{"title":"PENGARUH AKAD PEMBIAYAAN WADIAH DAN MUDHARABAH TERHADAP PROFITABILITAS PADA BANK SYARIAH MANDIRI","authors":"Mufid Habib Mustofa, Jaenudin Jaenudin, Bustami Irvan Irvan","doi":"10.53990/djei.v3i1.225","DOIUrl":"https://doi.org/10.53990/djei.v3i1.225","url":null,"abstract":"This study aims to measure and find out how big an influence of wadi’ah financing and Mudarabah financing to the revenue at BSM (Bank Syariah Mandiri) Jakarta from the year 2008 until the end of 2017. This study uses the revenue multiple regression techniques which first learned of the requirement is made to know in order to be eligible. Variables t hitung -2.36 so that H 1 is accepted which means that partially wadiah influential variables significantly to profitability to the second hypothesis, namely that the values obtained mudharabah variable t hitung of 3.542 with t tabel of 0.1574 so because the value t hitung","PeriodicalId":432959,"journal":{"name":"DIRHAM Jurnal Ekonomi Islam","volume":"120 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-02-07","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"132839902","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"QIYAS DALAM TINJAUAN HUKUM ISLAM","authors":"Fifi Hakimi, Wahidin Musta’in Billah","doi":"10.53990/djei.v3i2.234","DOIUrl":"https://doi.org/10.53990/djei.v3i2.234","url":null,"abstract":"The theory of qiyas has experienced very rapid development in this form in an abductive manner which previously was still in scope deductively, in the thought that it is regulated in Islamic law itself has external aspects in the concept of qiyas in the contemporary Islamic era, since the beginning, This qiyas is a theoretical matter that is always carried out by Islamic jurists, who conceptually have never experienced a change in dealing with problems that often arise in contemporary circles. It does not mean that it has limitations in looking broadly for illat which is theorized by qiyas law, and it is not limited to material concepts in concrete lines or contextually. However, the explanation given on any problem can be interpreted broadly and in detail to overcome it. Various questions and statements will be reviewed and solved as Islamic law regulates in aqidah.","PeriodicalId":432959,"journal":{"name":"DIRHAM Jurnal Ekonomi Islam","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-02-07","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"128755732","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"PENGUPASAN HUKUM PASAR MODAL SYARIAH TERHADAP HUKUM ISLAM","authors":"Rifyal Zuhdi Gultom, A. Munandar","doi":"10.53990/djei.v3i2.235","DOIUrl":"https://doi.org/10.53990/djei.v3i2.235","url":null,"abstract":"This research will discuss various types of Islamic sharia law that explore the Islamic Capital Market law. This law is based on the Fatwa of the National Sharia Council, Al Quran, Al Hadith and other laws regulated in Islamic sharia. Stripping the law of the is scrutinized through the verses of the Koran, Al Hadith, and the DSN MUI Fatwa. Other basic Islamic laws will not be examined but will provide additional theory and insight into Islamic law governing the Islamic capital market. In discussing Islamic capital market law on Islamic law, it is carried out using research methods based on references, library literature is followed by carrying out a normative juridical approach that is based on legal norms applied by the MUI DSN Fatwa. In addition to the law of fatwas, research is carried out based on sharia law based on the Koran such as Surah Al Baqarah (2:275), Surah An Nisa (4:29), Surah Al Maidah (5:1), Surah Al Jumuah (62:10) by stripping Islamic capital market legal research is also carried out based on the hadith of Rasulullah SAW which regulates the basis for implementing capital markets. With the stipulation of sharia law guided by the DSN-MUI fatwa No. 40/DSN- MUI/X/2003 in which the DSN-MUI fatwa contains a discussion on regulating the Capital Market \u0000with the backing of applying Islamic religious principles correctly to the laws that have been \u0000described.","PeriodicalId":432959,"journal":{"name":"DIRHAM Jurnal Ekonomi Islam","volume":"29 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-02-07","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"127417222","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"ANALISIS UPAYA DAN PENANGANAN PEMBIAYAAN NASABAH YANG WAFAT SESUDAH JATUH TEMPO (STUDI KASUS DI PT BPRS RIYAL IRSYADI BEKASI)","authors":"Anto Apriyanto, Julianna Rai Hakim Isnaini","doi":"10.53990/djei.v3i1.226","DOIUrl":"https://doi.org/10.53990/djei.v3i1.226","url":null,"abstract":"Islamic banking, as is the case with conventional banking in Indonesia, is an intermediary institution whose function is to collect funds and distribute funds to the public in the form of financing facilities. In this case, the author is interested in examining the analysis of efforts and handling of financing on customers who died after the maturity of