. The data analysis used was path analysis using the SPSS Statistics version 18 application. The results of the study showed that job characteristics had an influence on organizational culture at the Department of Water Resources, Highways and Construction, Deli Serdang Regency. Team work influences organizational culture at the Deli Serdang Regency Water Resources and Construction Services Department. Job characteristics influence employee performance at the Department of Water Resources, Highways and Construction, Deli Serdang Regency. Team Work influences employee performance at the Department of Water Resources, Highways and Construction, Deli Serdang Regency. Organizational culture influences employee performance at the Department of Water Resources, Highways and Construction, Deli Serdang Regency. Organizational culture is able to mediate the influence of job characteristics on employee performance at the Water Resources Department of Highways and Construction of Deli Serdang Regency. Organizational culture is able to mediate the influence of team work on employee performance at the Water Resources Department of Highways and Construction of Deli Serdang Regency.","PeriodicalId":499957,"journal":{"name":"Open access research journal of science and technology","volume":"14 3","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-02-28","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140423195","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Balancing the Aura in animate and inanimate objects using 2-6 µm mid-infrared","authors":"Umakanthan T., Madhu Mathi, Umadevi U.","doi":"10.53022/oarjst.2024.10.1.0026","DOIUrl":"https://doi.org/10.53022/oarjst.2024.10.1.0026","url":null,"abstract":"In the realm of our galaxy, the constituents of animate and inanimate entities are comprised of atomic structures. Within these atoms, the fundamental particles of electrons, protons, and neutrons engage in perpetual vibrational motion, thus engendering a surrounding energy field known as the \"Aura\". In the case of animate beings, the Aura serves as an indicator of their overall well-being, and there exists a positive correlation between the Aura and the state of health. It is postulated that the human Aura extends approximately 4 to 5 feet in proximity to the corporeal form. Inanimate entities, on the other hand, also emit a certain degree of energy within their vicinity, albeit in a lesser quantitative measure compared to the human Aura. The inherent qualities of inanimate objects are intrinsically linked to their respective Aura. Consequently, we have embarked upon a comprehensive investigation aimed at augmenting the Aura in both animate and inanimate entities. As part of this quest, an assortment of consumables, including edibles, alcohol, cigarettes, and electronic devices were systematically employed and scrutinized for their influence on the human Aura. Remarkably, it was observed that the handling of said inanimate entities led to a discernible diminution in the human Aura. Subsequently, inanimate entities were subjected to irradiation with mid-infrared waves measuring between 2 and 6 µm. Intriguingly, this intervention resulted in a notable amplification of both human and inanimate Auras. It is noteworthy to mention that our ongoing endeavors involve the utilization of a recently designed atomizer, designated as the Mid-Infrared Generating Atomizer (MIRGA), which generated 2-6 µm mid-infrared, and played a pivotal role in the aforementioned study.","PeriodicalId":499957,"journal":{"name":"Open access research journal of science and technology","volume":"410 1‐3","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-02-28","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140417179","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}