PSN: Financial Institutions (Topic)最新文献

Digitalization-Enabled Evolution of Customer Value Creation: An Executive View in Financial Services 客户价值创造的数字化演进:金融服务业高管视角

PSN: Financial Institutions (Topic) Pub Date : 2022-07-01 DOI: 10.2139/ssrn.3887270

Ilkka Lahteenmaki, Satu Nätti, Saila Saraniemi

引用次数: 15

Entrepreneurial Orientation and its Impact on Organizational Performance. Case of Selected Micro Financial Institutions (MFIs) In Yaoundé, Cameroon 创业导向及其对组织绩效的影响。喀麦隆雅温德省小额金融机构(mfi)案例

PSN: Financial Institutions (Topic) Pub Date : 2021-10-06 DOI: 10.2139/ssrn.3937647

Fuesoh Roy Yewoh, Mark Wiykiynyuy Tangwa

{"title":"Entrepreneurial Orientation and its Impact on Organizational Performance. Case of Selected Micro Financial Institutions (MFIs) In Yaoundé, Cameroon","authors":"Fuesoh Roy Yewoh, Mark Wiykiynyuy Tangwa","doi":"10.2139/ssrn.3937647","DOIUrl":"https://doi.org/10.2139/ssrn.3937647","url":null,"abstract":"This study aimed at assessing entrepreneurial orientation (EO) and its impact on organizational performance. The study measure EO using innovativeness, proactiveness, and risk-taking which are key dimensions of EO. This researcher adopted a descriptive and casual research design for the study which allowed the researcher to identify the cause-and-effect relationship between study variables. A purposive sample of 127 respondents was taken from different Micro Financial Institutions (MFIs) in Yaoundé, Cameroon for the study. A well-structured self-administered questionnaire was used in collecting data for the study. The relative performance of the organization compared to major competitors for the last three years has been considered as the measure for organizational performance. The scales used for the survey were validated using the Cronbach Alpha Test before performing the correlation and regression analyses which were the analytical method used to test our different hypotheses. The result of the correlation analysis revealed that innovativeness, proactiveness, and risk-taking had a positive relationship with organizational performance. In the same light, the regression analysis revealed that EO has a significant and positive impact on the organizational performance of MFIs in Yaoundé. The findings of the study will help entrepreneurs, business management researchers, and practitioners (managers) in developing strategies for better performance.","PeriodicalId":405783,"journal":{"name":"PSN: Financial Institutions (Topic)","volume":"79 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-10-06","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"130054292","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 0

Corruption and bank risk-taking: The deterring role of Shari’ah supervision 腐败与银行冒险:伊斯兰教法监管的威慑作用

PSN: Financial Institutions (Topic) Pub Date : 2021-10-04 DOI: 10.2139/ssrn.3936029

Mushtaq Hussain Khan, Mohammad Bitar, Amine Tarazi, Arshad Hassan, A. Fraz

引用次数: 0

The Internationalization of Domestic Banks and the Credit Channel of Monetary Policy 国内银行国际化与货币政策信贷渠道

PSN: Financial Institutions (Topic) Pub Date : 2021-10-01 DOI: 10.2139/ssrn.3945599

Paola Morales, Daniel Osorio-Rodíguez, J. S. Lemus-Esquivel, M. Sarmiento

{"title":"The Internationalization of Domestic Banks and the Credit Channel of Monetary Policy","authors":"Paola Morales, Daniel Osorio-Rodíguez, J. S. Lemus-Esquivel, M. Sarmiento","doi":"10.2139/ssrn.3945599","DOIUrl":"https://doi.org/10.2139/ssrn.3945599","url":null,"abstract":"How does the expansion of domestic banks in international markets affect the bank lending channel of monetary policy? Using bank-firm loan-level data, we find that loan growth and loan rates from international banks respond less to monetary policy changes than domestic banks and that internationalization partially mitigates the risk-taking channel of monetary policy. Banks with a large international presence tend to tolerate more their credit risk exposition relative to domestic banks. Moreover, international banks tend to rely more on foreign funding when policy rates change, allowing them to insulate better the monetary policy changes from their credit supply than domestic banks. This result is consistent with the predictions of the internal capital markets hypothesis. We also show that macroprudential FX regulation reduces banks with high FX exposition access to foreign funding, ultimately contributing to monetary policy transmission. Overall, our results suggest that the internationalization of banks lowers the potency of the bank lending channel. Furthermore, it diminishes the risk-taking channel of monetary policy within the limit established by macroprudential FX regulations.","PeriodicalId":405783,"journal":{"name":"PSN: Financial Institutions (Topic)","volume":"2012 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-10-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"131854969","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 2

