Perspectives on Global Development and Technology最新文献_第2页

Exploring the Role of Microinsurance in Financial Inclusion: a Tanzanian Case Study 探索小额保险在金融普惠中的作用：坦桑尼亚案例研究

IF 0.3

Perspectives on Global Development and Technology Pub Date : 2024-06-26 DOI: 10.1163/15691497-12341665

Deogratius Joseph Mhella

{"title":"Exploring the Role of Microinsurance in Financial Inclusion: a Tanzanian Case Study","authors":"Deogratius Joseph Mhella","doi":"10.1163/15691497-12341665","DOIUrl":"https://doi.org/10.1163/15691497-12341665","url":null,"abstract":"The study addresses a significant gap in the literature by investigating the relationship between microinsurance and financial inclusion in Tanzania, mainly focusing on the role of digital financial services. Although some literature and knowledge exist that explain microinsurance and financial inclusion, what remains unexplained in terms of contribution to knowledge is the specific nuances or mechanisms through which digital financial services facilitate access to microinsurance and how microinsurance contributes to financial inclusion. This research bridges this gap to some extent. While other studies mention that digital financial services have opened doors for low-income individuals to access microinsurance and that microinsurance has promoted financial inclusion by offering affordable products, they do not delve into the specific mechanisms or strategies employed to achieve these outcomes. To bridge the gap, the research gathered data through in-depth unstructured interviews, and thematic analysis was employed for data analysis. The study’s findings suggest that digital financial services play a significant role in shaping microinsurance opportunities in Tanzania, mainly by providing access to low-income and financially excluded individuals. These findings underscore the positive impact of microinsurance services on financial inclusion, emphasizing the importance of accessible and affordable financial services for marginalized individuals. Moreover, the principle of risk mutualization has been used to provide the theoretical underpinning of the study, and it extends beyond financial transactions to include building awareness and understanding of microinsurance and risk management.","PeriodicalId":43666,"journal":{"name":"Perspectives on Global Development and Technology","volume":"162 1","pages":""},"PeriodicalIF":0.3,"publicationDate":"2024-06-26","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"141532347","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Exploring Oman’s International Tourism Determinants in a Gravity Modelling Framework 在引力模型框架下探索阿曼国际旅游业的决定因素

IF 0.3

Perspectives on Global Development and Technology Pub Date : 2024-06-26 DOI: 10.1163/15691497-12341664

Azmat Gani, Sami Al-Kharusi

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Older People and Connectivity: How Has the Pandemic Changed the Older Population’s Use of ICT s and Social Networks? 老年人与连通性：大流行病如何改变了老年人对信息和通信技术以及社交网络的使用？

IF 0.3

Perspectives on Global Development and Technology Pub Date : 2024-04-12 DOI: 10.1163/15691497-12341661

María Mairal-Llebot, Cecilia Latorre-Cosculluela, Marta Liesa-Orús, Sergio Cored-Bandrés

{"title":"Older People and Connectivity: How Has the Pandemic Changed the Older Population’s Use of ICT s and Social Networks?","authors":"María Mairal-Llebot, Cecilia Latorre-Cosculluela, Marta Liesa-Orús, Sergio Cored-Bandrés","doi":"10.1163/15691497-12341661","DOIUrl":"https://doi.org/10.1163/15691497-12341661","url":null,"abstract":"The arrival of the COVID-19 pandemic has triggered numerous changes in our lives. Digital tools have made it possible to continue with the development of tasks or activities of multiple kinds. This fact has not bypassed the elderly who often find themselves in a situation of inequality caused by the generational digital divide. Using a mixed methodology combining quantitative and qualitative techniques, this study aims to understand and analyze how this situation has influenced the use of ICT s and social networks by the elderly. The research participants are 415 students from the University of Experience of a Spanish university aged 55–84 years old. The results obtained show changes in the way participants relate to technology since the beginning of the pandemic in terms of time and purpose. It also highlights the need to take measures to combat the generational digital divide, a problem that older people recognize as their own.","PeriodicalId":43666,"journal":{"name":"Perspectives on Global Development and Technology","volume":"66 1","pages":""},"PeriodicalIF":0.3,"publicationDate":"2024-04-12","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"140588836","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Comparative Analysis of Financial Inclusion in Nigeria, Sub-Saharan Africa, and the World 尼日利亚、撒哈拉以南非洲和世界金融包容性比较分析

