JBMP: Jurnal Bisnis, Manajemen dan Perbankan最新文献

Strategic Formulations and Financial Distress: Insights from Sales Growth and Profitability Ratios 战略制定和财务困境:来自销售增长和盈利比率的见解

JBMP: Jurnal Bisnis, Manajemen dan Perbankan Pub Date : 2023-09-29 DOI: 10.21070/jbmp.v9i2.1814

Detak Prapanca, Herlinda Maya Kumalasari

{"title":"Strategic Formulations and Financial Distress: Insights from Sales Growth and Profitability Ratios","authors":"Detak Prapanca, Herlinda Maya Kumalasari","doi":"10.21070/jbmp.v9i2.1814","DOIUrl":"https://doi.org/10.21070/jbmp.v9i2.1814","url":null,"abstract":"This research looks into the complex relationship between sales growth, profitability ratios, and financial difficulty in businesses. It aims to provide practical recommendations to firm management for using sales growth and profitability data to identify and avoid financial crisis. Using a quantitative method, secondary data obtained from publicly traded companies' financial statements over a specific time period forms the basis of research. Multiple linear regression models are used to examine the relationship between sales growth and profitability ratios (the independent variables) and financial distress (the dependent variable). Statistical tests, such as ANOVA and t-tests, are used to assess the model's significance and regression coefficients. The findings show a significant relationship between sales growth, profitability ratios, and financial difficulty. Higher sales growth, in particular, is associated with an increased likelihood of financial trouble, as evidenced by the positive coefficient. Similarly, an increase in profitability ratios is linked to a higher probability of financial difficulty. This emphasizes the importance of sales growth and profitability ratios as signs of financial crisis. It is recommended that firm management closely monitor these indicators and include them into the company's financial risk management strategy in order to anticipate or mitigate possible financial difficulties. This study provides diverse stakeholders with critical insights and tools for efficiently understanding, identifying, and managing financial risks.","PeriodicalId":475805,"journal":{"name":"JBMP: Jurnal Bisnis, Manajemen dan Perbankan","volume":"40 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-09-29","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135243661","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Unraveling the Link between Financial Literacy and Financial Capability among Java's Students 揭示Java学生金融素养与金融能力之间的联系

JBMP: Jurnal Bisnis, Manajemen dan Perbankan Pub Date : 2023-09-29 DOI: 10.21070/jbmp.v9i2.1699

Rema Rismaya Fitria, Dewi Pudji Rahayu, Mila Septiana, Jundi Arrasid

引用次数: 0

The Role of Financial Literacy and Grit in Good Financial Behavior 金融知识和毅力在良好财务行为中的作用

JBMP: Jurnal Bisnis, Manajemen dan Perbankan Pub Date : 2023-09-28 DOI: 10.21070/jbmp.v9i2.1731

Erlina Dewi Endah Amaliyah, Bonita Prabasari, Lilik Rohmawati

{"title":"The Role of Financial Literacy and Grit in Good Financial Behavior","authors":"Erlina Dewi Endah Amaliyah, Bonita Prabasari, Lilik Rohmawati","doi":"10.21070/jbmp.v9i2.1731","DOIUrl":"https://doi.org/10.21070/jbmp.v9i2.1731","url":null,"abstract":"With Generation Z and millennials becoming the majority of Indonesia's population, tackling their reputation for financial wastefulness becomes critical. Through the promotion of financial literacy, this study intends to provide insights into developing wiser and more sensible financial conduct. Recognizing the inconsistency of past studies on financial literacy and behavior, this study incorporates grit as a moderating component. Data was acquired through surveys distributed around Semarang City and analyzed in Smart PLS utilizing path analysis. Financial literacy was determined by understanding the time worth of money, inflation, and risk diversification, whereas grit was determined by perseverance and constant interest. Credit management, investment, saving, cash flow and consumption, emergency fund management, and retirement fund planning were all evaluated. The findings show that grit has a positive influence on financial behavior, emphasizing the need of perseverance in the face of financial obstacles. Furthermore, financial literacy was discovered to have a favorable impact on grit, emphasizing the symbiotic relationship between knowledge and perseverance in accomplishing financial goals. This study emphasizes the importance of not just improving financial literacy but also cultivating grit among Generation Z and millennials in order to improve financial behavior.","PeriodicalId":475805,"journal":{"name":"JBMP: Jurnal Bisnis, Manajemen dan Perbankan","volume":"68 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-09-28","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135344793","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Driving Prosperity: Assessing Empowerment, MSME Performance and Welfare 推动繁荣:赋权评估、中小微企业绩效和福利

