Journal of Corporate Finance Management and Banking System最新文献

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Factor Influncing the Demand of Life Insurance Policy 影响人寿保险需求的因素
Journal of Corporate Finance Management and Banking System Pub Date : 2024-02-01 DOI: 10.55529/jcfmbs.42.25.34
Sapkota Manju
{"title":"Factor Influncing the Demand of Life Insurance Policy","authors":"Sapkota Manju","doi":"10.55529/jcfmbs.42.25.34","DOIUrl":"https://doi.org/10.55529/jcfmbs.42.25.34","url":null,"abstract":"This paper aims to investigate factors influencing life insurance purchase and what factors significantly affect customers towards the purchase of life insurance policies in Rupandehi district. Primary data have been collected through structured questionnaire out of 350 life insurance policyholder’s resident of Rupandehi district of Nepal. Sample was selected by Convenience sampling method. The paper has used regression models to analyze the relationship between dependent and independent variable. The result of the study reveals that level of education, age factor and people attitude and awareness has significantly associate with life insurance demand whereas income, family size, gender and health status has no significantly associate with life insurance demand.","PeriodicalId":484720,"journal":{"name":"Journal of Corporate Finance Management and Banking System","volume":"17 17-18","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-02-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139818377","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Factor Influncing the Demand of Life Insurance Policy 影响人寿保险需求的因素
Journal of Corporate Finance Management and Banking System Pub Date : 2024-02-01 DOI: 10.55529/jcfmbs.42.25.34
Sapkota Manju
{"title":"Factor Influncing the Demand of Life Insurance Policy","authors":"Sapkota Manju","doi":"10.55529/jcfmbs.42.25.34","DOIUrl":"https://doi.org/10.55529/jcfmbs.42.25.34","url":null,"abstract":"This paper aims to investigate factors influencing life insurance purchase and what factors significantly affect customers towards the purchase of life insurance policies in Rupandehi district. Primary data have been collected through structured questionnaire out of 350 life insurance policyholder’s resident of Rupandehi district of Nepal. Sample was selected by Convenience sampling method. The paper has used regression models to analyze the relationship between dependent and independent variable. The result of the study reveals that level of education, age factor and people attitude and awareness has significantly associate with life insurance demand whereas income, family size, gender and health status has no significantly associate with life insurance demand.","PeriodicalId":484720,"journal":{"name":"Journal of Corporate Finance Management and Banking System","volume":"42 2","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-02-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139878336","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Behavioral Biases Influencing Individual InvestorsDecision Making in Bearish Trend at Nepse 影响个人投资者的行为偏差Nepse看跌趋势中的决策制定
Journal of Corporate Finance Management and Banking System Pub Date : 2024-02-01 DOI: 10.55529/jcfmbs.42.11.24
Pandey Anshu
{"title":"Behavioral Biases Influencing Individual Investors\u0000Decision Making in Bearish Trend at Nepse","authors":"Pandey Anshu","doi":"10.55529/jcfmbs.42.11.24","DOIUrl":"https://doi.org/10.55529/jcfmbs.42.11.24","url":null,"abstract":"The discipline of financial economics has seen a paradigm shift over the past 25 years, moving from traditional finance to a new area of the study known as behavioral finance. Due to a multitude of behavioral biases and emotional attachments, professional investors make bad financial decisions that hinder their investing performance. Due to the increase in individual investors over the past several years, which is predicted to continue in the years to come, the problem of behavioral biases may become more and more important. Overconfidence bias, representativeness bias, disposition bias, loss aversion bias, herding bias and market factors are the independent variables, whereas investment decision making is the dependent variable. Questionnaires were used to collect primary data. 200investors were sampled using the convenience sampling technique, and data obtained was subjected to regression analysis. The SPSS was used to analyze data collected in order to generate descriptive