Mohammad Rizky Yahya, Ratih Puspitasari, Irmah Halimah Bachtiar, Samalua Waoma, Victor Pattiasina
{"title":"Effect of Financial Literacy and Access to Capital on the Growth of Micro, Small, and Medium Enterprises","authors":"Mohammad Rizky Yahya, Ratih Puspitasari, Irmah Halimah Bachtiar, Samalua Waoma, Victor Pattiasina","doi":"10.55529/jcfmbs.36.7.13","DOIUrl":"https://doi.org/10.55529/jcfmbs.36.7.13","url":null,"abstract":"This study aims to determine and analyze effect of financial literacy and access to capital on the growth of Micro, Small, and Medium Enterprises. This study applies a quantitative research design. Population in this research is Micro, Small, and Medium Enterprises in Medan City. Sampling technique used purposive sampling with a sample of 50 respondents from Micro, Small, and Medium Enterprises in Medan City. Testing the hypothesis in this study using multiple linear regression. The results show that financial literacy has a positive and significant effect on the growth of Micro, Small, and Medium Enterprises. Access to capital has a positive and significant effect on the growth of Micro, Small, and Medium Enterprises.","PeriodicalId":484720,"journal":{"name":"Journal of Corporate Finance Management and Banking System","volume":"10 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-10-02","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135900416","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Effect of Internal Audit on Financial Management in Tertiary Educational Instutions: A Study of College of Education Oju, Benue State, Nigeria","authors":"Ikape Francis Ojiya, Omenka Sunday Oga","doi":"10.55529/jcfmbs.36.14.25","DOIUrl":"https://doi.org/10.55529/jcfmbs.36.14.25","url":null,"abstract":"Effective financial management is a key determinant to the success of any organization. Mismanagement of funds in educational institutions has become a stumbling block in the operations of educational institutions in Nigeria. Internal audit is of great importance in curbing financial mismanagement. This study investigated the effect of internal audit on financial management at the College of Education oju, Benue State. Four research objectives and hypotheses guided the study. Descriptive survey design was adopted, 71 principal staff were used as the population. Through census strategy the entire population was sampled and used for the study. Data were collected using questionnaires. Pearson product moment correlation statistics was used to test the hypotheses at 0.05 alpha level of significance. Major findings were that internal audit has significant effects on revenue generation, accountability in the use of funds, transparency in the use of funds and prevention of diversion of funds. Based on the findings, the researcher recommended among others that skilled auditors should be engaged to take up internal audit roles.","PeriodicalId":484720,"journal":{"name":"Journal of Corporate Finance Management and Banking System","volume":"9 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-10-02","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135901394","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Rawaa Yahya Khalaf, Elaf Muhsin Ali, Zahid. K. Badan
{"title":"Analysis of the Impact of Monetary Policy Tools on the Gross Domestic Product in Iraq for the Period (2005-2020)","authors":"Rawaa Yahya Khalaf, Elaf Muhsin Ali, Zahid. K. Badan","doi":"10.55529/jcfmbs.34.27.37","DOIUrl":"https://doi.org/10.55529/jcfmbs.34.27.37","url":null,"abstract":"Monetary policy in Iraq, as it is in other countries, aims to achieve balance and economic stability, and to control the general level of prices, in addition to other goals that seek to be reached by the monetary authority. From the rise in crude oil prices in global markets, and it was found that there is a joint integration between the variables of the model, which means that the variables included in the model have the ability to correct structural imbalances and the possibility of overcoming obstacles facing the Iraqi economy, that monetary policy plays a simple and traditional role in its impact on the whole One of the important variables, so the researchers recommended developing a strategy that makes the extractive sector the locomotive of growth in the Iraqi economy and contributes to creating forward and backward links between the economic sectors and achieves economic development in Iraq","PeriodicalId":484720,"journal":{"name":"Journal of Corporate Finance Management and Banking System","volume":"15 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-05-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135641545","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"A Study of the State Bank of India's Performance Using the CAMELS Method of Analysis","authors":"Dr. Ahmad Khalid Khan, Dr. Syed Mohammad Faisal","doi":"10.55529/jcfmbs.34.13.26","DOIUrl":"https://doi.org/10.55529/jcfmbs.34.13.26","url":null,"abstract":"When judging the current state of the economy, it is essential to consider how vital the financial sector is to boost economic activity. It is crucial to the operation of an economy's banking system, which includes monetary and fiscal systems, all of which rely on how well that economy's banking system performs. We will use the CAMELS approach of analysis to the gathered data to evaluate the performance of the State Bank of India. The Reserve Bank of India was the first institution to suggest the CAMELS Rating System. The authors used data from reliable secondary sources for the SBI from 2012 to 2022 to conduct their study. The years 2012 through 2022 saw the utilization of this data. This research employed an OLS regression model to examine the variables' unit roots and the data's normality. This was done to find out what kind of relationship there is between the dependent variable and the other variables. The financial standing of models representing the performance of the banking sector is examined using the CAMELS analysis technique. These prototypes are used to explore the financial performance of the archetypes of Indian financial institutions that make up the banking industry. This investigation's primary target, the State Bank of India, can render a decision. The data provided in this study also helps future researchers comprehend how the CAMELS Approach impacted the effectiveness and profitability of financial organizations. Future researchers will have access to this study's financial measurements and the CAMELS Method, which may be used to assess the overall financial health of institutions. The links to these two contributions are provided below.","PeriodicalId":484720,"journal":{"name":"Journal of Corporate Finance Management and Banking System","volume":"153 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-05-30","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135642269","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Impact of Corporate Board Size on Firm Performance: Evidence from the Nepalese Banks","authors":"Padam Dongol","doi":"10.55529/jcfmbs.32.1.8","DOIUrl":"https://doi.org/10.55529/jcfmbs.32.1.8","url":null,"abstract":"The purpose of this study is to determine the impact of corporate board size on the firm performance of Nepalese commercial banks. This study examines the banks that have directors less than seven on the board and directors equal to or more than 7 on the board, based on 8 years of data taken from the year 2013 to 2020. The study includes 27 banks as sample banks. The firm performance is measured by the Return on equity (ROE) and Return on assets (ROA). Corporate board size and firm performance are measured by using the Independent Sample t-test. The finding of the study shows that banks have less than seven directors on the board and banks have equal to or more than seven directors on the board have not found a significant impact on the firm performance of the commercial banks in Nepal.","PeriodicalId":484720,"journal":{"name":"Journal of Corporate Finance Management and Banking System","volume":"6 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-02-02","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135360858","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}