{"title":"Determinants of Financial Inclusion: A Comparative Study of Kenya and Ethiopia","authors":"Wuddasie Dereje Bekele","doi":"10.1080/15228916.2022.2078938","DOIUrl":"https://doi.org/10.1080/15228916.2022.2078938","url":null,"abstract":"ABSTRACT This study conducts a comparative analysis of the factors affecting financial inclusion in Kenya and Ethiopia at macro and micro levels. A generalized linear model is used to examine the determinants of and barriers to financial inclusion using the 2017 Global Findex Database, whereas a descriptive analysis is used to explore their macro-level differences. Kenya has a higher level of financial inclusion than Ethiopia. Differences in financial liberalization policy, gross domestic product, percentage of rural population, and mobile money service expansion are some macro-level differences that explain this variation. Differences in literacy rates and means of receiving payments such as government transfers explain some of the micro-level variations between the two countries. In addition, gender, age, employment status, and owning a mobile phone have significant and positive effects on financial inclusion. However, lack of documentation, lack of trust, and lack of money are significant barriers to financial inclusion.","PeriodicalId":46981,"journal":{"name":"Journal of African Business","volume":"24 1","pages":"301 - 319"},"PeriodicalIF":1.9,"publicationDate":"2022-05-19","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"41366797","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Factors Leading to South African Female Entrepreneurs’ Endurance to Remain in Business","authors":"N. Meyer","doi":"10.1080/15228916.2022.2069430","DOIUrl":"https://doi.org/10.1080/15228916.2022.2069430","url":null,"abstract":"","PeriodicalId":46981,"journal":{"name":"Journal of African Business","volume":" ","pages":""},"PeriodicalIF":1.9,"publicationDate":"2022-05-11","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"44911363","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Social Media Sentiment Analysis: Online versus ‘Brick and Mortar’ Retailers in South Africa","authors":"N. Madinga, James Lappeman","doi":"10.1080/15228916.2022.2069418","DOIUrl":"https://doi.org/10.1080/15228916.2022.2069418","url":null,"abstract":"ABSTRACT This study provides an analysis of consumers sentiment regarding online and ‘brick and mortar’ retailers in South Africa. The research provides insight into consumer online conversation by examining views as expressed about retailers from 15417 mentions on Twitter, Facebook, and Instagram. The results indicate that customer service, shopping portals, vouchers/coupons, stock availability, deliveries, and jobs were the top issues discussed about online retailers. Brick and mortar retailers, however, showed conversational the themes of store cards, vouchers, customer service, jobs/staff, stock availability, and in-store experience. As eRetailing grows in momentum in Africa, this study provides a foundation for understanding consumer sentiment and comparing the different retail formats.","PeriodicalId":46981,"journal":{"name":"Journal of African Business","volume":"24 1","pages":"345 - 362"},"PeriodicalIF":1.9,"publicationDate":"2022-05-11","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"49263284","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Motivations for Entrepreneurship: New Evidence from Tertiary-level Educated Sub-Saharan African Women","authors":"Sombo Muzata","doi":"10.1080/15228916.2022.2069434","DOIUrl":"https://doi.org/10.1080/15228916.2022.2069434","url":null,"abstract":"","PeriodicalId":46981,"journal":{"name":"Journal of African Business","volume":" ","pages":""},"PeriodicalIF":1.9,"publicationDate":"2022-05-09","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"45016992","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
Adam J Simpkin, Jens M H Thomas, Ronan M Keegan, Daniel J Rigden
{"title":"MrParse: finding homologues in the PDB and the EBI AlphaFold database for molecular replacement and more.","authors":"Adam J Simpkin, Jens M H Thomas, Ronan M Keegan, Daniel J Rigden","doi":"10.1107/S2059798322003576","DOIUrl":"10.1107/S2059798322003576","url":null,"abstract":"<p><p>Crystallographers have an array of search-model options for structure solution by molecular replacement (MR). The well established options of homologous experimental structures and regular secondary-structure elements or motifs are increasingly supplemented by computational modelling. Such modelling may be carried out locally or may use pre-calculated predictions retrieved from databases such as the EBI AlphaFold database. MrParse is a new pipeline to help to streamline the decision process in MR by consolidating bioinformatic predictions in one place. When reflection data are provided, MrParse can rank any experimental homologues found using eLLG, which indicates the likelihood that a given search model will work in MR. Inbuilt displays of predicted secondary structure, coiled-coil and transmembrane regions further inform the choice of MR protocol. MrParse can also identify and rank homologues in the EBI AlphaFold database, a function that will also interest other structural biologists and bioinformaticians.</p>","PeriodicalId":46981,"journal":{"name":"Journal of African Business","volume":"16 1","pages":"553-559"},"PeriodicalIF":2.6,"publicationDate":"2022-05-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"https://www.ncbi.nlm.nih.gov/pmc/articles/PMC9063843/pdf/","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"81866458","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"OA","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Female Managers, Informal Enterprises, and Their Perceived Financial Performance in Togo","authors":"Akouvi Gadedjisso-Tossou, Jean-Pierre Gueyie, Mawuli Kodjovi Couchoro","doi":"10.1080/15228916.2022.2070387","DOIUrl":"https://doi.org/10.1080/15228916.2022.2070387","url":null,"abstract":"<p><b>ABSTRACT</b></p><p>This paper examines the determinants of financial performance as perceived by Togolese female managers operating in the informal sector. The analysis is conducted using the partial least squares methodology based on data collected from 208 female-managed enterprises throughout Togo. The results indicate that business environment constraints, stereotypes toward females’ managerial abilities, female entrepreneur’s risk appetite, and being part of a network are associated positively and significantly with perceived financial performance, while difficult access to finance and cultural factors influence it negatively and significantly. Furthermore, the age of the enterprise is a significant determinant of the perceived financial performance. The positive effect of the business environment constraints is contrary to our expectations. This may be explained by the number of enterprises operating informally.