the study at BPRS Riyal Irsyadi Bekasi. Based on this fact, the author is interested in conducting research by formulating the following problem: how to settle the financing whose customer dies after maturity (there is still an obligation to pay installments) at BPRS Riyal Irsyadi. The purpose of this research is to find out the settlement of financing for customers who die or die after maturity. To solve the existing problems the author uses a type of field research using a descriptive qualitative approach. The data collection method that the writer uses is the interview and observation method. The results of the settlement research carried out for the case of customers who died or died by way of heirs who paid or continued the financing installments at Riyal Irsyadi's BPRS.","PeriodicalId":432959,"journal":{"name":"DIRHAM Jurnal Ekonomi Islam","volume":"270 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-02-07","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"123412750","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"NILAI-NILAI EKONOMI ISLAM DALAM SISTEM PENGGAJIAN KARYAWAN (STUDI PADA PUSAT BEKAM RUQYAH CABANG DUKUH ZAMRUD KOTA BEKASI)","authors":"Mufid Habib Mustofa, Abdul Samad Kelsaba","doi":"10.53990/djei.v3i2.231","DOIUrl":"https://doi.org/10.53990/djei.v3i2.231","url":null,"abstract":"Islam governs all aspects of this universe, from the smallest to the biggest. Islam also regulates the concept of payroll employees well without decorating other parties. This research will discuss muamalah worship in the theme of Islamic Economic Values in the Employee Payroll System at the Ruqyah Cupping Center, Dukuh Emerald Branch, Bekasi City. Using primary data, this research will explore all kinds of realities and problems that occur in employee payroll based on Islamic economic values. The results of this study show that with the rules set by Islam, this life will follow the haq flow to go to maslahatan in realizing falah (happiness). One of the indicators that is the subject of discussion is that in preaching, it does not have to be with the material or ability that is possessed. As conclusion in this study, one of the categories is to preach treasure on the haq path to the happiness of the world and the hereafter.","PeriodicalId":432959,"journal":{"name":"DIRHAM Jurnal Ekonomi Islam","volume":"33 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-02-07","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"124478689","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"MEKANISME PENETAPAN HARGA JUAL PRODUK DAN LABA DALAM PANDANGAN EKONOMI ISLAM (Studi Kasus di Minimarket Family Bekasi)","authors":"Puti Khairani Rijad, S. Fadhilah","doi":"10.53990/djei.v3i1.227","DOIUrl":"https://doi.org/10.53990/djei.v3i1.227","url":null,"abstract":"Pricing errors can have various consequences; unethical pricing can make entrepreneurs dislike buyers, and even buyers can give reactions that can damage the company's reputation. Unsolicited quotations from buyers may result in rejection by some or all purchasers. This study uses qualitative methods in observation, interviews, literature, and documentation. Based on the results of this study, it can be concluded that in setting the product selling price, the Family minimarket uses the Cost Plus Pricing method, the Family minimarket offers a set low price to achieve the target sales volume, sales value, and market share by minimizing profits. Therefore the Family minimarket implements the use of the odd pricing mechanism. And in determining the profit, the Family minimarket does not determine the upper and lower limits of the profit earned but only takes a margin of 10-15%.","PeriodicalId":432959,"journal":{"name":"DIRHAM Jurnal Ekonomi Islam","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-02-07","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"129294688","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"PERSEPSI MASYARAKAT TANGERANG SELATAN TERHADAP PEMBIAYAAN NON-BANK PADA PERUMAHAN SYARIAH","authors":"H. Candra, A. Amrizal","doi":"10.53990/djei.v3i1.230","DOIUrl":"https://doi.org/10.53990/djei.v3i1.230","url":null,"abstract":"Perumahan syariah di Indonesia memang cukup banyak bermunculan karena menawarkan slogan-slogan yang sangat menarik, seperti tanpa riba, tanpa uang muka dan tanpa sita, sehingga konsumen tertarik untuk memiliki rumah dengan embel-embel syariah.. Penelitian ini bertujuan untuk menganalisis persepsi masyarakat tangerang selatan terhadap pembiayaan perumahan syariah non bank yang diukur dengan tiga variabel bebas yaitu Usia, Pendidikan dan Pekerjaan. Metode pengumpulan data dengan menyebarkan kuesioner hardcopy yang disusun dengan skala likert. Teknik analisis pada penelitian ini menggunakan SEM. Hasil uji reliabilitas dan validitas menunjukkan bahwa kuesioner penelitian valid dan reliabel. Hasil uji regresi simultan menunjukkan bahwa Usia, Pendidikan dan Pekerjaan tidak berpengaruh terhadap persepsi masyarakat tangerang selatan