JBMP: Jurnal Bisnis, Manajemen dan Perbankan Pub Date : 2023-09-28 DOI: 10.21070/jbmp.v9i2.1780

Nasrul Hadi, None Mimiasri, Aida Fitri, Aiyub Saputra

引用次数: 0

Maximizing Automated Teller Machines (ATM) User Loyalty through Trust and Quality Service 通过信任和优质服务最大限度地提高自动柜员机(ATM)用户忠诚度

JBMP: Jurnal Bisnis, Manajemen dan Perbankan Pub Date : 2023-09-27 DOI: 10.21070/jbmp.v9i2.1685

Elex Sarmigi, Achmad Hizazi, Sri Rahayu, Enggar Diah Puspa Arum

{"title":"Maximizing Automated Teller Machines (ATM) User Loyalty through Trust and Quality Service","authors":"Elex Sarmigi, Achmad Hizazi, Sri Rahayu, Enggar Diah Puspa Arum","doi":"10.21070/jbmp.v9i2.1685","DOIUrl":"https://doi.org/10.21070/jbmp.v9i2.1685","url":null,"abstract":"The purpose of this research is to look into the direct and indirect effects of service quality and trust on customer loyalty, as mediated through customer satisfaction. The study is based on a sample of 85 customers who used ATM services at the PT. Bank 9 Jambi, Kerinci Branch. This Study approach is used to calculate sample size, and data is collected utilizing an incidental sampling strategy using a questionnaire. For data analysis, Smart PLS 3.0 software is used to assist path analysis. According to the findings, neither service quality nor trust have a statistically significant influence on customer loyalty, whether directly or indirectly through customer pleasure. Customer pleasure, on the other hand, has a positive and considerable impact on customer loyalty. Furthermore, the study discovers a favorable and significant link between service quality and client trust. These findings provide light on the complex dynamics of service quality, trust, customer satisfaction, and loyalty in the context of ATM usage, providing valuable insights for customer relationship management practitioners and researchers.","PeriodicalId":475805,"journal":{"name":"JBMP: Jurnal Bisnis, Manajemen dan Perbankan","volume":"41 6 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-09-27","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135536819","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Harvesting Success: Strategy Development for Kampoeng Anggrek Agro-Tourism 收获成功:甘榜Anggrek农业旅游的战略发展

JBMP: Jurnal Bisnis, Manajemen dan Perbankan Pub Date : 2023-09-27 DOI: 10.21070/jbmp.v9i2.1697

Askhaarina Aulia Tsalits, Illia seldon Magfiroh

引用次数: 0

Forecasting Employee Potential through Probationary Assessment 通过试用期评估预测员工潜力

JBMP: Jurnal Bisnis, Manajemen dan Perbankan Pub Date : 2023-09-27 DOI: 10.21070/jbmp.v9i2.1718

Asradiani Novia, Imam Yuadi

{"title":"Forecasting Employee Potential through Probationary Assessment","authors":"Asradiani Novia, Imam Yuadi","doi":"10.21070/jbmp.v9i2.1718","DOIUrl":"https://doi.org/10.21070/jbmp.v9i2.1718","url":null,"abstract":"Effective corporate governance necessitates the continual nurturing and cultivation of employee potential for long-term professional success. However, assessing an employee's potential and performance objectively and consistently from the start of their career presents a substantial difficulty in reducing any mismatches with the company's goals and expectations. This study introduces a predictive methodology that uses probationary employee performance to map their potential. The study focuses on Performance (Y-axis) and Potential (X-axis) variables using data from 265 employees at Company X who went through a probationary period. Various machine learning models, including Logistic Regression, Naive Bayes, k-NN, SVM, and Decision Tree, were used to analyze data using Orange Data Mining software. The Logistic Regression model has the highest accuracy, at 90% (0.906). Validity testing, using the Confusion Matrix, allowed individuals to be classified into nine potential groups, in accordance with the 9-Box Matrix Talent Management paradigm. This classification provides HR with a strategic tool for tailoring career development strategies based on expected potential within their respective sectors.","PeriodicalId":475805,"journal":{"name":"JBMP: Jurnal Bisnis, Manajemen dan Perbankan","volume":"47 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-09-27","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"135536255","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0