Perbanas Journal of Islamic Economics and Business最新文献

{"title":"Analisis Pengaruh Iklim Organisasi, Interaksi Psikososial, dan Karakteristik Individu Terhadap Organisasi Kerja dan Konten Pekerjaan","authors":"Farhand Makitsuna, Andhyka Tyaz Nugraha","doi":"10.56174/pjieb.v4i1.214","DOIUrl":"https://doi.org/10.56174/pjieb.v4i1.214","url":null,"abstract":"The study explored the impact of organizational climate, psychosocial interactions, and individual characteristics on Work Organization and Job Content at Bank Syariah Indonesia area Lhokseumawe, involving 172 employees as respondents. The mixed-methods research method is used, combining qualitative and quantitative approaches. Analysis results with SmartPLS 3 showed that changes in job satisfaction did not significantly affect work organization or job content. Nevertheless, the level of cognitive demand for employees can play an important role in well-being and job satisfaction, especially in a complex Sharia banking environment. The negative relationship between fatigue, work organization, and job content emphasizes the need for fatigue management to reduce turnover intentions and increase job satisfaction. Furthermore, organizational culture (BI) has been shown to significantly influence work organization and job content. (WJ). Research recommendations include the implementation of structured programs such as coaching, counseling, and mentoring to support staff career development. Special attention to fatigue management and mental well-being is emphasized. These recommendations need to be supported by a continuous monitoring system and cooperation with external educational and training institutions. This effort is expected to provide optimum benefits to employees and organizations, creating a satisfactory and productive working environment at Bank Syariah Indonesia area Lhokseumawe.","PeriodicalId":413696,"journal":{"name":"Perbanas Journal of Islamic Economics and Business","volume":"12 8","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-02-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139831651","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Analisis Pengaruh Iklim Organisasi, Interaksi Psikososial, dan Karakteristik Individu Terhadap Organisasi Kerja dan Konten Pekerjaan","authors":"Farhand Makitsuna, Andhyka Tyaz Nugraha","doi":"10.56174/pjieb.v4i1.214","DOIUrl":"https://doi.org/10.56174/pjieb.v4i1.214","url":null,"abstract":"The study explored the impact of organizational climate, psychosocial interactions, and individual characteristics on Work Organization and Job Content at Bank Syariah Indonesia area Lhokseumawe, involving 172 employees as respondents. The mixed-methods research method is used, combining qualitative and quantitative approaches. Analysis results with SmartPLS 3 showed that changes in job satisfaction did not significantly affect work organization or job content. Nevertheless, the level of cognitive demand for employees can play an important role in well-being and job satisfaction, especially in a complex Sharia banking environment. The negative relationship between fatigue, work organization, and job content emphasizes the need for fatigue management to reduce turnover intentions and increase job satisfaction. Furthermore, organizational culture (BI) has been shown to significantly influence work organization and job content. (WJ). Research recommendations include the implementation of structured programs such as coaching, counseling, and mentoring to support staff career development. Special attention to fatigue management and mental well-being is emphasized. These recommendations need to be supported by a continuous monitoring system and cooperation with external educational and training institutions. This effort is expected to provide optimum benefits to employees and organizations, creating a satisfactory and productive working environment at Bank Syariah Indonesia area Lhokseumawe.","PeriodicalId":413696,"journal":{"name":"Perbanas Journal of Islamic Economics and Business","volume":"59 11-12","pages":""},"PeriodicalIF":0.0,"publicationDate":"2024-02-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"139891512","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"How Do Halal Labels, Pricing, and Promotion Affect Sasha Toothpaste Purchasing Decisions?","authors":"Sekar Alma Arifitria, R. F. Kaban, H. Widjaja","doi":"10.56174/pjieb.v3i2.135","DOIUrl":"https://doi.org/10.56174/pjieb.v3i2.135","url":null,"abstract":"During the pandemic, many companies experienced decline in revenue, including the toothpaste industry. Sasha toothpaste product is one of the halal toothpaste brands that has variability so authors conducted research on several variables that can influence purchasing decisions related to sales of Sasha toothpaste. The purpose of this study was to determine and analyze the effect of the Halal