SRPN: Microfinance (Topic)最新文献

The Regulation of Prosocial Lending: Are Loan Ceilings Effective? 亲社会借贷的监管:贷款上限是否有效?

SRPN: Microfinance (Topic) Pub Date : 2020-12-01 DOI: 10.1016/j.jbankfin.2020.105979

Anastasia Cozarenco, A. Szafarz

引用次数: 13

Incidence of IFRS for SMEs in the Financial Sustainability on the Alpaquero Textile Sector of Perú, 2018 Alpaquero纺织行业财务可持续性中小企业IFRS发生率:Perú， 2018

SRPN: Microfinance (Topic) Pub Date : 2019-12-23 DOI: 10.20474/jabs-5.6.2

Constante Eduardo Jara Ortega, Daniel Eduardo Jara Rodrı́guez, Flor Vanessa Huamán Callo

{"title":"Incidence of IFRS for SMEs in the Financial Sustainability on the Alpaquero Textile Sector of Perú, 2018","authors":"Constante Eduardo Jara Ortega, Daniel Eduardo Jara Rodrı́guez, Flor Vanessa Huamán Callo","doi":"10.20474/jabs-5.6.2","DOIUrl":"https://doi.org/10.20474/jabs-5.6.2","url":null,"abstract":"One of the most representative economic sectors in Peru is the textile industry, especially the one focused on alpaca fiber, due to the high quality of raw material that exists in this country. The vast majority of this industry is occupied by large companies, which, with greater capital, better processes and ample capacity for negotiating prices with alpaca fiber producers, generate a type of monopoly dominated by large-scale companies, leaving the Small and Medium Enterprises (SMEs) that enter in this sector relegated, despite its large number, due to its limited resources, both, economic and technical. This research aims to demonstrate that with a correct order in the accounting management, internal control and application of International Financial Reporting Standards (IFRS) for SMEs since an SME starts, it can consolidate its stability over time to through greater financial sustainability. To that end, the company Millma y Qaytu was analyzed, which is an SME that is dedicated to the textile sector based in alpaca fiber. The accounting information was used from the creation of the company until the last available (2015 to 2017), proposing an applied investigation, correlational level, with non-experimental design and applying an adaptation to the specific case of the methodology proposed by (Bowman, 2011) ), which serves to measure the financial sustainability of an entity. As a result of the investigation, it was obtained that IFRS for SMEs have a positive impact on the sustainability of SMEs in the alpaquero textile sector.","PeriodicalId":430390,"journal":{"name":"SRPN: Microfinance (Topic)","volume":"72 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2019-12-23","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"131950051","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 1

Micro Entrepreneurs in Debre Berhan–Ethiopia: An Assessment 德布雷-伯尔罕-埃塞俄比亚的微型企业家:评估

SRPN: Microfinance (Topic) Pub Date : 2016-12-17 DOI: 10.2139/ssrn.2886878

Amelia P. Balasan

{"title":"Micro Entrepreneurs in Debre Berhan–Ethiopia: An Assessment","authors":"Amelia P. Balasan","doi":"10.2139/ssrn.2886878","DOIUrl":"https://doi.org/10.2139/ssrn.2886878","url":null,"abstract":"The paper provides an overview of the micro entrepreneurs in Debre Berhan-Ethiopia with regard to business profile of the micro entrepreneurs. This research also identifies the goods that micro entrepreneurs often sell in the market, the significant relationship, the problems encountered by the micro entrepreneurs, and solutions offered. To address the research questions, the researcher uses the qualitative and quantitative approach in the analysis of data. The study utilized the descriptive survey method which involves collecting data in order to test the hypothesis. The survey questionnaire was used as the main instrument. It made up to two parallel questionnaires as the principal method of collecting data based on the perception and preference of the respondents of the study. The respondents in this study were 10 Owners/Managers, 40 Vendors/Sellers group, a total of 50 respondents. The statistical tools used were frequency count, percentage, rank statistics to describe typical responses, and the Chi-square test to determine the relationship existing between the perception of the micro entrepreneurs on business profile. This paper has implications for business owners, managers and micro entrepreneurs who are engaged in business in Debre Berhan.","PeriodicalId":430390,"journal":{"name":"SRPN: Microfinance (Topic)","volume":"10 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2016-12-17","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"122080813","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Why Has Bangladesh Made Success in Microfinance? An Application of Social Relations Model 为什么孟加拉国在小额信贷方面取得了成功?社会关系模型的应用

SRPN: Microfinance (Topic) Pub Date : 2016-06-01 DOI: 10.2139/ssrn.2978480

M. Rahman, K. Farid, Bozlur Rahman Mollah

{"title":"Why Has Bangladesh Made Success in Microfinance? An Application of Social Relations Model","authors":"M. Rahman, K. Farid, Bozlur Rahman Mollah","doi":"10.2139/ssrn.2978480","DOIUrl":"https://doi.org/10.2139/ssrn.2978480","url":null,"abstract":"The study investigates the role of microfinance clients, field staffs of Microfinance Institutions (MFIs), and community leaders and their inter-relations as social actors for sustaining microfinance in Bangladesh. A total of 282 representative samples were collected constituting 206 clients, 44 community leaders, and 32 MFI staffs. Along with descriptive statistics, “R package” particularly “fSRM” package of Social Relations Model (SRM) was used for analysis. SRM estimation in two different models depicts mixed results. Estimated variance, covariance, and dyadic reciprocity covariance for clients, staffs, and leaders are found statistically significant in different combination. However, the extent of statistical significance is found highest for staffs, followed by clients and community leaders. This implies that client-staff dyadic relationship is more warmth than that of client-leader and staff-leader dyads. Leaders maintain less warmth relationship than do the clients and staffs as because leaders have comparatively less connection with microfinance program. Despite small sample size of this study, the empirical findings justify the notion that Bangladesh is the success case of microfinance program because of the strong relationship between clients and staffs. The findings might also open a window for adopting Social Relations Model in further microfinance research.","PeriodicalId":430390,"journal":{"name":"SRPN: Microfinance (Topic)","volume":"54 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2016-06-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"132398369","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 2

Role of Non-Governmental Organisations in Micro Finance through SHGs – A Study in Vellore District of Tamil Nadu. 非政府组织通过SHGs在微型金融中的作用——泰米尔纳德邦Vellore区的研究。

SRPN: Microfinance (Topic) Pub Date : 2014-10-23 DOI: 10.2139/ssrn.2513715

R. Karuppannan

引用次数: 3

Determinants of Success in Online Social Lending: A Peak at US Prosper & UK Zopa 在线社交借贷成功的决定因素:美国Prosper和英国Zopa的高峰

SRPN: Microfinance (Topic) Pub Date : 2014-05-27 DOI: 10.2139/ssrn.2442442

Laura González, Kevin McAleer

引用次数: 5

What is Microinsurance? 什么是小额保险?

SRPN: Microfinance (Topic) Pub Date : 2014-05-08 DOI: 10.2139/ssrn.2434501

D. Dror, D. Piesse