statistics for the study. The extent to which the dependent variables could be explained by the independent variable was described using regression analysis. The study thus suggests that individual investors be educated how to avoid poor investment outcomes caused on by behavioral biases. Furthermore, individual investors should seek the advice of stock brokers/fund managers to guide them accordingly in terms of performance of a specific security in which an investor would wish to invest in.","PeriodicalId":484720,"journal":{"name":"Journal of Corporate Finance Management and Banking System","volume":"60 4","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-02-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139888831","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Customer Perception towards Mobile Banking Services in Kathmandu District 加德满都地区客户对移动银行服务的看法
Journal of Corporate Finance Management and Banking System Pub Date : 2023-12-01 DOI: 10.55529/jcfmbs.41.34.49
Vaibhav Karn
{"title":"Customer Perception towards Mobile Banking Services in Kathmandu District","authors":"Vaibhav Karn","doi":"10.55529/jcfmbs.41.34.49","DOIUrl":"https://doi.org/10.55529/jcfmbs.41.34.49","url":null,"abstract":"This study used quantitative methods to investigate how consumers perceive mobile banking services in the Kathmandu district. The research analyzed the impact of perceived ease of use, self-efficacy, perceived cost, trust, security, and perceived usefulness on the intention to use mobile banking services, surveying 213 participants. Data was collected through a self-structured questionnaire, and various statistical analyses, including descriptive statistics, correlation coefficients, regression analysis, and ANOVA, were employed to assess the relationships between intention to use mobile banking and the independent variables of perceived ease of use, self-efficacy, perceived cost, trust, security, and perceived usefulness. The data was processed using SPSS Statistical Package 25.","PeriodicalId":484720,"journal":{"name":"Journal of Corporate Finance Management and Banking System","volume":" 9","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-12-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"138618127","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Potency of Bancassurance-A General Overview 银行保险的潜力--概述
Journal of Corporate Finance Management and Banking System Pub Date : 2023-12-01 DOI: 10.55529/jcfmbs.41.1.10
D. Sadana, Dr.Kamalpreet Kaur
{"title":"Potency of Bancassurance-A General Overview","authors":"D. Sadana, Dr.Kamalpreet Kaur","doi":"10.55529/jcfmbs.41.1.10","DOIUrl":"https://doi.org/10.55529/jcfmbs.41.1.10","url":null,"abstract":"From a constrained, closed economy in the 1950s to an open, liberalized economy as it is today, India's economy has come a long way. It took over 40 years to bring about the required reforms for the bilateral growth of the Indian economy relative to the global economy; hence the transformation did not occur in a single day. The nationalization of banks provided the sector with much-needed capital where the flow of funds was constrained, and the sector had a substantial impact on the development of the economy. Private players' arrival has significantly altered the way business is conducted, and they have chosen to create a new distribution model called \"Bancassurance\" that will allow them to reach a larger audience through the banking system, or bank branches. Overall, we can conclude that bancassurance is a ‘distribution model’ that has been established in a way that ensures all stakeholders will anticipate receiving a positive return on their investment. But this model's efficacy usually remains a matter of debate. Since the year 2000, practically all of the literature has attempted to concentrate on the benefits and drawbacks of the model. However, it's possible that the perspective of the customers, who stand to benefit most, was not addressed in that way. The goal of the current study is to focus on the effectiveness of bancassurance from the perspective of consumers.","PeriodicalId":484720,"journal":{"name":"Journal of Corporate Finance Management and Banking System","volume":"31 20","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-12-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"138624787","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Banking on Satisfaction: A Study of Job Satisfaction among Employees in Malaysian Banks 满意银行:马来西亚银行员工工作满意度研究