label, price, and promotion on purchasing decisions for Sasha toothpaste. Descriptive analysis with quantitative approach is used in the research design. With 75 respondents and non-probability sampling technique, it is continued with several analytical test. The results of this study indicate that the Halal label has no effect on the decision to buy Sasha toothpaste while the price and promotion do. At the simultant way, halal label, price and promotion affect decision to buy Sasha toothpaste. The halal label variable in making a consumer decision to buy toothpaste is a novelty in this study, because previous research focused more on marketing mix variables such as price and promotion only. It is recommended that the placement of halal label on this product be emphasized more clearly so consumers can be more aware of the existence of halal label on its packaging","PeriodicalId":413696,"journal":{"name":"Perbanas Journal of Islamic Economics and Business","volume":"45 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-07-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"124121474","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Kemampuan Manajer Investasi dan Kinerja Reksadana Saham Syariah yang Terdaftar di Bursa Efek Indonesia","authors":"A. D. Marsono, Nurul Fadillah","doi":"10.56174/pjieb.v3i2.134","DOIUrl":"https://doi.org/10.56174/pjieb.v3i2.134","url":null,"abstract":"Tujuan dari penelitian ini adalah untuk menganalisis pengaruh kemampuan manajer investasi terhadap kinerja reksadana saham syariah yang terdaftar di Bursa Efek Indonesia. Proksi kemampuan manajer investasi adalah stock selection ability dan market timing. Sampel terdiri atas 36 reksadana syariah yang dipilih menggunakan metode purposive sampling. Kinerja reksadana saham syariah diukur menggunakan simple return method. Treynor Mazuy model digunakan untuk mengukur stock selection ability dan market timing abilitys. Analisis data menggunakan model data panel. Hasilnya menunjukan bahwa kemampuan manajer investasi [stock selection ability dan market timing ability] terbukti berpengaruh positif dan signifikan terhadap kinerja reksadana saham syariah.","PeriodicalId":413696,"journal":{"name":"Perbanas Journal of Islamic Economics and Business","volume":"122 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-07-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"116204947","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Informasi Halal dalam Customer Value Disclosure (CVD)","authors":"Z. Pane, Y. Yohana","doi":"10.56174/pjieb.v3i2.119","DOIUrl":"https://doi.org/10.56174/pjieb.v3i2.119","url":null,"abstract":"Indonesia merupakan penduduk dengan mayoritas beragama Islam sehingga konsumen memiliki hak untuk mengetahui kehalalan produk / jasa yang dikonsumsinya. Selain itu, informasi halal tersebut dapat menjadi nilai bagi pelanggan karena menjadi pembeda dengan produk / jasa sejenis yang ditawarkan produsen lain. Penelitian ini bertujuan mengajukan informasi halal sebagai keterbaruan dalam Customer Value Disclosure (CVD). Keterbaruan ini menjadi penting untuk mengurangi asimetri informasi, memberikan  nilai tambah (value added) dan keunggulan kompetitif bagi perusahaan khususnya bila beroperasi di wilayah dengan mayoritas penduduk beragama Islam. Selain itu, keterbaruan ini dapat dikaji dalam studi lanjutan dikaitakan dengan variabel lain contohnya harga saham, nilai perusahaan, profitabilitas masa datang, biaya modal (cost of equity), kesiapan personil, tantangan dalam penyusunan informasi halal dan lainnya. Melalui kajian literatur dengan rujukan dua penelitian yang spesifik membahas Customer Value Disclosure (CVD) serta laporan tahunan beberapa perusahaan, disimpulkan informasi halal dapat ditambahkan dalam pengungkapan karena perusahaan telah memberikan informasi tersebut di dalam laporan tahunan.  Informasi tersebut berupa komitmen dan capaian perusahaan terhadap kehalalan produk / jasa serta sertifikasi halal yang diperoleh.","PeriodicalId":413696,"journal":{"name":"Perbanas Journal of Islamic Economics and Business","volume":"47 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-07-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"123919207","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"The Effect of Premium Contribution and Claim Expenses on Investment Results With Tabarru Reserves As An Intervening Variable In Sharia Life Insurance Companies","authors":"Embun Prowanta","doi":"10.56174/pjieb.v3i2.126","DOIUrl":"https://doi.org/10.56174/pjieb.v3i2.126","url":null,"abstract":"Asuransi Jiwa Syariah merupakan asuransi mengelola dana sesuai dengan prinsip-prinsip Syariah dimana terdapat prinsip saling tolong menolong dan saling melindungi diantara para peserta melalui kontribusi ke Dana Tabarru.Tujuan penelitian untuk menganalisis pengaruh dari kontribusi dan beban klaim terbadap cadangan dana tabarru dengan