terhadap pembiayaan non bank. Hal ini berarti jika penelitian membuktikan bahwa masyarakat tangerang selatan belum atau belum memiliki kepercayaan terhadap pembiayaan perumahan syariah non bank.","PeriodicalId":432959,"journal":{"name":"DIRHAM Jurnal Ekonomi Islam","volume":"1 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-02-07","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"131035815","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"PENERAPAN ETIKA BISNIS ISLAM DALAM TRANSAKSI JUAL BELI DI PASAR TRADISIONAL (STUDI PADA PT BANGUN PRIMA LESTARI KENCANA BEKASI)","authors":"Muhammad Nur Ishak, Robiatul Adawia","doi":"10.53990/djei.v3i1.228","DOIUrl":"https://doi.org/10.53990/djei.v3i1.228","url":null,"abstract":"Islam is a complete and integrated system and way of life. He provides guidance on all aspects of life, including the commerce or sales sector. The purpose of this study is to find out how the understanding of Islamic business ethics among new market traders in Bekasi and how to apply Islamic business ethics among new market traders in Bekasi. The type of research conducted by the author is field research, namely research that is directly related to the object under study. The method used in this study is a qualitative descriptive method. The number of samples of traders in the new market in the new market of Bekasi is 20 respondents. The results of this study are based on the facts obtained from new market traders, about 17 people or 85% understand business ethics in trading, 2 people or 10% do not understand it, 1 person or 5% who do not understand Islamic business ethics in trading. Therefore, it can be concluded that a trader must apply the principles of Islamic business ethics in trading as well as position himself as a trader who applies honesty in order to become a businessman who adheres \u0000to Islamic business ethics.","PeriodicalId":432959,"journal":{"name":"DIRHAM Jurnal Ekonomi Islam","volume":"9 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-02-07","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"133143293","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"STUDI KOMPARATIF KINERJA REKSADANA SAHAM SYARIAH DAN KONVENSIONAL STUDI KASUS DI INDONESIA","authors":"Ahmad Rifa’i, Muhammad Rafi Siregar","doi":"10.53990/djei.v3i2.232","DOIUrl":"https://doi.org/10.53990/djei.v3i2.232","url":null,"abstract":"This study aims to determine whether there is a difference between the performance of conventional and sharia mutual funds and to find out the difference between the sharia index (JII) and the conventional index (IHSG). The population of this research is all stock mutual funds that cooperate with Indo Premier Sekuritas. Based on the purposive sampling method, there were 65 samples consisting of 14 Islamic stock mutual funds and 51 conventional stock mutual funds. Empirical results show that the performance of Islamic mutual funds is lower than that of conventional mutual funds. In addition, the performance of Islamic and conventional equity mutual funds is better than JII and JCI.","PeriodicalId":432959,"journal":{"name":"DIRHAM Jurnal Ekonomi Islam","volume":"56 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-02-07","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"115083746","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}
{"title":"ANALISA INVESTASI BERLANDASAN HUKUM ISLAM","authors":"Afifah Nur Millatina, Puti Khairani Rijadi","doi":"10.53990/djei.v3i2.233","DOIUrl":"https://doi.org/10.53990/djei.v3i2.233","url":null,"abstract":"Many people still consider illegal investment activities to be the same as gambling games and so on, even though the Indonesian Ulema Council has carried out ijtihad and Ijma for good investment activities, starting from mutual funds, stocks, and so on. This research will examine all legal aspects regarding investment, the risks faced solutions to avoid investment risks, and so on in accordance with Islamic Sharia laws (Al-Qur'an, Al Hadith, Ijma, and Qiyas). and in investing, of course doing various things including analysis, so this research will discuss how to carry out an analysis of investments in accordance with Islamic law permissible (Al Qur'an, Al Hadst, Ijma, and Qiyas). This research was carried out from various literature and experiences of investors who have tasted a lot of sweetness and bitterness in the investment world. In the current era, there are very many investments that are lured to get 100% results in a short time, basically investing has a process and is not always profitable or even detrimental. This research will discuss dealing with all aspects of society that are deceived by fraudulent investments by theFinancial Services Authority.","PeriodicalId":432959,"journal":{"name":"DIRHAM Jurnal Ekonomi Islam","volume":"14 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-02-07","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"121357826","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}