{"title":"Pengaruh Bauran Pemasaran, Kelompok Referensi, Keluarga, Peran dan Status Terhadap Keputusan Penggunaan Kartu Kredit (Studi Pada Anggota IDI Malang)","authors":"Matheous Tamonsang","doi":"10.30742/equilibrium.v14i2.461","DOIUrl":"https://doi.org/10.30742/equilibrium.v14i2.461","url":null,"abstract":"Kartu kredit merupakan alat pembayaran yang dapat digunakan oleh masyarakat untuk membiayai suatu transaksi. Keputusan konsumen untuk menggunakan kartu kredit muncul apabila terdapat kebutuhan dan keinginan yang harus dipenuhi, sehingga para pemasar harus mempelajari perilaku konsumen. Adapun rumusan masalah yang dalam penelitian ini adalah apakah bauran pemasaran dan lingkungan individu yang terdiri dari kelompok referensi, keluarga, peran dan status berpengaruh terhadap keputusan penggunakan kartu kredit dan manakah diantara empat variabel tersebut yang berpengaruh dominan terhadap keputusan penggunakan kartu kredit. Populasi dalam penelitian ini adalah masyarakat Malang yang menggunakan kartu kredit. Sedangkan samplenya adalah anggota IDI Malang yg menggunakan kartu kredit secara aktif dengan jumlah sample sebanyak 70 orang.Hasil penelitian menunjukkan bahwa bauran pemasaran, kelompok referensi, keluarga serta peran dan status berpengaruh secara simultan terhadap keputusan penggunaan kartu kredit. Dari keempat variabel bebas tersebut, hanya kelompok referensi serta peran dan status yang berpengaruh secara parsial terhadap keputusan penggunaan kartu kredit. Sedangkan variabel yang berpengaruh dominan terhadap keputusan penggunaan kartu kredit adalah peran dan status.","PeriodicalId":437487,"journal":{"name":"Equilibrium: Jurnal Ekonomi-Manajemen-Akuntansi","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2018-10-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"131167415","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"PENGUNGKAPAN INFORMASI HUMAN CAPITAL DAN HARGA SAHAM: STUDI PADA HIGH INTELLECTUAL CAPITAL (IC) INTENSIVE INDUSTRIES DI BURSA EFEK INDONESIA","authors":"Andreas Sugianto, Felizia Arni Rudiawarni","doi":"10.30742/EQUILIBRIUM.V14I2.465","DOIUrl":"https://doi.org/10.30742/EQUILIBRIUM.V14I2.465","url":null,"abstract":"In the accounting’s world, human capital is a part of an intellectual capital (IC) in a group of intangible assets. Human capital began to be recognized as a key factor of a competitive advantage. Disclosure of information related to human capital also contribute to the reduction of asymmetric information between firms and their investors. This study aims to describe the relationship between human capital information disclosure and stock price. The object of this study are firms in the high Intellectual Capital (IC) intensive industry that disclose information about their human capital. This study finds that the disclosure of human capital has positive effect on stock prices, particularly the disclosure of information regarding the qualifications and competence of human capital. In other words, the information about human capital is value relevant.","PeriodicalId":437487,"journal":{"name":"Equilibrium: Jurnal Ekonomi-Manajemen-Akuntansi","volume":"74 1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2018-10-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"128978518","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}