hasil investasi sebagai variabel intervening. Periode penelitian yang dilakukan tahun 2018-2020 dengan sampel perusahaan asuransi jiwa syariah sebanyak tujuh perusahaan. Data diperoleb dari laporan keuangan tahunan perusahaan yang telah dikumpulkan secara purpose sampling dengan metode analisis menggunakan Structural Equation Modeling (SEM) PLS. Hasil dari penelitian ini menunjukan bahwa kontribusi premi mempunyai pengaruh positif terhadap cadangan dana  tabarru, namun tidak mempunyai pengaruh dengan hasil investasi. Beban klaim tidak mempunyai pengaruh terhadap cadangan dana tabarru, namun mempunyai pengaruh positif signifikan dengan hasil investasi. Hasil investasi tidak mempunyai pengaruh terhadap cadangan dana  tabarru. Hasil investasi tidak memediasi kontribusi premi dan beban klaim terhadap cadangan dana tabarru.","PeriodicalId":413696,"journal":{"name":"Perbanas Journal of Islamic Economics and Business","volume":"24 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-07-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"127648309","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Pengembangan Model Fintech-Micro BMT (FIT)","authors":"Abdullah Haidar, Nur Hendrasto, Evania Herindar, Fauziah Chairiyati","doi":"10.56174/pjieb.v3i2.120","DOIUrl":"https://doi.org/10.56174/pjieb.v3i2.120","url":null,"abstract":"This article's goal is to create a Fintech Micro BMT (FIT) financial technology innovation model for the Islamic microfinance institution Baitul Maal wa Tamwil (BMT) at the APEX/association scale. Being a successful and independent institution (financial self-uffency) as a commercial function and assisting in reducing poverty (poverty alleviation) as a social function are the two fundamental goals of BMT. The goal of fintech micro BMT is to accomplish both objectives. Through the use of descriptive analytic techniques, the research was carried out utilizing qualitative approaches. Primary data from interviews and secondary data from literature reviews make up the utilised data. The basic prototype of the application and its features were analyzed for model innovation using the Business Model Canvas framework. This was followed by a description of the BMT and MSME simple financial reporting accounting systems as well as the credit scoring model. In order to solve the issue of liquidity gaps (mismatch), this study produced a Fintech micro BMT model that maximizes the dualities of commercial BMT functions (increasing market share) and social (ZISWAF). Business management, accounting reporting, as well as a qualified credit rating model, support these two tasks. The triple bottom line purpose of BMT—economic growth, community empowerment, and sustainability—is also embodied by fintech micro BMT. The adoption of Fintech micro BMT is anticipated to assist BMTs in expanding their role in developing the sharia microfinance network, promote cooperation among BMTs in Indonesia, boost the volume of BMT financial transactions, integrate MSME actors as recipients of ZISWAF financing and donors with BMTs, promote market transparency, and lower the risk of information asymmetry in the process of providing financing.","PeriodicalId":413696,"journal":{"name":"Perbanas Journal of Islamic Economics and Business","volume":"45 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-07-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"125993315","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Development Aspects of Post-Merger Islamic Banks: A Systematic Literature Review","authors":"A. Isman, Ega Rusanti, Armin Rusli Makatita","doi":"10.56174/pjieb.v3i2.124","DOIUrl":"https://doi.org/10.56174/pjieb.v3i2.124","url":null,"abstract":"Banking plays the role of a financial intermediary and is also considered to have a central position in the economy. The strategy pursued by Islamic banking is to merge with the aim of improving various aspects of it. This study aims to analyze the important aspects of Islamic banking, especially post-merger. This study uses qualitative research with the A Systematic Literature Review (SLR) approach. Data collection was carried out by surfing the internet from Google Scholars and Emerald. The research data population is journals with a focus on aspects of development in post-merger Islamic banking as many as 25 indexed journals from various publishers or journal publishers. According to the findings of this study by a systematic literature review show that several aspects that need to be improved after the merger are Profitability, Shariah Compliance, Technology, Human Resources, Management, Business and Marketing, and Efficiency. Humam resources aspect is a dominant aspect in building a positive image of sharia banking has escaped his attention after merger. This research implies to shariah banking for know the urgency of increasing post-merger and to be improve several aspects for