</p>","PeriodicalId":46981,"journal":{"name":"Journal of African Business","volume":"66 1","pages":""},"PeriodicalIF":1.9,"publicationDate":"2022-04-28","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"138540452","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Challenging Factors Affecting Access to Finance by Female Micro Entrepreneurs in Anambra State, Nigeria","authors":"A. Metu, U. Nwogwugwu","doi":"10.1080/15228916.2022.2064677","DOIUrl":"https://doi.org/10.1080/15228916.2022.2064677","url":null,"abstract":"","PeriodicalId":46981,"journal":{"name":"Journal of African Business","volume":"1 1","pages":""},"PeriodicalIF":1.9,"publicationDate":"2022-04-20","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"44085080","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"The Impact of Time Management Behaviors on Employee Performance in Humanitarian Service Organization: A Study of Selected NPOs in Ghana","authors":"J. Abugre, Benedicta Minlah, David Nasere","doi":"10.1080/15228916.2022.2031828","DOIUrl":"https://doi.org/10.1080/15228916.2022.2031828","url":null,"abstract":"ABSTRACT The purpose of this work is to analyze the effect of time management behaviors on work performance of humanitarian services of non-for-profit organizations (NPOs) in Ghana. Using a survey of NPOs in Ghana, different multivariate analytical techniques were employed to analyze the data. By this, we tested three symmetrical hypotheses of employees’ time behaviors leading to outcomes of employee performance in NPOs. Results indicated that short range time management behavior has a strong impact on employee work performance in NPOs. Results also indicated that long range time management behavior has a positive impact on employee work performance in NPOs. Similarly, our findings demonstrated that employee time management attitude is strongly linked to their performance in NPOs. This study concludes that time management behaviors or practices should be of great concern to organizational analysis in terms of time management and employee productivity which may go a long way to create competitive advantage for organizations.","PeriodicalId":46981,"journal":{"name":"Journal of African Business","volume":"24 1","pages":"129 - 146"},"PeriodicalIF":1.9,"publicationDate":"2022-03-25","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"46343192","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Sustainability Discourse in Emerging Market multinationals: The Case of South Africa’s Largest Firms","authors":"Gladys Torres-Baumgarten, T. Rakotobe-Joel","doi":"10.1080/15228916.2022.2048513","DOIUrl":"https://doi.org/10.1080/15228916.2022.2048513","url":null,"abstract":"ABSTRACT Despite the crucial role that multinational enterprises (MNEs) can play in advancing sustainability, progress toward meeting the United Nations’ Agenda for Sustainable Development by 2030 has been slow. MNEs are partly responsible, and even though they recognize that they are part of a larger social, economic and ecological ecosystem, and that sustainability can enhance their long-term growth and viability, they have been slow to embrace it. The sustainability and MNE literature initially focused on the sustainability priorities found in developed market multinational enterprises (or DMNEs). Increasingly, “home-grown” (or indigenous) multinationals from emerging market regions have garnered more attention but research on sustainability in the emerging market context is still lagging, despite the fact that emerging markets – and its businesses – have potentially much to gain from embracing sustainability. This paper examines the sustainability discourse in South Africa and identifies the sustainability priorities of its largest indigenous firms. The sustainability reports of South Africa’s largest public firms in 2019 were analyzed using Centering Resonance Analysis (CRA). Results indicate that South African MNEs focus on business and societal aspects of sustainability, more so than on environmental protection initiatives. This finding likely reflects: 1) South Africa’s context and its sustainability priorities, 2) a diverse sectoral sample, 3) geographic dispersion of South African MNE subsidiaries (presence in other emerging, developed or developing markets with different sustainability priorities by market profile), or 4) a combination of these factors.","PeriodicalId":46981,"journal":{"name":"Journal of African Business","volume":"24 1","pages":"188 - 213"},"PeriodicalIF":1.9,"publicationDate":"2022-03-25","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"43414732","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"Research on the Relationship between Audit Risk Assessment and Risk Governance: Evidence from Tunisia","authors":"Imen Fakhfakh, Anis Jarboui","doi":"10.1080/15228916.2022.2031726","DOIUrl":"https://doi.org/10.1080/15228916.2022.2031726","url":null,"abstract":"ABSTRACT The study examines the relationship between corporate governance mechanisms and audit risk in firms listed on the Tunisian Stock Exchange (TSE). The study covers the period 2006–2013. Panel regression analysis was used to estimate the relationship between corporate governance variables and audit risk. The results show that board size, board independence and institutional ownership were negatively related to audit risk. It is also discovered that audit risk index level increases as poor corporate governance. These findings may have important implications for analysts, investors, regulators and academics. First, the identifying factors that may influence the audit risk can help guide the reforms to improve the functioning of the financial market. Second, the study provides ample evidence of risk governance problems in the Tunisian market, highlighting the necessity of new corporate governance requirements. This study is unique in providing Tunisian evidence on the effect of corporate governance on audit risk. This paper is also relevant as it develops an index of audit risk and risk corporate governance.","PeriodicalId":46981,"journal":{"name":"Journal of African Business","volume":"24 1","pages":"95 - 110"},"PeriodicalIF":1.9,"publicationDate":"2022-03-19","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"46929718","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}