International Journal of Innovative Research in Social and Strategy Management Techniques最新文献

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SOFT LOAN: PERCEPTION AND UTILIZATION BY VULNERABLE INTERNALLY DISPLACED BAKASSI PEOPLE 软贷款:易受伤害的国内流离失所的巴卡西人的认知和利用

International Journal of Innovative Research in Social and Strategy Management Techniques Pub Date : 2023-04-04 DOI: 10.48028/iiprds/ijirsssmt.v10.i1.12

R Ukpong-Umo, Inemesit Frank

{"title":"SOFT LOAN: PERCEPTION AND UTILIZATION BY VULNERABLE INTERNALLY DISPLACED BAKASSI PEOPLE","authors":"R Ukpong-Umo, Inemesit Frank","doi":"10.48028/iiprds/ijirsssmt.v10.i1.12","DOIUrl":"https://doi.org/10.48028/iiprds/ijirsssmt.v10.i1.12","url":null,"abstract":"Fifteen (15) years after displacement, Bakassi returnees in Akwa Ibom State communities are yet to be economically integrated. Having lost their identity, property and sense of livelihood, soft loans become necessary means of poverty alleviation. Studies have shown that returnees are vulnerable however they are responsible and capable of being economically viable. The objectives of the study include invetigation on the knowlegde, perception and problems that plague utilization of soft loans by Bakassi returness. In examining this, 286 respondents were randomly selected from six out of nine IDPs Camps. 26 IDIs and 29 KIIs were conducted for indepth insight. Findings have shown that Bakassi returnees knowledge of softloan is high however, accessibility is low and utilization poor. It is concluded from the study that IDBPs possess relevant attributes that could make it possible for them to access loans but have been deterred by several prohibitive factors including need for guarantor, recognition as a community member and fear of absconding after receiving loan. The study recommends that systematic and periodic awareness campaign through inspiring, motivating and re-awakening seminars should be organized in IDPs Camps to instigate and sustain interest in accessing and utilization of soft loans for improved livelihood.","PeriodicalId":492923,"journal":{"name":"International Journal of Innovative Research in Social and Strategy Management Techniques","volume":"18 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-04-04","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"136329329","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

THE TIME SERIES ANALYSIS OF IMPACT OF CAPITAL MARKET DEVELOPMENT ON THE GROWTH OF THE NIGERIAN ECONOMY 资本市场发展对尼日利亚经济增长影响的时间序列分析

International Journal of Innovative Research in Social and Strategy Management Techniques Pub Date : 2023-04-04 DOI: 10.48028/iiprds/ijirsssmt.v10.i1.10

S Ajiteru, J Abalaka, T Sulaiman

{"title":"THE TIME SERIES ANALYSIS OF IMPACT OF CAPITAL MARKET DEVELOPMENT ON THE GROWTH OF THE NIGERIAN ECONOMY","authors":"S Ajiteru, J Abalaka, T Sulaiman","doi":"10.48028/iiprds/ijirsssmt.v10.i1.10","DOIUrl":"https://doi.org/10.48028/iiprds/ijirsssmt.v10.i1.10","url":null,"abstract":"The effectiveness and growth of the capital market in Nigeria's economy is a problem that has been assumed to recent an intractable dimension. The concept market is one of the compartments of the financial system that promotes harm and investment in an economy. The stock exchange market is one of the key institutions of the capital market, a network of individuals, institutions, and instruments involved in the effective channeling of funds from the surplus to the deficit economic unit. The question of whether a market has undergone growth and development or not cannot be adequately answered by simply ‘Yes or No’ there are some issues to be addressed. The main purpose of this study is to show how investors can dissever when a market has attained growth and development for their top investors to know the correctness of a price, which depends on the use of the information at the time of the price decision. Finally, the study is designed to cover the practical and theoretical areas of the stock market. The study is about the market and how effective it is in setting prices, which reflect the worth of the securities, traded in the market.","PeriodicalId":492923,"journal":{"name":"International Journal of Innovative Research in Social and Strategy Management Techniques","volume":"164 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-04-04","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"136329330","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

CLAIMS MANAGEMENT PRACTICES AND COMPETITIVE ADVANTAGE OF LISTED INSURANCE COMPANIES IN NIGERIA 尼日利亚上市保险公司理赔管理实践与竞争优势

International Journal of Innovative Research in Social and Strategy Management Techniques Pub Date : 2023-04-04 DOI: 10.48028/iiprds/ijirsssmt.v10.i1.11

Olawale Banmore, Adesoga Adefulu

{"title":"CLAIMS MANAGEMENT PRACTICES AND COMPETITIVE ADVANTAGE OF LISTED INSURANCE COMPANIES IN NIGERIA","authors":"Olawale Banmore, Adesoga Adefulu","doi":"10.48028/iiprds/ijirsssmt.v10.i1.11","DOIUrl":"https://doi.org/10.48028/iiprds/ijirsssmt.v10.i1.11","url":null,"abstract":"Claims settlement is critical to insurance firms as it serves as a tool for compensation to policyholders who experience sudden losses which brings relief to the receiver and promotes competitive advantage of the firm if timely and efficiently managed. Despite the importance of the claims management practices, some insurance firms pay little or no attention to this process leading to poor administration and loss of clients’ confidence. This study examined the effect of claims management practices on competitive advantage of listed insurance companies in Nigeria. Survey research design was adopted. The target population of the study are the full-time top management employees of the listed insurance companies in Nigeria with a total population of 2183. A sample size of 776 was determined using Krejcie and Morgan (1970). Proportionate stratified sampling technique was adopted. A validated questionnaire was used to collect data. Cronbach’s alpha reliability coefficients for the constructs ranged from 0.772 to 0.955. The response rate was 86.5%. Data were statistically analysed using descriptive and inferential statistics. The results revealed that claims management practices have significant effect on competitive advantage of the selected insurance companies in Lagos State Nigeria (Adj.R2 = 0.808; F (5, 655) = 554.770, p < 0.05). The study concluded that Claims management practices dimensions have significant effect on firm profitability of listed insurance companies in Lagos State, Nigeria. It is recommended that the management of insurance companies in Nigeria need to embrace more innovative tools. They should particularly maintain the control processes to convince clients to continue their premium payments with guarantee returns on investment and interest which bring significant cost advantage and competitiveness.","PeriodicalId":492923,"journal":{"name":"International Journal of Innovative Research in Social and Strategy Management Techniques","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-04-04","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"136329832","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

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