development the Islamic bank in Indonesia.","PeriodicalId":413696,"journal":{"name":"Perbanas Journal of Islamic Economics and Business","volume":"21 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-07-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"125777602","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Perilaku Pembelian Produk Makanan Halal pada Mahasiswa Muslim di Indonesia (Ditinjau dari Religiusitas, Pengetahuan Label Halal dan Sikap)","authors":"E. Susanti, Apriyana Apriyana, Zurlina Lubis","doi":"10.56174/pjieb.v3i1.60","DOIUrl":"https://doi.org/10.56174/pjieb.v3i1.60","url":null,"abstract":"Tujuan dari penelitian ini adalah untuk mengetahui Religiusitas, Pengetahuan Label Halal dan Sikap terhadap Perilaku Pembelian Produk Makanan Halal pada Mahasiswa Muslim di Indonesia, khususnya generasi Z dan Milenial.  Penelitian ini dilakukan di Indonesia, mulai bulan Februari-September 2021. Jumlah sampel dalam penelitian ini sebanyak 165 responden yang tersebar di lima kota besar di Indonesia, dengan menggunakan teknik purposive sampling, diantaranya adalah usia responden pada kelompok generasi millenial dan generasi Z. , beragama Islam dan telah membeli makanan halal. Metode analisis data yang digunakan adalah analisis deskriptif dan analisis regresi linier menggunakan SPSS 26.. Hasil penelitian menunjukkan bahwa perilaku pembelian produk halal generasi millenial dan generasi Z dipengaruhi oleh religiusitas, pengetahuan label halal, dan sikap, dimana koefisien determinasi menunjukkan bahwa perilaku pembelian produk halal dipengaruhi oleh 15,5% pengetahuan tentang label halal, 19,1% religiusitas dan 38,5% dipengaruhi oleh sikap. Orisinalitas penelitian ini menghubungkan variabel religiusitas dengan perilak \u0000Tujuan dari penelitian ini adalah untuk mengetahui Religiusitas, Pengetahuan Label Halal dan Sikap terhadap Perilaku Pembelian Produk Makanan Halal pada Mahasiswa Muslim di Indonesia, khususnya generasi Z dan Milenial.  Penelitian ini dilakukan di Indonesia, mulai bulan Februari-September 2021. Jumlah sampel dalam penelitian ini sebanyak 165 responden yang tersebar di lima kota besar di Indonesia, dengan menggunakan teknik purposive sampling, diantaranya adalah usia responden pada kelompok generasi millenial dan generasi Z. , beragama Islam dan telah membeli makanan halal. Metode analisis data yang digunakan adalah analisis deskriptif dan analisis regresi linier menggunakan SPSS 26.. Hasil penelitian menunjukkan bahwa perilaku pembelian produk halal generasi millenial dan generasi Z dipengaruhi oleh religiusitas, pengetahuan label halal, dan sikap, dimana koefisien determinasi menunjukkan bahwa perilaku pembelian produk halal dipengaruhi oleh 15,5% pengetahuan tentang label halal, 19,1% religiusitas dan 38,5% dipengaruhi oleh sikap. Orisinalitas penelitian ini menghubungkan variabel religiusitas dengan perilaku pembelian melalui sikap. Bagi peneliti selanjutnya, variabel dukungan sosial dapat dipertimbangkan dalam mempengaruhi perilaku pembelian melalui sikap. Bagi peneliti selanjutnya, variabel dukungan sosial dapat dipertimbangkan dalam mempengaruhi perilaku pembelian","PeriodicalId":413696,"journal":{"name":"Perbanas Journal of Islamic Economics and Business","volume":"112 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-01-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"124744462","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

{"title":"Pendidikan Kewirausahaan di Indonesia: Perspektif Nilai-Nilai Islam","authors":"Adi Susilo Jahja, D. Yudo, F. Fauzan","doi":"10.56174/pjieb.v3i1.83","DOIUrl":"https://doi.org/10.56174/pjieb.v3i1.83","url":null,"abstract":"Industri berbasis syariah telah menunjukkan perkembangan yang pesat karena semakin banyak negara yang terlibat. Namun demikian, meskipun Indonesia adalah negara berpenduduk Muslim terbesar di dunia, posisinya sebagai produsen produk halal dunia menempati urutan ke ke-10. Di samping itu index kewirausahaan Indonesia juga masih rendah. Pendidikan kewirausahaan perlu diperhatikan  untuk meraih peluang usaha industri berbasis syariah. Untuk itu perlu dibangun sumber daya manusia wirausaha yang taat syariah. Makalah ini bermaksud mengidentifikasi nilai-nilai Islam yang dapat diterapkan dalam materi kewirausahaan Islam agar dapat digunakan pada  pengajaran di sekolah maupun perguruan tinggi. Metode penelitiannya adalah deskriptif kualitatif, dengan melakukan kajian pustaka. Penulis menawarkan nilai-nilai Islam dalam bisnis dan kewirausahaan yang meliputi landasan, proses kewirausahaan, manajemen bisnis, keuntungan dan dampak sosial.","PeriodicalId":413696,"journal":{"name":"Perbanas Journal of Islamic Economics and Business","volume":"14 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2023-01-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"129272865","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}