Bank Information Production Over the Business Cycle 商业周期中的银行信息生产

PSN: Financial Institutions (Topic) Pub Date : 2021-09-30 DOI: 10.2139/ssrn.3934049

Gregory Weitzner, Cooper Howes

引用次数: 5

Evaluating the Evolution of the Personal Financial Planning Industry: Mutualism, Commensalism, or Parasitism 评估个人理财行业的演变:互惠、共生还是寄生

PSN: Financial Institutions (Topic) Pub Date : 2021-09-29 DOI: 10.35609/jfbr.2021.6.2(1)

GATR Journals Submitter, Bryan Teoh Phern Chern

{"title":"Evaluating the Evolution of the Personal Financial Planning Industry: Mutualism, Commensalism, or Parasitism","authors":"GATR Journals Submitter, Bryan Teoh Phern Chern","doi":"10.35609/jfbr.2021.6.2(1)","DOIUrl":"https://doi.org/10.35609/jfbr.2021.6.2(1)","url":null,"abstract":"Objective – The personal financial planning and advice industry has been a growing industry for the past years and will\u0000continue to experience growth as the general wealth of the public increases, along with the economic recovery post\u0000Covid-19. This industry includes registered investment advisors (RIA) which are licensed by a locally approved\u0000institution, and financial educators and influencers that do not require licensing by a regulatory body.\u0000Methodology – There are many benefits that these parties can bring towards the financial health of their clients and\u0000viewers such as having a thorough personal financial plan, investment strategies, and retirement planning. However,\u0000this industry has also received many negative feedbacks and experiences from clients regarding the general system of\u0000the industry or specific areas within the sector. One of the objectives of this article is to evaluate the evolution of the\u0000personal financial planning industry over the years, how it has transitioned from traditional methods into current\u0000industry standards, and where it might be heading in the coming years.\u0000Findings– The findings of the paper provide clarity and insight into the mature industry which can benefit current and\u0000potential consumers, promoting healthier industry development.\u0000Novelty – The next objective is to investigate the risk and rewards of the current personal financial planning and advice\u0000industry towards consumers. This paper will critically review the past literature and evaluate contemporary views from\u0000various perspectives to achieve the above objectives.\u0000Type of Paper: Review\u0000JEL Classification: G20 I22\u0000Keywords: Conflicts of interest; Financial advice; Financial planning; Influencers; Personal finance","PeriodicalId":405783,"journal":{"name":"PSN: Financial Institutions (Topic)","volume":"197 1","pages":"0"},"PeriodicalIF":0.0,"publicationDate":"2021-09-29","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":null,"resultStr":null,"platform":"Semanticscholar","paperid":"133782628","PeriodicalName":null,"FirstCategoryId":null,"ListUrlMain":null,"RegionNum":0,"RegionCategory":"","ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":"","EPubDate":null,"PubModel":null,"JCR":null,"JCRName":null,"Score":null,"Total":0}

引用次数: 1

The Impact Factors on Acceptance the Internet Banking: Case of Kurdistan Region 网上银行接受度的影响因素:以库尔德斯坦地区为例

PSN: Financial Institutions (Topic) Pub Date : 2021-09-08 DOI: 10.2139/ssrn.3919527

Govand S. Srosht, Simon Thirun

引用次数: 0

Shareholder Litigation and Bank Risk 股东诉讼与银行风险

PSN: Financial Institutions (Topic) Pub Date : 2021-09-04 DOI: 10.2139/ssrn.3917337

Marta Degl'Innocenti, Franco Fiordelisi, Wei-ling Song, Si Zhou

引用次数: 0

Global Financial Cycle, Household Credit, and Macroprudential Policies 全球金融周期、家庭信贷和宏观审慎政策

PSN: Financial Institutions (Topic) Pub Date : 2021-09-04 DOI: 10.2139/ssrn.3044959

Mircea Epure, Irina Mihai, Camelia Minoiu, J. Peydró

引用次数: 29

Roles of the CBN and NDIC in Nigeria's Monetary Policy and Regulation CBN和NDIC在尼日利亚货币政策和监管中的作用

PSN: Financial Institutions (Topic) Pub Date : 2021-08-09 DOI: 10.2139/ssrn.3902074

Ogochukwu Joshua Ogwu

引用次数: 0