Journal of Corporate Finance Management and Banking System Pub Date : 2023-12-01 DOI: 10.55529/jcfmbs.41.50.59
Wong Loke Suan Chris Daniel, Assoc. Prof. Dr. Mahaganapathy Dass, Dr. Farzana Nazera, Kazi Tanvir
{"title":"Banking on Satisfaction: A Study of Job Satisfaction among Employees in Malaysian Banks","authors":"Wong Loke Suan Chris Daniel, Assoc. Prof. Dr. Mahaganapathy Dass, Dr. Farzana Nazera, Kazi Tanvir","doi":"10.55529/jcfmbs.41.50.59","DOIUrl":"https://doi.org/10.55529/jcfmbs.41.50.59","url":null,"abstract":"The present study aims to examine the many elements that exert an influence on job satisfaction among employees within the banking sector in Malaysia. This study investigates three hypotheses: (1) There exists a negative correlation between work-life balance and job satisfaction; (2) Effective leadership and management have a positive influence on job satisfaction; and (3) Competitive compensation and benefits have a beneficial effect on job satisfaction. The results of the study provide empirical evidence for each of the three hypotheses. The findings indicate that Malaysian banks have the potential to improve employee job satisfaction through the implementation of strategies that prioritize work-life balance, effective leadership and management, and competitive remuneration and benefits packages. These initiatives are expected to enhance personnel engagement and productivity, hence fostering organizational success within the highly competitive Malaysian banking sector.","PeriodicalId":484720,"journal":{"name":"Journal of Corporate Finance Management and Banking System","volume":"103 47","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-12-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"138609125","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Financial Literacy and Understanding for Individuals or Small Business Owners in the Framework of Financial Accounting 个人或小企业主在财务会计框架内的财务知识和理解
Journal of Corporate Finance Management and Banking System Pub Date : 2023-12-01 DOI: 10.55529/jcfmbs.41.22.33
Ms. Ruhiya Nazneen
{"title":"Financial Literacy and Understanding for Individuals or Small Business Owners in the Framework of Financial Accounting","authors":"Ms. Ruhiya Nazneen","doi":"10.55529/jcfmbs.41.22.33","DOIUrl":"https://doi.org/10.55529/jcfmbs.41.22.33","url":null,"abstract":"This Study Examines Financial Accounting's Development And Impact On Corporate Decisions. We Show The Flow Of Financial Data From Journal Entries To Important Financial Statements, The Profit And Loss Account, And The Balance Sheet Using A Graphic Flowchart. We Examine How Financial Analysis Affects Business Reporting And Choices. The Flowchart Helps Explain Financial Accounting's Complexities. Financial Accounting's Key Steps Are Shown In The Flowchart. We Noticed That Transactions Begin In The Journal. These Entries Are Combined In The Ledger To Show Account Balances Vividly. Revenues And Costs Determine The Net Profit Or Loss In The Profit And Loss Account. A Company's Assets, Liabilities, And Equity Are Shown On The Balance Sheet Immediately. Their Relationship Shows The Balance Between Financial Stability And Profitability. Financial Analysis Is Vital To Decision-Making. Organizations May Assess Their Financial Health And Plan Forward By Reviewing Their P&L And Balance Sheet. This Study Concludes That Financial Accounting And Analysis Are Crucial To Company Choices.","PeriodicalId":484720,"journal":{"name":"Journal of Corporate Finance Management and Banking System","volume":"127 s441","pages":""},"PeriodicalIF":0.0,"publicationDate":"2023-12-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"138622253","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Enterprise Risk Management Practices and Performance Microfinance Institutions in Makurdi Metropolis, Benue State Nigeria 尼日利亚贝努埃州马库尔迪大都市小额信贷机构的企业风险管理实践和绩效
Journal of Corporate Finance Management and Banking System Pub Date : 2023-10-13 DOI: 10.55529/jcfmbs.36.38.48
Emmanuel Lubem Asenge, Douglas Kumawuese Iortyom, Nicholas Ajegba Abakpa