IF 0.3

Perspectives on Global Development and Technology Pub Date : 2024-04-12 DOI: 10.1163/15691497-12341659

Kingsley I. Obiora, Peterson K. Ozili

引用次数: 0

The Social and Biomedical Hurdles Associated with COVID-19: Eclectic Contexts 与 COVID-19 相关的社会和生物医学障碍：兼收并蓄的背景

IF 0.3

Perspectives on Global Development and Technology Pub Date : 2024-04-12 DOI: 10.1163/15691497-12341662

Ndungi wa Mungai, Simon Murote Kang’ethe

引用次数: 0

Cybersecurity Challenges in Indonesia: Threat and Responses Analysis 印度尼西亚的网络安全挑战：威胁与对策分析

IF 0.3

Perspectives on Global Development and Technology Pub Date : 2024-04-12 DOI: 10.1163/15691497-12341660

Fadhila Inas Pratiwi, Citra Hennida, Sartika Soesilowati, Natavia Berliantin, Devi Yuni Ekasari, Citra Sari Dewi, Angelique Angie Intan

引用次数: 0

Contributors 贡献者

Perspectives on Global Development and Technology Pub Date : 2023-09-20 DOI: 10.1163/15691497-12341648

引用次数: 0

Partisans and Participants: Democracy, New Media, and Nigerian Diaspora in New Zealand 党徒与参与者:民主、新媒体与新西兰的尼日利亚侨民

Perspectives on Global Development and Technology Pub Date : 2023-09-20 DOI: 10.1163/15691497-12341651

Muhammed Musa, Osman Antwi-Boateng

引用次数: 0

The Intersection of Identities: Access to Primary Education in Kamrup District of Assam 身份的交集:阿萨姆邦坎姆鲁普地区的初等教育

Perspectives on Global Development and Technology Pub Date : 2023-09-20 DOI: 10.1163/15691497-12341653

Sikha Das, Sambit Mallick

{"title":"The Intersection of Identities: Access to Primary Education in Kamrup District of Assam","authors":"Sikha Das, Sambit Mallick","doi":"10.1163/15691497-12341653","DOIUrl":"https://doi.org/10.1163/15691497-12341653","url":null,"abstract":"Access to primary education is often interpreted as access to school education, resources inside and outside the school, the way different children are treated by teachers and peers, and even access to distinct types of schools. However, different resources are not accessible to all members of a particular social system based on their intersectional identities. The intersection of identities may be gender, caste, class, region, religion, race, and age group in the context of Assam located in the North Eastern Region of India. Further, ‘access’ is a ‘socio-cultural’ construct that involves selection and multiple interpretations. Access to primary education is linked to the socioeconomic, political, and cultural identity of an individual or a group of individuals. It is against this backdrop that this article attempts to understand the experiences and interpretations of access to primary education from an intersectional perspective. The study is based on the in-depth personal interviews with students, teachers, and parents (in total, 75 respondents) in Kamrup district of Assam, located in the North Eastern Region of India, to understand differing perspectives on access to primary education, which reflect their socioeconomic, cultural, and political locales.","PeriodicalId":43666,"journal":{"name":"Perspectives on Global Development and Technology","volume":"38 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-09-20","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"136376041","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Cyber Security Risks in Emerging South African Smart Cities: Towards a Cyber Security Framework 南非新兴智慧城市的网络安全风险:构建网络安全框架

Perspectives on Global Development and Technology Pub Date : 2023-09-20 DOI: 10.1163/15691497-12341654

Francois Paul Cornelius, Shandré Kim Jansen van Rensburg, Sarika Kader

引用次数: 0