{"title":"Enterprise Risk Management Practices and Performance Microfinance Institutions in Makurdi Metropolis, Benue State Nigeria","authors":"Emmanuel Lubem Asenge, Douglas Kumawuese Iortyom, Nicholas Ajegba Abakpa","doi":"10.55529/jcfmbs.36.38.48","DOIUrl":"https://doi.org/10.55529/jcfmbs.36.38.48","url":null,"abstract":"The research explores the effect of enterprise risk management (ERM) on the performance of microfinance institutions in Makurdi Metropolis. The study particularly examines the effect of risk identification, risk assessment and risk mitigation on firm performance. The research employed a survey design. The targeted population consists of 42 management staff of seven microfinance banks within Makurdi Metropolis. The data obtained from the participants via self-administered questionnaire were analyzed with correlation and regression. The outcomes discovered that risk identification, risk assessment and risk mitigation have affirmative and significant effect on the performance of microfinance institutions in Makurdi Metropolis. It concludes that ERM strategies considerably affect the performance of microfinance institutions. The research therefore suggests that microfinance institutions should always evade risks that present superfluous consequences and they should institute plans and actions that will support them to anticipate and circumvent high risk situations.","PeriodicalId":484720,"journal":{"name":"Journal of Corporate Finance Management and Banking System","volume":"9 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-10-13","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135858306","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Effect of Equity Financing and Debt Financing on Company Profitability 股权融资和债务融资对公司盈利能力的影响
Journal of Corporate Finance Management and Banking System Pub Date : 2023-10-02 DOI: 10.55529/jcfmbs.36.1.6
Desman Serius Nazara, Deny Purwo Sambodo, Dede Hertina, Musran Munizu, Asri Ady Bakri
{"title":"Effect of Equity Financing and Debt Financing on Company Profitability","authors":"Desman Serius Nazara, Deny Purwo Sambodo, Dede Hertina, Musran Munizu, Asri Ady Bakri","doi":"10.55529/jcfmbs.36.1.6","DOIUrl":"https://doi.org/10.55529/jcfmbs.36.1.6","url":null,"abstract":"This study aims to determine and analyze effect of equity financing and debt financing on company profitability. This type of research to support data analysis in this study uses quantitative research. Population in this research is Telecommunications Companies that went public on the Indonesia Stock Exchange for the 2017-2022 period. There are 30 samples, of which there are 5 telecommunications companies listed on the Indonesia Stock Exchange until the 2022 period, and each company contributing 6 samples. To answer the research hypothesis, multiple linear regression analysis is used. The results show that equity financing has a significant effect on company profitability. Debt financing has a significant effect on company profitability.","PeriodicalId":484720,"journal":{"name":"Journal of Corporate Finance Management and Banking System","volume":"46 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-10-02","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135901398","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
Tax Avoidance: How Board of Directors Diversity Strategies are Applied in Facing Tax Audits? 避税:董事会多元化策略如何应用于税务审计?
Journal of Corporate Finance Management and Banking System Pub Date : 2023-10-02 DOI: 10.55529/jcfmbs.36.26.37
Nita Andriyani Budiman, Bandi .
{"title":"Tax Avoidance: How Board of Directors Diversity Strategies are Applied in Facing Tax Audits?","authors":"Nita Andriyani Budiman, Bandi .","doi":"10.55529/jcfmbs.36.26.37","DOIUrl":"https://doi.org/10.55529/jcfmbs.36.26.37","url":null,"abstract":"This study aims to provide empirical evidence about the determinants of tax avoidance with tax audit as a moderating variable in energy companies in Indonesia. The determinants of tax avoidance referred to are the diversity of the board of directors (gender, education, and experience in office). The population of this research are all energy companies listed on the Indonesia Stock Exchange in 2016-2021. The sampling technique is purposive sampling which resulted in 102 observations. The results of testing show that the tax audit strengthens the effect of the gender diversity of the board of directors on tax avoidance, while the tax audit weakens the effect of educational diversity and experience serving the board of directors on tax avoidance.","PeriodicalId":484720,"journal":{"name":"Journal of Corporate Finance Management and Banking System","volume":"81 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-10-02","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135900406","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
引用次数: 0
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